百萬年薪也沒人想打的工? 不做Banker收入跌到0, 辭職前問自己4件事-人生中最難決定 #投行 #大行 #ibank #banker #銀行家 #ibanker [中文ENG]

Summary

这段视频脚本讲述了一位在香港国际银行工作的高薪员工的辞职经历。面对无尽的工作压力和个人生活牺牲，他意识到工作并不能带来真正的满足感。通过反思自己的价值观和生活目标，他决定摆脱传统职场的束缚，寻求被动收入和财务自由。视频中，他分享了如何通过存款利息、债券、股息股票和房地产投资信托（REITs）等工具来创造被动收入，并强调了在辞职前需要考虑的财务和心理准备。

Takeaways

• 🏦 离职感悟：作者从国际大型银行辞职，反思了高压工作和个人生活平衡的重要性。
• 🌊 海景办公：尽管拥有无敌海景，但工作忙碌到无暇欣赏，反映了工作与生活质量的矛盾。
• 🕒 时间管理：作者意识到自己的时间被工作占据，缺少个人和家庭生活，引发对时间分配的思考。
• 👶 家庭牺牲：因工作繁忙错过与女儿相处的时光，体会到职业成功背后对家庭的忽视。
• 🗝️ 职场文化：揭示了企业文化中存在的问题，如KPI压力和对上司的依赖。
• 💡 觉醒时刻：通过女儿的哭泣和同事的离职，作者开始反思自己工作的意义和生活的价值。
• 💼 工作可替代性：意识到个人在公司中并非不可替代，从而认识到自我价值不应仅由工作定义。
• 💡 被动收入：作者强调了被动收入的重要性，认为这是摆脱传统工作束缚、实现财务自由的关键。
• 🏦 iFAST银行：介绍了iFAST Global Bank作为获取被动收入的一种方式，突出了其高利率和多币种存款的优势。
• 💼 辞职准备：分享了作者为辞职所做的财务准备，包括计算所需被动收入和紧急资金。
• 📈 投资工具：讨论了不同的投资工具，如存款利息、债券、股息股票和房地产投资信托（REITs），以及它们的风险和回报。
• 💡 生活价值：作者通过个人经历呼吁观众思考自己生活的价值和目标，而不仅仅是追求物质成功。
• 🤔 社会认同：探讨了社会地位和认同对个人职业选择的影响，以及如何克服这些外界压力。
• 📚 启发阅读：提到了《每周工作4小时》一书对作者的影响，鼓励观众寻找适合自己的生活方式。
• 📹 视频制作：作者在制作视频时的情感体验，以及对过去经历的回顾和思考。
• 🔗 推荐奖励：介绍了通过推荐iFAST账户获得奖励的机制，以及如何通过分享获得更多回报。

