15 Signs You Are POOR

Summary

This video serves as a wake-up call, outlining 15 signs that may indicate financial instability or 'poverty' in a modern context. It emphasizes the importance of savings, efficient time use, and financial literacy, while cautioning against the pitfalls of debt and poor spending habits. The script also touches on the value of a supportive family and the freedom from addiction, suggesting that true wealth extends beyond monetary assets to include emotional and social well-being.

Takeaways

• 💡 Financial Stability: If you can't maintain your lifestyle for more than three months without working, you may be financially vulnerable.
• 🕒 Time is Money: Spending significant time commuting without productive output can be a sign of poor resource management.
• 💳 Struggling with Bills: Difficulty in paying bills is a clear indicator of financial strain.
• 🛍️ Frugal Habits: Frequently shopping at dollar stores or using coupons for unnecessary items can suggest a lack of financial abundance.
• 🍔 Fast Food Dependency: Regularly accepting fast food as a main meal can indicate neglect of health and nutrition.
• 🧸 Affordability for Children: Saying no to your child's reasonable requests due to financial constraints can be a sign of poverty.
• 👶 Impact on Children's Future: Fear that your current situation will hinder your child's success is a sign of financial insecurity.
• 🩲 Basic Necessities: Inability to afford essentials like clean underwear and socks reflects a lower standard of living.
• 🚫 Addiction: An addiction can control and negatively impact your financial and health status.
• 🏠 Poor Living Conditions: A house that consistently smells bad can be a sign of a lower quality of life.
• 🚗 Vehicle Age: Driving an old car that requires constant maintenance can be an indicator of financial struggles.
• 👴 Government Dependency: Expecting the government to take care of you in retirement shows a lack of personal financial planning.
• 💳 Debt Management: Spending money before receiving it and falling into debt is a common pitfall for those struggling financially.
• 🔑 Resource Stealing: Stealing resources like Wi-Fi or using torrents reflects financial constraints and potential ethical issues.
• 👨‍👩‍👧‍👦 Family Love: Wealth is not just financial; having a loving family provides emotional richness and support.

Q & A

What is the first sign of being financially unstable according to the video?

The first sign is if you stopped working, you couldn't maintain your lifestyle for more than three months.

What does the video suggest to do to ensure financial stability?

The video suggests calculating your average monthly expenses and saving up to three months' worth of expenses or creating sufficient secondary streams of income.

Why is spending more than one hour commuting to work considered a sign of being poor?

It is considered a sign of being poor because it wastes a significant amount of time that could be used more productively, and it indicates a lack of proximity to work.

What is the video's stance on shopping at the dollar store or using coupons?

The video suggests that while there's no shame in budget shopping, frequently buying cheap items or things on sale just because they're on sale can be a sign of being poor.

How does the video relate fast food consumption to financial status?

The video implies that accepting fast food as a regular dinner option can be a sign of being poor, as it reflects a lack of attention to nutrition and overall health.

What does the video suggest about the impact of not being able to afford a toy for your child?

The video suggests that if you can't afford an average-priced toy for your child, it indicates a poor financial situation and should be a motivator for improvement.

Why is having an addiction considered a sign of being poor in the video?

Having an addiction is considered a sign of being poor because it shows a lack of control over one's life and can lead to health issues, reducing life expectancy and overall quality of life.

What does the video say about the importance of a clean living environment?

The video states that a clean living environment, including having clean underwear and socks daily, is essential and a lack of it can be a sign of living below the standard.

What is the video's opinion on expecting the government to take care of you after retirement?

The video discourages expecting the government to take care of you after retirement, stating that it's a sign of being poor and that individuals should take responsibility for their own financial future.

How does the video view the act of spending money before receiving it?

The video views spending money before receiving it as a primary reason for the persistence of poverty, as it leads to debt and hinders financial progress.

What is the significance of having a loving family according to the video?

According to the video, having a loving family is a form of wealth that surpasses financial resources, providing emotional support and contributing to a fulfilling life.

