Strategi Bertahan di Tengah Jatuhnya Daya Beli Konsumen

Dr. Indrawan Nugroho
26 Sept 202412:30

Summary

TLDRThe script discusses the alarming shrinkage of Indonesia's middle class from 2019 to 2024, with 9.48 million people falling into poverty. It attributes this to rising costs of living and stagnant incomes, affecting consumer spending and leading to job losses. The script also highlights the struggles of the middle class with increasing expenses on food, housing, and services. It suggests strategies for businesses to adapt, such as cost efficiency, creating new markets, and product diversification. The importance of a strong middle class for economic stability and growth is emphasized, urging government intervention to boost the middle class and improve the economy.

Takeaways

  • 📉 The middle class in Indonesia has drastically declined from 2019 to 2024, with millions falling into poverty within just five years.
  • 💔 The number of middle-class individuals in Indonesia has decreased by 9.48 million over the last five years, shrinking by 21.45%.
  • 🏭 The weakening of the manufacturing sector plays a significant role in the reduction of the middle class, as it's crucial for absorbing a large workforce, many of whom are not university graduates.
  • 🏢 Many companies are facing the impact of increased operational costs and declining sales, leading to a buildup of stock in warehouses.
  • 🌐 This phenomenon is not unique to Indonesia; even developed countries have experienced similar situations.
  • 📈 Companies in other countries have not only survived but thrived by implementing strategies such as cost efficiency and creating new markets.
  • 💼 The middle class in Indonesia now stands at 47.85 million, about 17.13% of the total population, while the vulnerable poor group has increased to 67.69 million or 24.23% of the total population.
  • 🏠 The cost of living for the middle class has increased, with food expenses rising to 41.67% of their total consumption.
  • 🚗 Transportation and utility costs have also risen, affecting the purchasing power of the middle class and forcing them to reconsider their lifestyle choices.
  • 🛒 Companies are resorting to discounting products to clear warehouse stock and maintain cash flow, which can lead to thinning profit margins and potential losses.
  • 🌱 Strategies like cost efficiency, Blue Ocean strategy, and product diversification are recommended for businesses to adapt and succeed in the current economic climate.

Q & A

  • What significant change occurred to the middle class in Indonesia from 2019 to 2024?

    -The middle class in Indonesia drastically shrank by 9.48 million people within 5 years, representing a decrease of 21.45%.

  • How did the shrinking middle class affect the potential middle class in Indonesia?

    -The potential middle class increased to 137.5 million people in 2024, accounting for 49.2% of the total population.

  • What was the impact of the economic situation on the vulnerable poor group in Indonesia?

    -The vulnerable poor group increased to 67.69 million people, or 24.23% of the total population.

  • What are some reasons behind the decline of the middle class in Indonesia?

    -One reason is the weakening of the manufacturing sector, which plays a significant role in absorbing the workforce, most of whom are not university graduates.

  • How did the middle class often cope with economic instability?

    -Despite being perceived as capable of handling their own problems, the middle class often faced the threat of layoffs and had to dip into savings when the economic situation was unstable.

  • What was the recorded number of workers who faced layoffs in 2024 according to the data?

    -More than 101 thousand workers faced layoffs.

  • What percentage of the workforce was working in the informal sector according to BPS data in February 2023?

    -Approximately 60.12%, or more than 83 million workers, were working in the informal sector.

  • How did the increasing cost of living affect the middle class in 2024?

    -The cost of food increased to 41.67% of their total consumption, and housing costs rose from 27.6% in 2019 to 28.52% in 2024.

  • What strategies did companies adopt to maintain cash flow amidst declining consumer purchasing power?

    -Many companies started to sell products at discounted prices to clear warehouse stock and maintain cash flow.

  • What was the consequence for companies like Quantum that could not lower their prices?

    -Companies like Quantum lost customers as they could not reduce prices due to increased raw material costs and labor wages, leading to a dilemma of either losing customers or maintaining quality.

  • What are some strategies that businesses can adopt to counter the current situation?

    -Businesses can adopt strategies such as cost efficiency in production and operations to lower prices, implement the Blue Ocean strategy to create new markets, or diversify products to reach a more diverse market segment.

  • What role does the government play in addressing the challenges faced by the middle class?

