PANDUAN FULL A - Z! Cara Investasi di Bibit bagi Pemula Modal Rp 250.000,- Dapat Berapa?

Summary

This video offers a beginner-friendly guide to investing using the Bibit app, explaining each step from logging in to making mutual fund investments. The presenter walks viewers through creating a portfolio, choosing investment goals like emergency funds or retirement, and selecting appropriate mutual funds. Key points include the importance of understanding risk profiles, using Bibit’s recommendations or choosing products independently, and managing payments via various methods like BCA. The presenter also shares how they plan to invest monthly for one year and will provide regular updates on their results. The video emphasizes simplicity, safety, and transparency in the investment process.

Takeaways

• 😀 Bibit app is beginner-friendly, providing a step-by-step guide to start investing in mutual funds.
• 😀 Users can log in through both desktop and mobile, with the interface being the same across devices.
• 😀 It's important to register and verify your account first to freely make transactions in the app.
• 😀 You can create different portfolios for goals like emergency funds, retirement, or specific goals like buying a house or car.
• 😀 The app allows for long-term investment strategies, such as investing a fixed amount monthly for a year to reach your financial target.
• 😀 You can collaborate with a partner through the 'Bibit Together' feature to reach shared investment goals.
• 😀 There are two main options when selecting investments: following 'Robo's Recommendations' or choosing your own products.
• 😀 Beginners are encouraged to select 'Choose Your Own Product' for more control over investment choices.
• 😀 Mutual funds are ideal for beginners, with low-risk options like money markets and bonds available.
• 😀 Money market funds generally have lower risk but also offer lower returns, whereas bond funds provide higher returns with moderate risk.
• 😀 The app supports easy payments through various methods like RDN, e-wallets, and direct bank transfers, with some options offering free fees for up to four transactions per month.

Q & A

What is the purpose of this video?

The video aims to guide beginners on how to start investing using the Bibit application, focusing on mutual fund investments, from setting up an account to making the first investment.

Is the Bibit application the same on desktop and mobile?

Yes, the user interface on both desktop and mobile versions of the Bibit application is identical, so users can follow the instructions regardless of the platform they use.

What are the different types of portfolios in the Bibit app?

There are three types of portfolios in the Bibit app: Emergency Seeds, Retirement, and Goals. These are designed for different investment needs like unexpected expenses, retirement savings, or specific goals like buying a house or vacationing.

Can the investment goals be changed after setting them?

Yes, the investment goals can be adjusted after setting them. This allows users to modify their target amount and investment duration as needed.

What is the benefit of using 'Bibit Together' feature?

The 'Bibit Together' feature allows partners to collaborate on the same investment goal, such as saving for a house or wedding. Both parties can contribute their share, making it easier to track and manage joint investments.

What are the two investment options available in the Bibit app?

The Bibit app offers two main investment options: following Robo's recommendations (which suggests mutual funds based on the user’s risk profile) or choosing your own product (where users select the mutual funds they wish to invest in).

What should beginners consider when choosing mutual funds on Bibit?

Beginners are advised to use the 'choose your own product' option to explore and understand different mutual fund options. This allows them to gain more control over their investment decisions.

What types of mutual funds are available on the Bibit app?

The Bibit app offers several types of mutual funds, including money market funds, Sharia bonds, and other equity-based funds. Each comes with different risk levels and return potentials.

What is the difference between a money market fund and a bond fund in terms of risk and return?

Money market funds are low-risk investments with returns typically higher than traditional deposits, while bond funds offer moderate risk with potentially higher returns than money market funds.

Why is it important to choose the same bank for the Bibit investment and withdrawal process?

Choosing the same bank for both investment and withdrawal helps avoid administrative fees, as some banks may charge fees for transactions between different banks. The video recommends using BCA bank, which offers free e-payment fees up to four times a month.