How to save at the cinema every day of the week! Plus deals | Cash Chats #podcast ep406

Summary

In this episode of 'Cash Chats', Andy Webb discusses various money-saving tips, focusing on a new 10% interest-paying savings account and a bank switching deal from TSB. He also shares strategies to save on cinema tickets, including midweek deals, special offers for certain cinema chains, and leveraging current accounts for free tickets. Additional tips cover supermarket savings, free trials for services, and the benefits of loyalty programs, aiming to help listeners maximize their savings.

Takeaways

• 🎥 The podcast introduces a 10% paying savings account and explains how regular savers work.
• 💷 A new bank switching deal from TSB is discussed, which could potentially be worth around £250 when all benefits are considered.
• 🍿 The host shares tips on how to save money on cinema tickets, including various deals and hacks available throughout the week.
• 📅 Going to the cinema midweek is generally cheaper, and there are specific deals that can further reduce ticket prices.
• 🦊 A 'Meerkat Movies' hack is explained, allowing listeners to get two-for-one tickets on Tuesdays or Wednesdays without needing to purchase insurance.
• 📰 Times+ subscribers get two-for-one cinema tickets at Everyman Cinemas on Wednesdays, with options to trial the service if not a regular subscriber.
• 🏦 Current accounts like Club Lloyds and Halifax Reward offer free cinema tickets as part of their lifestyle benefits for maintaining certain monthly deposits and spends.
• 📱 Mobile network offers such as O2, Vodafone, and Three provide discounted cinema tickets as part of their customer benefits.
• 📚 The Telegraph subscription trial offers three free Vue cinema tickets for just £1, with the potential for additional tickets if referring friends or family.
• 🎁 Amazon Prime and Octopus Cards offer cinema ticket discounts as part of their loyalty programs.
• 🛒 The podcast also covers supermarket deals, including Morrison's free food offer, Waitrose's voucher scheme, and the new Wetherspoons loyalty app.

Q & A

What is the main topic of the 'Cash Chats' episode 46 podcast?

The main topic of 'Cash Chats' episode 46 is to discuss a new 10% paying savings account, a bank switching deal from TSB, and ways to save money on cinema tickets throughout the week.

What is the new savings account mentioned in the podcast, and what is its interest rate?

The new savings account mentioned in the podcast is a regular Savers account, which offers an interest rate of 10%.

What is the bank switching deal from TSB, and how much could it be worth?

The bank switching deal from TSB is a bit complicated but could potentially be worth around 250 pounds when all the benefits are added together.

How can one get two-for-one cinema tickets on a Tuesday or Wednesday?

One can get two-for-one cinema tickets on a Tuesday or Wednesday by purchasing a one-day travel insurance policy from Compare the Market for around one pound, which grants access to the offer for a full year.

What is the 'hack' to get two-for-one cinema tickets without needing to purchase an insurance product from Compare the Market?

The hack involves going to Compare the Market, looking for one-day travel insurance in the UK, and purchasing it even if not needed, as it still grants access to the two-for-one cinema ticket offer for a year.

What is the offer for Everyman Cinemas subscribers through Times+?

Times+ subscribers can get two-for-one cinema tickets at Everyman Cinemas every Wednesday.

Can you explain how the Club Lloyds current account can provide free cinema tickets?

The Club Lloyds current account offers a lifestyle benefit, including six free cinema tickets, as long as you add £2,000 to the account every month. This can be done individually or through a joint account, potentially providing up to 18 free cinema tickets a year.

What is the Halifax Reward account, and how does it provide free cinema tickets?

The Halifax Reward account provides 12 free cinema tickets to Vue when certain criteria are met, such as depositing £1,500 into the account and spending £500 on a debit card every month.

What is the offer from the Telegraph for cinema tickets, and what is the cost?

The Telegraph offers three cinema tickets for View for just one pound, accessible after a one-month waiting period following a subscription to their service, which often has a trial period for one pound.

What are some of the mobile network offers for discounted cinema tickets?

O2 offers two View tickets every week for £9, Vodafone offers two Odeon tickets every week for £9, and Three provides a Cineworld or Picturehouse ticket every week for £3.