    -The government can take steps to increase investments in labor-intensive sectors to create more jobs, reduce burdens on the middle class by avoiding tax increases or reducing subsidies, and stabilize the prices of basic necessities.

  • Why is it important for Indonesia to strengthen and increase the middle class?

    -A strong middle class is essential for driving consumption, maintaining economic stability, and supporting economic growth with consistent purchasing power, as well as fostering a dynamic market.

Outlines

00:00

📉 Shrinking Middle Class in Indonesia

The script discusses the dramatic decline of the middle class in Indonesia from 2019 to 2024, with millions falling into poverty within just five years. The middle class, a key driver of the national economy, has seen a reduction of 9.48 million people, shrinking by 21.45%. As a result, the remaining middle class is now only 47.85 million, about 17.13% of the total population. This decline is attributed to rising costs of basic goods and stagnant income. The script also highlights the challenges faced by the middle class, such as job insecurity, the need to dip into savings, and the lack of social security. The situation is further complicated by increased living expenses, with food costs rising to 41.67% of their total consumption. The script emphasizes the need for lifestyle changes and the impact on consumer behavior, with a shift away from branded goods towards more economical choices.

05:00

🛒 Strategies for Businesses in a Struggling Economy

The second paragraph focuses on the strategies businesses can adopt to survive and thrive in a challenging economic climate. It mentions companies that have had to discount their products to clear inventory and maintain cash flow, which can lead to thinning profits and potential losses. The example of PT Aditek Cakra Wiasa, a producer of Quantum air conditioners, is used to illustrate the dilemma of maintaining quality while facing increased costs and competition from cheaper alternatives. The script suggests that businesses can look to other countries for strategies that have worked, such as cost efficiency in production, utilizing local resources, optimizing supply chains, and implementing the Blue Ocean strategy to create new markets with unique products at affordable prices. Diversification is also highlighted as a successful strategy, with Coca-Cola as an example of a company that diversified its product line to reach a wider market segment.

10:02

🌐 The Importance of a Strong Middle Class for Economic Stability

The final paragraph emphasizes the importance of a robust middle class for the long-term stability and growth of the economy. It argues that the middle class is not just a consumer group but plays a crucial role in supporting the economy with consistent purchasing power, investment, and dynamic markets. The script calls for government policies that can help increase the middle class, such as attracting investment in labor-intensive sectors like manufacturing to create jobs and stabilize the financial situation of the middle class. It also suggests that the government should reduce burdens on the middle class, such as taxes and subsidies, to alleviate their financial struggles. The script concludes with a call for businesses to innovate and adapt to the changing needs of their customers, positioning themselves as solutions in times of uncertainty, and for the government to prioritize policies that support the growth of the middle class.

Mindmap

Keywords

💡Middle Class

The middle class refers to a social group that falls between the working class and the upper class in terms of income, social status, and education. In the video, the shrinking of the middle class in Indonesia is highlighted as a significant issue, with a drastic decrease of 9.48 million people over five years. This decline is tied to the video's theme of economic hardship and its impact on society, as the middle class is often seen as a backbone of economic stability and consumption.

💡Poverty

Poverty is the state of being extremely poor, often defined relative to the resources available in a particular society. The video discusses the alarming increase in poverty, with millions of Indonesians falling into poverty within five years. This concept is central to the video's narrative, as it illustrates the harsh reality faced by many and the failure of the current economic situation to provide stability.

💡Commodity Prices

Commodity prices refer to the cost of basic goods and services. The video mentions the rise in commodity prices as a factor contributing to the shrinking middle class, as increased costs of living put pressure on household budgets. This is a key issue in the video, as it directly affects the purchasing power and financial health of the middle class.

💡Income

Income is the money received on a regular basis for work or through investments. The video script indicates that the stagnation in income is a significant problem, as it fails to keep pace with the rising cost of living. This stagnation is a driving factor behind the decline in the middle class, as families struggle to maintain their standard of living.

💡Unemployment

Unemployment refers to the state of being without a job and actively seeking work. The video mentions that the middle class often faces the threat of unemployment and may have to dip into savings when the economy is unstable. This keyword is crucial to the video's message, as job security is a key determinant of middle-class stability.

