Trade Republic Card: Is It Worth Getting?

Angelo Colombo
2 Apr 202413:15

Summary

TLDRDieses Video präsentiert die Erfahrungen mit der neuen Trade Republic-Karte, die für den Alltag nutzbar ist und 1% auf Einkäufe zurückgibt, was in Investitionen eingezahlt werden muss. Es bietet einen detaillierten Überblick über alle Funktionen der Karte, vergleicht sie mit der Revolut-Karte und erklärt, warum die Trade Republic-Karte die beste derzeit in Europa verfügbare Debitkarte ist. Zudem werden die Vorteile der 4% jährlichen Zinsen auf Bargeldreserven und der kostenlosen, wiederkehrenden Investitionen hervorgehoben.

Takeaways

  • 😀 Das Trade Republic-Konto bietet 4% jährliche Zinsen für bis zu 50.000 Euro an uninvestierten Bargeld, mit einer Bankdepositenversicherung von 100.000 Euro.
  • 📈 Trade Republic ist einer der kostengünstigsten Broker in Europa für ETFs, Aktien und Anleihen, mit nur einer festen Gebühr für Direktorders.
  • 💳 Die neue Trade Republic-Karte ermöglicht es, den Bargeldsaldo direkt für Zahlungen zu verwenden, ob online oder physisch, und erzielt weiterhin 4% Zinsen.
  • 🏧 Es gibt drei Kartenversionen: Virtuelle Karte, klassische Karte für 5 Euro und die edle Spiegel-Karte aus Metall für 50 Euro.
  • 🌐 Die Karte erlaubt Baraushebungen an Geldautomaten weltweit in jeder Währung ohne Wechselgeldgebühren, solange der Betrag 100 Euro übersteigt.
  • 🔄 Die 1% Rückerstattung für Einkäufe muss jeden Monat in eine investitionsplanmäßige Investition von mindestens 50 Euro eingezahlt werden.
  • 🔒 Die Karte hat Sicherheitsfeatures wie PIN-Sperre, sofortige Benachrichtigungen bei Kartennutzung und Online-Zahlungsbestätigung für neue Händler.
  • 🚫 Es fallen keine Kontoführungsgebühren an, und alle Kunden erhalten denselben Zinssatz und die 1% Rückerstattung unabhängig von ihrem Kontostand.
  • 💡 Die 'Roundup'-Funktion rundet Kartenzahlungen auf das nächste Euro auf und investiert den Differenzbetrag in eine ausgewählte ETF oder Aktie.
  • 📊 Trade Republic hat sich zum Ziel gesetzt, den Kundenservice zu skalieren und zu verbessern, um den wachsenden Bedürfnissen der Kunden gerecht zu werden.
  • 🌐 Die Karte soll in allen 16 Ländern außer Deutschland ab der zweiten Aprilwoche eingeführt werden.

Q & A

  • Was ist das Hauptmerkmal der neuen Trade Republic-Karte?

    -Das Hauptmerkmal der Trade Republic-Karte ist, dass man den Barguthaben direkt für Zahlungen nutzen kann, ob online oder physisch, und dieser Guthaben verdient weiterhin den vollen Zinssatz von 4%.

  • Wie hoch ist der Zinssatz für uninvestierte Mittel bei Trade Republic?

    -Trade Republic bietet einen Zinssatz von 4% pro Jahr für bis zu 50.000 Euro an uninvestierten Mitteln an.

  • Welche Gebühren fallen bei der Nutzung der Trade Republic-Karte an?

    -Es fallen keine Kontogebühren an. Es gibt jedoch eine Gebühr von 1 Euro für Bargeldabhebungen an einem Geldautomaten, wenn der Betrag unter 100 Euro liegt. Außerdem gibt es keine Währungsumtauschgebühren.

  • Was bedeutet der 1% Save Back auf der Trade Republic-Karte?