Outlines

00:00

🚀 Fifteen Signs You're Poor: A Wake-Up Call

This video aims to provide a reality check for those living in modern civilizations. It highlights that being poor isn't just about lacking food or water but about economic stability in a developed country. The video encourages viewers to take notes, identify areas for improvement, and take action.

05:00

💰 Sign 1: Financial Fragility

If you can't maintain your lifestyle for three months without working, you're financially vulnerable. The video explains the importance of saving up for at least three months of expenses or creating secondary income streams that aren't dependent on your ability to work.

10:02

⏰ Sign 2: Wasting Time Commuting

Spending more than an hour commuting to work wastes valuable time that could be used productively. The video breaks down the time lost in commuting and suggests moving closer to work to reclaim those hours for more beneficial activities.

📉 Sign 3: Struggling with Bills

Struggling to pay bills or facing utilities being cut off is a clear sign of financial instability. The video advises viewers to develop valuable skills to increase their income and avoid unnecessary expenses.

🛒 Sign 4: Shopping at Dollar Stores

Frequenting dollar stores or buying things on sale that you don't need indicates financial constraints. The video emphasizes that saving money alone won't make you rich; instead, focus on increasing your income.

🍔 Sign 5: Fast Food as Regular Dinner

Relying on fast food regularly suggests poor financial health and a lack of attention to nutrition. The video highlights the importance of healthy eating for overall well-being and productivity.

🎁 Sign 6: Inability to Afford Children's Toys

Not being able to afford an average-priced toy for your child reflects financial hardship. The video suggests using this as motivation to improve your financial situation for your child's benefit.

🔒 Sign 7: Fear for Children's Future

Worrying that your current financial situation will negatively impact your child's future is a sign of poverty. The video advises parents to provide tools and direction for their children's success.

🧦 Sign 8: Lack of Clean Basics

Not having clean underwear and socks every day indicates living below a basic standard. The video stresses the importance of basic hygiene and maintaining a clean presence.

🚬 Sign 9: Addiction Issues

Having an addiction, whether to substances or behaviors, undermines financial stability. The video warns that addiction controls your life and health, reducing your overall quality of life.

🏠 Sign 10: Unpleasant Living Conditions

Living in a house that always smells bad indicates poverty and a low-quality living environment. The video notes that poor neighborhoods often have higher crime rates and lower potential for improvement.

🚗 Sign 11: Old, Unreliable Car

Driving a car that's over ten years old requires constant maintenance and lacks safety. The video suggests prioritizing financial education and mindset changes before upgrading your car.

🏛️ Sign 12: Relying on Government Support

Expecting the government to take care of you after retirement shows a lack of personal financial planning. The video encourages viewers to take responsibility for their own financial success.

💳 Sign 13: Spending Money Before You Get It

Going into debt and spending money before you have it is a major reason for financial struggles. The video advises viewers to manage money wisely and avoid unnecessary debt.

🌐 Sign 14: Stealing Resources

Stealing Wi-Fi, electricity, or using torrents for entertainment indicates financial hardship. The video discourages stealing and encourages using knowledge to improve your financial situation legitimately.

❤️ Sign 15: Lack of a Loving Family

Not having a loving family is the greatest poverty. The video underscores the importance of emotional wealth and spending time with loved ones for a fulfilling life.

Keywords

💡Financial Stability

Financial stability refers to the ability of an individual to maintain their lifestyle without interruption in the event of a loss of income. In the video, it is mentioned as the first sign of being poor if one cannot maintain their lifestyle for more than three months without working. It is a critical aspect of the video's theme, emphasizing the importance of having savings or alternative income streams for economic security.

💡Time Management

Time management is the efficient organization and planning of time to accomplish goals and tasks. The script highlights the saying 'time is money' and discusses the inefficiency of spending hours commuting to work without productive output. It suggests that time spent in traffic is time wasted, which could otherwise be used for productive activities that contribute to wealth accumulation.

