3 Risiko Terbesar Berinvestasi Saham

Summary

This video discusses the three major risks in stock investing: price volatility, liquidity risk, and company-specific risk. It emphasizes that stock prices can fluctuate in the short term, but long-term investments often yield higher returns, as shown with BCA's stock. Liquidity risk arises when it’s hard to sell assets, especially with low-liquidity stocks. Company-specific risks occur when a company's earnings or management issues impact stock prices, as seen with Unilever. The video offers tips to manage these risks, including focusing on companies with stable profits, avoiding low-liquidity stocks, and doing thorough research before investing.

Takeaways

• 😀 Stock investing can provide great long-term returns, but it comes with inherent risks that need to be understood and managed.
• 📉 Stock prices fluctuate regularly, and short-term market movements should not be a reason to panic.
• 💡 A long-term investment strategy is crucial. Understand that companies need time to prove their profitability and value in the market.
• 📊 It’s important to evaluate a company’s financial health, especially its annual net profit, to understand its stock’s potential for growth.
• 💰 Avoid getting stressed over short-term losses. If a stock’s value drops, check its long-term performance to see if it’s still a good investment.
• 🏡 Liquidity risk can affect your ability to sell stocks quickly. Some stocks may be harder to sell due to low trading volume or lack of demand.
• 💡 To avoid liquidity issues, invest in stocks from companies listed in the LQ45 index, which are the most liquid and actively traded in Indonesia.
• 🚫 Avoid investing in low-value or speculative stocks (also called 'penny stocks') which often have poor liquidity and are harder to sell.
• 🔍 Always research the company you plan to invest in. Know its business model, financial reports, and any potential risks or issues affecting its performance.
• 📉 Company-specific risks, such as poor management or declining profitability, can significantly impact stock value. An example of this is Unilever’s stock price dropping 60% over five years.
• ⚠️ Some companies, like Garuda Indonesia and Tiga Pilar Sejahtera, have faced major issues like fraud or unethical business practices, which led to a significant decline in their stock prices. Always check for transparency and ethical business practices before investing.

Q & A

What are the three biggest risks of investing in stocks mentioned in the video?

The three biggest risks mentioned are: 1) Price Fluctuation, 2) Liquidity Risk, and 3) Company Risk.

How can short-term price fluctuations affect investors, and how should they respond?

Short-term price fluctuations can lead to potential losses, but they don’t necessarily reflect a company’s long-term performance. Investors should respond by maintaining patience, focusing on the company's long-term growth, and avoiding panic-selling.

Why is it important to look at a company's net profit when evaluating stock performance?

Net profit is a key indicator of a company’s financial health and ability to generate value over time. Monitoring this metric helps investors make informed decisions and assess whether the company can sustain growth, thus influencing the stock price.

What is the LQ45 index, and why should investors focus on it?

The LQ45 index lists the 45 most liquid stocks on the Indonesian stock exchange. Investors should focus on this index because it represents companies that have high trading volumes, ensuring there are always buyers and sellers, reducing liquidity risk.

What is liquidity risk, and how does it relate to stock investing?

Liquidity risk refers to the challenge of selling a stock quickly when needed, especially if the stock is not frequently traded. If a stock has low liquidity, it may be hard to find a buyer, leading to delays or price discounts when selling.

How does a company's financial health affect its stock price?

A company’s financial health directly influences its stock price. If a company faces financial difficulties or reduced profits, its stock price may decline. Conversely, strong performance typically leads to stock price growth.

Can you explain how Unilever's stock price drop was linked to its declining profits?

Unilever’s stock dropped due to a significant decline in its net profit, which decreased by 41% from 2018 to 2022. Despite some recovery in 2023, the stock price had already been negatively impacted by years of poor performance and high initial valuation.

Why should investors avoid investing in low-liquidity stocks?

Investing in low-liquidity stocks poses a higher risk because it can be difficult to sell the stocks when needed. Without enough market activity, there may not be buyers available, or you may have to sell at a much lower price than expected.

What is the connection between a company’s performance and its stock price?

A company’s stock price is largely influenced by its financial performance. Strong earnings or profitability often result in stock price increases, while poor performance, such as falling profits or operational issues, typically causes a decrease in stock value.

What advice is given for avoiding risky companies in the stock market?

It’s advised that investors research companies thoroughly before buying their stocks. Focus on companies with solid financials and strong management. Avoid companies with poor financial health or operations, as they are more likely to experience stock price declines.