conheça o Cartão de crédito Sam's clube e como solicitar

Summary

In this video, the presenter discusses the S Clube Mastercard, a credit card offering exclusive benefits like discounts at S Clube stores and a zero annual fee for club members. The card also includes features such as automatic installment options for unpaid purchases and security insurance. However, applicants can only request the card in person at select S Clube locations, and it's not available for everyone. The video emphasizes the importance of the app for managing the card and highlights both the benefits and limitations, urging viewers to check if they are eligible before applying.

Takeaways

• 😀 The S Clube credit card offers zero annual fee for club members, but non-members must pay R$179.80 annually (payable in 12 installments).
• 😀 The card provides discounts on products at S Clube stores, and members can access exclusive services and events.
• 😀 The S Clube credit card is issued by the Valmar Group and part of Carrefour.
• 😀 The card features Mastercard International, and comes with proximity payment technology for easy contactless transactions.
• 😀 Non-members will incur a monthly fee of R$14.99 if they don't join the club, which is required to waive the annual fee.
• 😀 The card offers an optional Pix protection insurance (which is not free) for security against theft or loss.
• 😀 Cardholders can manage their accounts through a dedicated mobile app for tracking limits, checking bills, and managing payments.
• 😀 The card has automatic installment functionality: if a purchase is not paid in full, the bank automatically splits the balance into installments.
• 😀 The card is currently not available for online applications or via the app—requests must be made in person at S Clube stores.
• 😀 The card is not available in all cities—only those with S Clube stores, including São Paulo, Rio de Janeiro, and Curitiba, among others.
• 😀 Viewers are encouraged to comment on their experiences with the card, and they can find links in the video description for other credit card options.

Q & A

What is the S Clube Credit Card?

The S Clube Credit Card is a credit card offered by a retail network that is part of the Carrefour group. It offers benefits such as discounts at S Clube stores and the option to become a club member to enjoy additional perks.

What is the benefit of being a member of S Clube for the credit card?

If you are a member of S Clube, you can get the credit card with no annual fee. Membership also provides access to discounts, special offers, and other exclusive events and services.

What are the fees for non-members of S Clube who want the card?

Non-members will need to pay an annual fee of R$179.80, or they can choose to pay R$14.99 per month as a monthly fee.

Can I apply for the S Clube Credit Card online?

No, you cannot apply for the S Clube Credit Card online. Applications must be made in person at S Clube stores in certain cities.

Which cities can request the S Clube Credit Card in person?

The card is available for in-person applications in cities with S Clube stores, such as Goiânia, Maceió, Recife, Campinas, and others. You can search for nearby stores via Google.

What are the benefits of having the S Clube Credit Card?

Cardholders enjoy discounts in S Clube stores, special offers for club members, automatic payment options for overdue bills, and the ability to manage the card via a mobile app.

What does the automatic payment feature of the S Clube Credit Card do?

The automatic payment feature allows the financial institution behind the card to parcel a bill automatically if you do not pay it in full by the due date. This helps avoid penalties for missed payments.

What kind of security does the S Clube Credit Card offer?

The card offers an optional Pix protection insurance that covers unexpected events, such as theft, but it is an additional, paid service.

How can I manage my S Clube Credit Card?

You can manage your S Clube Credit Card through the mobile app. The app allows you to track your bills, unlock your card, and check your credit limit, among other features.

What is the main disadvantage of the S Clube Credit Card?

The main disadvantage is that the card is not available to everyone. It can only be requested in person at S Clube stores located in specific cities, and there is no option to apply online or through the app.