Finance Law Part 1: Introduction: Definition and concept
Summary
TLDR在这段视频脚本中,Jenner小姐介绍了商业法课程中关于金融法的主题。她首先定义了金融法的概念,并强调了融资活动在社会生活中的重要性。Jenner小姐提到,融资活动可以分为银行融资活动和非银行融资活动,两者的区别在于进行融资活动的机构类型。她解释了为什么个人或企业可能需要融资,包括个人消费和商业扩展。此外,她还提到了融资机构的定义,包括融资租赁公司、风险投资公司和基础设施融资公司,并建议学生查阅相关法规以更深入地理解这些概念。最后,Jenner小姐鼓励学生准备必要的资源,如书籍和法规,以便更好地理解接下来的课程内容。
Takeaways
- 📚 金融法是关于融资活动的法律方面,包括融资的定义和概念。
- 🏦 融资活动分为银行融资活动和非银行融资活动,区别在于进行融资活动的机构类型。
- 💼 融资机构是一个从事提供资金或资本货物融资活动的法人实体。
- 🇮🇩 印度尼西亚的融资活动包括六种常见类型,这些类型将在视频中详细讨论。
- 🔍 寻找金融法的资源可能存在困难,因为金融法和财务法之间的区别有时难以区分。
- 📈 融资活动对经济发展有贡献,因为它允许个人或公司获得额外的资金或资本来发展他们的想法。
- 💵 需要融资的两个主要原因是个人消费需求和企业扩展或海外发展的资金需求。
- 🏢 融资机构包括融资租赁公司、风险投资公司和基础设施融资公司。
- 📝 建议查阅相关书籍和总统条例第9号2009年版,以更好地理解融资公司的不同类型。
- 🤝 在银行融资中,银行是债权人,客户是债务人;在非银行融资中,融资机构是债权人,客户是债务人。
- 📚 学习金融法需要理解融资的基本原则,以及如何根据经济原则进行融资。
Q & A
什么是金融法?
-金融法是关于融资活动的法律方面,它涉及到提供资金或资本货物的机构和活动。它不同于金融法,后者更多关注金融的原则和经济原则上的最佳融资方式。
融资活动在社会生活中扮演什么角色?
-融资活动是商业活动中非常熟悉的一部分,它在社会发展和个人生活中扮演着重要角色,比如个人消费和企业扩展业务等方面。
在印尼,融资活动有哪些分类?
-在印尼,融资活动主要分为银行融资活动和非银行融资活动,这两者的区别主要在于进行融资活动的机构类型。
为什么人们或企业需要融资?
-人们或企业需要融资主要有两个原因:一是缺乏足够的资金或资本,如购买摩托车等个人消费;二是企业主已有足够资金但希望扩展业务,包括海外发展,因此需要额外的资金或资本。
在银行融资中,银行和客户分别扮演什么角色?
-在银行融资中,银行是债权人,而客户是债务人。
非银行融资机构和客户在融资活动中分别扮演什么角色?
-如果融资来自非银行融资机构,那么该融资机构是债权人,而客户是债务人。
什么是融资机构?
-融资机构是从事融资活动的企业法人,其活动形式是提供资金或资本货物。
根据2009年第9号总统条例,印尼至少有哪三种类型的融资机构?
-根据2009年第9号总统条例,印尼至少有三种类型的融资机构:融资租赁公司、风险投资公司和基础设施融资公司。
为什么学生在寻找金融法的资料时会感到困难?
-学生在寻找金融法的资料时会感到困难,因为金融法和金融法之间有时难以区分,而且互联网或书籍中的资料大多集中在金融法上,导致金融法的资料相对较少。
为什么融资活动对经济发展有贡献?
-融资活动对经济发展有贡献,因为它允许个人或公司获得额外的资金或资本来发展他们的创意和业务,从而推动经济增长和创新。
在金融法中,为什么理解银行和非银行融资机构之间的区别很重要?
-理解银行和非银行融资机构之间的区别很重要,因为这关系到资金的来源、监管机构以及融资活动的性质和原则。这对于评估风险、选择合适的融资渠道以及遵守相关法律法规至关重要。
为什么建议学生在学习金融法时参考相关书籍和2009年第9号总统条例?