Q & A

视频中提到的个人为何选择辞职？

视频中的个人选择辞职是因为他感到工作压力巨大，生活缺乏动力，健康也出现了问题。他意识到自己的生活被工作完全占据，没有时间享受生活或与家人相处。

视频中提到的“老鼠陷阱”是什么意思？

“老鼠陷阱”是指那种看似有稳定收入和地位，但实际上个人时间、生活和情感都被工作控制，无法自由支配的生活状态。

为什么作者认为即使在家庭丧事期间也要工作？

作者当时认为自己的工作非常重要，如果自己不处理，整个项目甚至整个城市都可能会崩溃，这反映了他对自己工作重要性的过度估计。

视频中提到的Peter是谁，他的离职对团队有什么影响？

Peter是作者的同事，一个聪明且工作勤奋的人。他的离职让团队短暂地感到困惑和不安，但最终团队还是继续正常运作，显示了个人并非不可替代。

什么是被动收入，为什么它对辞职很重要？

被动收入是指不需要日常积极工作就能持续获得的收入，比如存款利息、股息、租金等。它对辞职很重要，因为它可以支持个人在没有工作收入的情况下维持生活。

iFAST Global Bank在视频中提到的优势是什么？

iFAST Global Bank的优势包括高利率、多币种存款选项、无存款限制或最低存款要求，以及开户过程简便快捷。

为什么作者认为每个人都应该自己决定需要多少钱才能辞职？

作者认为每个人的生活价值观和需求不同，因此没有统一的数字可以决定一个人需要多少钱才能感到幸福或满足。这个数字只能由个人自己决定。

视频中提到的《4小时工作周》一书对作者有哪些启发？

《4小时工作周》一书让作者意识到，真正的自由和幸福不是由工作量决定的，而是由个人如何管理和使用自己的时间以及如何创造被动收入来实现的。

为什么作者认为社会地位可能是人们难以辞职的原因之一？

社会地位是人们在社会中被认可和尊重的一种标志。作者之前的银行工作提供了高薪水和社会地位，这使得人们，包括作者自己，很难放弃这种被社会认可的生活。

视频中提到的四种现金流工具是什么，它们各自有什么特点？

四种现金流工具包括存款利息、债券、美国股票的股息以及房地产投资信托（REITs）。存款利息风险最低，债券提供固定收入但门槛较高，股息股票提供定期分红但增长潜力可能有限，REITs提供定期分红但受市场波动影响较大。

作者为什么在视频中推荐iFAST账户，并提到了哪些开户优势？

作者推荐iFAST账户是因为其开户过程简单，无需在英国境内，可以通过手机或电脑远程开户，且没有存款限制或最低存款要求，同时受到英国金融监管机构的保护。

Outlines

00:00

🏦 辞职与自我反思

这一段讲述了作者在国际银行的最后一天工作，反思了作为高薪员工的生活状态。尽管拥有令人羡慕的海景办公室和高薪酬，作者却发现自己生活缺乏动力，健康出现问题。工作占据了他几乎所有时间，甚至在家庭重要时刻也无法抽身。作者意识到，尽管在公司很重要，但个人健康和家庭更为重要。这段经历促使他开始思考如何摆脱这种高压工作状态，寻找生活的真正意义。

05:01

💡 寻找被动收入

作者分享了自己如何寻找被动收入以实现辞职的目标。他强调了被动收入的重要性，即在不工作时也能获得的收入，如存款利息、债券、股息和租金等。特别提到了iFAST Global Bank提供的高利率存款账户，以及如何通过不同工具创造稳定的现金流。作者还讨论了债券、美国股息股票和房地产投资信托（REITs）作为产生被动收入的方式，并强调了考虑税收和个人风险承受能力的重要性。

10:02

🌐 社会地位与个人价值

在这一段中，作者探讨了社会地位和个人价值之间的关系。他意识到，尽管银行工作在社会上享有很高的地位，但这并不是他真正想要的生活。作者经历了巨大的心理压力，开始质疑自己的生活方式和价值观。他通过阅读《每周工作4小时》这本书，认识到幸福和满足感是个人化的，没有统一的金钱数额可以衡量。这段经历帮助作者最终做出了辞职的决定，追求更符合个人价值观的生活。

15:04

📈 iFAST账户推荐与频道订阅呼吁

最后一段是关于iFAST账户的推荐，作者赞扬了其开户过程的简便性，并提供了推荐开户的奖励机制。此外，作者还呼吁观众订阅其频道，以支持频道的持续发展。作者表达了对制作视频的热情，以及希望通过分享个人经历帮助他人的愿景。

Keywords

💡辞职

辞职是指员工主动放弃其职位，结束与雇主的工作关系。在视频中，辞职是主角做出的重要决定，标志着他从高压工作环境中解脱出来，寻求更有意义的生活方式。例如，主角提到'I resigned and I have no capital'，表明他放弃了高薪职位，但同时也失去了稳定的收入来源。

💡被动收入

被动收入是指不需要持续工作就能获得的收入，如投资收益、版税或租金等。视频中，主角强调了被动收入的重要性，认为这是摆脱传统工作束缚、实现财务自由的关键。例如，他提到'passive income is to support your life'，说明了被动收入在维持生活和实现辞职梦想中的作用。

💡企业文化

企业文化是指在企业内部形成的价值观、行为准则和工作环境等。视频中提到'you have to help your boss solve his problems'，反映了主角所在公司的一种以解决问题为中心的企业文化，这种文化可能对员工的工作生活平衡产生负面影响。

💡生活质量

生活质量通常指个人或社会的生活条件和幸福感。视频中主角虽然拥有高薪，但因为工作繁忙而牺牲了与家人相处的时间和个人健康，这反映了即使物质条件优越，生活质量也可能不高。如主角所说'My life is still like a bottomless black hole'，揭示了工作与生活不平衡对生活质量的破坏。

💡个人价值

个人价值是指个人对自身存在和行为的意义和重要性的认识。视频中主角在经历了高压工作和个人健康问题后，开始反思自己的价值观和生活目标，如他所言'So what is my value?'，这表明个人价值的探索是视频的核心主题之一。

