Vad är en utdelningsaktie? | Nordnet Academy
Summary
TLDRThe script explains 'dividend-paying stocks' as regular shares where companies distribute profits to shareholders, typically annually, but sometimes quarterly or monthly. It uses an example of David's Painting AB with a 10 kr dividend per share and a 10% direct yield. It also discusses foreign withholding tax on dividends from companies outside Sweden, which can vary by country, and how Nordnet helps reclaim this tax in capital insurance policies. The script guides viewers to find key data like dividend and direct yield on Nordnet's platform and suggests further reading on Nordnet Academy for more information on stocks and investment.
Takeaways
- 📈 A dividend stock is a regular stock that offers a 'dividend', which is a share of the company's profit paid to shareholders.
- 💰 As a shareholder, you receive a dividend without any additional action, simply by owning the stock, with the money being deposited into your account.
- 🗓 Dividends are typically paid annually, but can also be distributed quarterly or monthly, depending on the company's decision.
- 🌰 The script provides an example of David's Painting AB, where a dividend per share of 10 kr is given, meaning for each share owned, you receive 10 kr.
- 🧮 The 'direct yield' is calculated by dividing the share price by the dividend per share, and in the example, David's Painting AB has a direct yield of 10%.
- 🔍 The direct yield percentage can be used to compare with other companies to see how much return you get for owning the shares.
- 🌍 If you purchase shares in a company with a tax domicile outside of Sweden, you may be subject to 'foreign source tax' on the dividend.
- 💶 In the second example, the script mentions a dividend of 100 euros with a source tax of 15 euros, where the source tax is usually 15% but can vary by country.
- 📊 Nordnet provides a useful table in their FAQ that shows the source tax rates for different countries.
- 🛡 Nordnet also assists in reclaiming source tax if you hold shares in a capital insurance policy with them, simplifying the process compared to contacting the tax authority.
- 📚 More information about capital insurance and account types can be found in articles on Nordnet Academy.
- 🔍 On Nordnet's platform, you can find key data about a company, including the determined dividend per share and calculated direct yield, by navigating to the 'Overview' or 'About the Company' sections on the instrument page.
Q & A
What is a dividend stock?
-A dividend stock is a regular stock where the company decides to share its profits with shareholders in the form of a 'dividend', which is a payment made to the stockholder without any additional action required on their part.
How often are dividends typically paid out?
-Dividends are usually paid out once per year, but they can also be distributed quarterly or monthly depending on the company's policy.
What is the example given in the script to illustrate dividend payment?
-The script uses the example of David's Painting AB, which has a dividend per share of 10 kr. If you own 1 share, you receive a 10 kr dividend.
What is 'direct yield' and how is it calculated?
-Direct yield is the return on investment received directly from the dividend. It is calculated by dividing the share price by the dividend per share. For David's Painting AB, the direct yield is 10%.
Why is direct yield important for investors interested in dividend stocks?
-Direct yield is important as it allows investors to compare different companies and understand how much return they are getting for owning the shares.
What is foreign source tax and how does it relate to dividend stocks?
-Foreign source tax, also known as 'utländsk källskatt', is a tax paid on dividends from companies with a tax domicile outside of Sweden. It can vary significantly between different countries.
How much is the typical source tax on dividends from foreign companies?
-The typical source tax is 15%, but it can differ between countries. There is a table in the FAQ section that provides specific rates for different countries.
How can investors reclaim the source tax on their dividends?
-Investors can reclaim the source tax through a capital insurance policy with Nordnet, which helps automate the process and makes it easier than contacting the tax authority.
What resources does Nordnet offer to help investors understand dividend stocks better?
-Nordnet offers articles and information on dividend stocks, capital insurance, and account types on Nordnet Academy, which investors can refer to for more information.
How can investors find key data about a company's dividend on Nordnet's platform?
-Investors can find key data such as the determined dividend per share and the calculated direct yield by navigating to the 'Key Data' section on the 'About the Company' page of a stock's instrument page on Nordnet's platform.
What additional resources are available on Nordnet Academy for investors interested in stocks and other investment topics?
-Nordnet Academy provides a range of articles on stocks, investment strategies, and other financial topics to help investors expand their knowledge and make informed decisions.
Outlines
💰 Understanding Dividend Stocks
This paragraph explains what a dividend stock is and how it functions. A dividend stock is a regular stock where the company decides to share its profits with shareholders in the form of 'dividends'. Shareholders receive these dividends passively, without any additional action, as money is directly deposited into their accounts. Dividends are typically distributed annually, but can also be quarterly or monthly. The example of David's Painting AB is used to illustrate how dividends work, with a dividend per share of 10 kr, leading to a 'direct yield' calculation. Direct yield is an important metric for comparing companies and assessing the return on investment from dividend stocks. The paragraph also touches on the concept of 'foreign source tax' on dividends from companies outside of Sweden, which can vary significantly between countries. Nordnet's services are highlighted for helping to reclaim this tax in certain situations.
