Berhenti Berpikir Gagal Cuma Karena Malas.

Summary

This video discusses the long-standing belief that hard work guarantees success, questioning whether poverty and failure stem from a lack of effort or external factors like socioeconomic inequality. It explores how capitalism creates unequal opportunities, leaving the poor at a disadvantage while the rich thrive. The speaker emphasizes the psychological impact of repeated failures, leading to a 'learned helplessness' mindset. The video encourages self-reliance, financial literacy, and strategic investment as solutions, offering a step-by-step roadmap for surviving in a capitalist system and achieving financial independence.

Takeaways

• 💼 Hard work isn't always the primary factor in success; other elements like economic structures play a role.
• 💰 Capitalism creates economic inequality, making it harder for the poor to succeed compared to the wealthy.
• 🔄 Repeated failure, often outside one's control, can lead to a mental state known as 'learned helplessness,' where people stop trying to improve their situation.
• 📉 Economic inequality leads to limited access to quality resources like education and jobs for the poor, making it harder to rise out of poverty.
• 🧠 Psychological effects of repeated failure include feelings of helplessness and mental health issues.
• 📱 Access to technology, like smartphones and the internet, offers opportunities to gain knowledge and improve skills despite economic barriers.
• 📊 Financial literacy is crucial for surviving in a capitalist system, and includes skills like budgeting, saving, and investing.
• 🏦 Capitalism offers some benefits, like easy access to investment tools and opportunities to grow wealth through platforms such as stocks and cryptocurrencies.
• 📈 Diversifying investments across different assets and countries can help manage risks and grow wealth in a global economy.
• 🛠 To succeed, it's essential to focus on what you can control, work on personal development, and minimize reliance on external aid like government assistance.

Q & A

What is the primary argument presented about the relationship between hard work and success?

The argument presented is that the traditional narrative equates hard work with success and laziness with failure. However, the script questions whether this narrative is entirely accurate, suggesting that there are other factors, such as economic inequality and lack of access to resources, that also play significant roles.

How does capitalism influence success and access to resources, according to the script?

Capitalism creates a system where success is often determined by the amount of capital or assets one has. This can include money, intelligence, manners, fashion, and other forms of capital. The script highlights that economic inequality is a common issue within capitalism, where the wealthy have more access to quality resources compared to the poor.

What psychological effect can repeated failure and lack of control have on individuals?

Repeated failure and a perceived lack of control can lead to a psychological condition known as 'learned helplessness,' where individuals feel that their efforts are futile and stop trying to improve their situation.

What are some examples of government support programs mentioned in the script?

Examples of government support programs mentioned include BPJS (health insurance), BLT (direct cash assistance), BOS funds (school operational assistance), Indonesia Pintar (scholarship program), and LPDP (educational funding).

What is the significance of financial literacy in the context of capitalism, as discussed in the script?

Financial literacy is crucial for surviving and thriving in a capitalist system. It includes skills such as budgeting, saving, investing, and managing debt. The script emphasizes that without financial literacy, individuals may struggle to manage their assets and could fall victim to financial scams.

What are the four levels of financial progress mentioned in the script?

The four levels of financial progress are: 1) Survive, which covers basic needs and personal finance; 2) Protect, which involves financial protection like emergency funds and insurance; 3) Plan, which includes setting financial goals and planning for investments; and 4) Enjoy, which focuses on achieving financial freedom and creating a legacy.

What role does technology play in providing access to resources in a capitalist system?

Technology, such as smartphones and the internet, provides access to information, educational resources, and investment opportunities, which can help individuals improve their skills and financial situation.

How can diversifying investments help individuals in a capitalist system?

Diversifying investments can help manage risk and potentially increase returns. The script suggests investing in various assets, including foreign stocks like those in the US, to benefit from different economic conditions and reduce reliance on a single market.

What is the suggested approach to overcoming mental and economic challenges in the script?

The suggested approach includes focusing on what is within one's control, improving financial literacy, utilizing available resources and government programs, and minimizing dependence on external help while taking proactive steps to improve one's situation.

What is the ultimate message of the script regarding success and failure?

The ultimate message is that success and failure are influenced by a complex interplay of factors, including systemic issues and personal effort. The key is to focus on controlling what one can, improving financial literacy, and making the most of available opportunities.

