Revealing My Entire $500K Investment Portfolio

Summary

The speaker reveals their extensive investment portfolio, which includes significant losses in stocks like Palantir and Tesla, alongside gains in others like Apple and Google. With a diverse range of assets from stocks and ETFs to angel investments and cryptocurrency, the speaker discusses their strategy, including dollar-cost averaging and cash reserves for potential market dips. Despite current losses, they maintain a long-term perspective on investments, with a focus on ETFs for stability and exploring real estate in the future.

Takeaways

• 📉 The speaker acknowledges a significant downturn in the market, with the worst calendar year since 2008 affecting their portfolio.
• 🤔 They have experienced losses in once high-performing tech stocks like Palantir, Tesla, and Meta.
• 💼 The speaker's portfolio size is large for their age due to over a decade of consistent investing since their early career as a financial advisor.
• 📈 Despite recent losses, the speaker's Robinhood account has seen substantial growth over time, peaking during the GameStop saga in early 2021.
• 💡 The speaker's investment in Palantir was influenced by the company's strong cash position, government contracts, and potential for increased reliance on their software due to geopolitical tensions.
• 📉 Major losses in Palantir have significantly impacted the overall portfolio performance, leading to a change in investment strategy.
• 💰 The speaker's Roth IRA has performed well, with a positive return and a focus on ETFs for long-term growth.
• 🏦 The speaker's Weebl account contains a concentrated portfolio of stocks like JP Morgan, Gold, Meta, and Apple, with a preference for long-term holding.
• 📊 Their Fidelity account is the largest, with significant gains in Apple and losses in Google, alongside dividend-paying stocks and ETFs.
• 💎 The speaker has invested in angel investments, which are high-risk and high-reward, with a focus on early-stage companies and startups.
• 📉 The speaker's cryptocurrency investments, including NFTs, have seen a substantial decrease in value, highlighting the volatility of the crypto market.
• 🏠 The speaker is considering real estate as a future investment to diversify their portfolio and take advantage of tax deductions and market non-correlation.
• 💼 The speaker maintains a significant amount of cash in a high-yield savings account, prepared for potential market downturns or investment opportunities.

Q & A

What was the speaker's experience with the market in the recent year?

The speaker experienced the worst calendar year for the market since 2008, with significant losses in their portfolio, particularly in tech names like Palantir, Tesla, and Meta.

Why is the speaker's portfolio size considered large for someone in their mid-30s?

The speaker's portfolio size is large due to over 10 years of consistent investing since they started as a financial advisor, which is unusual for someone of their age.

What was the speaker's initial investment strategy that led to a significant gain in their Robinhood account?

The speaker's initial investment strategy involved buying GameStop stock for less than $15 a share in November 2020, which then went parabolic during the GameStop Saga in February 2021.

What was the speaker's experience with Palantir in their portfolio?

The speaker had a significant loss with Palantir, down by $38,000, which was a major contributor to the overall red status of their total investment portfolio.

What was the speaker's reason for investing in Palantir initially?

The speaker initially invested in Palantir due to its strong cash position, reliable customers, particularly the US government, and the belief that geopolitical tensions would increase reliance on Palantir's software.

What is a Roth IRA and how does it benefit the speaker's investment strategy?

A Roth IRA is a retirement account where contributions are made with after-tax dollars, allowing for tax-free withdrawals upon retirement. The speaker benefits from tax-free growth and has a cap on annual contributions, which they have been making since 2015.

What is the speaker's current investment in Weebl and what are their holdings?

The speaker has an account value of about $119,000 in Weebl, with holdings in JP Morgan, Gold, Meta, and Apple, with Apple being their largest position.

What is the speaker's largest brokerage account and what is its current value?

The speaker's largest brokerage account is with Fidelity, with a current value of $272,000 at the time of the recording.

What is the speaker's experience with angel investing and how much have they invested cumulatively?

The speaker has invested in four angel investments, including Prize Pool, Road Runner VC, Space Place, and Carrot, with a cumulative investment of $57,000.