Mindmap
Keywords
💡Dividend Share
💡Dividend
💡Direct Yield
💡Foreign Withholding Tax
💡Capital Insurance
💡Nordnet Academy
💡Key Data
💡Investment
💡Share Price
💡Profit Sharing
💡Tax Residency
Highlights
A dividend share is a regular share where the company decides to distribute profits to shareholders in the form of a dividend.
Shareholders receive dividends without any additional action, simply by owning the share, with the money being deposited into their account.
Dividends are typically paid out annually, but can also be quarterly or monthly.
Example provided: David's Painting AB with a dividend per share of 10 kr, resulting in a 10 kr dividend for each owned share.
Introduction of 'direct yield', calculated by dividing the share price by the dividend per share.
David's Painting AB has a direct yield of 10%, which is useful for comparing with other companies.
When purchasing shares from a company outside of Sweden, foreign source tax must be paid on dividends.
Example given with a 15 euro source tax on a 100 euro dividend, noting that the rate can vary by country.
Nordnet offers assistance in reclaiming source tax for shares held in a capital insurance policy.
Automatic handling of dividends from shares with a tax domicile outside Sweden in a capital insurance policy, simplifying the process.
Information on capital insurance and account types is available on Nordnet Academy.
Instructions on how to find information on a company's dividend and direct yield on Nordnet's platform.
The 'Key Data' section on a company's 'About' page includes the determined dividend per share and calculated direct yield.
The direct yield percentage can be used to compare with other companies for investment decisions.
More articles on shares and other investment topics are available on Nordnet Academy.
Wishing success to investors in their endeavors.
Transcripts
Vad är en utdelningsaktie?
En utdelningsaktie är ju en helt vanlig aktie,
bara att företaget har bestämt sig för att
dela med sig av sin vinst till aktieägare
i form av vad som kallas en “utdelning”.
Det innebär att du som aktieägare,
du behöver inte göra någonting mer
än att bara äga aktien,
får en utdelning från företaget
i form av pengar in på ditt konto helt enkelt.
Oftast görs det här en gång per år,
men det kan även ske utdelningar
en gång i kvartalet eller en gång i månaden.
Låt oss titta på ett exempel
på hur det här kan se ut.
Vi har Davids Måleri AB här.
Bolaget har en utdelning per aktie på 10 kr.
Det innebär att om du äger 1 aktie
så får du 10 kr i aktieutdelning.
Och här har vi något som kallas för
“direktavkastning”.
Det här talet får vi fram genom att
dela aktiekursen med utdelningen per aktie.
Davids Måleri AB här
har en direktavkastning på 10 %.
Detta talet kan vara ganska intressant för dig
att kunna jämföra med andra bolag
och se hur mycket direktavkastning få du
för att äga de här aktierna.
En annan sak som kan vara bra att veta
om man är intresserad av utdelningsaktier är att
om du köper aktier i ett bolag
med skatterättslig hemvist utanför Sverige
så får man betala någonting som kallas för
utländsk källskatt på utdelningen.
Här har vi ett ytterligare exempel.
Det ser ungefär likadant ut
som för Davids Måleri.
Du har en aktiekurs, utdelning per aktie
och direktavkastning.
Det är inte det viktigaste här, utan det är
när du väl får utdelningen,
med dina 10 aktier
så får du 100 euro i utdelning.
Men här är något nytt, här är en källskatt på 15 euro.
Normalt sett är källskatten 15%
Men den kan skilja sig en hel del
mellan de olika länderna.
I vår FAQ har vi en jättebra tabell där det står
hur mycket källskatt som dras från vilket land.
En annan sak som kan vara bra att veta är att
på Nordnet, om du exempelvis har dina aktier
i en kapitalförsäkring hos oss,
så hjälper vi dig att återkalla den här källskatten.
Annars kan det vara lite jobb att göra
med att kontakta Skatteverket, så att
om du har utdelande aktier
med skatterättslig hemvist utanför Sverige
så löses allting automatiskt
i en kapitalförsäkring.
Mer om kapitalförsäkring
och vilka kontotyper man ska välja,
finns artiklar att läsa om det på Nordnet Academy.
Om du vill hitta denna informationen sedan
på vår plattform.
Då hittar du den på våra instrumentsidor.
Du söker efter en aktie här uppe
eller så kan du klicka in på den
via din depå.
När du landar på en instrumentsida
så hamnar du på “Översikt” först,
så om du klickar här upp på “Om bolaget”
så får du upp den här rutan som heter “Nyckeldata”.
Den innehåller både
den bestämda utdelningen per aktie
plus en uträknad direktavkastning, kanske 1%.
Direktavkastning-procenten som vi var inne på innan
kan du då använda och jämföra mot andra bolag.
Det var en kort genomgång
om vad en utdelningsaktie är.
Det finns mer artiklar att läsa
om aktier och annat på Nordnet Academy.
Lycka till med dina Investeringar.
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