Fuslie tells how she got SCAMMED...

Stream Clipper

20 Sept 202412:06

Summary

TLDRThe narrator recounts a distressing scam experience involving their bank and cryptocurrency account. They received an email about unauthorized access to their bank account, followed by another from Coinbase with a similar claim. After a convincing phone call, they transferred their Bitcoin and Ethereum to a 'Coinbase Wallet' address, which was actually a scammer's address. Despite red flags and warnings, they fell for the scam, losing their funds. The story serves as a cautionary tale about online scams and the importance of vigilance.

Takeaways

😱 The narrator fell victim to a scam involving their bank account and cryptocurrency holdings.
📧 They received an email about unauthorized access to their bank account from Atlanta, Georgia, which turned out to be legitimate.
🏦 The bank responded by canceling the narrator's card and issuing a new one.
💻 An email about a login from the same location, Atlanta Georgia, was received on their Coinbase account, which they initially thought was also legitimate.
📞 A call from someone claiming to be from Coinbase followed, where they were instructed to transfer funds to a 'Coinbase Wallet'.
🔗 The scammer sent a link that didn't work, then asked for manual entry of a 'ticket number' to proceed with the transfer.
🚨 Despite red flags and warnings from the email service, the narrator proceeded with the transfer due to the scammer's reassuring demeanor.
🤔 The narrator later realized it was a scam after checking their wallet and finding the funds gone, along with no callback from the supposed Coinbase representative.
😭 The narrator felt embarrassed and regretted not heeding the initial warning signs.
💡 The story serves as a cautionary tale about scams, emphasizing the importance of vigilance and verifying the legitimacy of requests for personal or financial information.

Q & A

What was the initial trigger for the speaker to suspect a scam?
-The speaker received an email stating that someone had accessed one of their bank accounts from Atlanta, Georgia, and saw a bank charge that wasn't theirs.
What action did the speaker take after noticing the unauthorized bank charge?
-The speaker called their bank immediately and reported the unauthorized charge, leading to the cancellation of their card and the issuance of a new one.
How did the scammer manage to deceive the speaker into believing the call was legitimate?
-The scammer claimed to be from Coinbase, mentioned a login from Atlanta, Georgia, which matched the location of the bank charge, and asked the speaker to transfer funds to a Coinbase wallet, which is a legitimate service.
What was the scammer's method for transferring the speaker's cryptocurrency?
-The scammer instructed the speaker to download the Coinbase wallet app and then to transfer their Bitcoin and Ethereum to an address provided by the scammer under the guise of securing the funds.
What was the speaker's reaction when they realized they had been scammed?
-The speaker felt physically ill, embarrassed, and even had intrusive thoughts about harming the scammer.
What steps did the speaker take to try to rationalize or cope with the scam after realizing it?
-The speaker tried to justify the scammer's actions by imagining their possible hardships and also attempted to contact the scammer repeatedly.
How did the speaker's friends react to the news of the scam?
-The speaker's friends were disappointed and one friend, Leslie, insisted on being informed before any future money transactions.
What was the outcome of the speaker's attempt to find a solution or get their money back?
-The speaker discovered that cryptocurrency scams are difficult to recover from and that the money was unlikely to be retrieved.
What was the significance of the Reddit thread the speaker found during the call?
-The Reddit thread falsely confirmed the scammer's request as legitimate, reinforcing the speaker's trust in the scammer's instructions.
What was the final realization the speaker had about the scam after researching more about it?
-The speaker realized that the emails were not from the official Coinbase domain and that Coinbase would never ask customers to transfer funds out of their account.

Outlines

00:00

😱 Bank and Cryptocurrency Account Compromised

The speaker recounts a distressing experience where they received an email indicating unauthorized access to their bank account from Atlanta, Georgia. Upon discovering a fraudulent charge, they contacted their bank, which responded by canceling their card and issuing a new one. Subsequently, they received another email about a login from the same location into their Coinbase account, where they had invested in Bitcoin and Ethereum in 2016. Despite initial skepticism, they were persuaded by a caller claiming to be from Coinbase to transfer their cryptocurrency to a 'Coinbase Wallet' for security. The caller provided a reassuring demeanor and a seemingly legitimate process, but it turned out to be a scam when the funds were transferred to an unknown address, leaving the speaker's wallet empty.

05:03

😖 The Realization of Being Scammed

In this paragraph, the speaker describes the sinking feeling that came after they realized they had been scammed. They had transferred their Bitcoin and Ethereum to an unknown address under the false pretense of securing their assets. The scammer had been very convincing, using a calm and patient voice to instill trust. The speaker had even checked online, finding a misleading Reddit thread that seemed to validate the scammer's request. However, after the funds were moved and the scammer failed to call back as promised, the speaker checked their wallet and discovered the funds were gone. They felt physically ill and embarrassed, reflecting on the warning signs they had ignored, such as a red message on the scammer's email and the use of a non-Coinbase domain.