What is the Super Save Club, and how can one access it without taking out insurance with Compare the Market?

The Super Save Club is a benefits program that includes offers like free days out. One can access it by signing up for the credit monitor service from MoneySuperMarket, which does not require any spending and does not impact the credit file.

What is the Spotify Premium offer mentioned in the podcast, and how does it save money?

The Spotify Premium offer allows individuals to purchase a 12-month subscription for £99, effectively saving money over the monthly cost of £10.99 and potentially protecting against future price increases.

Outlines

00:00

🎥 Cinema Savings and New Savings Account

In this paragraph, the host introduces the podcast 'Cash Chats' and outlines the topics for episode 46. The main focus is on a new 10% paying savings account and explaining how regular savers work. Additionally, a bank switching deal from TSB is mentioned, which could potentially yield around £250. The host also shares tips on saving money at the cinema, including various deals and offers available throughout the week. The paragraph emphasizes the value of these savings opportunities, especially with big film releases during the summer.

05:01

🎟️ Maximizing Cinema Ticket Deals and Offers

This paragraph delves into specific strategies for obtaining discounted or free cinema tickets. The host discusses the 'Meerkat Movies' offer, which provides two-for-one tickets on Tuesdays or Wednesdays, and a hack to access this benefit without necessarily needing insurance from Compare the Market. The paragraph also covers a two-for-one offer for Times+ subscribers at Everyman Cinemas on Wednesdays. Furthermore, it mentions general tips for saving on cinema tickets throughout the week, such as going midweek for cheaper prices and using gift cards to叠加 savings. The host encourages listeners to take advantage of these deals to enjoy cinema experiences at a reduced cost.

10:01

🏦 Leveraging Bank Accounts for Free Cinema Tickets

The host introduces various bank accounts that offer free cinema tickets as part of their rewards programs. The Lloyds Club account is highlighted, which provides six cinema tickets per month when £2,000 is deposited into the account. Similarly, the Halifax Reward account is mentioned, offering 12 free tickets to Vue cinemas upon meeting certain criteria, such as depositing £1,500 and spending £500 on a debit card each month. The paragraph also touches on the potential for multiple accounts to increase the number of free tickets available. Additionally, the host shares a tip about the Telegraph subscription, which can yield three free Vue cinema tickets for a one-pound subscription fee.

15:03

📱 Mobile Network Deals and Additional Cinema Ticket Offers

This paragraph covers mobile network-specific deals for cinema tickets, such as O2's offer of two Vue tickets for £9 per week and Vodafone's similar offer for Odeon tickets. The host also mentions the Three network's deal for Cineworld or Picturehouse tickets. Additionally, the paragraph includes offers for Amazon Prime members and Octopus's loyalty scheme, 'Octopplus', which provides discounted Odeon tickets. The host advises listeners to consider these options for further cinema savings, emphasizing that these deals can be more cost-effective than standard ticket prices.

🛒 Supermarket Deals and Spotify Premium Savings

The host discusses various supermarket promotions and deals, including a 'Spin to Win' promotion at Lidl and a free food offer at Morrison's. The paragraph also mentions the Eat app's 50% off groceries promotion on Wednesdays in August and Waitrose's voucher offer for spending £50 twice in the month. Additionally, the host highlights a Spotify Premium deal where purchasing a gift card for £99 provides 12 months of service, effectively saving on the monthly subscription cost. The paragraph concludes with a reminder to check out the Super Save Club from MoneySupermarket for additional savings and rewards.

🎉 Accessing the Super Save Club and Podcast Updates

In the final paragraph, the host provides information on how to access the Super Save Club through the MoneySuperMarket's credit monitor service, which allows free access to various benefits, including free days out at attractions like London Zoo. The host also gives a shout-out to the podcast's upcoming episodes, which will cover big money news, and thanks the listeners for tuning in. The paragraph serves as a conclusion to the episode, summarizing the key points and reminding listeners of the podcast's schedule.