💡Informal Sector

The informal sector consists of jobs that are not regulated by the state, such as street vendors, day laborers, and gig economy workers. The video notes that over 60% of the workforce is in the informal sector, lacking social security and formal employment benefits. This is relevant to the video's theme, as it points to the precarious nature of work for a large portion of the population.

💡Manufacturing Sector

The manufacturing sector is a part of the economy that produces tangible goods. The video highlights the decline of this sector as a reason for the shrinking middle class, as it plays a vital role in absorbing the workforce, especially those who are not university graduates. The weakness of this sector is tied to the video's discussion of economic challenges.

💡Service Sector

The service sector is an economic sector that provides intangible goods like services. The video contrasts the service sector with the manufacturing sector, noting that it cannot absorb as much labor. This distinction is important in the video's analysis of job market challenges and economic growth.

💡Blue Ocean Strategy

The Blue Ocean Strategy is a business concept that encourages the creation of new, uncontested market spaces. The video suggests that companies can overcome economic challenges by creating new markets rather than competing in existing ones. This strategy is presented as a potential solution for businesses facing a declining consumer base.

💡Diversification

Diversification in business means spreading investments into various types of assets or different markets to reduce risk. The video mentions diversification as a strategy for companies to reach a more diverse market segment and reduce the risk of market failure. This concept is used in the video to illustrate how companies can adapt to changing economic conditions.

💡Government Policies

Government policies are the actions and guidelines implemented by the government to achieve specific goals. The video calls for government policies that can boost the middle class's purchasing power, such as attracting investment and reducing taxes. This keyword is integral to the video's discussion of potential solutions to the economic challenges faced by the middle class.

Highlights

The middle class in Indonesia has drastically declined from 2019 to 2024, with millions falling into poverty within just five years.

The middle class in Indonesia has shrunk by 9.48 million people in the last five years, a reduction of 21.45%.

The presence of the middle class now only accounts for 47.85 million people, or approximately 17.13% of Indonesia's total population.

The potential middle class has increased to 137.5 million people in 2024, making up 49.2% of the total population.

The vulnerable poor have increased to 67.69 million people, or 24.23% of the total population.

The decline in the middle class is partly due to the weakening of the manufacturing sector, which is crucial for absorbing the workforce.

The middle class is often neglected, mistakenly believed to be capable of overcoming their own problems despite frequent threats of layoffs.

Data from the Ministry of Manpower this year records over 1.01 million workers laid off.

The informal sector workers increased, with BPS data from February 2023 showing around 60.12% or more than 83 million workers are in the informal sector.

Informal workers lack social security, and their burden increases when facing economic household issues.

The cost of living for the middle class has been continuously increasing, with food expenses rising to 41.67% of their total consumption.

Housing costs have also increased from 27.6% in 2019 to 28.52% in 2024.

The middle class is now more selective when purchasing goods or services, focusing on necessity over branded or high-class items.

Many companies have started to sell their products at a discount to clear warehouse stock and maintain cash flow.

Companies like PT Adi Tek Cakra Wiasa and Quantum have lost customers due to the preference for cheaper products.

Some companies have managed to not only survive but also succeed in similar situations by implementing strategies such as cost efficiency and the Blue Ocean strategy.

Walmart is an example of a company that managed to offer lower prices by leveraging its economy of scale.

The government is expected to take steps to truly increase the purchasing power of the middle class, such as attracting more investment in labor-intensive sectors.

The government should also reduce the burdens currently carried by the middle class, such as avoiding tax increases or reducing subsidies.

Indonesia needs to strengthen and increase the middle class to achieve the dream of becoming a developed country by 2045.

A strong middle class is essential for consistent economic growth, investment, and creating a dynamic market.

Successful companies are those that understand every change in their customers' lives as an opportunity for innovation.