What is the speaker's current stance on cryptocurrency and NFTs?

The speaker has experienced a significant decrease in the value of their NFTs and is down about $18,800 on NFTs overall. They currently hold $45,000 in their Coinbase account, primarily in Bitcoin and Ethereum, and practice dollar-cost averaging into Bitcoin.

What investment philosophy does the speaker plan to adopt moving forward?

The speaker plans to continue dollar-cost averaging into the market, considering investing in real estate for tax deductions and non-correlation with the market, and keeping cash on the sidelines for potential investment opportunities during market downturns.

Outlines

00:00

📉 Portfolio Review Amidst Market Downturn

The speaker reflects on the market's poor performance, comparing it to the worst year since 2008, and shares their own portfolio's struggles with investments in tech companies like Palantir and Tesla. They reveal their diverse holdings across stocks, cash, crypto, and angel investments, emphasizing the long-term nature of their investments since their early career as a financial advisor. The speaker also humorously addresses the impact of their 'coffee name' Kevin on their investment decisions and introduces their Robinhood account, which has seen significant fluctuations, particularly due to their investment in GameStop during the 2020-2021 period. Key losses in Palantir and Tesla are highlighted, with an explanation of the reasons behind the investment choices and the impact of market conditions on their portfolio's performance.

05:01

🚀 Diversified Investments and Angel Ventures

The speaker provides an overview of their investment in a Roth IRA, which has performed well despite the market downturn, and discusses their strategy for long-term investing. They mention their Weebull brokerage account, which includes positions in JP Morgan, Gold, Meta, and Apple, and highlight the importance of investing in companies they believe in for the long haul. The speaker also delves into their largest brokerage account with Fidelity, detailing their holdings in Apple, Google, and other dividend-paying stocks, and acknowledges the losses in Google and the strategic addition of gold as a hedge against market volatility. They also touch upon their angel investments, explaining the nature of these high-risk, high-reward investments in early-stage companies and listing some of the startups they have invested in.

10:02

💰 Cryptocurrency and NFT Investments: A Mixed Bag

The speaker discusses their experience with cryptocurrency and NFTs, revealing a significant downturn in the value of their NFT portfolio, which once peaked over a hundred thousand dollars but has since plummeted. They recount their regret for not cashing out at the height of the NFT market and detail their current holdings in Bitcoin and Ethereum within their Coinbase account. The speaker also mentions their strategy of dollar-cost averaging into Bitcoin and Ethereum, viewing them as the cryptocurrencies most likely to endure market fluctuations. They conclude with their total investment portfolio size and the overall performance, which is down by about 20 to 25 thousand dollars, and share their investment philosophy moving forward, including a potential interest in real estate and maintaining cash reserves for potential market opportunities.

Keywords

💡Portfolio

A portfolio refers to a collection of financial assets such as stocks, bonds, cash, and other investments held by an individual or entity. In the video, the speaker discusses their personal investment portfolio, which includes a variety of assets like stocks, cash, crypto, and angel investments, illustrating the diversity and complexity of an individual's financial holdings.

💡Investing

Investing is the act of allocating resources, usually money, with the expectation of generating income or profit. The video's theme revolves around the speaker's personal experience with investing, highlighting their strategy, the platforms they use, and the performance of their investments over time.

💡Palantir

Palantir is a software company that specializes in big data analytics. In the script, the speaker mentions significant losses from their investment in Palantir, which is an example of how specific stock investments can impact the overall performance of an investment portfolio.

💡Dollar-Cost Averaging (DCA)

Dollar-cost averaging is an investment strategy where an investor consistently buys a fixed dollar amount of a particular investment, regardless of its price. The speaker uses DCA for investments like Bitcoin and Ethereum, indicating a long-term approach to managing investments despite market volatility.

💡Roth IRA

A Roth IRA is a retirement savings account in the United States that allows tax-free withdrawals at retirement. The speaker discusses their Roth IRA, emphasizing the benefits of tax-free growth and the importance of long-term investing for retirement.