💡财务自由

财务自由是指个人拥有足够的资产和被动收入，能够覆盖生活开销，不再依赖工作收入。视频中主角通过积累被动收入，实现了财务自由，从而能够辞去工作，追求更有意义的生活。例如，他提到'if you can't make money while sleeping, you will keep working'，强调了财务自由的重要性。

💡工作压力

工作压力是指工作要求和环境对个人造成的心理和生理负担。视频中主角描述了自己在银行工作时所承受的巨大压力，如'I continued to do this for many years, in such a high-pressure work environment'，这种压力最终促使他做出了辞职的决定。

💡家庭责任

家庭责任是指个人对家庭成员的照顾和支持义务。视频中主角提到了因为工作繁忙而忽略了对家庭的责任，如'I didn’t have time to play with her'，这反映了在高压工作环境下，个人可能难以平衡工作和家庭责任。

💡职业发展

职业发展是指个人在职业生涯中的进展和成长。视频中主角反思了自己在银行的职业发展，意识到即使职位高、薪水高，但如果不符合个人的生活阶段和兴趣，长期从事这样的工作可能会导致身心问题。如他所说'Doing things well, just represents a person's cultivation and, a person's sense of responsibility'，体现了他对职业发展的深刻理解。

💡投资工具

投资工具是指用于投资的金融产品或资产，如股票、债券、房地产等。视频中主角介绍了几种投资工具，如'iFAST Global Bank'、'bonds'、'U.S. stocks'和'REITs'，这些工具可以帮助人们创造被动收入，实现财务自由。

Highlights

作者在国际银行的最后一天工作，面对无与伦比的海景，反思了作为香港收入最高的工作者之一的生活。

尽管拥有美丽的海景，但作者感到生活缺乏动力，健康也出现问题。

作者质疑为什么工作评价必须由老板来写，以及如果老板不喜欢自己会怎样。

描述了作者女儿11个月大时，因为工作晚归而无法陪伴她，感到内疚。

作者意识到，如果不能处理好自己的底线，老板不仅会买走他的时间，还会买走他的生活和情感。

作者父亲去世时，他不得不立即飞回韩国，但因为工作项目而无法完全离开。

作者通过同事Peter的离职意识到，工作可以被替代，自己并非不可或缺。

作者反思了长时间在高压环境下工作的生活，并思考是否应该继续这样的生活。

作者分享了他在银行工作多年的经历，以及这些经历如何激发他思考是否应该继续这样的生活。

作者讨论了如何准备辞职的资金，包括寻找被动收入来源。

作者解释了辞职成本的计算方法，包括月现金流和六个月的生活费用。

巴菲特的名言被引用来强调被动收入的重要性。

作者分享了自己在辞职前已经准备的多种现金流，包括存款利息、债务利息和股息。

作者介绍了iFAST Global Bank，并分享了其高利率和多币种存款的优势。

作者讨论了债券和债券ETFs作为现金流工具的优缺点。

作者提到了美国股票分红股票作为现金流来源，并讨论了其税收问题。

作者分享了自己在韩国购买房产以获取租金收入的经验，并介绍了REITs作为房地产投资的替代方案。

作者强调了在选择现金流工具时需要考虑的税收和流动性问题。

作者提供了一个风险排名表，帮助观众根据自己的风险偏好分配资产。

作者分享了自己辞职四年后的生活体验和对辞职所需考虑的事情的见解。

作者讨论了社会地位对个人辞职决定的影响，并分享了自己在这方面的个人经历。

作者提到了《每周工作4小时》这本书对他的影响，并讨论了幸福与金钱的关系。

作者感谢观众观看视频，并分享了制作视频时的一些个人感受。

作者对iFAST的赞助表示感谢，并分享了他对iFAST账户开设过程的满意度。

作者呼吁观众订阅频道，并分享了频道订阅者的比例。

Transcripts

This day is my last working day. I resigned and

worked facing the incomparable sea view. I worked in a large international bank.

As one of the highest-paid workers in Hong Kong,

there was a moment when I thought I had really achieved something.

The truth is that when you are every It doesn’t

matter how beautiful the sea view is, I have to

eat every meal on my own table.

I don’t have time to watch 9 to 10. I have to work at any time on the

weekends. Every day, my life becomes less and less motivated. I am getting happier and happier.