10:04

😔 Reflecting on Past Scams and Learning from Mistakes

The speaker shares their frustration and embarrassment over being scammed and how it led to a spiral of negative emotions. They recall a past incident where they were scammed out of money for Justin Bieber tickets and how they had harassed the scammer relentlessly. They also mention a friend who fell for a similar scam, which made them feel somewhat less alone in their experience. The speaker emphasizes the importance of being cautious with online transactions and not to fall for scams, as they did. They also reflect on the potential reasons that might drive someone to become a scammer and the emotional turmoil they went through, considering extreme measures in response to the scammer's actions.

Mindmap

Keywords

💡Scam

A scam is a fraudulent scheme or dishonest act to obtain money or other benefits from a person or entity through deception. In the video, the narrator recounts their experience with a scam involving their bank account and cryptocurrency holdings, illustrating the theme of personal vulnerability to scams and the emotional toll they can take.

💡Bank Account

A bank account is a financial account maintained by an individual or business at a financial institution, such as a bank or credit union. In the script, the bank account is the initial point of contact for the scammer, with the narrator receiving an email about unauthorized access, setting off a chain of events that leads to the scam.

💡Cryptocurrency

Cryptocurrency is a digital or virtual currency that uses cryptography for security and operates independently of a central bank. The narrator mentions Bitcoin and Ethereum, types of cryptocurrencies, which they had invested in through Coinbase, a platform that plays a central role in the scam narrative.

💡Coinbase

Coinbase is a platform that allows users to buy, sell, and store cryptocurrencies. In the video, Coinbase is mentioned as the service where the narrator had invested in cryptocurrencies, and it becomes the target of the scammer's ruse to transfer funds.

💡Atlanta Georgia

Atlanta Georgia is a city in the U.S. state of Georgia and is mentioned in the script as the purported location of the unauthorized logins to the narrator's bank account and Coinbase account. It serves as a geographical anchor for the scammer's story, adding a layer of perceived legitimacy to the scam.

💡Social Security Number

A Social Security Number (SSN) is a nine-digit number issued to U.S. citizens, permanent residents, and temporary residents for Social Security purposes. In the video, the scammer claims to have the narrator's SSN, which is a significant breach of personal information and a common tactic used to instill fear and gain compliance in scams.

💡Phishing

Phishing is a type of online scam where attackers send seemingly legitimate emails to trick recipients into providing sensitive data such as login credentials or financial information. The script describes a phishing attempt where the scammer sends an email and urges the narrator to click a link, which is a common phishing technique.

💡Bitcoin

Bitcoin is a type of cryptocurrency and a digital payment system. In the script, Bitcoin is one of the cryptocurrencies that the narrator had invested in and which the scammer attempts to transfer fraudulently, highlighting the volatile and sometimes risky nature of cryptocurrency investments.

💡Ethereum

Ethereum is an open-source blockchain-based distributed computing platform and operating system featuring smart contract functionality. It is also the name of the cryptocurrency used on its platform. The narrator mentions Ethereum as another cryptocurrency they had invested in, which becomes part of the scammer's target.

💡Wallet

In the context of cryptocurrency, a wallet is a software program or hardware device that allows users to store and manage their cryptocurrencies. The scammer in the video tricks the narrator into transferring their cryptocurrencies to a 'Coinbase Wallet,' which is a legitimate service, but the scammer's intention is to redirect the funds to an unauthorized address.

💡Scamming Techniques

Scamming techniques refer to the methods used by scammers to deceive their targets. The video provides a detailed account of the techniques used, such as impersonating a legitimate company, creating a sense of urgency, and leveraging the victim's trust in familiar platforms like Coinbase.

Highlights

The narrator experienced a scam involving unauthorized access to their bank account.

A bank charge from Atlanta, Georgia, was not recognized by the narrator.

The bank responded by canceling the card and issuing a new one.

The narrator had previously invested in cryptocurrency on Coinbase in 2016.

Coinbase notified the narrator of a login from Atlanta, Georgia, similar to the bank alert.

The narrator called Coinbase back and was told their account was compromised.

The scammer claimed to be from Coinbase and requested a transfer to the Coinbase Wallet.

The narrator was instructed to manually enter a ticket number after failing to click a link.

The scammer sent an email with a warning that was ignored by the narrator.

The narrator searched online and found a Reddit thread that falsely confirmed the scammer's request.

The narrator transferred Bitcoin and Ethereum to the scammer under the guise of moving it to a secure wallet.

The funds were quickly moved from the Coinbase Wallet to an unknown address.

The narrator felt physically ill and embarrassed after realizing the scam.

The narrator's friends advised caution in future financial transactions.

The narrator discovered that others had fallen for similar scams.

The narrator learned that Coinbase would never ask to transfer funds out of a wallet.

The narrator urged others to be vigilant and not fall for such scams.