-建议学生在学习金融法时参考相关书籍和2009年第9号总统条例,是因为这些资源可以帮助他们更深入地理解融资机构的分类、职能以及相关的法律规定,从而更好地掌握金融法的概念和应用。
Outlines
📚 金融法课程介绍
Miss Jenner在欢迎词中介绍了商业法课程,特别是金融法这一主题。她指出,金融法涉及融资活动的法律方面,是商业活动中社会生活中非常熟悉的一部分。课程将涵盖多个子主题,包括金融法的定义和概念、融资活动的分类、以及印尼的金融机构。视频将专注于金融法的定义和概念,并继续讨论融资活动的分类和印尼的金融机构。Miss Jenner还提到了在查找金融法资料时可能遇到的困难,建议学生参考相关书籍,并区分金融法和金融法的不同,前者更侧重于融资活动,后者则关注金融原则。
🏦 银行与非银行融资活动
本段落中,Miss Jenner讨论了银行融资活动与非银行融资活动的区别,强调了机构类型的重要性。如果融资活动由银行进行,则称为银行活动,受印尼银行的监管;如果由非银行机构进行,则称为非银行融资活动,受金融服务监管机构的监管。她解释了个人或企业为何需要融资,包括个人消费和企业扩张两种主要原因。此外,她还提到了融资活动中的债权人和债务人的角色,以及融资机构的定义,即从事提供资金或资本货物融资活动的法人实体。
📜 融资机构的类型
在第三段中,Miss Jenner根据2009年第9号总统条例,介绍了至少三种类型的融资机构:融资租赁公司、风险投资公司和基础设施融资公司。她建议学生在学习视频时查阅该条例,以更好地理解融资公司的分类。她解释了融资公司是一个专门设立的法人实体,从事租赁、保理、消费者融资和所有信用卡等融资活动,并鼓励学生查阅参考书籍以更好地理解这些融资活动。最后,她提醒学生为接下来的课程准备所有必要的资源,包括书籍和法规,并希望学生能够享受并理解接下来的视频内容。
Mindmap
Keywords
💡融资法
💡融资活动
💡银行融资
💡非银行融资
💡金融监管
💡消费者融资
💡风险投资
💡基础设施融资
💡信用
💡债务人和债权人
💡经济发展
Highlights
课程主题为金融法,由Miss Jenner主讲,讨论融资活动的法律方面。
融资是商业活动中社会生活中熟悉的一部分。
视频将专注于金融法的定义和概念。
将讨论融资活动的分类以及印尼的融资机构。
尽管存在六种融资活动,但实际在印尼使用的活动种类超过六种。
建议学生阅读相关书籍以深入了解金融法。
讨论了银行法,这是可以进行融资活动的机构之一。
区分了银行融资活动和非银行融资活动两种分类。
银行融资活动受印尼央行监管,非银行融资活动则由其他机构监管。
金融法与金融法的区别在于,金融法更关注融资活动的法律方面,而金融法则关注融资的经济原则。
融资活动的需求通常源于资金或资本的缺乏,或是为了业务扩展。
融资活动有助于经济发展,因为它提供了额外的资金或资本来发展商业想法。
在融资活动中,银行是债权人,客户是债务人;非银行融资机构则相反。
根据2009年第9号总统条例,至少有三种类型的融资机构:融资租赁公司、风险投资公司和基础设施融资公司。
融资公司是专门从事租赁、保理、消费者融资和所有信用卡业务的法人实体。
建议学生查阅相关书籍和条例,以便更好地理解融资公司的分类。
课程的第一部分结束,希望学生准备好所有学习资源,包括书籍和条例。
接下来的视频中,将继续讨论融资机构的分类。
Transcripts
hello welcome to business law course
this is Miss Jenner speaking and our
topic for this session is finance law in
this topic we are going to talk about
the legal aspect of the financing
activities financing is one of business
activities that familiar in the
society's life in this course we are
going to talk about several subtopic
this video you are watching will focus
on the definition and the concept of
finance law further we are going to
continue this topic by speaking and
discussing about classification of
finance activities as well as the
financing institution in Indonesia there
will be six specific topic she elaborate
more about the classification even
though I'm telling you here that
actually the violence Singh activities
Indonesia is more than just six kind of
activities but those six activities we
will find in the videos are the common
one that is used by the Indonesian
society and company so I hope you focus
and spend enough time to understand
about this topic as your additional
sources I suggest you
to find related books about this topic
finance law is talking about the legal
aspect of financing activity at the
previous meeting we have discussed about
banking law which is also an institution
that can do the financing activities in
Indonesia we recognized two
classification of financing activities
once one is bank financing activities
and the second one is non banking
financing activities here we can see the
different is best on the institution
that is the financing activities
if the valancy is done by a bank so it's
called banking activities you remember
that I explained you about credit in
banking it's also a kind of financing
activities which is conducted by the
bank here we are talking about the
financing activities that conducted by
non banking institution for the first
part before we continuing the definition
and the concept I need to tell you that
maybe you will find some difficulty in
finding the sources when we're talking
about finance law here well it's it's
been happen since a few years ago since
I taught business law my students told
me that they hard to find sources in
finance law whether it's in firm
internet or from the book especially
when they use the English to find the
references it is normal because
sometimes it's hard to differentiate
in finance law and financial law if you
try to find sources from media from
internet or from book mostly you will be
stuck to the sources of financial law
here I'm telling that with financial law
is developed finance law financial law
is more talking about the principle of
finance so you're talking about how to
do the financing best on the principle
of economy when we talk about financial
law it's talking about the principles
the the core idea of finance on the
other hand when we talk about finance
law here we are talking about activities
in form of providing funds or capital