Keywords

💡Cash Chats

Cash Chats refers to the podcast series by Be Clever With Money, which focuses on personal finance and money-saving tips. It is a central theme of the video, as the host, Andy Webb, discusses various strategies for making the most of one's money, including savings accounts and cinema deals.

💡10% paying savings account

A 10% paying savings account is a type of bank account that offers an annual interest rate of 10% on deposited funds. In the script, it is highlighted as a new financial product that viewers should consider, emphasizing the value of high-interest savings in a time of low-interest rates.

💡Bank switching deal

A bank switching deal is a promotional offer made by banks to incentivize customers to move their accounts from one bank to another. The script mentions a new deal from TSB, which, despite being complicated, could potentially yield around £250 for the customer.

💡Cinema savings

Cinema savings refers to the various methods and deals that can be used to reduce the cost of going to the cinema. The video's theme revolves around this concept, as Andy Webb shares tips on how to get cheaper or even free cinema tickets throughout the week.

💡Two for one tickets

Two for one tickets is a common promotional offer where one ticket purchase allows two people to attend an event or screening. In the script, this concept is used to describe deals from Meerkat Movies and The Times, where specific conditions apply to get such offers at the cinema.

💡Meerkat Movies

Meerkat Movies is a rewards program associated with Compare the Market, offering two for one cinema tickets on certain days of the week. It is used in the script as an example of a hack to get discounted cinema tickets without needing to purchase insurance.

💡Lifestyle benefits

Lifestyle benefits refer to the perks and rewards offered by financial service providers, such as free magazine subscriptions or cinema tickets. In the context of the video, the Club Lloyds current account is mentioned as an example where adding £2,000 monthly can unlock such benefits.

💡Halifax Reward Account

The Halifax Reward Account is a specific type of bank account that offers free cinema tickets among other rewards to its customers. The script explains that meeting certain criteria, such as depositing £1,500 and spending £500 on a debit card monthly, can trigger these rewards.

💡Telegraph subscription

A Telegraph subscription is a service that provides access to the Telegraph newspaper's content. In the script, it is mentioned as a way to access a trial for a low cost, which then grants the subscriber the opportunity to receive free cinema tickets as part of their VIP Rewards.

💡Current accounts

Current accounts are checking accounts that allow customers to deposit and withdraw money freely. The video discusses how certain current accounts, like the Club Lloyds and Halifax Reward accounts, offer cinema ticket rewards as part of their services.

💡Super Save Club

The Super Save Club is a benefits program associated with Compare the Market, providing members with access to various discounts and rewards. The script describes a hack to access this club without necessarily needing to purchase insurance, which includes free days out to attractions.

Highlights

Introduction of a new 10% paying savings account and explanation of how regular savers work.

Details on a bank switching deal from TSB that could be worth around £250.

Tips on saving money at the cinema, including top ways to cut ticket prices.

Advantages of going to the cinema midweek for cheaper ticket prices.

Miracat Movies' two-for-one ticket offer on Tuesdays or Wednesdays.

A hack to get two-for-one cinema tickets without needing insurance from Compare the Market.

Details on how to get discounted or free cinema tickets through the Times+ subscription.

Club Lloyds current account offering lifestyle benefits like free cinema tickets.

Halifax Reward account providing 12 free cinema tickets upon meeting certain criteria.

Telegraph readers' subscription trial leading to three free cinema tickets.

Mobile network offers like O2, Vodafone, and Three providing discounted cinema tickets.

Amazon Prime and Octopus loyalty schemes offering cinema ticket discounts.

Strategies for getting free tickets or cheaper tickets throughout the week.

Super Save Club from MoneySuperMarket offering free days out and other benefits.

Spotify Premium annual subscription offer saving money over monthly payments.

Morrison's offering free food in their cafes during August.

Waitrose promotion giving £15 off for spending £50 twice in August.

Wagamama's new loyalty scheme and the benefits of downloading their app.

Closing remarks and预告of upcoming episodes on YouTube and podcast platforms.