    -Der 1% Save Back ist eine Art von Cashback für Einkäufe. Das gesammelte Geld muss jedoch im nächsten Monat in eine Investition investiert werden, entweder in Form von Aktien oder ETFs.

  • Wie hoch ist die Obergrenze für den Save Back pro Monat?

    -Die maximale Save Back, die man pro Monat sammeln kann, beträgt 15 Euro.

  • Welche Vorteile bietet die Trade Republic-Karte im Vergleich zu anderen Banken?

    -Die Trade Republic-Karte bietet einen 1% Save Back für Einkäufe, keine Währungsumtauschgebühren, kostenlose Bargeldabhebungen an Geldautomaten ab 100 Euro und eine Zinsgarantie von 4% für uninvestierte Mittel.

  • Was ist der Unterschied zwischen der virtuellen Karte und den physischen Karten von Trade Republic?

    -Die virtuelle Karte ist kostenlos und kann online oder im Store für kontaktlose Zahlungen über das Handy verwendet werden. Die physischen Karten (Classic und Mirror) ermöglichen darüber hinaus Bargeldabhebungen an Geldautomaten.

  • Wie hoch ist die tägliche und wöchentliche Begrenzung für Bargeldabhebungen mit der Trade Republic-Karte?

    -Die tägliche Begrenzung für Bargeldabhebungen beträgt 1.500 Euro, und die wöchentliche Begrenzung 6.000 Euro.

  • Welche Sicherheitsmaßnahmen hat Trade Republic für die neue Karte implementiert?

    -Trade Republic hat die Kartennummer, das Ablaufdatum und den Prüfcode nicht auf der Karte gedruckt, um die Sicherheit zu erhöhen. Zudem sperrt die Karte automatisch, wenn der falsche PIN mehrmals eingegeben wird.

  • Wann wird die Trade Republic-Karte in weiteren Ländern eingeführt?

    -Die Trade Republic-Karte wird in der zweiten Aprilwoche in 16 Ländern außer Deutschland eingeführt.

  • Wie kann man die Arbeit des Kanals unterstützen, wenn man sich für Trade Republic entscheidet?

    -Man kann die Arbeit des Kanals unterstützen, indem man den Link in der Videobeschreibung verwendet, um ein Trade Republic-Konto zu eröffnen.

Outlines

00:00

😀 Einführung in die Trade Republic Karte

Der Sprecher teilt seine Erfahrungen mit der neuen Trade Republic Karte, die er seit einigen Wochen nutzt. Er erwähnt die Vorteile der Karte, wie das 1% Save-Back-Programm für Einkäufe, das in Europa einzigartige Angebot, und vergleicht die Karte mit der von Revolut. Er betont, dass es keine Gebühren für Bargeldabhebungen am Geldautomaten gibt und dass die Karte für alle Kunden dieselben Bedingungen bietet, unabhängig von ihrem Kontostand. Zudem erklärt er, dass Trade Republic eine deutsche Broker-Firma ist, die streng reguliert ist und seit Ende letzten Jahres eine eigene Banklizenz besitzt.

05:01

💳 Funktionen und Vorteile der Trade Republic Karte

Der Sprecher erläutert die Funktionen der Trade Republic Karte, einschließlich des 1% Save-Back-Programms, das für Einkäufe gilt, und wie man damit investieren kann. Er erklärt auch die Roundup-Funktion, die es ermöglicht, den Betrag der Einkäufe auf das nächste Euro aufzurunden und den Differenzbetrag in eine Investition umzuwandeln. Er vergleicht die Gebührenstruktur von Trade Republic mit Revolut, insbesondere bei Bargeldabhebungen und Währungaustausch, und betont, dass Trade Republic keine zusätzlichen Gebühren für Währungaustausch erhebt und die Visa-Gebühren verwendet.

