QRIS Antarnegara: Cara Mudah Bertransaksi Tanpa Perlu Tukar Uang

Summary

This video discusses the ease and convenience of cross-border transactions through QR payment systems in the ASEAN region, enabled by Bank Indonesia's efforts to enhance regional payment connectivity. The integration of QR payment systems across countries like Thailand, Malaysia, and Singapore allows seamless transactions for both locals and foreign visitors, without the need for currency exchange. The initiative also aims to support small businesses (UMKM) in expanding their market reach. The video provides a step-by-step guide for users to make payments and explains how foreign tourists can make transactions easily while visiting Indonesia.

Takeaways

• 😀 Cross-border transactions are made easier through digital innovations like QR code payments.
• 😀 Indonesia's Bank Indonesia is expanding partnerships to facilitate cross-border payment connectivity.
• 😀 The implementation of regional payment connectivity (RPC) aims to improve cross-border payment ease among ASEAN countries.
• 😀 QR code payments (KR) are highlighted as a key modality in enabling smooth transactions across borders.
• 😀 Tourists visiting ASEAN countries can enjoy easy payments via QR code scanning, starting with countries like Thailand, Malaysia, and Singapore.
• 😀 Foreign tourists in Indonesia can also benefit from seamless transactions without the need for currency exchange.
• 😀 The introduction of cross-border QR payments is expected to significantly benefit small and medium-sized enterprises (SMEs) by expanding their markets internationally.
• 😀 To use cross-border QR payments, users need to download a compatible payment app, scan the merchant's QR code, and confirm transaction details.
• 😀 Businesses in Indonesia hosting foreign visitors can facilitate easy payments by guiding tourists through the process of using QR code payments.
• 😀 The system automatically converts the payment into the local currency (e.g., IDR for Indonesia), making it simple for both the business and the foreign customer.

Q & A

What is the purpose of the Kris Antarnegara system?

The Kris Antarnegara system enables seamless cross-border transactions in ASEAN countries by allowing users to make payments using their local payment apps without needing to exchange currency.

How does Kris Antarnegara benefit tourists in ASEAN countries?

Tourists can use their local payment apps to make payments in participating countries by simply scanning a merchant's QR code, eliminating the need for currency exchange and offering a smooth transaction experience.

Which countries are currently participating in the Kris Antarnegara system?

The system currently operates in Indonesia, Thailand, Malaysia, and Singapore, allowing seamless transactions between these ASEAN countries.

How can a tourist from Thailand pay in Indonesia using Kris Antarnegara?

A tourist from Thailand can download a payment app that supports Kris Antarnegara, scan the QR code at a participating merchant in Indonesia, enter the payment amount in their local currency, and confirm the payment using their PIN.

What is the role of Bank Indonesia in the development of Kris Antarnegara?

Bank Indonesia has played a key role in expanding regional payment connectivity by facilitating collaborations with neighboring countries to support the Kris Antarnegara system, improving cross-border payment efficiency.

How can local businesses in Indonesia benefit from Kris Antarnegara?

Local businesses in Indonesia can accept payments from foreign tourists through the Kris Antarnegara system, enabling easier and faster transactions, and potentially expanding their customer base.

What is the process for businesses to accept payments from foreign tourists using Kris Antarnegara?

Businesses should ask foreign tourists to open their payment apps, scan the merchant’s QR code, guide them through entering the payment amount, confirm the details, and let the tourist enter their PIN for payment processing.

What are the steps for a tourist to make a payment using Kris Antarnegara?

A tourist must first download a payment app that supports Kris Antarnegara, scan the merchant's QR code, enter the payment amount in the local currency, confirm the transaction, and then input their PIN to complete the payment.

How does Kris Antarnegara help micro, small, and medium enterprises (UMKM)?

Kris Antarnegara allows UMKM businesses in Indonesia to expand their reach to foreign tourists, making it easier for them to accept international payments and broaden their market.

Does the Kris Antarnegara system involve currency conversion during transactions?

Yes, the Kris Antarnegara system automatically converts the payment into the local currency of the country, either converting the tourist’s home currency into the local currency or vice versa.