💡Bills

Bills are financial obligations or payments due for services rendered, such as utilities or loans. In the context of the video, struggling with or being unable to pay bills is a clear sign of financial hardship. The script uses this term to illustrate the direct correlation between one's financial situation and their ability to meet basic living expenses.

💡Budget Shopping

Budget shopping involves purchasing items at the lowest possible cost, often through the use of coupons or buying on sale. The video mentions this as a sign of being poor, suggesting that while it may seem frugal, it can lead to a lower quality of life and is not a path to wealth creation. It contrasts this with the idea that billionaires focus on increasing income rather than cutting costs.

💡Fast Food

Fast food refers to food that is prepared and served quickly, often associated with low nutritional value. The script warns against making fast food a regular part of one's diet, as it can affect health and productivity. It is used in the video to discuss the importance of nutrition and its impact on one's ability to perform and succeed in life.

💡Addiction

Addiction is a compulsive engagement in rewarding stimuli, despite adverse consequences. The video script mentions addiction as a form of control that can negatively affect one's health and life span. It is presented as a factor that can keep a person from achieving financial success and living a fulfilling life.

💡Government Assistance

Government assistance refers to the support provided by the state to individuals in need, such as social security or welfare. The video criticizes the expectation of government support in retirement as a sign of poverty mentality. It encourages self-reliance and personal responsibility for financial success rather than dependence on external aid.

💡Debt

Debt is an obligation that arises from borrowing money or goods and is due for repayment. The script describes being in debt and spending money before receiving it as a cycle that keeps people poor. It suggests that managing debt and avoiding unnecessary borrowing are crucial steps towards improving one's financial situation.

💡Wealth Mindset

Wealth mindset is a mental attitude focused on creating and accumulating wealth through income generation and investment. The video emphasizes the importance of this mindset by contrasting it with behaviors that lead to poverty, such as spending on non-essentials and failing to plan for financial security.

💡Lifestyle

Lifestyle refers to the interests, opinions, and behavioral patterns of an individual, group, or culture. In the video, the term is used to describe the standard of living one maintains, which can be a sign of wealth or poverty. It is highlighted that the ability to sustain one's lifestyle without work is a measure of financial health.

💡Emotional Wealth

Emotional wealth refers to the richness of one's emotional and interpersonal life, including relationships and personal fulfillment. The video concludes by emphasizing that having a loving family and supportive relationships is a form of wealth that surpasses material wealth, and it is essential for a truly rich life.

Highlights

The video serves as a wake-up call and reality check for viewers to assess their financial situation.

Focuses on modern civilization and how to identify wealth despite living in a developed country.

Advises viewers to take notes and identify areas of life that need improvement for financial growth.

Being unable to maintain lifestyle for over three months without work indicates financial instability.

Suggests saving three months' worth of expenses or creating passive income streams for financial security.

Commuting more than one hour to work wastes significant time that could be used productively.

Struggling to pay bills or having utilities cut off is a clear sign of financial hardship.

Shopping at dollar stores and using coupons frequently may indicate a lack of financial resources.

Fast food as a regular dinner choice can affect health and productivity.

Being unable to afford a child's toy reflects on the financial situation of the parent.

Fear of one's life negatively impacting a child's success is a sign of financial instability.

Lack of basic essentials like clean underwear and socks indicates living below standard.

Having an addiction can control one's life and hinder financial freedom.

A house with a bad smell is a sign of poor living conditions and potential poverty.

Owning an old car that requires constant maintenance can be a financial burden.

Expecting the government to take care of one's retirement is a sign of dependency.

Spending money before receiving it leads to debt and hinders financial progress.

Stealing Wi-Fi or using torrents reflects financial constraints and potential unethical behavior.

The importance of having a loving family as a form of emotional wealth.

A call to action for viewers to choose to be rich and work towards a better financial future.