10:01

🔒 Sicherheit und persönliche Erfahrungen mit der Trade Republic Karte

Der Sprecher diskutiert die Sicherheitsaspekte der Trade Republic Karte, darunter die Entscheidung, keine Kartennummer, das Ablaufdatum und den Prüfcode auf der Karte zu drucken. Er erwähnt die Benachrichtigungen, die man erhält, wenn die Karte zum ersten Mal online verwendet wird oder für Zahlungen, sowie die Möglichkeit, die Karte im App zu sperren oder den PIN zu ändern. Seine persönlichen Erfahrungen zeigen, dass die Karte für tägliche Ausgaben verwendet wird und dass er die 1% Save-Back-Funktion und die Möglichkeit zur bargeldlosen Zahlung schätzt. Er kritisiert jedoch, dass die täglichen Ausgabenlimits nicht angepasst werden können und dass der Kundenservice manchmal langsam ist, was jedoch durch die schnelle Wachstumsrate von Trade Republic erklärt wird.

Mindmap

Keywords

💡Trade Republic

Trade Republic ist ein deutscher Broker, der in 17 europäischen Ländern aktiv ist und über 4 Millionen Kunden hat. Er bietet den Nutzern eine Plattform zum Handel mit ETFs, Aktien und Anleihen sowie einen jährlichen Zinssatz von 4 % auf nicht investierte Gelder. Im Video wird detailliert auf die neuen Funktionen und Vorteile der Trade Republic Debitkarte eingegangen.

💡4 % Zinsen

Trade Republic bietet 4 % jährliche Zinsen auf nicht investierte Guthaben bis zu 50.000 Euro an, was über dem liegt, was viele traditionelle Banken bieten. Diese Zinsen werden monatlich ausgezahlt, was zu einem effektiven Jahreszins von etwa 4,07 % führt. Der Videoersteller hebt hervor, dass diese Verzinsung ein Hauptgrund ist, warum er Trade Republic für seine Bargeldreserven nutzt.

💡1 % Save Back

Das 'Save Back' Programm von Trade Republic bietet 1 % Cashback auf alle Einkäufe, die mit der neuen Debitkarte getätigt werden. Die gesammelten Beträge müssen jedoch in einem monatlichen Sparplan investiert werden, was den Spargedanken fördert. Dieses Feature wird im Video als eine interessante Möglichkeit zur langfristigen Vermögensbildung dargestellt.

💡Virtuelle Karte

Trade Republic bietet eine kostenlose virtuelle Debitkarte an, die online und für kontaktloses Bezahlen per Smartphone genutzt werden kann. Diese Karte verfügt über dieselben Funktionen wie die physischen Karten und wird als eine praktische und umweltfreundliche Option beschrieben.

💡Spiegelkarte

Die Spiegelkarte ist eine der physischen Kartenoptionen von Trade Republic, die aus Metall gefertigt ist und 50 Euro kostet. Im Video wird die Karte als stilvoll und robust beschrieben, aber es wird auch darauf hingewiesen, dass sie in Bezug auf Funktionalität keine Vorteile gegenüber der günstigeren Karte bietet.

💡ATM-Abhebungen

Mit der Trade Republic Debitkarte können Nutzer weltweit Bargeld an Geldautomaten abheben, ohne Gebühren zahlen zu müssen, solange der Abhebungsbetrag mindestens 100 Euro beträgt. Im Video wird dies als bedeutender Vorteil im Vergleich zu anderen Banken wie Revolut hervorgehoben, die oft zusätzliche Gebühren für Abhebungen erheben.

💡Währungsumrechnung

Trade Republic berechnet keine zusätzlichen Gebühren für Zahlungen oder Abhebungen in Fremdwährungen. Die Umrechnung erfolgt zum aktuellen Visa-Wechselkurs, was in vielen Fällen günstiger ist als die Tarife von Konkurrenzanbietern wie Revolut. Dieses Feature wird im Video als Vorteil für Reisende und internationale Einkäufer dargestellt.