💡ETFs

ETFs, or Exchange-Traded Funds, are investment funds that are traded on stock exchanges, similar to individual stocks. The speaker mentions owning ETFs in their Roth IRA, suggesting a diversified approach to investing that spreads risk across various assets.

💡GameStop Saga

The GameStop Saga refers to the dramatic increase in the stock price of GameStop in early 2021, driven by a group of retail investors on the Reddit forum r/wallstreetbets. The speaker references this event when discussing their Robinhood account's performance, indicating the impact of market events on individual investment outcomes.

💡Dividends

Dividends are payments made by a corporation to its shareholders, usually as a distribution of profits. The speaker mentions earning dividends from stocks like Kraft Heinz and JP Morgan, demonstrating a passive income stream from their investments.

💡Angel Investments

Angel investments involve individuals providing capital to startups in exchange for equity or convertible debt. The speaker discusses their angel investments, which are high-risk, high-reward opportunities that represent a significant portion of their portfolio.

💡NFTs

NFTs, or non-fungible tokens, are unique digital assets that represent ownership of a specific item or piece of content. The speaker reflects on their experience with NFTs, noting the volatility of the market and the significant losses they incurred as the NFT market crashed.

💡Wealthfront

Wealthfront is a financial services company that offers automated financial planning and investment advice. The speaker mentions using Wealthfront's high-yield savings account, which is FDIC insured, to keep some of their cash, showing a preference for secure, albeit lower-risk, cash management options.

Highlights

The market experienced its worst calendar year since 2008.

The speaker's portfolio includes stocks, cash, crypto, and angel investments.

Despite recent losses, the speaker has maintained a diversified investment strategy.

The speaker's portfolio size is large for someone in their mid-30s, due to over a decade of consistent investing.

The speaker's Robinhood account has seen significant fluctuations, peaking at $173,000 during the GameStop saga.

Major losses in Palantir and Tesla have impacted the speaker's overall portfolio performance.

The speaker's Roth IRA has performed well, with a total return of 5.6%.

Weeble brokerage account holdings include JP Morgan, Gold, Meta, and Apple.

Fidelity account is the speaker's largest, with a value of $272,000 and significant holdings in Apple and Google.

The speaker's investment philosophy includes long-term holding and dollar-cost averaging into the market.

Angel investments are high risk with potential for high reward, but most often fail.

Cryptocurrency investments have been volatile, with the speaker's NFT portfolio experiencing a significant downturn.

The speaker's total investment portfolio size is $584,000, with a current overall loss of about 5%.

The speaker plans to explore real estate investments for their tax benefits and diversification.

Maintaining a high-yield savings account for cash reserves is part of the speaker's risk-averse strategy.

The speaker's income growth in 2021 and 2022, attributed to social media, significantly contributed to portfolio size.

The speaker is considering sharing their 2022 income details in a future video.