Transcripts

play00:00

tahun 2024 ini kelas menengah turun

play00:02

drastis dan semakin miskin dari tahun

play00:04

2019 hingga 2024 jutaan orang Indonesia

play00:08

Jatuh Miskin hanya dalam 5 tahun

play00:10

terakhir pemirsa kondisi kelas menengah

play00:12

hingga bawah di Indonesia sedang tidak

play00:14

baik-baik saja hal itu bisa terjadi

play00:16

karena harga bahan pokok yang naik

play00:18

sementara pendapatan masyarakat

play00:19

segitu-segitu saja jumlah masyarakat

play00:22

kelas menengah di Indonesia menciut

play00:23

berkurang

play00:25

9,48 juta orang dalam 5 tahun terakhir

play00:28

perusahaan mulai kena dampak nya jualan

play00:30

jadi susah tarikan pasar tidak sekencang

play00:33

dulu lagi stok di gudang menumpuk dan

play00:36

bahkan beberapa terancam pilit lalu apa

play00:38

yang perusahaan harus lakukan kondisi

play00:41

serupa ternyata tidak hanya terjadi di

play00:42

Indonesia bahkan negara maju pun pernah

play00:45

mengalami hal yang sama menariknya

play00:46

perusahaan-perusahaan di sana bukan

play00:48

hanya berhasil selamat bahkan bisa

play00:50

berjaya dalam kondisi itu memang apa sih

play00:53

yang mereka lakukan Yuk kita cari tahu

play01:09

jumlah kelas menengah Indonesia terus

play01:10

berkurang dalam 5 tahun terakhir dari

play01:12

tahun 2019 sampai 2024 kaum penggerak

play01:15

perekonomi nasional itu jumlahnya

play01:18

berkurang

play01:19

9,48 juta atau menciut

play01:23

21,45% keberadaannya Kini Tinggal 47,85

play01:27

juta saja atau sekitar 17,13 per dari

play01:30

total penduduk Indonesia akibatnya para

play01:32

calon kelas menengah bertambah menjadi

play01:35

137,5 juta orang pada tahun 2024 atau

play01:39

49,2% dari total penduduk kelompok

play01:42

rentan miskin pun bertambah menjadi

play01:44

67,69 juta orang atau

play01:46

24,23% dari total penduduk ini

play01:49

benar-benar memprihatinkan karena laju

play01:52

pertumbuhan ekonomi nasional jadi bisa

play01:54

tersendar ada beberapa alasan yang

play01:56

membuat jumlah kelas menengah Indonesia

play01:57

menciut salah satunya adalah melemahnya

play01:59

sektor manufaktur padahal sektor ini

play02:01

berperan penting dalam menyerap tenaga

play02:03

kerja yang sebagian besarnya di

play02:04

Indonesia bukan lulusan sarjana berbeda

play02:07

dengan sektor jasa yang memang tidak

play02:09

bisa menyerap tenaga kerja lebih banyak

play02:11

Selain itu kaum kelas menengah sering

play02:13

terabaikan karena dianggap mampu

play02:14

mengatasi masalahnya sendiri meskipun

play02:16

kenyataannya mereka sering terancam PHK

play02:19

bahkan terpaksa mengorek-ngorek tabungan

play02:22

ketika situasi ekonomi sedang tidak

play02:23

stabil itun kalau mereka punya tabungan

play02:26

data kemenakar tahun ini mencatat sudah

play02:28

lebih dari 101 Rib pekerja di PHK

play02:31

bututnya jumlah para pekerja sektor

play02:32

informal Kian membeludang data BPS bulan

play02:35

Februari 2023 mencatat ada sekitar

play02:37

60,12% atau lebih dari 83 juta tenaga

play02:40

kerja yang bekerja di sektor informal

play02:42

ada yang jadi driver ojek online pekerja

play02:44

lepas pekerja kasar sampai pedagang

play02:47

statusnya Yang bukan sebagai tenaga

play02:48

kerja formal membuat mereka Jadi enggak

play02:50

dapat jaminan sosial beban itu bertambah

play02:53

ketika mereka harus menghadapi urusan

play02:55

ekonomi rumah tangga yang semakin berat

play02:57

mereka kesulitan mengakses layanan

play02:59

pendidikan dan memiliki rumah sendiri

play03:01

ujungnya lebih kompleks lagi karena

play03:02

tidak sedikit di antara mereka yang

play03:04

akhirnya terjerat pinjol dan menghadapi

play03:07

problem-problem sosial kemanusiaan

play03:11

[Musik]