Outlines

00:00

🤔 The Myth of Hard Work Equals Success

This paragraph questions the popular belief that hard work alone leads to success and failure is a result of laziness or lack of effort. It challenges this narrative by introducing the idea that external factors, like socioeconomic structures, play a significant role in one's success. The speaker highlights the reality of capitalism, where success is often tied to one's access to capital or resources, rather than just hard work. It explores how inequality and access to quality education or resources affect the opportunities available to individuals.

05:01

💡 Leveraging Technology for Financial Growth

This section shifts the focus to the modern technological advancements that have democratized access to financial tools, such as investing apps. The speaker explains how people can now invest in global markets, such as U.S. stocks, with minimal capital through easy-to-use applications. This advancement is framed as one of the positive outcomes of capitalism, allowing even those with limited resources to participate in financial markets, leveling the playing field to some extent.

10:03

📚 Financial Literacy and Self-Reliance in Capitalism

The speaker emphasizes the importance of financial literacy and self-reliance, particularly for those who lack access to resources that the wealthy enjoy. While government support exists, such as social welfare programs, the speaker encourages viewers to minimize reliance on external aid and focus on improving personal financial knowledge and independence. A roadmap for navigating the capitalist system is introduced, with a focus on managing personal finances effectively and taking proactive steps toward financial freedom.

📈 Navigating Investment Strategies and Financial Growth

This paragraph elaborates on advanced investment strategies, encouraging viewers to diversify their assets and think globally by investing in foreign markets. The speaker highlights the resilience of the U.S. dollar and stock markets as examples of stable investments. They stress the importance of creating a diversified portfolio to mitigate risks and capitalize on growth opportunities, ultimately aiming for long-term financial security and success.

🚀 Achieving Financial Freedom and Beyond

In this final segment, the speaker outlines the journey from surviving on basic needs to achieving financial freedom. After mastering financial literacy and building a solid foundation, the speaker encourages viewers to pursue higher financial goals, such as investing more aggressively and planning for retirement. The ultimate goal is to not only achieve personal financial success but also create a lasting impact through business ventures or philanthropy. The message concludes by promoting the idea of focusing on controllable factors rather than stressing over external challenges.

Keywords

💡Capitalism

Capitalism is an economic system where private individuals or businesses own and control capital assets, and success is determined by the accumulation of these assets. In the video, capitalism is portrayed as the system that defines access to wealth and resources, contributing to economic inequality where the rich have more opportunities and the poor are left behind. The speaker highlights both the challenges and advantages of capitalism, such as the access to technology and education it provides.

💡Economic inequality

Economic inequality refers to the unequal distribution of wealth, resources, and opportunities between individuals or groups in society. The video emphasizes how capitalism exacerbates economic inequality, where the wealthy have access to better education and opportunities, while the poor struggle even for basic survival. This inequality is a recurring theme, influencing the mindset and opportunities of individuals in different socioeconomic classes.

💡Access

Access in the video refers to the ability to obtain resources, education, and opportunities that are crucial for success in a capitalist society. The video discusses how the wealthy have broader access to quality services, while the poor have limited access, making it harder for them to succeed. The speaker contrasts this with the positive side of technology, where the internet and smartphones provide access to information and skills to everyone, regardless of wealth.

💡Mental surrender

Mental surrender, or 'mental pasrah' as mentioned in the video, refers to a psychological state where individuals give up trying to improve their circumstances due to repeated failures and a sense of helplessness. This concept is tied to the experience of poor individuals who feel they have no control over their situation because of systemic barriers, leading them to stop trying to change their lives despite the possibility of success.

💡Financial literacy

Financial literacy is the knowledge and skills necessary to make informed financial decisions. The speaker stresses its importance as a survival tool in capitalism, advocating for personal budgeting, saving, and investing as essential practices. Without financial literacy, individuals are more vulnerable to scams, poor financial management, and financial failure, which further perpetuates their struggle in the capitalist system.

💡Survival

Survival, or 'level 1' in the video, refers to meeting basic needs such as food, clothing, and shelter. The speaker uses the concept of survival as the first level in a roadmap to personal and financial success. Before individuals can thrive in the capitalist system, they must first secure their basic needs and manage their finances effectively to prevent falling into poverty.