Transcripts

welcome to cash chats With Me Andy web

from Be Clever withy your.com this is

the podcast to help you make the most of

your money inode 46 it's just me no

Amilia stay but I'm going to take you

through a brand new 10% paying savings

account which is well worth a look it's

a regular Savers also explain a little

bit how those work there's also a new

bank switching deal from TSB which is a

bit complicated but could be when you

add all the bits together worth around

250 quid so I'll take you through what

you need to know there as well and also

I'm going to share some of the ways you

can save at the cinema every day of the

week so my top ways to cut the price of

tickets all of that and deals of the

week let's get into it this is episode

46 of cash chats now I really love going

to the cinema if I can watch a film

anywhere it's going to be on the biggest

screen possible with the best sound not

always the biggest fan of the people

hanging around on their phones and

chatting stuff which is more and more

the case now but you know a big film

that's going to go and some big releases

out as they always are this summer and I

thought it' be a good opportunity to

share with you some of the things you

can do to get free tickets or much much

cheaper tickets that you can use

throughout the week you're not

necessarily restricted although there

are some deals I'm going to share with

you which are big Savers which might be

limited to just one or two days a week

so uh let's start there going be some of

these will be specific certain chains

some of them be more more generic and

hopefully there something for you uh

wherever you live wherever you like to

go so first of all obviously you know if

you go midweek it's going to be cheaper

anyway but there are also some deals

which bring those price down further and

sure many of you know this already but

there is mircat movies we've all seen

the adverts right you get two for one

tickets on a Tuesday or on a Wednesday

if you have taken out an insurance

product from uh compare the market which

you know we all need insurance of some

form home insurance car insurance travel

insurance maybe right you choose to go

with them so you can get this benefit

but you don't have to do that there is a

hack and this is something I wrote about

first I don't know 10 years ago 11 years

ago whenever it launched I spotted this

and shared it and uh it's still going

strong so it still means you can get

this and it's just going to cost you one

pound which means those Insurance

products you can shop around for them

elsewhere and potentially get a better

deal or if you don't need insurances you

can still get this the way to do it is

to go to compare the market and you're

going to look at travel insurance but

you're going to look for it for one day

and you look for it just in the UK even

if you don't need to use it it doesn't

matter if you're not going to go away

for a day trip whatever is it doesn't

matter because you're not using it for

the insurance although if you have got a

day out in the UK maybe choose that date

just to kind of coincide with it just in

case whatever it might be you do that

you buy that and normally and a policy

will come up around a pound something to

be a little bit more but roughly

speaking that's what you'll pay and that

will give you access for a full 12

months and in a year's time assuming

it's still running you can do that again

and continue to get access for a year

now you can only get one set of two for

one tickets every week okay only on

Tuesday or a Wednesday but that is a

great way to do it and you can stack

these a lot of the time let's say youve

picked up a discounted gift card for

odion or view or whatever it might be

and often those deals do come along and

we share them at be clash.com if they're

worth looking at well they count as cash

so you can pay for your ticket with that

gift card let's say 20% off that so you

get 20% off your ticket and then it's

two for one just splitting that in two

so that is a great way to save money not

just this summer uh but all year round

so certainly would have a look at that

there is another two for one to offer

which you might not be aware of and this

is for every man Cinemas because they're

not part of mirat mirat has most the

brands but not every man now this one is

just for subscribers to times plus

basically you're paying every every

single month to get the digital Edition

or the paper edition of The Times

newspaper that's quite expensive so if

you don't want to do that then this

isn't a good option but if you have it

go to times plus two for one every

Wednesday uh for every man Cinemas or if

you just want it for a few weeks you can

take out a free trial or a cheap trial

maybe a pound but normally it's free

trial gets you access to that for a

certain amount of time might just be one

month might be a couple months whatever

it is but if you're going to go on a

Wednesday to an every man and you've not

already done this that's going to save

you some cash and obviously we know if

you've been to one every man Cinemas are

pretty expensive so that is a decent

saving you're going to get there they're

they're probably the best of those

generic sort of two for one offers again

limited to midweek um then let's move on

to kind of ones which you can use free

tickets or cheap tickets you can use all

through the week now some of the best

