Cliente OBInvest 2024 - Gilvan Bueno

Summary

In this interview, Gil, a prominent figure in the Brazilian financial sector, discusses his financial goals and investment strategies. He highlights the importance of having an emergency fund, particularly for his daughters' education. Gil emphasizes a balanced portfolio with a focus on dividend-paying stocks in stable sectors like utilities, banking, and insurance. He also shares his plans for an increased standard of living and his interest in socially responsible investments, reflecting his commitment to impact investing.

Takeaways

• 😊 Gilan has been a long-time supporter of the Invest event since its first edition and is now a client for its portfolio service in 2024.
• 👨‍👩‍👧‍👧 Gilan is 43 years old, married to Assis, the founder of Black SS in Law, and they have two daughters, aged 22 and 12.
• 🎓 Gilan’s older daughter is studying law, while his younger daughter is in the 7th grade. He plans for their education, including possible international studies.
• 💰 Gilan's short-term financial goal is to maintain an 18-month emergency reserve, especially due to his daughters' educational expenses.
• 📈 For the medium term, Gilan prefers low-volatility income-generating investments like real estate funds and dividend-paying stocks to support ongoing expenses.
• 📉 Gilan is open to higher-risk investments but limits them to no more than 10% of his portfolio, focusing on undervalued stocks for long-term growth.
• 🏦 Gilan prefers sectors like utilities (electricity, sanitation), banking, and insurance for stock investments due to their steady cash flow and high dividend payouts.
• 🏡 Gilan foresees an increase in his living expenses in the coming years due to potential plans to own homes in multiple locations, including São Paulo and possibly abroad.
• 🌍 Gilan is deeply involved in impact investing, supporting ESG-focused companies, and collaborates with a group of investors on such projects.
• 🎥 As part of the Invest 2024 portfolio service, students will provide Gilan with a report and a presentation video explaining their investment strategies and choices.

Q & A

How old is Gil and what is his family status?

Gil is 43 years old and he is married with two daughters.

What are the ages and educational stages of Gil's daughters?

Gil has two daughters; one is 22 years old and in her sixth year of college, and the other is 12 years old and in her seventh year of school.

What is the profession of Gil's spouse?

Gil's spouse is the founder of Black SS in law, a network of lawyers with more than 5,000 lawyers in Brazil and around the world.

What are Gil's short-term financial goals?

Gil's short-term financial goals include maintaining an emergency fund for 18 months to cover his daughters' education expenses.

What are Gil's medium-term financial goals?

In the medium term, Gil aims to have investment products that provide income distribution, such as real estate funds and dividend-paying stocks with low volatility.

What are Gil's long-term financial goals?

Gil's long-term financial goals involve investing in undervalued companies, aiming for these investments to represent more than 10% of his assets.

What sectors does Gil prefer for his investments?

Gil prefers sectors that are known for distributing cash flow, such as basic sanitation, energy, and banking sectors, as they historically generate a lot of cash and pay dividends.

Does Gil anticipate any significant changes in his lifestyle in the coming years?

Yes, Gil anticipates an increase in his standard of living as he plans to have residences in São Paulo, possibly another one abroad, and possibly one in Brasília due to the internationalization of his operations.

Is Gil interested in social causes or philanthropic projects?

Yes, Gil has a strong interest in social causes and has been recognized as one of the six impact investors in Brazil by the magazine 'Pequenas Empresas e Grandes Negócios'. He now invests in impact companies with other investors through a company of ventures and participations.

What is the new initiative by OB Invest for their clients?

OB Invest will request a video presentation this year, in addition to the three-page report, to explain their investment choices, expectations, and theses to their clients.

How does Gil describe his investment approach?

Gil describes his investment approach as focused on understanding situations for the construction of portfolios, seeking to understand and invest in companies that distribute cash flow and have a history of paying dividends.