play03:13

lainnya beratnya beban saudara-saudara

play03:16

kita yang tergolong kelas menengah

play03:18

tergambar dari pengeluaran biaya hidup

play03:19

mereka yang terusmenerus bertambah di

play03:22

tahun 2024 ini bagian dari pengeluaran

play03:25

mereka untuk makanan naik jadi

play03:28

41,67% dari total konsumsi mereka mereka

play03:31

perlu untuk mengubah gaya hidup

play03:33

mengurangi atau bahkan menghilangkan

play03:35

kebiasaan-kebiasaan lama seperti makan

play03:37

di luar misalnya prioritas utama mereka

play03:40

saat ini adalah bagaimana caranya supaya

play03:42

bisa bertahan hidup masalahnya di saat

play03:45

yang bersamaan biaya Perumahan juga naik

play03:47

dari 27,6% di tahun 2019 menjadi

play03:50

28,52% di tahun 2024 belum lagi

play03:53

pengeluaran untuk biaya pengadaan barang

play03:55

dan penggunaan jasa seperti biaya

play03:57

transportasi listrik bahan bakar dan

play03:59

juga komunik ASI yang terus naik di

play04:01

tahun 2019 pengeluaran biaya-biaya

play04:03

tersebut masih di angka 6,04% dan di

play04:06

tahun 2024 ini membesar jadi

play04:09

6,48%. jadi mereka yang tadinya terbiasa

play04:12

menikmati kemudahan transportasi online

play04:14

bisa jadi sekarang harus mencari

play04:16

alternatif transportasi yang lebih

play04:17

ekonomis walhasil sekarang mereka harus

play04:20

berhitung ulang kalau mau jajan di luar

play04:22

nongkrong di kafe menikmati liburan atau

play04:24

menikmati

play04:26

stayations bagi mereka hidup tidak lagi

play04:29

mudah

play04:35

menurunnya pendapatan yang dibarengi

play04:36

bertambahnya pengeluaran membuat daya

play04:38

beli kelas menengah melemah wajar kalau

play04:40

kemudian mereka bersikap menahan diri

play04:42

atau lebih selektif ketika membeli

play04:44

barang atau jasa mereka enggak lagi

play04:46

terlalu peduli dengan barang yang

play04:47

branded atau berkelas yang penting bisa

play04:50

tetap membeli barang atau jasa yang

play04:51

dibutuhkan walaupun dengan kualitas yang

play04:54

sedikit menurut Itulah situasi dan

play04:56

kondisi konsumen yang harus dihadapi dan

play04:58

disikapi oleh para pengusaha Indonesia

play05:00

pada saat ini Nah untuk menyiasatinya

play05:02

banyak perusahaan yang kemudian melepas

play05:04

barang ke pasar dengan harga diskon

play05:06

supaya stok barang di gudang kosong dan

play05:08

cash flow terjaga cara itu sebetulnya

play05:10

beresiko karena laba mereka jadi menipis

play05:12

dan lambat laun bisa jadi bahkan membuat

play05:15

mereka merugi melemahnya daya beli

play05:17

masyarakat menengah di negeri ini sudah

play05:19

mulai memakan korban di antaranya

play05:22

seperti dialami PT aditek Cakra wiasa

play05:25

produsen komforor Quantum dulu Quantum

play05:27

menjadi pilihan utama konsumen karena

play05:28

kualitasnya terjaga ya tetapi belakangan

play05:30

Quantum kehilangan pembeli karena

play05:32

konsumennya memilih produk yang lebih

play05:34

murah bisa jadi mereka sekarang memilih

play05:36

produk yang kualitasnya lebih rendah

play05:38

tapi harganya terjangkau di satu sisi

play05:40

Quantum tidak bisa menurunkan harga

play05:42

karena biaya bahan baku dan upah tenaga

play05:44

kerja juga bertambah mereka juga tidak

play05:46

bisa menekan harga dengan mengurangi

play05:48

mutu produk Nah akhirnya mereka harus

play05:50

rela kehilangan konsumen Setia Itulah

play05:52

situasi yang membuat Quantum terpojok di

play05:55

sudut Dilema yang tidak menawarkan

play05:57

pilihan apapun Apa yang harus dilakukan

play05:59

Bu ketika kita berada dalam posisi

play06:01

kuantum dalam hal ini ada baiknya kita

play06:03

melihat apa yang telah dilakukan

play06:04

beberapa perusahaan-perusahaan di negara

play06:06

lain ketika mereka menghadapi situasi

