7 Conditions That Will Not Be Approved For Disability

Summary

This video discusses key issues in the Social Security Disability (SSD) and Supplemental Security Income (SSI) application process. It covers challenges such as business ownership, high earnings from social media, and parental income disqualifying children from benefits. The speaker addresses biases against certain medical conditions and how living in a 'bubble' of financial support can impact eligibility. Additionally, they explore how extreme wealth from family trust funds can disqualify individuals, regardless of medical conditions. The speaker also shares insights into the secret questions they ask to assess the true severity of disabilities in claimants.

Takeaways

• 😀 Self-employed individuals may still face SSA scrutiny, potentially losing benefits if their business is deemed active or they are earning over the SSA's limit.
• 😀 Social media influencers with significant earnings can lose their disability benefits if their monthly income exceeds the $1,550 threshold, even if they are disabled.
• 😀 Disabled children of wealthy parents may be denied SSI benefits because the SSA considers the parents' income, deeming it enough to cover medical expenses.
• 😀 Conditions like anxiety, fibromyalgia, and arthritis are often met with bias and are less likely to be approved for disability benefits without substantial medical evidence.
• 😀 Individuals who live in a 'bubble' of support from family or friends (not facing real-life stressors like jobs) may struggle to prove the severity of their disability.
• 😀 People from wealthy families or trust funds may not qualify for disability benefits due to substantial income coming from family-established assets or businesses.
• 😀 The SSA evaluates eligibility for disability benefits based not only on medical conditions but also on the individual's ability to work or earn income.
• 😀 Famous individuals or those with high-earning social media platforms are seen as not needing disability benefits due to their substantial non-investment income.
• 😀 Individuals without a work history or with family support often face challenges in proving their disability, as there’s no compelling evidence of severe impairment.
• 😀 There is a gap in the law where people who are severely disabled but come from extreme wealth or have family financial support may not qualify for assistance.
• 😀 The next video in the series will reveal 'secret questions' used to determine the likelihood of someone being truly disabled and eligible for benefits.

Q & A

What is the Social Security Substantial Gainful Activity (SGA) limit, and why is it important for disability claims?

The Social Security Substantial Gainful Activity (SGA) limit is $1,550 per month. If an individual earns more than this amount, they are generally considered to be engaged in substantial work activity, making them ineligible for SSDI or SSI benefits, even if they have a severe disability.

Can individuals with businesses still qualify for disability benefits?

Yes, individuals who own businesses but are not actively running them (e.g., no hiring, firing, or managing day-to-day operations) may still qualify for disability benefits. However, if they earn more than the SGA limit of $1,550 per month, they are at risk of losing their benefits.

How does social media fame affect SSDI or SSI eligibility for disabled individuals?

Famous individuals, including YouTubers or social media influencers, who earn income that exceeds the SGA limit of $1,550 per month are generally ineligible for disability benefits. Despite their severe disabilities, their high earnings disqualify them from receiving SSDI or SSI benefits.

Why are children with disabilities from wealthy families often ineligible for SSI benefits?

Children with severe disabilities from wealthy families may be disqualified from SSI benefits because Social Security considers the parents' income. If the parents earn above a certain threshold (around $35,000), the child is expected to be financially supported by the parents instead of relying on SSI.

What medical conditions are more likely to face denial in disability claims?

Conditions such as anxiety, fibromyalgia, and arthritis are more likely to be denied in disability claims due to a lack of definitive medical evidence. Claimants must provide strong medical documentation, including tests and treatments, to improve their chances of approval.

What is a 'bubble claim,' and how does it impact disability claims?

A 'bubble claim' refers to individuals who live in a financially supportive environment, such as being supported by family members, and are not required to interact with society or work. These individuals often don't experience the stress that would exacerbate their medical conditions, making their claims less likely to succeed.

How does living in a 'bubble' affect the severity of a disability claim?

Living in a 'bubble' can lead to less severe symptoms of a disability, as the individual is not exposed to the stressors of life that might trigger or worsen their condition. This can make it more difficult for claimants to demonstrate that their disabilities are severe enough to qualify for benefits.

Why might celebrities or individuals from wealthy families struggle to qualify for disability benefits?

Celebrities or individuals from wealthy families may have income from trust funds, businesses, or other sources that exceed Social Security's eligibility thresholds. Even if they have severe medical conditions, the income from their wealth often disqualifies them from receiving disability benefits.

What is the role of a claimant's medical history in the approval process for disability benefits?

A claimant’s medical history is crucial in proving the severity of their condition. Social Security requires substantial medical evidence, such as tests and treatment records, to determine whether the disability is severe enough to prevent the individual from working and earning an income.

How can someone ensure they are presenting a strong disability claim?

To present a strong disability claim, individuals should provide comprehensive medical documentation that clearly demonstrates the severity of their condition. Regular doctor visits, medical tests, and evidence that shows how the disability affects daily functioning are key. Additionally, avoiding 'bubble living' and engaging in everyday life stresses can make the condition appear more severe.