Transcripts

fifteen signs you're poor welcome to a

Lux calm the place where future

billionaires come to get inspired

hey a lack sirs let's get this out of

the way right now this video is meant to

be a wake-up call and a reality check do

what you want with that just to clarify

a few things before we begin there are

levels to this we are not going to talk

about they're really really poor with no

access to water or food we will look at

modern civilizations and how to tell if

you're actually rich even though you

live in a developed country every time

we do one of these videos some part of

the internet crawls out and gets

offended if you're one of these easily

offended this is your cue to leave the

video really go ahead there are tons of

other videos out there that will

reinforce whatever beliefs you already

have that are completely politically

correct this isn't one of them we based

the entirety of this video on the blunt

reality of everyday life our advice is

for you to go through this video take

some notes and see in which aspects of

your life there's room for improvement

take action in regards to those things

and make it happen if you're new here

welcome be sure to subscribe and follow

us on instagram at a Lux with that said

here are 15 signs you're poor number one

if you stopped working you couldn't

maintain your lifestyle for more than

three months this is probably the

easiest way to find out how well you're

doing no matter how much money you're

earning for some reason if you stopped

working without altering your lifestyle

how long would you make it based on the

way you have your life set up right now

one year six months one month less than

that generally speaking if you don't

have enough money saved up or cash flow

coming in to at least maintain your

lifestyle for three months you're

considered for this reality might hit

you like a brick and unveil just how

fragile your economic stability is right

now everybody needs protection against

worst-case scenarios and the fact that

you don't have one leaves you vulnerable

the beauty of this three-month check is

it doesn't matter if you make sixty K a

year or ten million

in time you've acquired fixed expenses

and your lifestyle comes at a cost the

way to solve this is to actually do the

math on what your average monthly

expenses are and save up to three months

ahead or create sufficient secondary

streams of income that are not

influenced by your ability to work or

not examples are real estate lends

royalties for intellectual property or

being a minority owner in someone else's

business number two it takes you more

than one hour to get to work how many

times have you heard the saying time is

money well it's not actually true

because you could always make more money

but you can't at least for now buy more

time the idea that you're wasting big

chunks of your life transitioning from

one point to another without any

productive output is mind-boggling to us

you should do whatever it takes to get

yourself as close to work as possible so

the downtime you would be spending going

to work can be put to good use let's do

the math if it takes you one hour to get

to work and another to get back that's

two hours per day that you spend in

traffic getting angry at random people

switching between lanes without

signaling that's ten hours per week 520

full hours per year if you break down

that 5:20 in two days you'll discover

there are 21 full days that you're

spending in traffic every year but let

that sink in for a little bit if you

need to go over the numbers again or do

the math yourself you'll be shocked by

how much time is wasted imagine if you

can take those days and do something

productive

well the rates use it to get richer

while you're sitting in your car

listening to the same eight songs that

get played over and over again every

hour number three you have bills you

struggle with or cannot afford to pay

this is another pretty straightforward

way to tell you're not doing well

financially and that you need to shake

yourself up and get busy if you have

ever gotten the lights cut off you don't

have enough credit to make a phone call

or you simply don't have the funds to

pay the bills coming your way you've

stretched yourself too thin and qualify

as poor although it happens mostly in

the cases where someone isn't earning

enough money we've seen it happen to

celebrities if you've watched our 15

insane things rich people did video you

can check it out in the top right corner

you'll know that Johnny Depp is in big

financial crisis because of this despite

earning big money at one point he was

unable to

two million dollars a month bills which

is forcing him to liquidate some of his

possessions but let's get back to you

for a second how did you end up in this

position don't know well you probably

have a poor understanding on how the

world works you work a low-paying job

because you put little to no time into

developing a valuable skill set and even

when you get the money you've earned you

use it to buy meaningless things just

kick back for a second and think about

how many people have an expensive phone

and no credit or how many people have an

expensive car and still live with their

parents yeah number four you shop the

dollar store use coupons frequently or

buy things on sale just because they're

on sale even though you don't need them

okay there's no shame in being a budget

shopper but with little money comes

little quality you get what you pay for