💡Social mobility

Social mobility is the ability of individuals or families to move up or down the socioeconomic ladder. The video suggests that capitalism makes upward social mobility challenging for the poor due to limited access to resources and education. However, it also points out that learning new skills, leveraging technology, and practicing financial literacy can provide a way to overcome these barriers and achieve success.

💡Learned helplessness

Learned helplessness is a psychological condition where individuals believe they have no control over the outcomes of their lives due to repeated failures. In the video, this concept is used to explain why some people in poverty stop trying to improve their situation. Despite external factors being responsible for many of their failures, the repeated sense of powerlessness leads them to adopt a passive approach to life.

💡Wealth gap

The wealth gap refers to the significant disparity in income and assets between the rich and the poor. In the video, the wealth gap is described as one of the primary consequences of capitalism, with the rich continuing to accumulate more wealth and advantages while the poor are left with fewer opportunities. This gap reinforces the cycle of poverty and limits social mobility.

💡Investment

Investment refers to the allocation of money into assets such as stocks, real estate, or businesses with the expectation of generating a return. The video highlights investment as a key strategy for achieving financial growth and escaping economic hardship. It emphasizes the importance of diversifying investments, such as investing in international markets like the US stock market, to secure financial stability and increase wealth over time.

Highlights

Hard work is traditionally seen as the main determinant of success, but there may be other factors contributing to failure, especially in a capitalist system.

Economic inequality is a major issue in capitalism, with the wealthiest benefiting the most from quality access and resources.

Poor people often lack access to essential resources like quality education and healthcare, making it hard for them to succeed.

Psychological impacts, such as learned helplessness, arise from repeated failure and lack of control over life circumstances.

Learned helplessness can cause people to stop trying to improve their situation, even when action could help.

In a capitalist system, financial literacy is a critical skill for survival and personal growth.

The narrator advocates for individuals to take control of their financial situation through budgeting, saving, and investing.

Despite the challenges, capitalism offers opportunities for financial growth, such as through accessible investment platforms.

The importance of minimizing reliance on external support (such as government aid) and focusing on self-reliance is emphasized.

To achieve financial freedom, individuals must work through specific steps, starting with securing basic needs and advancing to strategic investments.

Diversifying investments internationally, such as in US stocks, is recommended to safeguard against economic instability.

Success in a capitalist world requires careful planning, self-education, and a long-term investment strategy.

It's crucial to focus on what is within your control instead of complaining about external factors.

The narrator introduces a financial literacy curriculum called 'Life Skills Curriculum,' designed to help individuals survive and thrive in a capitalist world.

Using technology and platforms like Nanoface allows for easy and accessible entry into global investment markets.