My life is still like a bottomless black hole, digging deeper and deeper

until even my health has problems. But I resigned and I have no capital.

Not long after I started working, I was already wondering

why my job evaluation must be My boss writes?

Why must he set my KPI?

If he doesn’t like me, wouldn’t I be miserable?

Yes, because the corporate culture around the world is that

you have to help your boss solve his problems.

If you can’t solve it, His problem, you become his problem.

I still remember that my daughter was only 11 months old at the time and

she had been waiting for me all day because I got home from work so late

that I didn’t have time to play with her

and I was very I ate dinner quickly, and immediately rushed into the room after dinner

because I had to have a meeting with my colleagues in the United States.

I still remember that she kept banging on the door at the back

, crying, and yelling that

I was in the middle of a video conference. , it was so noisy that no one heard what I said,

so I immediately said to Han Zai

, Han Zai, please help me quickly to figure out

why she is so noisy? Hold her down,

and even my colleagues in the United States are saying,

in fact, you use No need to deal with the children first before continuing the meeting?

Yes, we will continue the meeting

later. Suddenly, after the colleague finished speaking, I felt

, yes, I really put these three colleagues

above my daughter.

In fact, at that moment , I feel guilty.

If you don't take the initiative to use your time to solve the problems you face,

your time is sold to your boss.

Robert Kiyosaki, the author of "Rich Dad Poor Dad",

describes this kind of life as a rat trap, which is forever.

There are 168 hours in an endless week. Deducting the time I sleep,

my boss actually controls more than half of my waking time.

After that incident of losing my temper in a meeting,

I discovered that if I can’t handle my bottom line,

my boss will not just buy it. It bought my time

, bought my life, bought my emotions,

bought my relationship with my family.

I remember one year, my father passed away,

so I had to fly back to South Korea immediately.

I remember that at that time, I was working on a project.

The minute the deal was about to close

and I was the only one handling

it, I took everything back.

Funerals in Korea usually include this room.

This room is for the family

because they are staying there for five years. so

they could sleep there

, but actually this room ended up being used for me to work.

My family asked me what are you doing,

and I said I was working.

In fact, at that moment, it was really crazy

because how could someone continue to work even

after a family member passed away? In that room

, it seemed that if I didn't handle it well,

the whole city would collapse.

Tens of billions would collapse

and the world would end.

In short, I felt that I was a big deal. I continued to do this for many years

in such a high-pressure work environment.

I thought this kind of life would happen. It was normal

until one day there was a colleague

who I called his pseudonym Peter.

Peter is a smart man

who started working in our bank as a trainee.

He handles many projects by himself.

I have never seen him leave earlier than me.

He works very late every day.

Of course, people expect him.

He may have tried to fight for higher positions

, but he couldn't get the wages he wanted or was promoted to

another company that would give him what he wanted,

so he resigned and left.

I remember the moment he resigned,

his colleagues said in the tea room that day

, What should I do? I can’t handle the fact that

he is doing so many things. Do I really want to leave?

It seems that my colleagues are wondering

if the entire team will be unable to move.

But I remember that when I returned to the company

the day after Peter left,

it was actually the entire team. We were still

sitting there, continuing to work,

and the transactions were completed as usual

. Nothing major happened.

There was still hot water in the pantry,

and it seemed like life was just like that.

After a few weeks

, another female colleague came over to replace Peter.

She kept doing it and

gradually stopped working. People mentioned Peter again

as if he had never appeared in this bank.

Peter is definitely a good employee

, but it does not mean that the company will not be able to do without him.

At that moment, I realized

that the reason why I took things to the funeral

was because I felt I am very important

. Without me, it is something that cannot be solved and will die.

But the fact is that

your job can always be replaced by others.

Before, so much pressure is put on yourself. Of course, I think

you have it at different stages in life.

Depending on the needs or responsibilities,

you can definitely put your work first

or you can definitely put your family first.

Doing things well

just represents a person's cultivation and

a person's sense of responsibility.

Then I definitely do. Identification

is given to you and you

want to do things well

. However, when there is a mismatch between

your life stage and your career,

you continue to do things that you are not passionate about for a long time,

and finally cause problems in your body and mind. It was a torture

at that time

. Of course, what I just said

are just

some of the small experiences I have had in the bank for so many years

. But in fact, after so many years of working

in the bank, I

encountered different things every day that

stimulated me. Think about

it, do you really want to continue here for the rest of your life?

Will you never get out of this rat trap?