play06:08

yang serupa mereka tidak saja mampu

play06:11

bertahan dalam situasi yang sulit tapi

play06:13

justru bisa tambah

play06:19

berjaya ada beberapa strategi yang bisa

play06:22

diambil oleh para pengusaha untuk

play06:23

mengakali situasi saat ini salah satunya

play06:26

adalah melakukan efisiensi biaya

play06:27

produksi dan operasional supaya harga

play06:30

bisa ditekan lebih rendah bagi konsumen

play06:33

yang sedang sensitif soal harga itulah

play06:35

solusi yang mereka tunggu kita ambil

play06:37

contoh Walmart misalnya yang bisa

play06:38

menawarkan harga lebih murah di saat

play06:40

mereka harus menghadapi situasi serupa

play06:42

Walmart memanfaatkan kemampuan skala

play06:44

ekonominya dengan membeli barang dalam

play06:46

partai besar untuk menekan harga per

play06:48

unitnya perusahaan-perusahaan di

play06:50

Indonesia bisa juga memanfaatkan sumber

play06:52

daya lokal dari bahan baku sampai tenaga

play06:55

kerjanya kemudian optimalkan rantai

play06:57

pasokan dan optimalkan juga dis

play06:59

distribusi tujuannya adalah agar bisa

play07:01

menekan harga tanpa harus mengorbankan

play07:03

kualitas dengan begitu Konsumen akan

play07:06

tetap melirik produk yang ditawarkan

play07:09

strategi lain yang tidak kalah efektif

play07:10

adalah menerapkan Blue Ocean strategy

play07:13

strategi ini enggak lain adalah

play07:14

menciptakan Pasar Baru yang belum pernah

play07:16

dijamah oleh pesaing perusahaan bisa

play07:19

menciptakan produk atau layanan baru

play07:20

yang memberikan nilai unik dengan harga

play07:22

yang tetap terjangkau langkah ini jauh

play07:24

lebih baik dibandingkan kalau sampai

play07:26

harus memaksakan diri memasuki

play07:28

persaingan harga dengan menciptakan

play07:30

produk atau layanan inovatif yang sesuai

play07:32

kebutuhan unik pelanggan saat ini

play07:34

perusahaan dapat menarik

play07:35

konsumen-konsumen baru khususnya mereka

play07:38

yang belum pernah tersentuh oleh

play07:39

produk-produk mainstream perusahaan yang

play07:42

mampu membaca celah peluang seperti ini

play07:44

akan lebih mampu bertahan di tengah

play07:46

situasi ekonomi yang rawan salah satu

play07:49

perusahaan yang sukses menciptakan ceruk

play07:50

Pasar Baru adalah Muji sebuah merek

play07:53

retil asal Jepang mereka mengurangi

play07:55

elemen-elemen yang tidak esensial

play07:57

seperti mengganti kemasan mewah misal ya

play08:00

mereka fokus menawarkan produk-produk

play08:01

unik yang fungsional dengan estetika

play08:04

yang sederhana dengan cara begitu Muji

play08:06

bisa menekan harga produk di saat yang

play08:08

sama menjauh dari kompetisi strategi

play08:12

lainnya adalah melakukan diversifikasi

play08:13

produk langkah ini ditujukan untuk bisa

play08:15

menjangkau segmen pasar yang lebih

play08:17

beragam sehingga bisa mengurangi

play08:19

risikonya gagal salah satu produk di

play08:21

pasaran diversifikasi bisa jadi cara

play08:24

untuk tetap relevan dan menjaga

play08:25

perusahaan tetap tumbuh strategi ini

play08:28

pernah sukses dilakukan kok seola mereka

play08:30

mendiversifikasi produk dengan

play08:31

memperkenalkan berbagai jenis minuman

play08:33

lain seperti jus teh air mineral dan

play08:35

bahkan minuman olahraga dengan cara itu

play08:38

coca-cola bisa menarik konsumen dari

play08:40

berbagai segmen termasuk konsumen yang

play08:42

berhemat dan yang mencari produk dengan

play08:44

harga terjangkau bahkan coca-cola juga

play08:46

menawarkan ukuran kemasan produk yang

play08:48

lebih

play08:53

kecil tentu kita berharap pada

play08:55

pemerintah untuk segera mengambil

play08:57

langkah-langkah yang bisa benar-benar

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meningkatkan daya beli kelas menengah

