Investasi Saham Seumur Hidup - 3 Saham Andalan Lo Kheng Hong

Summary

In this video, the speaker shares stock recommendations from Pak Lopenghol, a well-known figure in the investment world. He discusses three stocks that he considers valuable for long-term holding: Bank CIMB (BNGA), Bank OCBC NISP (NISP), and ABM Investama (ABMM). Each stock is analyzed in terms of key financial metrics such as assets, earnings, price-to-book ratios, and dividend yields. The speaker emphasizes the importance of undervalued stocks with strong asset bases and attractive dividends, providing valuable insights into why these companies could be great choices for investors seeking long-term growth.

Takeaways

• 😀 CIMB Bank (BNGA) has a large asset base of 334 trillion IDR and strong profits of 4.47 trillion IDR, making it an attractive long-term hold.
• 😀 CIMB Bank’s price-to-book ratio (PBV) is 1, and its price-to-earnings (P/E) ratio is 7.8, indicating potential undervaluation.
• 😀 CIMB Bank offers a dividend yield of 5.73%, with a consistent history of dividend payouts, making it appealing for income-seeking investors.
• 😀 OCBC NISP (NP) has assets of 249 trillion IDR and profits around 2.3 trillion IDR, but its dividend yield is lower at 4.23%.
• 😀 The PBV of OCBC NISP is 0.84, and its P/E ratio is 7.68, showing it’s still relatively undervalued compared to its peers.
• 😀 OCBC NISP's dividend history is inconsistent, with gaps between payouts (no dividends from 2004 to 2022), which could deter some long-term investors.
• 😀 ABM Investama (ABMM), a coal mining company, has seen significant stock price growth, from 1,300 to 4,850, making it a potential long-term investment.
• 😀 ABM Investama's PBV is below 1, and its P/E ratio is 2, signaling an undervalued stock with high profitability.
• 😀 ABM Investama generated profits of 3.51 trillion IDR in the previous year, contributing to its attractiveness as a dividend-paying stock.
• 😀 Despite ABM’s large profits, its dividend payments are inconsistent, which is common in the coal industry, compared to more established players like PTBA or ADRO.

Q & A

What is the first stock discussed in the video?

The first stock discussed is Bank CIMB (BNGA).

Why is Bank CIMB considered a 'wonderful company'?

Bank CIMB is considered a 'wonderful company' due to its large assets (around 334 trillion IDR), solid profitability, and consistent performance in the banking sector.

What is the Price-to-Book Value (PBV) of Bank CIMB, and why is it important?

The PBV of Bank CIMB is 1. A PBV under 1 is often considered a good value indicator, suggesting that the stock is priced below its book value, which could present an opportunity for long-term investors.

What is the dividend yield of Bank CIMB, and how does it compare to other banks?

The dividend yield of Bank CIMB is 5.73%. This yield is relatively high compared to other banks, which makes it an attractive investment for those seeking income from dividends.

What is the Price-to-Earnings Ratio (P/E) of Bank CIMB?

The Price-to-Earnings Ratio (P/E) of Bank CIMB is 7.8, which is considered low and could indicate the stock is undervalued relative to its earnings.

What is the second stock discussed in the video?

The second stock discussed is Bank OCBC NISP (NISP).

What is the current PBV of Bank OCBC NISP, and how does it compare to Bank CIMB?

The PBV of Bank OCBC NISP is 0.84, which is lower than that of Bank CIMB (1). This lower PBV suggests that NISP may be more undervalued compared to CIMB.

What is the dividend yield of Bank OCBC NISP, and how consistent has it been historically?

The dividend yield of Bank OCBC NISP is 4.23%, which is lower than CIMB's. Historically, NISP has not been consistent in paying dividends, with gaps of several years between distributions.

What are some of the concerns with Bank OCBC NISP's dividend history?

The main concern with Bank OCBC NISP's dividend history is its lack of consistency, as there was an 18-year gap between dividend payouts from 2004 to 2022.

What is the third stock discussed in the video, and what sector does it belong to?

The third stock discussed is ABM Investama (ABMM), which belongs to the coal mining sector.

What makes ABM Investama (ABMM) attractive for long-term holding?

ABM Investama is attractive for long-term holding due to its strong profitability, undervalued stock price (PBV under 1), and large dividends, despite the company's inconsistent dividend history.

Why does the presenter believe ABM Investama could be held forever despite its inconsistent dividend history?

The presenter believes ABM Investama could be held forever due to its large profit margins, low valuation, and significant potential in the coal mining sector, even though dividends have not been consistently paid out every year.

What is the Price-to-Earnings Ratio (P/E) of ABM Investama, and how does it compare to the other two stocks?

The Price-to-Earnings Ratio (P/E) of ABM Investama is below 5, making it more attractive in terms of earnings potential compared to Bank CIMB (P/E of 7.8) and Bank OCBC NISP (P/E of 7.68).

What is the key reason the presenter suggests that ABM Investama is a solid choice for long-term investors?

The key reason ABM Investama is considered a solid long-term investment is its large profits, low valuation (PBV under 1), and potential for high dividends, even though its dividend history is less consistent than major coal companies.

How does the presenter encourage viewers to engage with the video and contribute their opinions?

The presenter encourages viewers to comment on the video, share links to any relevant videos, and suggest other stocks to review for future content.