ones of these uh if you're a regular

listener or Watcher or reader of the

content we produce you might be familiar

with these because I talk about them

quite a lot because they are linked to a

couple of current accounts uh the first

one is is the club Lloyd's current

account this is one where you sign up as

long as you add £2,000 to the account

every single month doesn't have to stay

there you can withdraw it straight away

as long as you do that you can claim a

lifestyle benefit and you've got some

options there there's magazine

subscriptions uh there's free Disney

plus with ads for a year which has been

probably quite popular for a lot of

people but you can also choose six view

or odion tickets completely free and

with this you can have one account for

yourself just one but you can also have

a joint account so if you're in a

household and you both get a single

account each and you get a joint account

then obviously that's three lots that

that's potentially 18 free cinema

tickets you're going to get in a year

you do have to keep the account open to

keep those tickets alive if you switch

away or close the account down or

downgrade to a non-club Lloyds account

then they will stop working so you

either use them all and then switch away

because you should get them all at the

start of your a month after you open the

account but that again is is a great

option to go down um and even if you you

know s's view or odent but that is still

a pretty one to go for um similarly you

can get 12 free tickets to view via the

halifa reward account now I personally

prefer to go for the5 p cash reward

every month for rather than cinar ticket

partly because there isn't a view on my

doorsteps it's harder for me to use

those and partly because with these

things I'm telling you about now I'm

quite confident I can often get cinema

tickets for around that5 pound Mark if

not less so having actual cash is bit

more beneficial to me giv more

flexibility but if you know you're going

to go to a view on a regular basis then

get this account and there are a few

more Hoops you have to jump through in

order to trigger the reward uh you have

to add uh 1,500 into the account every

single month but you also need to spend

£500 on your debit card every single

month you might think that's no problem

if you use your main account and you use

your main account in that way it

probably won't be a problem but if

you're like me and you're using the cash

back card or whatever it might be

instead to earn that money then that

might be a problem but as I have shared

a number of times there are ways for you

to get around this so uh you can check

out I've got the video I've covered on

the podcast there's an article b

clash.com as well these kind of debit

card spending hacks for all sorts of

banking rewards not just this one but

again this is another 12 free tickets

you can get plus you are not limited to

one of these you can have three of these

account you do have to meet that

criteria again each time but potentially

that's 36 tickets you're going to get

for view across a year for fre and again

if you're run a couple they can also get

three so even more so if you've got a

family straight away this is a huge

number of tickets you could be getting

at no cost at all there favorite ones a

few other quick hacks I want to share

with you and this is one which I'm not

100% sure how many you're going to get

with this it could just be three tickets

could be 12 but the cost would be just a

pound but three definitely almost

certainly nailed on for three tickets

for view tickets for a pound which is

pretty good right now this is another

subscription this is for telegraph

readers again you might think I don't

want a subscription to the telegraph but

again you don't have to pay for it

because they have trials the most common

trial it does vary but the most common

trial is roughly three uh months for one

pound pound that's three months from

when you start it so you start it on the

you know 6th of of August then it'll go

on three months until the sixth of you

six September six of October into the

6th of November so that covers four

calendar months that's important right

so once you've got this you've taken out

this trial so it's I say it's important

because you don't want to take it out

too early you want to make sure you go

three or four days into a month so you

can go into that extra fourth month at

the end so once you've got the

subscription you have to wait a month

before you're eligible for one of their

VIP Rewards ws and there's a choice

you've got there you can do a rental

movie you can get a National Theater at

home rental or you can get a View Cinema

ticket so you wait a month then you can

get that ticket and a month later you

can get another one month later get

another one so you will get these three

cinema tickets these three view tickets

for one pound now that's assuming the

offer doesn't change it's been coming

and changing in different ways over the

years I've been talking about this so

there is obviously a risk that you could

get it and uh later on it disappears but

even if you got one ticket for a pound I

still think that's pretty good yeah

ideally you can get

but there's something else this is what

I've just been trying because I've

recently signed up for this again uh

there is now the option for you to uh

give friends and family three friends or