things that are cheap break more easily

and need to be replaced again there's no

shame in trying to get a discount on

something that you really need but

listen to this and please please pay

attention because this is really

important nobody became a billionaire by

saving money I must say that again

nobody became a billionaire by saving

money they all focused on constantly

increasing their income and use their

cash in order to make more cash now

think about yourself how many times you

walked into the store and bought an item

that you really didn't need because it

was quote a great deal yeah buying

things you don't need on sale isn't

saving you money it's giving away the

little money you still have to the

company that by the way is still making

a profit even with a massive discount

number five

fast food is acceptable dinner food all

the time we've talked about this before

and we always get backlash from you guys

there's nothing wrong with eating fast

food once in a while but nutrition is a

very important part of your life it's

literally the fuel of the Machine you

call your body your ability to think

creatively come up with solutions

improve your reality it all starts from

your physical state if your body's not

healthy your productivity levels drop

your decision making process is lagging

behind and therefore you underperform in

all aspects of your life there is more

to food than fast food learn to cook

cook for the people you care about

instead of eating fast food by yourself

the act of eating and what you

you can tell if you're rich or poor

number six you had to say no to your kid

when he wanted an average price toy

because you couldn't afford it this is

not about spoiling their kids we could

go on and on for ages about the impact

of proper parenting this particular

point has to do with your financial

situation if you were ever in the

position where you would have wanted to

buy your child the toy he wants but you

simply couldn't afford it you should

realize you're doing poorly it's not

about the item it's about the act itself

as a parent you want your child to

experience happiness and the idea that

your lack of financial resources or

sometimes lack of effort takes away from

that should be heartbreaking don't panic

use that feeling as a motivator and push

yourself to be better we'll expand on

this in the next one number seven you

are scared that your life will affect

your kids chances of success this

probably hits home with a lot of

struggling parents if you're scared that

your current reality will negatively

impact your child's chances of success

you're poor again this could also apply

as someone who earns a lot of money

being poor doesn't always come from a

lack of funds in your account so just

because you've got a big salary doesn't

mean you can't be a poor person as

parents you wish that your child will

live a better life than you did growing

up and there's constant struggle in the

back of your mind that you're not doing

enough for him or her you want to give

your child the best shot at life don't

spoil them but give them the tools and

the right direction to achieve both

success and happiness in life don't let

them have to struggle to overcome your

reality as a part of their journey

number eight you don't have clean

underwear and socks every day these are

essentials and as we've mentioned before

your inability to have even the most

basic things as a part of your life

means you're living below the standard

it also has a lot to do with your basic

hygiene and if you've watched our video

15 things that poor people do which the

rich don't you probably remember the

impact it has on your chances of

bettering yourself you can check it out

on the top right corner of our channel

you don't have to buy expensive

underwear or a particular brand but do

yourself the favor and maintain a clean

presence it's one of the first things to

do if you wish to escape poverty

number nine you have an addiction it

doesn't matter how much money you're

earning if something controls you a rich

man is a free man

although the slavery days are behind us

your life could still be controlled by

chemicals or companies that work really

hard to make sure you stay addicted

things as small as smoking puts you at

risk health-wise and don't even get us

started on drinking our hard drugs life

should be fun and lived beautifully you

want to live as long as possible as

healthy as you can so you can enjoy it

for as long as it lasts it's no secret

that the rich live longer than the poor

in this case you're not going to be poor

financially but you could spend 10 plus

years less than someone else just

because you're making dumb mistakes and

you no longer have complete control over

your life might want to think about that

and the impact it has on your future

number 10

your house smells funny okay we really

didn't want to go into all of these

because it's pretty obvious hey if your

house smells like all the time

you're poor there's no way around it

poor people live in bad neighborhoods

crime rates go up the average potential

of the area is low because as you know

you're the average of the five people

you spend the most time with you look at

the people around you in their houses

suck so why would you bother to improve

yours that's why the poor stay poor

number eleven your car is ten plus years

old

simple and easy your car is too old it

requires constant maintenance and it

doesn't provide you with enough safety