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Salah satu cara yang bisa ditempuh

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adalah dengan menarik lebih banyak

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investasi terutama di sektor-sektor yang

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padat karya yang mampu menciptakan

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banyak lapangan kerja seperti contohnya

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manufaktur jika investasi masuk dengan

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lancar akan lebih banyak lapangan

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pekerjaan yang terbuka dan keuangan

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kelas menengah bisa kembali stabil

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pemerintah juga perlu mengurangi

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beban-beban yang kini dipikul oleh

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teman-teman di kelas menengah dalam hal

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ini sebaiknya pemerintah menghindari

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langkah seperti menaikkan pajak atau

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mengurangi subsidi itu akan sangat

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membantu meringankan beban kaum kelas

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menengah yang masih kesulitan

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mendapatkan pekerjaan berikutnya

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diharapkan pemerintah bisa menjaga

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stabilitas harga kebutuhan dasar seperti

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bahan bakar dan transportasi juga bisa

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menekan biaya pendidikan kesehatan dan

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Perumahan dalam hal ini Pemerintah

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kiranya perlu merumuskan kebijakan yang

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dapat mengatasi tingginya biaya sekolah

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atau biaya UKT pendidikan tinggi serta

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mempermudah akses pada kepemilikan rumah

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dengan semua langkah itu kita optimis

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daya beli kelas menengah bisa kembali

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menguat ruda perekonomian akan berputar

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lebih cepat dan penerimaan pajak juga

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bisa naik di pihak lain para pebisnis

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bisa tersenyum karena situasi kembali

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stabil mereka tidak perlu lagi sibuk

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berperang harga atau menghemat biaya

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operasional secara berlebihan Indonesia

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perlu memperbanyak dan memperkuat kelas

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menengah supaya bisa meraih impian masa

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depan kelas menengah bukan hanya sekedar

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kaum yang mendorong kenaikan konsumsi

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mereka adalah kaum yang berperan penting

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dalam menjaga stabilitas ekonomi

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nasional dalam jangka panjang merekalah

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yang mendukung pertumbuhan ekonomi

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dengan daya beli yang konsisten serta

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mendorong investasi dan menciptakan

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pasar yang lebih dinamis kondisinya akan

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sangat jauh berbeda kalau jumlah kelas

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menengah kita terus menciut cita-cita

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menjadikan Indonesia sebagai negara maju

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di tahun 2045 akan semakin sulit dicapai

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sebab kalau kita ingin terbilang negara

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maju maka Salah satu syarat yang harus

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kita penuhi adalah mempunyai kelas

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menengah dalam jumlah yang banyak juga

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pendapatan per kapita yang cukup tinggi

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Itulah sebabnya Kenapa kita membutuhkan

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dan perlu memprioritaskan kebijakan

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pemerintah yang dapat membantu

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bertambahnya kelas

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menengah dalam situasi di mana kelas

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menengah menurun dan masyarakat berada

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dalam keterbatasan perusahaan yang hebat

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bukan sekedar menjual produk tetapi

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tampil sebagai solusi bagi pelanggannya

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di tengah ketidakpastian perusahaan

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perlu membaca ruang-ruang peluang yang

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tersembunyi menghadirkan nilai baru dan

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beradaptasi dengan cepat entah itu

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melalui produk layanan atau bahkan

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Mengubah model bisnis

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perusahaan yang sukses adalah yang

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memahami bahwa setiap perubahan dalam

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kehidupan pelanggannya peluang untuk

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berinovasi mereka tidak hanya

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berbisnisap menjadi pel di tengah

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kegelanantu pelangg unuk terusg meskipun

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keterbatasan pendekatan ini perusahaan

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tidak hanya memenangkan dompet tapi juga

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hati dan loyalitas

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pelangganah perusah

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om Indonesia dan semoga turut

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menyelamatkan sahabat-sahabat kita di

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kelas menengah yang sedang berjuang

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karena pada akhirnya bisnis yang hebat

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adalah yang mampu menjadi harapan dan

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solusi di saat paling

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[Musik]

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dibutuhkan i

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