family their own subscription for no

extra charge so they'll be able to

access all the telegraph newspapers

reports other things that are on there

as well but they also get this Telegraph

extras account and I'm still haven't had

this yet but I'm waiting that 30 days

from having given someone this extra

account it looks very likely to me that

after 30 days they're also going to be

able to access uh a free ticket now

there's three of those if you give those

out to people in your household or other

friends and stuff okay maybe you don't

get them personally the tickets maybe

they get them or whatever it might be

but that could be 12 tickets in total

for just one pound and with this one you

want to cancel it obviously before that

trial is over so you don't get charged a

quite a hefty amount every single month

for it but when you go to cancel they'll

often say oh here's a deal if you stay

on and if you say no I don't than that

they often go well how about this deal

so in the past and I can't promise it's

going to be the same going forward but

in the past I've been able to continue

paying just a pound every single month

for8 nine 10 months whatever it might be

or a trial finishes I wait a couple of

months and they offer it to me again so

this could be one that keeps going but

do bear in mind this offer has changed

in the past it used to be when it R

before that they were first come first

serve and they would go very quickly you

had to get them on the first or second

day that they were released in a month

now it looks like they're available all

throughout the month again that could

change but I still think this is a

another great way to pay hardly anything

to go to cinema as long as he a view uh

they're the main ones I quickly want to

touch on a couple of I won't go into

detail on them but if you have a phone

most of you got a mobile phone but one

of the big Network so if you're with uh

O2 you can get two view tickets every

week for9 if you're with Vodafone you

can get two odan tickets every week for

£9 pound uh if you're with three you can

get a cine world or picture house ticket

every week for3 so it's definitely worth

having a look at that and taking

advantage of those offers if you can uh

other memberships if you got Amazon

Prime you can get two Odon tickets for

£10 every single month while octopus has

octopus has its own loyalty scheme

called octop plus that also currently

gives you two odan tickets for works out

with booking fees 122 pound so again

they're still could well be cheaper you

know paying £4 p505 P6 pound for a

ticket could well be cheaper this is any

day of the week not just you know when

they have the off peak days midweek

could be weekend ones where that brings

the price down but you got to remember

that these prices are the same wherever

you live via these offers we all know

well hopefully we know that some not all

cinemod prices are the same wherever you

go so it may well be that you have got a

cheap flea bag Odin or view or cine

world where the prices are way way way

less than uh the actual price going

maybe 5 pound rather than six pounds or

other deals like that which might be

better to go for over these but uh M

more information about all of these and

other ways to save at the cinema there's

free previews that happen every single

month with something called um uh Escape

as there's all sorts of things going on

all of that over at Be Clever withy

your.com deals now if you are listening

to or watching the podcast on YouTube

then you will need to click off to watch

those other sections of this episode

because they've already been covered you

guys got them ahead of the game before

everybody else that's the 10% regular

save out from Virgin money that was

launched just at the weekend really

really good option so do check that out

if you have money to put aside every

single month at a pretty crazy rate

considering how much rates are going to

be falling now following that bank of

England cut uh just last week and

there's also a new bank switching deal

from TSB which I want to go through in a

bit more detail as well so you can watch

that video or listen to that video on

YouTube music but before you do that we

have got our deals of the week so deals

of the week for episode 406 of cash chat

where to start well at the supermarket

if you go to little it's worth checking

because they have got the Spin to Win

promo back this time it is in the bakery

so every time you shop you can get

something from an armor cross on to a

baguette a pizza slice without paying at

all so it's definitely worth seeing what

you could get if you're shopping there

anyway uh lots of things uh this summer

and all year round but in terms of

making food a little bit cheaper for

families and for kids those kids eat

free things and we've got a big long

list of the top places over at bash.com

uh but one that might be worth pointing

out to you completely free is at

Morrison's if you go in and ask for een

at a Morrison's Cafe you'll get two free

toasted crumpets plus a choice of your

toppings this is pretty much through all

of August the 5th of August to the 25th

of August so that's a great one to sport

you whether you're family or not that's

some free food if you are struggling to

sort of uh you know afford very

expensive meals uh throughout this

summer I'm not the biggest fan of

getting groceries on your takeaway apps

