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12 Dec 202303:03

Summary

TLDRThe script explains 'dividend-paying stocks' as regular shares where companies distribute profits to shareholders, typically annually, but sometimes quarterly or monthly. It uses an example of David's Painting AB with a 10 kr dividend per share and a 10% direct yield. It also discusses foreign withholding tax on dividends from companies outside Sweden, which can vary by country, and how Nordnet helps reclaim this tax in capital insurance policies. The script guides viewers to find key data like dividend and direct yield on Nordnet's platform and suggests further reading on Nordnet Academy for more information on stocks and investment.

Takeaways

📈 A dividend stock is a regular stock that offers a 'dividend', which is a share of the company's profit paid to shareholders.
💰 As a shareholder, you receive a dividend without any additional action, simply by owning the stock, with the money being deposited into your account.
🗓 Dividends are typically paid annually, but can also be distributed quarterly or monthly, depending on the company's decision.
🌰 The script provides an example of David's Painting AB, where a dividend per share of 10 kr is given, meaning for each share owned, you receive 10 kr.
🧮 The 'direct yield' is calculated by dividing the share price by the dividend per share, and in the example, David's Painting AB has a direct yield of 10%.
🔍 The direct yield percentage can be used to compare with other companies to see how much return you get for owning the shares.
🌍 If you purchase shares in a company with a tax domicile outside of Sweden, you may be subject to 'foreign source tax' on the dividend.
💶 In the second example, the script mentions a dividend of 100 euros with a source tax of 15 euros, where the source tax is usually 15% but can vary by country.
📊 Nordnet provides a useful table in their FAQ that shows the source tax rates for different countries.
🛡 Nordnet also assists in reclaiming source tax if you hold shares in a capital insurance policy with them, simplifying the process compared to contacting the tax authority.
📚 More information about capital insurance and account types can be found in articles on Nordnet Academy.
🔍 On Nordnet's platform, you can find key data about a company, including the determined dividend per share and calculated direct yield, by navigating to the 'Overview' or 'About the Company' sections on the instrument page.

Q & A

What is a dividend stock?
-A dividend stock is a regular stock where the company decides to share its profits with shareholders in the form of a 'dividend', which is a payment made to the stockholder without any additional action required on their part.
How often are dividends typically paid out?
-Dividends are usually paid out once per year, but they can also be distributed quarterly or monthly depending on the company's policy.
What is the example given in the script to illustrate dividend payment?
-The script uses the example of David's Painting AB, which has a dividend per share of 10 kr. If you own 1 share, you receive a 10 kr dividend.
What is 'direct yield' and how is it calculated?
-Direct yield is the return on investment received directly from the dividend. It is calculated by dividing the share price by the dividend per share. For David's Painting AB, the direct yield is 10%.
Why is direct yield important for investors interested in dividend stocks?
-Direct yield is important as it allows investors to compare different companies and understand how much return they are getting for owning the shares.
What is foreign source tax and how does it relate to dividend stocks?
-Foreign source tax, also known as 'utländsk källskatt', is a tax paid on dividends from companies with a tax domicile outside of Sweden. It can vary significantly between different countries.
How much is the typical source tax on dividends from foreign companies?
-The typical source tax is 15%, but it can differ between countries. There is a table in the FAQ section that provides specific rates for different countries.
How can investors reclaim the source tax on their dividends?
-Investors can reclaim the source tax through a capital insurance policy with Nordnet, which helps automate the process and makes it easier than contacting the tax authority.
What resources does Nordnet offer to help investors understand dividend stocks better?
-Nordnet offers articles and information on dividend stocks, capital insurance, and account types on Nordnet Academy, which investors can refer to for more information.
How can investors find key data about a company's dividend on Nordnet's platform?
-Investors can find key data such as the determined dividend per share and the calculated direct yield by navigating to the 'Key Data' section on the 'About the Company' page of a stock's instrument page on Nordnet's platform.
What additional resources are available on Nordnet Academy for investors interested in stocks and other investment topics?
-Nordnet Academy provides a range of articles on stocks, investment strategies, and other financial topics to help investors expand their knowledge and make informed decisions.

Outlines

00:00

💰 Understanding Dividend Stocks

This paragraph explains what a dividend stock is and how it functions. A dividend stock is a regular stock where the company decides to share its profits with shareholders in the form of 'dividends'. Shareholders receive these dividends passively, without any additional action, as money is directly deposited into their accounts. Dividends are typically distributed annually, but can also be quarterly or monthly. The example of David's Painting AB is used to illustrate how dividends work, with a dividend per share of 10 kr, leading to a 'direct yield' calculation. Direct yield is an important metric for comparing companies and assessing the return on investment from dividend stocks. The paragraph also touches on the concept of 'foreign source tax' on dividends from companies outside of Sweden, which can vary significantly between countries. Nordnet's services are highlighted for helping to reclaim this tax in certain situations.

