Pengalaman Pemula Investasi 7 Bulan di BIBIT !!!

Summary

In this video, the speaker shares their personal journey of learning to invest using the Bibit app. Starting as a complete beginner, they gradually built confidence by making small deposits and researching different investment options. Through consistent learning, they discovered the power of technology in making investing accessible, especially for beginners. They emphasize the importance of starting small, understanding your goals, and staying patient despite market fluctuations. The speaker encourages viewers to invest for the long-term, save for their future, and make use of available resources to enhance their financial security.

Takeaways

• 😀 Start small when you begin investing. Test the waters with a modest amount to get comfortable with the process.
• 😀 Do thorough research before investing. Understand where your money is going and how it’s being managed.
• 😀 Be patient and allow time for your investments to grow. There will be ups and downs, but staying consistent is key.
• 😀 The Bibit app is a helpful tool for beginners. It provides access to various investment options like mutual funds and bonds.
• 😀 Your investment strategy should align with your long-term goals. Keep your focus on the future rather than short-term fluctuations.
• 😀 Regular deposits, even small ones, can lead to significant growth over time. Make it a habit to save and invest consistently.
• 😀 Don’t be afraid to try different types of investments once you feel comfortable, such as bonds, stocks, and pension funds.
• 😀 Education is essential. Use available resources like YouTube, Instagram, and books to learn about investing and improve your financial knowledge.
• 😀 Don’t panic over short-term losses. Remember that investing is a long-term game, and volatility is normal.
• 😀 Start investing early, even if it’s just a little. The earlier you start, the more time your money has to grow.
• 😀 Invest in your future by setting aside money for retirement. Building a financial cushion for the long-term is crucial for security.

Q & A

How did the speaker first learn about investing?

The speaker first learned about investing through the Bibit application and by exploring resources like YouTube, Instagram, and books on investment.

What was the speaker's initial approach to using the Bibit app?

The speaker started small with investments, making cautious deposits and focusing on understanding the platform and its offerings before committing more funds.

What was the speaker’s first investment through Bibit?

The speaker’s first investment through Bibit was in a money market mutual fund called Sucor Invest Money Market on June 11, 2018, with an initial deposit of IDR 100,000.

How did the speaker overcome their fear of losing money?

The speaker overcame their fear by starting with small amounts, gaining knowledge from YouTube and books, and reminding themselves to focus on long-term goals instead of short-term fluctuations.

What role does Bibit's robo-advisor play in the investment process?

Bibit's robo-advisor helps users by recommending investments based on their risk profile, providing guidance on how to allocate funds across various options like stocks, bonds, and money market funds.

What types of investments did the speaker initially feel comfortable with?

Initially, the speaker felt comfortable with low-risk investments, like money market funds, and avoided higher-risk options such as stocks and pension funds.

How did the speaker’s risk tolerance evolve over time?

Over time, the speaker became more comfortable with higher-risk investments, gradually exploring options like bonds and pension funds, while still maintaining a balanced approach.

What advice does the speaker give to beginners in investing?

The speaker advises beginners to start by gathering information from various sources, make small initial investments to reduce risk, and focus on long-term goals rather than short-term market movements.

What is the speaker’s perspective on the ups and downs of investments?

The speaker believes that fluctuations in the market are normal and encourages investors to stay focused on their long-term goals, viewing short-term losses as part of the process.

How does the speaker view the importance of saving for the future?

The speaker stresses the importance of saving and investing for the future, particularly for retirement, to ensure financial security and avoid unnecessary spending on unimportant things.