goods it's quite similar with bang once
again the difference is that's on the
institution that conduct the financing
activities if it is bad and it is
banking it's under the supervision of
Bank Indonesia as a central bank
otherwise it must be another kind of
finance
thing activities which is non banking
activities that is conducted by non-bank
institution what I don't bank King
institution you will find out later and
those activities of non banking
financing institution is under the
supervision of a circus a koala or
Indonesia we call it go Jacob to
conclude this understanding of
definition I want you to make sure that
you understand what is the difference
between banking and finance here so the
difference the main difference is at the
institution if it is from the bank so it
is banking if it is non
and banking financing institution why
does someone or a party need to be
funded there are two main reason first
it's because they are lack of money or
capital for example if you want to buy a
motorcycle but your money is in not
enough to buy it you can go to the bank
institution or non-bank institution and
propose for some fundraise so here you
can get the fundraise to support you in
fulfill your personal needed so in this
case you need fundraise for your
personal consumption second usually
especially in business actually the
businessmen already have enough money to
do their business but they still want to
expand it even they want to develop it
abroad or overseas so they want to find
additional money additional capital to
to realize their dream to be the best in
the sector of business they're in for 10
so here the finance activities is a good
option and also contribute to the
delivery to the development of economy
because using this system a party or
someone or a company we can get
additional money or capital to develop
their idea thus from this kind of
background and situation we can
determine that in finance activities at
least we recognize to
artist actually this is quite like well
with the banking system then we
recognize the doctor and the creditor in
case of banking the bank will be the
creditor and the customer would be the
debtor if the fine dresses got from the
financing institution which is non-bang
then the financing is the attrition
would be the creditor and the customer
here will be the doctor so here we can
find the definition of financing
institution is a corporate body engage
in financing activities in the form of
providing funds or capital goods fans
here it's just like the first story I
told you about the consumer consumption
but the capital goods here are goods
that used for business it's related to
the second reason of why a party is knit
one dress that I've mentioned before
thus on article two presidential
regulation number nine 2009 which I
suggest you to open this regulation
during you learning from this video the
law has regulated that there are at
least three types of financing
institution first one is financing camp
and company the second one is venture
capital company and the third one is
infrastructure financing company those
three sub idea are the part that we are
going to discuss further and it's also
in accordance to the previous part when
I told you that we
going to identify several classification
of the financing institution according
to article 1 number 2 financing company
is a corporate body specifically set up
to engage in leasing factoring consumer
finance and all credit card ensure that
maybe some of you are not familiar with
all of those kind of financing company
maybe some of you just recognize credit
card or perhaps another of you also
recognize listing but factoring and
consumer finance may be not quite
familiar for you that's why I suggest
you to run reference book to help you to
guide you to understand about this and
also those kind of classification I will
explain you and the continuation of this
part so you have to learn all of the
video regarding this course to
understand topic in total this would be
the end of the first part so I hope you
prepare all the resources you need the
book and the regulation to help you to
understand our coming topics and the
next videos I hope you enjoy it and I
hope you understand it well thank you
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