💡Kommissionfreie Sparpläne

Trade Republic bietet kommissionsfreie Sparpläne an, bei denen Nutzer regelmäßige Investitionen in ETFs oder Aktien tätigen können. Dies ist besonders für Kleinanleger attraktiv, da sie in Bruchteile von Aktien investieren können. Im Video wird betont, dass diese Sparpläne durch die Kombination mit dem 'Save Back' Programm besonders lohnend sind.

💡Sicherheitsfunktionen

Die Trade Republic Karte ist mit verschiedenen Sicherheitsfunktionen ausgestattet, wie der Möglichkeit, sie bei Verlust oder Diebstahl schnell zu sperren und den PIN-Code zu ändern. Auch die Kartendaten sind nicht direkt auf der Karte aufgedruckt, was zusätzlichen Schutz bietet. Diese Funktionen werden im Video positiv hervorgehoben.

💡Kostenstruktur

Im Video wird die transparente und nutzerfreundliche Kostenstruktur von Trade Republic betont. Es gibt keine versteckten Gebühren für alltägliche Transaktionen, und die Gebühren sind klar geregelt, wie z.B. die einmalige Gebühr von 5 Euro für die klassische Karte. Diese Transparenz ist ein wichtiger Aspekt des Videos, da sie Trade Republic von anderen Banken abhebt.

Highlights

使用Trade Republic卡数周的个人体验分享。

Trade Republic卡提供1%的购物返现,这是欧洲其他银行目前不提供的。

Trade Republic允许在不同货币下无手续费提现,与其他银行如Revolut相比较。

Trade Republic卡的三种版本:虚拟卡、经典卡和金属镜面卡。

Trade Republic支付高达4%的未投资资金年利率。

Trade Republic是受严格监管的德国经纪商,拥有超过400万客户。

Trade Republic卡允许直接使用账户余额进行支付,同时这些资金仍在赚取利息。

使用Trade Republic卡进行支付时,可以积累Save Back现金回馈,需在下月投资。

Trade Republic卡的安全性特性,例如不打印卡号和验证码在卡上。

Trade Republic卡的每日和每周ATM取款限额。

Trade Republic卡无货币转换费,使用Visa当日汇率。

Trade Republic卡的Roundup功能,将消费金额自动向上取整并投资。

Trade Republic卡的无账户费用和资金安全保障。

Trade Republic卡的客服服务可能较慢,但正在改善中。

Trade Republic卡计划在4月向德国以外的16个国家推出。

作者通过使用Trade Republic卡的个人体验,认为它是目前欧洲最好的借记卡。

Transcripts

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I've now been using the new trade

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Republic card for the past few weeks so

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I wanted to share my experience with all

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of you I know a lot of you have been

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patiently waiting to get it as well as

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many of you are already using trade

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Republic to buy ETFs or to earn 4%

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interest per year on cash reserves we'll

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be covering all of the cards features

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like the 1% save back on your purchases

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using the card something no other Bank

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in Europe is currently offering and if

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there are any fees to be aware of for

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example when picking up cash at an ATM

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or when paying in a different currency

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we're even going to compare it to

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revolute to see which option comes out

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on top you'll of course also find out

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how everything works in detail and my

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personal opinion and experience so far

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after using it every single day for the

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past 3 weeks hopefully this video will

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help you figure out if it's worth

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getting yourself but before we get right

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into it I'd like to clarify that I've

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not been paid by anyone to make this

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video I've never accepted money to

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mention anything in a video as I don't

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do sponsored content out of principle

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and I have no intention of ever changing

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that you guys are not for sale and

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neither am I I did however receive my C

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early as a trade Republic affiliate and

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I do receive a small commission if you

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use my link in description below to open

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a trade Republic account which is a

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great way to support me if you'd like to

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I just wanted to get that out of the way

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before we begin first off who is trade

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Republic in the first place trade

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Republic is a German broker with over 4

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million customers in 17 European

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countries and 35 billion in assets under

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management strictly regulated by the

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buffin and the German bundesbank and

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received its full banking license at the

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end of last year having its own banking

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license enabled it to issue a payment