Mindmap

Keywords

💡Dividend Share

A dividend share, as mentioned in the script, is a type of stock where a company decides to share its profits with shareholders in the form of a 'dividend'. This is a key concept in the video, as it explains the basic idea of receiving profits from a company's performance. The script uses the example of David's Painting AB, where owning one share entitles the shareholder to a dividend of 10 kr, illustrating how dividend shares work in practice.

💡Dividend

A dividend is a payment made by a corporation to its shareholders, distributed from the company's profits. In the context of the video, dividends are the profits that shareholders receive without any additional action beyond owning the shares. The script explains that dividends can be paid out annually, quarterly, or monthly, and are a way for companies to reward their investors.

💡Direct Yield

Direct yield, also known as dividend yield, is calculated by dividing the dividend per share by the share price. It is a measure of the return on investment for shareholders and is an important metric for comparing different dividend shares. The script uses the example of David's Painting AB, which has a direct yield of 10%, to show how this percentage can be calculated and used to evaluate investment opportunities.

💡Foreign Withholding Tax

Foreign withholding tax is a tax levied on dividends paid by a company that is tax resident outside of the investor's home country. The script explains that if a shareholder invests in a company with a tax domicile outside of Sweden, they may be subject to this tax. The example given in the script involves receiving a dividend of 100 euros with a withholding tax of 15 euros, highlighting the impact of this tax on the actual dividend received.

💡Capital Insurance

Capital insurance is a financial product that helps investors manage risk and potentially recover foreign withholding tax on dividend shares. The script mentions that Nordnet assists in reclaiming this tax if the shares are held in a capital insurance policy, simplifying the process for investors who might otherwise need to deal with tax authorities directly.

💡Nordnet Academy

Nordnet Academy is an educational resource mentioned in the script, which provides articles and information about various investment topics, including dividend shares, capital insurance, and different account types. It serves as a platform for investors to learn more about investing and to make informed decisions.

💡Key Data

Key data refers to essential information about a company that is typically presented on its 'Overview' or 'Company Information' page. In the script, 'Key Data' includes the determined dividend per share and the calculated direct yield, which are crucial for investors to assess the profitability and attractiveness of a dividend share.

💡Investment

Investment is the act of committing money or capital to an asset with the expectation of generating income or profit. The script discusses various aspects of investing in dividend shares, including the benefits and considerations such as dividends, direct yield, and taxes, which are all part of the investment process.

💡Share Price

The share price is the current market value of a single share of a company's stock. It is a fundamental piece of information for investors, as it is used in the calculation of direct yield, as shown in the script with the example of David's Painting AB.

💡Profit Sharing

Profit sharing is the practice of distributing a portion of a company's profits to its stakeholders, in this case, the shareholders. The script explains that a dividend share is a way for a company to share its profits with its owners, which is a central theme of the video.

💡Tax Residency

Tax residency refers to the country where a company is legally registered for tax purposes. The script discusses the implications of a company's tax residency on dividend payments, particularly the potential for foreign withholding tax, which affects the amount of dividend an investor actually receives.

Highlights

A dividend share is a regular share where the company decides to distribute profits to shareholders in the form of a dividend.

Shareholders receive dividends without any additional action, simply by owning the share, with the money being deposited into their account.

Dividends are typically paid out annually, but can also be quarterly or monthly.

Example provided: David's Painting AB with a dividend per share of 10 kr, resulting in a 10 kr dividend for each owned share.

Introduction of 'direct yield', calculated by dividing the share price by the dividend per share.

David's Painting AB has a direct yield of 10%, which is useful for comparing with other companies.

When purchasing shares from a company outside of Sweden, foreign source tax must be paid on dividends.

Example given with a 15 euro source tax on a 100 euro dividend, noting that the rate can vary by country.

Nordnet offers assistance in reclaiming source tax for shares held in a capital insurance policy.

Automatic handling of dividends from shares with a tax domicile outside Sweden in a capital insurance policy, simplifying the process.

Information on capital insurance and account types is available on Nordnet Academy.

Instructions on how to find information on a company's dividend and direct yield on Nordnet's platform.

The 'Key Data' section on a company's 'About' page includes the determined dividend per share and calculated direct yield.

The direct yield percentage can be used to compare with other companies for investment decisions.

More articles on shares and other investment topics are available on Nordnet Academy.

Wishing success to investors in their endeavors.