Is it really that easy

to get out of this rat trap?

Everyone has many such responsibilities and burdens, and some have to.

If you have to support your parents, pay for your children's

housing , and

pay monthly bills one after another,

can you really just quit your job without caring about anything?

Then I'm very lucky,

because I

already quit my job

very early in my twenties.

I was thinking

, how can I get out of this mouse trap

, so at that time I focused on

how to find the capital to resign.

The capital to resign. What I mean here is

that if you don’t have an income from a normal job,

you can have this cash while sleeping. Streaming

or some

passive income,

passive income

is to support your life.

Here I am not talking about a luxury version

, which means retirement.

Go on a cruise

and travel around the world.

These luxury versions of retirement life,

I am talking

about how can you cope with your ordinary retirement life? How about the beginning of life?

So the cost of resigning

is equal to your monthly cash flow

plus six months of living expenses

, which is the emergency money.

Buffett has a famous saying

. He said that

if you can't make money while sleeping,

you will keep working

. Until the day I die ,

we will call this income earned while sleeping,

cash flow

or passive income. Passive income.

Before I quit my job,

I had already prepared

the cash flow I could receive

every month because I knew Once I quit

my job, my salary income will be equal to zero.

I will make many different cash flows myself

, including deposit interest,

debt interest and

dividends.

Rentals

are my main sources of passive income.

Here I will explain to you one by one that

the easiest to create

and the lowest risk cash flow

is deposit interest.

Today, I am very grateful to iFAST Global Bank

for sponsoring this video.

iFAST is a British holding company. The parent company of the bank

is iFAST Corporation,

which is listed on the main page of Singapore.

iFAST's current current annual interest rate

is as high as 4.25%.

If you put 100,000 pounds into the account

and do nothing for a year,

you will earn 4,250 yuan in interest income.

The interest rate on time deposits is

even higher . Go to 4.65%.

Many people diversify their investments.

Many people buy and sell foreign currencies.

Open an iFAST account

and you can deposit in six currencies:

British pounds, US dollars, Hong Kong dollars

, Singapore dollars, RMB and Euros.

All of them are protected

by the British FSCS. Up to 85,000 pounds.

I know that many banks I see on the streets in the UK

have deposit requirements

, but iFAST is one of the few British banks that

has no deposit limit

or minimum deposit requirements.

I know that many people

are opening foreign bank accounts. I encountered

a lot of difficulties

because many banks require you

to provide local proof of address and identity documents. I

really need to praise iFAST

because iFAST does not need to use British documents

to help you open an account and

provide a Korean address.

You can open an account by proving

your residence or proof of residence

, so Hong Kong people can use Hong Kong documents

and addresses to open an

account. The account opening link is below.

I personally think

that using this deposit to generate interest and cash flow

is definitely an entry-level

and Everyone can do the introductory cash flow

because it can help you balance return and risk

. Of course there are many different tools that can do cash flow.

Although they are not as

close to risk-free deposits as iFAST

, these other tools

can help you create The second instrument with different income returns

is bonds

, which are also Fixed Income.

As

the name suggests

, bond investors

can get a fixed income

in a specific period of time

, so it is

a relatively conservative and stable instrument.

Many investors

use it. In his investment portfolio, he

will use bonds

or the high-interest deposits I just mentioned

as a hedge against stocks

to balance risks.

However, the entry threshold for direct bonds is relatively high.

The cheapest ones may cost tens of thousands

, and many are hundreds of thousands.

If you want a

lower entry threshold

, you can choose bond ETFs

. However, bond ETFs

are more sensitive to interest rates

than straight bonds

because they are usually

held in a basket with similar maturities. But bond

ETFs will not return to their par value

when they mature

like straight bonds,

so relatively speaking,

their price fluctuations can be much greater

, but the risk is relatively high.

Another tool to talk about

is the return of U.S. stocks. Dividend stocks

are usually companies that can pay dividends

in the world of U.S. stocks.

They are usually companies whose business has been relatively stable and

mature

, so they are not so

sensitive to the economic cycle.

Therefore, generally speaking,

dividend stocks are technology growth stocks than U.S. stocks.

The risk is much lower and

many of them pay dividends quarterly

, so you can make a

plan with a cash flow every three months.

The advantage of dividend stocks in the U.S.

is that most of them have a

long history of paying dividends

and there will be dividends. The payout ratio is regularly increased

and the payout ratio is very high.