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card so they were now able to pay for

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everyday expenses using the cash on our

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account a reason why you may want to

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hold your Euros in your account is that

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trade Republic currently pays 4%

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interest per year on up to 50,000 worth

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of uninvested funds secured by a €

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100,000 bank deposit guarantee because

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of that my wife and I have been using

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them to earn interest on our own cash

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reserves which would otherwise be

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earning zero on our Austrian bank

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accounts with our banks pocketing

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whatever the earning in interest

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themselves interest is paid out at the

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start of every every single month

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meaning it compounds as well so the

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annual rate actually ends up being

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slightly higher at around 4.07% per year

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right now if you leave the interest you

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earn on your account as well apart from

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the high interest rate basically the

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rate the ECB is paying banks at its

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deposit facility right now trade

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Republic is one of the best lowcost

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brokers in Europe for ETFs stocks and

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bonds and has become a second most used

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broker right after interactive brokers

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that's because you only pay a flat onee

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fee for direct orders no matter the

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amount amount and no commission

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whatsoever if you set up a recurring

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investment which is perfect for smaller

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investment amounts you also get

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fractional shares when you invest so

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you're always able to invest the entire

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amount you want not only that your

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shares only belong to you and are never

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lent out the broker is strictly

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regulated in Germany as I already

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mentioned and you can transfer your

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portfolio to another broker if you ever

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change your mind a feature That's

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essential for long-term investors all

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right now let's finally get to the new

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debit card that was launched which let's

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be honest is the reason you're watching

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this video in the first place the card

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enables you to directly use the cash

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balance on trade Republic for payments

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no matter if online or physically either

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using the card itself or Google and

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Apple pay on your smartphone you can now

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also withdraw cash at an ATM directly

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from your trade Republic account what

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makes this unique is that whatever money

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is sitting on the account waiting to be

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spent is still earning the full 4%

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interest rate normally this is not

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possible you usually need to move money

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between two accounts and decide if you

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want to be able to spend it that account

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usually earns zero interest or have it

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sitting on a separate savings account

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earning a bit of interest but which you

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can't access directly when making

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everyday payments and just to give you

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an example having an average monthly

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balance of €2,000 sitting on a zero

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interest spending account basically cost

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you €6 and. 70 cents in interest per

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month you could have otherwise earned at

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a 4% rate luckily we don't have that

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problem when using trade Republic now

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getting back to the card there are three

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different versions first the virtual

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card which is free and has all of the

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same features as the other cards and can

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be used online or in store for

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contactless payments using your phone

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via Google or Apple pay then the classic

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card for a onetime fee of €5 which

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basically covers the shipping costs to

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you and lastly the fancy Mirror card

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made out of metal which I have right

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here which costs 50 and has a nice

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weight to it I really like how it looks

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and feels in the hand it definitely

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stands out still I want to disclose that

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I got this one for free as an affiliate

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otherwise I think the classic card for

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€5 would have been enough for me that's

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because I rarely pull out my card for

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payments and mostly use my phone instead

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the only real advantage of the two

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physical cards is that they enable you

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to withdraw cash at an ATM otherwise

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everything is exactly the same still I

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think having that added flexibility is

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definitely worth paying 5 once I have to

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say this is something I really

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appreciate about trade Republic every

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single client no matter if you're a new

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one or an older existing client no

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matter if you have a lot of money or

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you're just starting small everyone is

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treated the same and gets the full 4%

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interest rate on cash the the same 1%

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save back using any version of the card

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and access to commission free recurring

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Investments nobody is trying to upsell

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you to a random paid premium tier or

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anything like that to get these benefits

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speaking of the 1% save back function

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here's what it is and how it works save

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back is basically cash back on your

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purchases but the amount you accumulate

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every calendar month needs to be

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invested the following month let me

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explain whenever you use your card for

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payments of any type trade Republic

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gives you 1% of the amount you spent in

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the form of save back the maximum save

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back you can accumulate every single