generally you're paying well over the

odds to do this are really plan ahead is

the best option and when you're at the

supermarket get the things you need

rather than into a quick orders for the

bag of ice or pint of milk or whatever

it be because you'll be paying a lot

more in terms of the actual price plus

the fees but there are sometimes some

promos which can bring the prices down

and they're worth a look I'm not saying

you should do it but worth a look and

there's one that's running on Wednesdays

throughout August uh which we just eat

50% off your groceries so have a look

and see if it's worth doing it not every

Supermarket will be taking part but

seeing if you can save money there will

be pretty good uh sticking with

supermarkets if you shop at waitrose uh

and you spend 50 pound twice in August

you'll get a voucher then for15 off

another 50 spend in September now I

don't often spend that kind of money on

an single shop because it's quite close

to me I'll go in and out if you do do a

big shop make sure you scan your my

waitress card because that's when how

you'll be uh not they'll know that

you're actually uh getting this and

triggering this um wager mmers have got

a new loyalty scheme if you regularly go

to wager mmers make sure you download

the app because you can get some free

Edom armies uh first time you go and

then after that you'll be earning points

as you go along there are a number of

these out there Franco mana's got one

you can get all sorts of freebies and

things again not a reason to go

somewhere but certainly something to

download if you're going anyway couple

more quickly share with you this is a

classic but it's still going so it's

worth showing it again Spotify Premium

if you are paying 9 well no $10.99 or

$1.99 at for specified premium every

single month right now it's just for you

as an individual then you can save

yourself a decent chunk if you know

you're going to keep it for a year and

you're not going to change by buying a

gift card basically it's £99 for 12

months roughly eight and a bit months uh

you'll be paying for and the rest of it

will be free that's how it works out

when you divide it out now uh this is

also what's good about this one is you

can stack it so you can buy one and when

you've got six months left on that

annual your past you can add another one

so not only do it save you money but it

potentially protect you against price

increases in the future it's even

cheaper than that Spotify basic that I

told you about a few months ago uh so

this is definitely worth a look if

you're committed to getting it for

yourself but if you are sharing it with

family and friends members in the same

household you're probably better off

looking at duo or family and things like

that uh the other things to share with

you very quickly we did talk about this

uh in the podcast a few weeks ago just

to kind of a heads up but I want to sort

of shout about again we have looked into

detail this is the Super Save Club from

money Supermarket similar to the uh

compare the market mircat meals uh

mircat movies deal I mentioned before if

you take your insurance out with compare

the market then you get access to the

Super Save Club which has a number of

benefits but the hack and we've checked

this and it absolutely does work if you

open up the credit monitor service from

money Supermarket this is a not

necessarily a great service but it's not

a bad service basically you'll be able

to see your credit score you have no

impact on your credit file in any way

completely free to join doesn't show on

your credit file so don't worry about

that at all you apply for that and then

within a couple of hours maybe the next

day you'll then get access to the super

safe club without any spend at all

completely free and again gives you the

option to get your insurance and shop

around and get that from elsewhere okay

you might want to get it from M

Supermarket you might not but you get

access to this Super Save Club and there

are a number of features in there we've

gone into detail in a review over on the

website aren't really worth it there's

cash back and have rewards but what is

good are these free days out and the big

headline ones are once a month you can

get a ticket to London Zoo or to go ape

and places like that and also there are

others which you can get on a weekly

basis which tend to be sort of smaller

and more local attractions rather those

big National ones but that is going to

be a big Savor for you uh throughout the

year got only one ticket right so you

have to buy another one but if you're in

a household with someone else who's an

adult they can do the same they can also

go via that hack and get access which

means you can get two tickets either to

the same attraction or mix and ratch a

little bit more but again do uh look

into that if you're a family if you

haven't got a family some of those

attractions London Zoo get a ticket go

where your mate sounds great you got

family could be a big money saer this

summer be clash.com is where you'll find

more information about that and all the

other deals and all the other topics

that I've spoken about today my name is

Andy we thank you so much for listening

to this we're back with another episode

uh rounding up the big money news on

Thursday on YouTube on Friday morning on

podcasting app so we'll see you at one

of those until then cheers