3 keindahan melabur Unit Trust wajib anda tahu !

Summary

In this video, Dr. Adam discusses the relevance of unit trust investments in today's financial landscape. He highlights the advantages of investing in unit trusts, including access to sharia-compliant investments, the ability to invest in international companies like Apple and Microsoft without needing a brokerage account, and the passive management of funds by professionals. Dr. Adam emphasizes the importance of choosing a reliable agent and enhancing financial knowledge through free classes on unit trusts, ultimately encouraging viewers to consider this investment strategy for reasonable returns.

Takeaways

• 😀 Unit trusts are an accessible investment option with low entry barriers, allowing investment from as little as RM100.
• 💼 They provide a diversified portfolio by pooling funds from multiple investors, which helps mitigate risk.
• 📈 Investing in unit trusts can yield returns from various reputable companies, including global giants like Apple and Microsoft.
• 🕒 Unit trusts offer a passive investment strategy, where fund managers handle the investments on behalf of the investors.
• 💰 Investors can participate in Sharia-compliant investments without the complexities of direct stock purchases.
• 📚 Continuous learning about investment strategies is encouraged, with free classes available to enhance understanding of unit trusts.
• 🌍 Unit trusts enable investment in international markets without the need to manage multiple brokerage accounts.
• 🛡️ They are highlighted as a relevant and competitive investment option compared to traditional savings and other investment methods.
• 🔗 The speaker emphasizes the importance of engaging with a knowledgeable agent to optimize investment decisions.
• 🔔 Viewers are invited to subscribe for more financial tips and encouraged to ask questions for further clarification.

Q & A

What are unit trusts and how do they work?

Unit trusts are investment schemes that pool money from multiple investors to buy a diversified portfolio of stocks, bonds, or other assets. A fund manager oversees the investments and aims to generate returns for the unit holders based on the performance of the underlying assets.

Why does Dr. Adam believe unit trusts are still relevant today?

Dr. Adam argues that unit trusts remain relevant due to their accessibility for small investors, the ability to invest in reputable companies with lower capital requirements, and the option for passive investment management through professional fund managers.

What is the minimum investment required for unit trusts compared to direct stock purchases?

Investors can start investing in unit trusts with as little as 100 ringgit, whereas direct stock purchases often require larger sums, such as 900 ringgit or more to buy a full lot of shares.

How can investors benefit from professional management in unit trusts?

Professional management means that experienced fund managers handle the investment decisions, allowing investors to benefit from their expertise and strategies without needing to manage their portfolios actively.

What types of assets can be included in a unit trust portfolio?

Unit trust portfolios can include a variety of assets such as stocks, bonds, real estate, precious metals like gold, and sometimes newer options like cryptocurrencies or Robo-advisors.

What should potential investors consider when choosing a unit trust?

Investors should assess their risk tolerance, research the fund manager's track record, and understand the investment strategy of the unit trust. It's also important to choose reputable agents or advisors.

What resources does Dr. Adam provide for individuals wanting to learn more about unit trusts?

Dr. Adam offers free classes and educational resources to help individuals understand unit trusts better, ensuring they are informed and can make sound investment decisions.

How does unit trust investing differ from traditional stock market investing?

Unit trust investing allows for diversification and professional management, whereas traditional stock investing often requires more capital and active management by the individual investor.

What engagement opportunities does Dr. Adam offer to his audience?

Dr. Adam encourages viewers to subscribe to his YouTube channel for financial tips and invites them to engage by asking questions in the comments section of his videos.

What is Dr. Adam's recommendation for those new to investing in unit trusts?

Dr. Adam recommends that newcomers educate themselves, start with small investments, and work with reputable fund managers to navigate the investment landscape effectively.