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month is kept at € 15 which doesn't

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sound like a lot at first Until you

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realize that translates to €1,500 of

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monthly payments using the card I don't

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know about you but I rarely spent more

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than that using a debit card also

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considering the fact that we're not able

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to pay for larger recurring expenses

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like rent using a card in the first

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place now the save back you accumulate

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needs to be invested via commission free

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monthly saving plan AKA recurring

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investment of at least €50 you can also

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have several smaller saving plans as

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long as their monthly total is 50 or

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more in that case you can pick which of

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the plans you want your money to be

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added to by clicking on the save back

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button under benefits in the cash tab

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you can always sell whichever amount was

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invested including the save back that

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was added as soon as your commission

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free savings plan is executed in case

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you were not planning on having this

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money invested long term in fact if

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you're only interested in the extra cash

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perhaps because you were only using

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trade Republic to earn 4% interest on

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your uninvested f and now also to get 1%

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back on your expenses an option could be

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to set up a savings plan for the XT

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trackers overnight rate ETF which

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reflects the Euro short-term rate which

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is currently close to 4% per year you

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can find this ETF using the tickeron on

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trade Republic you can sell these shares

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anytime as well but in this case you're

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able to avoid the price swings you would

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otherwise have when investing in the

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stock market personally I'm happy to

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just have this money added to a monthly

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saving plan going into my favorite ETF

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the accumulating Vanguard footy o World

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which you can find VI the ticker bwce

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Roundup is another card feature you can

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activate if you want once again you can

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find it under cash benefits Roundup

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payments if you activate it each payment

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you make with your card will be rounded

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up to the next Euro so for example if

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you're spending €250 on a coffee your

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payment will be automatically rounded up

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to €3 and that 50 Cent difference will

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be deducted from your balance as Roundup

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this is with a 1x multiplier which you

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can also increase if you want for

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example if you select 2x then that that

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50 Cent difference I just mentioned will

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be multiplied by two and € will be

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deducted instead as Roundup the Roundup

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amount you accumulate this way will then

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be automatically invested each week into

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whichever ETF or stock you choose once

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again commission free I'm not going to

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use this feature personally since my

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wife and I already invest a few thousand

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on a monthly basis but it could be an

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interesting option if you need some

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extra motivation to start investing

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regularly okay so far I think all of

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that sounds pretty great but you're

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probably wondering if there are any fees

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to be aware of when using the card what

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about cash withdrawals using ATMs for

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example luckily there are zero fees for

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withdrawing cash at ATMs using your card

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as long as you withdraw €100 or more at

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once I tested this myself a few days ago

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so I can confirm that there were no fees

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if you withdraw less than that amount a

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withdrawal costs € not only that this

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applies to other currencies as well

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globally trade Republic doesn't charge

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any withdrawal fees no matter the

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currency as long as the withdrawal

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amount is over €100 there is no limit on

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the number of ATM withdrawals each month

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either the conditions always remain the

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exact same the only thing you have is a

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cash withdrawal limit of 1,500 per day

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and €6,000 per week for security reasons

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now compar it to revolute where you can

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only withraw up to €200 of cash at ATMs

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each month without fees using its free

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plan after that you pay a 2% fee which

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is a lot speaking of paying or

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withdrawing money in other currencies

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there are no currency exchange fees

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either the money is simply converted

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using the exact rate set by Visa each

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day and there is no markup or any other

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fee that's added by trade Republic I did

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a few tests comparing currency exchange

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rates between Visa rates and what I paid

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on revolute on a few different occasions

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sometimes Visa ends up being cheaper for

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example on March 19th I could have saved

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0.3% if I had paid using trade Republic

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instead of revolute for this $20 payment

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in US Dollars and other times revolute

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ends up being slightly cheaper either

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way so far based on my testing the

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differences are minimal and always

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significantly below the 1% save back so

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in my opinion it's worth using the

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Republic card for payments in other

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currencies over revolute and on weekends