Transcripts

kerja keras sama dengan berhasil dan

malah sama dengan gagal narasi ini

sebenarnya udah ada sejak dulu banget

dan narasi ini mindset ini itu membentuk

perspektif yang kuat di masyarakat bahwa

kerja keras adalah faktor utama yang

menentukan kesuksesan seseorang tapi

fenomena Ini akhirnya bikin gua

bertanya-tanya Apakah benar mereka yang

miskin dan gagal itu hasilnya adalah

karena kurang kerja keras atau justru

ada faktor lain yang bahkan sekarang

memberi dampak ke lu yang mungkin

sekarang males mulu dan akhirnya bikin

lo jadi gagal dan susah bangkit untuk

mengubah hidup well station di video ini

sampai habis Biar lo bisa dapat

keseluruhan inside-nya

kita semua perlu paham ya kalau sekarang

kita tuh hidup di era kapitalisme di

mana sukses atau enggaknya hidup lo

ditentukan dari seberapa banyak kapital

atau aset yang lo punya tentu aset itu

nggak selalu tentang uang bisa juga

intelegensi bisa juga soal manner bisa

juga soal fashion banyak juga aset dalam

bentuk lain dalam sistem kapitalisme

banyak masalah yang bisa terjadi salah

satu yang paling sering adalah masalah

kesenjangan ekonomi hanya lu bisa lihat

di kurikulum satu persen juga bentuknya

segitiga lebih banyak orang yang miskin

ketimbang orang kaya dan orang kaya itu

cenderung lebih banyak di level 4 mereka

tuh punya akses Kebanyakan yang

berkualitas sedangkan orang miskin

jangankan akses berkualitas untuk level

1 aja untuk Survive dan dapat akses buat

sekolah yang oke aja udah Beruntung

banget kenapa bisa kayak gitu ya karena

semuanya hampir semua butuh duit dan

Aset nah permasalahan ini akhirnya bikin

kompetisi kalau menurut orang-orang ya

Ini tuh jadi kagak adil orang kaya akan

selalu lebih diuntungkan daripada orang

miskin yang akhirnya bikin peluang orang

miskin buat menang jadi sangat kecil

kecuali kalau memang orang miskin itu

terberkahi dengan heterogensi terberkahi

dengan keberuntungan tapi ya kita tahu

lah enggak semua orang diberkahi oleh

kedua hal itu Dan supaya jangan heran

kalau dibayar kasus orang kaya itu lebih

sering menang lebih mudah dapat kerjaan

lebih sering damai dan lebih pintar

bahkan terkadang lebih tengil juga

karena ya ibaratnya orang kaya lebih

punya power buat mengendalikan hidupnya

kondisi ini pun akhirnya menciptakan

masalah baru buat orang miskin karena ya

mereka udah keseringan gagal udah

keseringan Kalah karena hal di luar

kendali Mereka banyak orang miskin yang

mengalami masalah psikologis yang

akhirnya disebut sebagai gangguan mental

kalau udah parah banget atau kalau yang

belum separah itu tapi udah enggak mau

usaha namanya adalah mental pasrah nah

fenomena ini sebenarnya disebut oleh

salah satu ilmuwan Psikologi itu namanya

adalah learn up plus alias lu belajar

untuk lu kagak ngelakuin apa-apa Belajar

kagak ngelakuin apa-apa karena ngerasa

enggak punya terkendali atas masalah

yang lagi mereka hadapi Padahal kalau

sebenarnya take action tuh bisa selesai

tapi nggak ngelakuin apa-apa aja Nah ini

bisa terjadi karena beberapa hal tapi

yang utama adalah ya karena udah terlalu

sering kalah dan gagal karena faktor di

luar kendali akhirnya mereka jadi mikir

kayak gini sekeras apapun mereka

berusaha mereka tetap gak bisa

mengendalikan kondisi itu udah ngelamar

kerja sana-sini tapi enggak dapat-dapat

udah berusaha jualan sana-sini kagak

laku dan berusaha PDKT ke sana kemari

masih jomblo aja gitu ya gagal memang

wajar gagal memang harus gagal memang ya

sebuah fenomena yang normal tapi kalau

keseringan ya bisa jadi penyebab dari

mental pasrah juga dan akhirnya ya kita

semua yang punya mental pasrah itu punya

berbagai problem lu bisa pause dulu nih

buat baca perlu gue bilangin ya kalau lu

udah merasakan dampak ini berarti lu

mesti nonton ini sampai habis

gimana sekarang Menurut lo Apakah miskin

dan gagal itu lebih disebabkan oleh

struktur atau masalah mental atau

masalah apa Nah kita coba bahas

solusinya di section selanjutnya

gue yakin banyak diantara kita yang

harusnya kagak punya akses seluas akses

yang dimiliki oleh orang kaya yang

sesimpel gini lah Nggak bisa sekolah