But generally speaking,

if a company

chooses to return its profits

to shareholders through dividends,

it means that they will have less money for research and development (R&D).

Or to increase the company's expansion capabilities.

Therefore, generally speaking,

even if a dividend-earning stock

increases

its dividend payout every year, the increase

will not be able to catch up with

the growth rate of the stock price of

growth technology stocks. We

should also pay attention to

the dividends in the United States . Pay 30% dividend tax.

Another cash flow that many Hong Kong people do

is to buy a property to collect rent

and become a housekeeper.

Before I resigned,

I also

bought a property in South Korea to collect rent

. Of course, the threshold for buying

a property is much higher. The leverage

ratio may be much higher

, but if you want to participate in

this real estate market,

you can do some REITs. The investment in real estate trust funds

is that real estate trust funds

in the United States

must

return 90% of their profits

to shareholders as dividends.

This is based on the regulations of the U.S. Internal Revenue Service

, so U.S. REITs

are known to be more suitable for investors

who like to earn interest

and have cash flow

. U.S. REITs

usually pay dividends once a month

, so you can make monthly cash. Of course

, holding

REITs is

much more liquid than holding real estate

because REITs

can be

freely traded

on U.S. stock exchanges.

When the market is open,

you can trade them like stocks.

But you should also pay attention.

REITs in the United States

also have to pay a 30% dividend tax

. Because they are all investments in the real estate market

, they will be affected by fluctuations in interest rate policies.

The stock prices of REITs can fluctuate greatly.

The four types of cash I just mentioned For flow tools

, in addition to paying attention to taxes and trading liquidity,

of course you also need to pay attention to your own risk appetite.

Here I have made a risk ranking table,

and you can allocate different amounts

according to your own risk position

according to your needs. Put the proportion

on different asset instruments.

If your risk appetite is very small,

you can consider putting more in

iFAST or this type of deposit account.

Because it is protected by the British regulatory agency,

the risk is minimal.

Then I resigned. Today, four years

later, I

am sitting here to share with you

a few things you need to know before resigning.

It sounds easy to say,

but in practice,

I know it is very, very difficult.

Another thing I found is very common

. People can't resign

because of course

money is the first priority . If

you don't do it

, who will support you

and pay for the water, electricity and coal

?

Money must be the first

priority . The other thing is what I understand.

Social Status

is a matter of social status.

Because the bank job I used to do

was a framework recognized by most people in society.

It is the so-called high salary and high position.

People are group animals

, so it is easy for

people around me to identify with myself.

So At that time, I found that I was

hypnotizing myself.

This life was the life I wanted

because everyone said that

this life was the best.

Until that year, I

had to go see a doctor because of too much mental pressure

and came out of that clinic.

I remember it was in Tsim Sha Tsui

. Of course, there were

many famous shops

and everyone was dressed very nicely.

So when

I was walking here alone,

I was thinking,

am

I really going to be like this for the rest of my life?

Do I really have to stay here? Is

this the life I really want? Is it

the value of society?

So what is my value?

Some people say that

if you want to resign

,

you can save five million

or ten million.

The more the better

, I still remember that At that time, I read a book

called

The 4-Hour Workweek . After reading

The 4-Hour Workweek, I deeply realized that

in fact, everyone

does not have an actual number

that can tell you

how much money you need

to make you happy,

because every day

The value of life varies from

person to person

, so the only person who can tell you

how much money you need to have to quit your job is

yourself.

Thank you very much for watching this video and seeing it here.

I also did a great job in making this video today. I’m happy

because I looked at a lot of old photos on the phone

and wondered if there were any photos that I could put in the video,

so the memories came flooding back.

I thought about my experience in the bank for many years

and

I

hope this video helps you.

Thanks again to iFAST for sponsoring. This video

talks about using iFAST Global Bank.

What I am most satisfied with is its account opening process.

It is the easiest to open an

offshore account I have ever opened.

You only need to

fill in the form

and upload the documents

by phone or computer

. You are not in the UK. You can

do it all at home and

open an account soon.

Now recommend your relatives and friends to open this iFAST account

and complete the designated deposit task.

Both of you can get this

5 pound cash reward. This offer

is unlimited.

The more you share,

the more rewards you will get.

For details, you can see the information column link below.

I also want you to do me a small favor

and subscribe to our channel.

40% of the viewers in our channel

have subscribed to

me. I hope this number can reach 50%.

Your subscription

can help our channel go further.

Thank you.