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the Visa rates used by trade Republic

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always end up being better than revolute

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in my experience since revolute charges

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an extra 1% weekend exchange fee also

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keep in mind that revolute capts free

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currency conversions at €1,000 per month

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after that you pay an extra one or fee

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meanwhile there are no monthly

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conversion limits using trade Republic

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which is great you simply have a very

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high card spending limit of €10,000 per

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day and €20,000 per week for security

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reasons as far as I can tell we're not

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able to adjust these limits ourselves

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yet hopefully this feature will be added

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later let's actually use that as a

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transition to talk about Security in

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more detail as you can see here trade

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Republic actually decided not to print

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the card number expiration date and

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verification code on the card itself for

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safety reasons so that you can safely

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pull it out when making payments without

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anyone seeing this sensitive information

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when you want to make an online payment

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to a new Merchant the first time for

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example when you want to buy something

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with it for the first time using it in

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your Amazon account you get a

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notification from the trade Republic app

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to verify that payment this is another

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important security feature and I'm glad

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it's there you also get a notification

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right away whenever your card is used

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for payments of any sort you can find

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all the card settings and details at the

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top right within the trade Republic app

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where you can also quickly freeze it

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change your pin and activate or

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deactivate specific features like

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contactless or online payments the last

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thing worth mentioning in this context

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is that your card is automatically

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locked if the wrong PIN is entered

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several times in a row which once again

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is an important feature in case you were

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to lose it or if it gets stolen if you

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made that mistake yourself you can

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unlock it again within the app or you

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can also change your PIN meanwhile if

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you lost it you can terminate it and

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order a new card all right let's finish

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things off with my personal experience

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and what I consider to be the pros and

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cons of using the card so far my wife

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and I have been using the card every

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single day for the past 3 weeks I simply

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added it to Google pay on our two phones

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so that we're both able to use the same

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account for payments and to earn a 1%

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save back on each purchase I like that

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there are no account fees and everything

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is clearly outlined the money is secured

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by € 100,000 bank deposit guarantee

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while earning 4% interest per year we

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now get 1% save back on up to 1,500 of

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expenses each month there are no

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currency conversion fees and we can do

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an unlimited number of free cash

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withdrawals at ATMs no matter where we

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are and no matter in which currency as

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long as we withdraw €100 or more at once

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of course there's still room for

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improvement here as well nothing is

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perfect for example I would like to be

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able to change the daily spending limit

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or to split my funds in into a savings

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and a spending bucket as long as both

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keep earning interest of course and

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trade Republic's customer service can be

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a bit slow at times which is clearly the

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result of them growing so quickly to

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over 4 million customers across 17

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European countries in such a short

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amount of time their regional manager

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has however informed me that scaling and

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improving customer service is their top

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priority right now so things should get

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better soon luckily I've rarely needed

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to reach out to the support team myself

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as I've had zero issues over the past 3

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and a half years and neither have any of

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my friends and family members who use

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trade Republic to buy stocks and ETFs

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and to earn interest on their cash

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either way because of all of its

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features and benefits in my opinion

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trade Republic has managed to make this

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the best debit card that's currently

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available in Europe which is why my wife

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and I will keep using it for our

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everyday expenses they're planning to

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roll out the card in all of the 16

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countries outside of Germany starting in

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the second week of April so don't be

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upset if you didn't get yours yet they

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simply sent it to me a bit earlier so

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that I could already test it out if

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you'd like to check out tra Republic for

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yourself and support the work that I put

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into this video feel free to use my link

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in the description below and don't

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forget to gently tap the like button and

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to subscribe to the channel if you

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haven't yet I'm also curious to know

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what you guys think about the new card

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are you looking forward to using it as

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well thank you guys so much for watching

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have a wonderful week and until next

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time

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Trade RepublicKreditkarteZinsenRückvergütigungInvestitionBankingKosteneffizienzDebitkarteFinanzmanagementEuropaKundenbewertung