Pegadaian Gandeng BSI, Bisnis Bullion Syariah Makin Ngebut di Indonesia | NTV TONIGHT

Summary

Bank Syariah Indonesia (BSI) and PT Pegadaian have strengthened their collaboration to expand Sharia-based financial services, focusing on the emerging Bulion (gold bullion) business. The partnership, formalized at Pegadaian Tower in Jakarta, leverages the newly issued National Sharia Council Fatwa No. 166, providing guidance for Sharia-compliant bullion operations. Leaders from both institutions highlighted the market potential, noting the limited competition and Indonesia's large population of 280 million. With current growth in bullion business reaching nearly 40%, the collaboration aims to enhance economic growth, financial inclusion, and prosperity while adhering strictly to Sharia principles, positioning BSI and Pegadaian as pioneers in the sector.

Takeaways

• 📢 Bank Syariah Indonesia (BSI) is strengthening collaboration to develop sharia-based bullion (gold) business services in Indonesia.
• 🤝 The cooperation between PT Pegadaian and BSI is considered to have strong potential to boost Indonesia’s national economic growth.
• 🏦 The partnership event was held at Pegadaian’s headquarters, Pegadaian Tower Keramat Raya, Central Jakarta, on February 13, 2026.
• 🌙 The collaboration aims to expand access to Islamic financial services and strengthen the sharia financial ecosystem in Indonesia.
• 📜 A new guideline, Fatwa No. 166 issued by the National Sharia Council (DSN-MUI), provides the main sharia framework for bullion business activities.
• ✨ Fatwa No. 166 is considered monumental because it specifically regulates bullion business operations in accordance with Islamic principles.
• 📈 The sharia bullion business is still in its early stage, operating for only about one year, but it has significant growth potential.
• 👥 With Indonesia’s population of around 280 million people and limited industry players, the bullion sector has large untapped market opportunities.
• 💰 Public awareness about gold as a safe haven and a tool to preserve wealth is increasing, encouraging more people to invest in gold.
• 🚀 Pegadaian and BSI reported nearly 40% growth in their gold-related business, indicating strong market demand.
• 🌍 Both institutions are acting as pioneers in implementing sharia-compliant bullion business activities.
• 📊 The collaboration and new regulatory guidance are expected to accelerate the expansion of the sharia bullion industry in Indonesia.
• 🕌 The initiative aims not only to drive economic growth but also to ensure that financial development aligns with Islamic values and principles.

Q & A

What is the main focus of the collaboration mentioned in the script?

The collaboration focuses on developing sharia-based bullion (gold) business services and strengthening Islamic financial services in Indonesia.

Which two institutions are strengthening their partnership in this initiative?

The partnership is between PT Pegadaian and Bank Syariah Indonesia (BSI).

Where and when was the collaboration event held?

The event was held at Pegadaian Tower, Pegadaian Headquarters on Keramat Raya Street in Central Jakarta on Friday, February 13, 2026.

Why is the collaboration between Pegadaian and BSI considered important?

It is considered important because it has strong potential to boost national economic growth while expanding access to Islamic financial services in Indonesia.

What role does the National Sharia Council fatwa number 166 play in this collaboration?

Fatwa number 166 provides the main sharia guideline for conducting bullion business activities according to Islamic principles.

Who highlighted the significance of the new fatwa and the potential of the bullion business?

K.H. Kholil Nafis, Chairman of the Sharia Supervisory Board of Pegadaian Syariah, emphasized the importance of the new fatwa and the business potential.

Why is the sharia bullion business seen as having large growth potential?

The business has strong potential because Indonesia has a large population of around 280 million people, while the number of players in the bullion sector is still limited.

How long has the sharia bullion business been operating according to the script?

The business has been operating for approximately one year and is still considered to be in its early stage.

What did the President Director of PT Pegadaian say about public awareness of gold investments?

He stated that the public has become more aware that gold can protect the value of wealth and people are increasingly educated about saving and investing in gold.

What growth trend has been observed in Pegadaian and BSI's gold-related businesses?

Both Pegadaian and BSI have experienced growth of nearly 40% in their gold-related business activities.

What is the broader goal of launching this collaboration and sharia guideline?

The broader goal is to expand the sharia bullion industry, improve economic resilience, and increase prosperity while ensuring business practices remain aligned with Islamic principles.

What role do Pegadaian and BSI currently play in the sharia bullion industry?

They act as pioneers currently implementing the sharia-based bullion business following the newly issued guidelines.