kuliah dengan gampang harus pakai

beasiswa harus Ngumpulin duit dulu nggak

bisa

nyicil mobil nggak bisa beli rumah nggak

bisa sekolah di tempat yang bagus memang

kita nggak punya akses itu tapi

untungnya kapitalisme juga punya

kelebihan ada argumen kebalikan dari

kapitalisme memang kapitalisme

menghasilkan kesenjangan tapi kalau lo

sekarang bisa nonton video ini

sebenarnya video ini adalah hasil dari

capitalisme juga dan hasil dari

capitalisme adalah lu sekarang bisa

punya akses Apa itu ini adalah akses

smartphone dan internet dan juga ada

YouTube juga jadi mau belajar skill baru

tinggal browsing mau bikin essay nanya

pertanyaan apapun sekarang udah ada

chattivity event buat invest misalnya lu

investasi ke luar negeri misalnya saham

United States saham us lu tuh sekarang

udah enggak perlu ngelakuin cara yang

lebih baik lagi lu bisa download

aplikasi di mana lu bisa pilih berbagai

ribuan aset dari saham sampai crypto

tanpa biaya transaksi ini kan dampak

yang keren banget ya dari perubahan

teknologi dan informasi kayak bayangin

Lu cuma modal 5000 doang lu bisa invest

di saham us dengan aplikasi yang sangat

mudah dipakai nggak ribet simple

daftarnya gampang banget ini cocok sih

buat lo yang masih pemula misalnya untuk

investasi Nah jadi kalau ngomongin akses

itu sekarang tinggal Gimana cara kita

maksimalin akses-akses yang kita punya

itu yang pertama yang kedua kita

ngomongin soal negara sekarang negara

lagi banyak kontroversi lah ya tetapi

soal pajak soal pegawainya dan lain

sebagainya tapi kalau kita ngambil Sisi

positifnya sebenarnya negara itu sudah

menyediakan banyak ya Misalnya BPJS Ada

BLT ada dana BOS ada Indonesia Pintar

ada edisi lpdp dan lain sebagainya tapi

dengan berbagai macam akses pertama tadi

yang kedua dengan berbagai macam

proteksi yang sudah diberikan pemerintah

juga yang hidup kita bakal gitu-gitu aja

sih kalau kita misalnya hanya

mengandalkan bantuan pemerintah terus

enggak ngapa-ngapain ya Bisa aja juga

kan kalau pemerintah

mengandung gitu kan Terus pemerintah

nggak mau ngasih bantuan karena faktor

krisis ekonomi gitu kan tapi intinya

gini intinya adalah kalau misalnya lu

nggak berdiri sendiri Lu nggak coba

ngelakuin sesuatu gitu ya itu tuh bakal

lebih susah untuk upgrade diri dan juga

untuk mencapai level di mana lu tuh udah

financial Freedom dan lain sebagainya

that's why kita minimalisir deh ya

Meskipun boleh tapi minimalisir

menggantungkan nasib hidup ke bantuan

eksternal ibaratnya kita yang Miss

queen-mis Queen ini ini juga harus perlu

berdiri sendiri di atas kaki sendiri dan

bisa nyelesain masalah sendiri yang jadi

pertanyaan gimana caranya gua bakal

ngasih tahu road map-nya nih yang bisa

lo lakuin

Salah satu cara yang paling penting

menurut gua untuk lo Survive di sistem

kapitalisme itu adalah literasi

finansial Jadi Lo harus punya kemampuan

literasi finansial kemampuan Mengatur

keuangan pribadi secara efektif dari

budgeting dari berhemat coba investasi

coba nabung utang rasionya dibenerin dan

lain sebagainya Ini semua adalah

literasi finansial yang baik tanpa

literasi finansial lu mungkin bakal

kesulitan buat ngatur semua aset dan

uang banyak juga kan kasus-kasus orang

yang kena scam pinjol ilegal kejebak

hutang sampai Gali Lobang Tutup Lobang

ya kalau misalnya lo bingung mau mulai

dari mana kita udah ada kurikulumnya ya

life skill sekurikulum ini adalah acuan

untuk lu bisa Survive di dunia zaman

sekarang ini udah kita reset sama enam

tahun ke belakang dan ya memang bisa

jadi bakal berubah juga sih Ya tapi ini

bisa jadi step by step yang utama buat

lo kalau lo bingung mau naikin level

kehidupan dari mana karena di sini

konsepnya adalah Lu lebih baik lulus

level sebelumnya dulu karena kalau ke

skip bisa bahaya kita coba ya buat lo

yang pengen sambil baca bisa pause aja

ya karena ini mungkin bacanya lebih

banyak daripada biasanya Oke level 1

Survive level 1 itu ngomongin kebutuhan

dasar yang wajib lopenuhi dari sandang

pangan papan ya basic personal Finance

jadi cash Lu harus positif basic

relationship harus punya support system