in case anything happens

a quality automobile not only expands

your lifespan but literally allows you

to go further in life this is probably

one of the last things you should fix

though if you come into money unless

you're an uber driver your car is not an

asset it's an expense you need to fix

your mindset and your education first

and then towards the end upgrade your

car number 12 you expect the government

to take care of you after you retire

uh-oh we're gonna get so much backlash

because of this poor people always

expect others to take care of their own

problems you see it all the time on the

news where people put themselves in bad

situations then blame the government for

not helping them out if you're waiting

for Donald Trump or any politician or

government to make you rich you're out

of your mind there are so many people in

each country that you as an individual

don't matter for the political machine

and they

have no interest in you as an individual

the government deals with the masses and

although they might address a shortage

of supply in a region or past laws that

help the economy and others at the end

of the day it's your job to make the

best out of the reality you have been

dealt the rules of the game might change

politicians will come and go your

success should not depend on them

otherwise you don't really deserve it

number 13 you spend money before you get

it this alone is one of the main reasons

poor people stay poor going into debt

having to constantly pay old debts is

keeping you from making the leap forward

we've seen so many people do this and

it's shocking that they don't even

realize what they're doing if you really

want to get rich or at least improve

your financial situation you need to

learn how to manage your money how to

control its impact upon your life money

should be used for protection to protect

yours and your family's health comfort

lifestyle and sometimes even happiness

if you find yourself in the situation

the first thing you should do is to get

rid of the debt then stop yourself from

going into debt again it will be so hard

but so worth it how many times have you

heard someone say if I could only get

ahead and then you see them spend money

on useless things or use credit cards to

buy a fancy new TV the moment you use

your credit card to buy something that

doesn't generate a positive return all

the work you're about to do all the time

you put in and all the hard work belongs

to the company or individual you

credited from they own your time until

you pay them back number 14

you steal Wi-Fi electricity cable or use

torrents for movies and music don't get

us wrong you need to do what you need to

do to improve your knowledge your skills

and thankfully the internet is filled

with valuable information that can give

you a boost towards your goals but

stealing in any form is something we

look down upon if you cannot afford to

pay for any of those things it's a clear

sign that you're poor and you'll need to

understand that use the knowledge you

accumulate to work hard and get yourself

on the right side of the table number 15

you don't have a loving family there are

no greater riches than having a loving

it doesn't matter how much money you

have if you don't get to spend time with

your kids if when you fall asleep you

don't cuddle with someone you love and

feel that they love you back you're poor

if most of the things mentioned before

had to do with financial resources this

one has to do with the emotional ones

having a loving family that supports you

that believes in you and is there for

you is incredibly powerful if you've got

your parents still alive you don't even

know how rich you are these are things

that people take for granted and realize

their value only after they're taken

away from them don't be one of those

people instead spend time with your kids

make sure they turn into incredible

human beings spend time with your

parents and actually listen to them it's

incredible how much value you can take

away from their life experience and to

never take your partner for granted we

want all the ail Xers to live a happy

and fulfilling life so it may be give

yourself a second and truly appreciate

how rich you really are what do you

think we should add to this list a

Luxor's let us know in the comments if

you're watching this you probably

realize that today we went live with a

second video called 15 signs you're rich

so please after this video is done go

ahead and watch that one because you

stuck with us to the end here we have as

always a bonus piece of motivation for

you no matter what your situation looks

like right now no matter what country

you live in

no matter how hard your upbringing was

you still have the same 24 hours in a

day like everybody else you cannot

choose your parents or where you are

born but you can choose what you leave

behind it is your duty it is your

obligation to work hard and make sure

that your children get a better shot

than you did being born poor has to do

with chance dying poor has to do with

choice make the right one if you're a

true a lexer please right I choose to be

rich on this video so we know who the

true L Xers are and please go watch our

15 signs your rich video next thank you

for spending some time with us a Luxor's

make sure to LIKE and subscribe so you

never miss another video we also

hand-picked these videos which we

recommend you watch next thank you for

being an a lexer and we'll see you back

tomorrow

you