intelegensi dan efektif thinking lo

nonton satu persen buat melatih logical

thinking terus manner citizenship dan

Passion nah ini penting ini lu semua

kudu make sure Kenapa karena sebelum

move level 2 ya lu ibaratnya harus

perfect baru habis itu ngomongin level 2

ya Gimana cara memastikan bahwa semua

aset yang udah lu kumpulin sebelumnya

itu bisa aman misalnya lu bisa mikirin

tuh proteksi secara finansial Oh bikin

dana darurat bayar bpjs-nya ya kalau

belum punya BPJS dan itu juga bisa mulai

nabung dana darurat nah itu yang kedua

ngomongin soal proteksi kalau level 1

dan level 12 aman lu bisa lanjut ke

level 3 eh di sini Sebenarnya hidup udah

mulai handmade nih lu tinggal live

planning aja lu tinggal mikir kira-kira

prioritas kemana dari banyak aspek ini

nah di level 3 ini memang tidak perlu

semua lo fokusin Kenapa karena ya waktu

kita terbatas kan Capital kita terbatas

coba fokusin aja ke hal-hal yang memang

benar-benar lu pengen fokusin contohnya

ya yang menurut gue cukup penting adalah

personal Finance ya kan tadi literasi

finansial Kalau kayak selalu udah sehat

dana darurat lu udah oke lu bisa set

untuk nyoba investasi Biar apa Biar duit

lu enggak kegerutu inflasi itu satu dan

yang kedua biar lu bisa melipatgandakan

uang lo bisa mulai nih set financial

goals pertimbangkan teknik investasi

yang lebih Advance yang sekarang mungkin

lu udah invest di Reksadana udah invest

di saham Indo Coba diversifikasi deh

asetnya ke aset-aset lain dibayar tempat

Enggak cuma satu aja bahkan beda negara

nah ini biar kita bisa investasi lebih

agresif tapi lebih punya manajemen

resiko yang Oke bakal lebih Solid

sebenarnya kalau lu bisa investasi jadi

berbagai negara lain contohnya us selain

karena potensi high return contohnya ya

Microsoft kemarin baru akuisisi cat GPT

dan lain sebagainya Itu bisa lo perhati

lu bisa berspekulasi dan lihat juga

laporan keuangannya supaya lo bisa lebih

siap dalam menghadapi krisis ekonomi

global Kenapa karena dolar us itu adalah

mata uang yang terkuat di dunia at least

sampai sekarang dan bursa saham miuis

juga punya potensi rebound yang Oke jadi

bisa dibilang ini pasar saham yang udah

sangat mateng lah kalau lu mau

diversifikasi dibandingkan yang lain Nah

kalau misalnya lu mau invest di sound us

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nanoface ini udah dapat lisensi dari bab

Epic sertifikasi iso dan KN dan novel

juga sudah terdaftar dalam program

perlindungan resiko cyber Crime dari

asuransi Sinarmas jadi santuy keamanan

data lu juga lebih terjamin nah lu kalau

misalnya udah lulus level 3 lu bisa

masuk ke level 4 nih di mana lu sekarang

udah mulai enjoying live gitu ya udah

enjoy lah itu lah udah udah gaji gede

investasi Oke Mungkin lo udah hampir

selesai nih ngumpulin dana pensiun lalu

bisa buka Legacy dalam bentuk bisnis dan

creating himpact ke masyarakat itu tadi

adalah step-step yang bisa lu lakuin ya

pertama lu fokus ke hal yang memang ada

di kendali lu yang minimalisnya lu untuk

bergantung pada hibah donasi dan lain

sebagainya dan bangun dari level 1

sampai level 4 Jadi kurang lebih seperti

itu ya Gimana menurut lu kira-kira lu

punya pendapat lain atau enggak nah

sampein cerita Lu di kolom komentar

Oke so Dari video ini Kita bisa belajar

ya bahwa banyak faktor lain yang menjadi

penyebab kenapa kita males kenapa kita

miskin Kenapa kita gagal terus dan

akhirnya ngaruh ke mental kita juga tapi

Ya seenggaknya dengan belajar banyak

dari video-video satu persen Kita bisa

belajar kalau kegagalan itu bukan

sepenuhnya salah lu dan bukan sepenuhnya

salah orang juga tapi adalah

kompleksitas yang terjadi tapi yang

penting adalah dari lu fokus aja lah

ngendaliin apa yang bisa lo kendaliin

daripada pusing mikirin hal-hal di luar

kendali atau banyak protes atau banyak

ngeluh dan kita belajar ya literasi

finansial belajar Kurikulum satu persen

dan belajar diversifikasi investasi

dengan baik salah satunya yang tadi gua

bilang lu bisa download aplikasi

nanoface di Google Play atau App Store

klik Link yang ada di bio Akhir kata gua

Advan di satu persen well thanks

[Musik]