Transcripts

the market just had its worst calendar

year since 2008 and in my portfolio I've

taken a bunch of L's recently including

once hot Tech names like palantir Tesla

and more I've been getting a lot of

questions about what I invest in so

today I want to reveal my portfolio and

show you all my Holdings across stocks

cash crypto and Angel Investments now I

acknowledge that my portfolio size is

quite large for someone in their mid-30s

and this is because I started investing

a long time ago when I was a financial

advisor so this has been over 10 years

of consistent investing in the making

now contrary to popular belief I was

able to do this while still buying

coffees out pretty regularly and going

by my coffee name of Kevin so in a way

maybe Kevin was the one responsible for

some of my losses lately bruh I said you

could use my name just don't blame me

for your losses

uh so yeah let's actually get started

and talk about some of my stock accounts

starting with Wall Street bets favorite

Robin Hood so this is my Robinhood

account it has 63 000 in it but if we

actually just look at my all time here I

actually started back in 2015 or 2016

with 57 000 and you can see that the

account size just kind of fluctuates and

it goes absolutely parabolic it actually

hits a high of 167 or 173 000 on

February 1st 2021 if you remember that's

the GameStop Saga so I actually bought a

lot of GameStop stock back in November

of 2020 for less than 15 bucks a share

and it just went absolutely parabolic

during this time I should have cashed

out I didn't the bounds then went down

to about 114

000 went all the way back up to 139 000

at that point I did cash some money out

and I also took some big losses in

palantir this year so let's actually

look at my Holdings here if you scroll

down you'll see my stocks that I own

palantir 2 200 shares Tesla meta and

gold if we actually look at my total

return we can see that I'm down quite a

bit on palantir down 38 000 Tesla down

7K which is a big shame because we were

up 20K at some point because of this

position of palantir it's the whole

reason why my total Investment Portfolio

is actually in the red and so had I just

invested in something that was literally

just not palantir I would have been

probably fine so when you have a big

loss like this it definitely drags down

the rest of your investments in your

overall portfolio and I will tell you

why I bought it first I thought they had

a really strong cash position they have

over two billion dollars in cash on

their balance sheet two they have

reliable customers in that more than

half of the revenues come from the US

government and three I thought that any

geopolitical tensions that would go on

in the world meant that there would be a

heavier Reliance on palantir software I

do think because it's a meme name it's

also a growth and Tech stock that the

fear is a recession as well as higher

interest rates have really hurt this

name in my portfolio and overall I'm

pretty embarrassed by this loss it's a

it's a huge loss so I'm not sure are

coating it sometimes you just take big

L's like that but I definitely am going

to change my strategy moving forward

which I'll tell you all about at the end

of this video all right so it does get a

little bit better from here and let's

actually go through what's in my Roth

IRA which is my retirement account for

long-term investing a Roth IRA is an

account that you can invest into and

then when you retire you can take out

all the earnings entirely tax-free and

this powerful account is so good that

the government has capped you at

contributing 6 500 Max a year to it it

also has an income limit too so if you

make way too much money you can't

actually invest in a Roth IRA but you

can do a traditional IRA I have a bunch

of videos on my Channel about that but

this Roth IRA I started back in 2015. So

my Roth IRA is up about 5.6 all time at

6 119 and that means my total

contributions to my Roth IRA over my

lifetime have been twenty two thousand

dollars so it's doing quite well in that

regard in that we haven't lost money and

here are some of the things that I own

in this Roth IRA so I have three ETFs in

this Roth IRA vti at the bottom here the

total stock market index v-o-o and v-e-u

and veu is basically my International

Index Fund I almost never look at this

account because it's a retirement

account anyway so if you're someone

who's young and wondering what to invest

in in a Roth IRA you don't actually have

to do what I do which is by ETFs you can

buy something a little bit riskier like

individual names if you think that

they're going to be around in say 50

years so something like an apple or a

Google or you can buy more dividend

paying companies within a Roth array so

that way you're not being taxed on the

dividends anyway this brings my

cumulative portfolio value to 63 000

plus about 29 000. so about ninety two

thousand dollars next up is my weibull

brokerage account now I've talked a lot

about Weeble on this channel before

because they're an affiliate partner of

mine so that means whenever you use the

link in my description below you get six

to twelve free stocks when you deposit a

hundred dollars and I also get a free

stock and some commission as well I also

just want to make sure that I'm using

the platforms that I'm affiliated with

so in my Weeble account I have a net

account value of about a hundred and

nineteen thousand dollars right now and

as you can see I only have four

positions in my Weeble account JP Morgan

Gold meta which is a very small position

of meta and apple which is my biggest

position I'm down quite a bit on my

Apple position because my cost basis is

145 dollars per share but as you'll see

in my fidelity account I actually bought

apple apple was actually one of my first

stocks that I ever bought and that's

because when I was a financial advisor I

worked in the Cupertino branch and since

Apple was from Cupertino just by

proximity I was just around a lot of

people that owned Apple stock so that

was my first stock that I ever owned

these days though whenever I do have

some extra money to throw around I'll

put in my Weeble account usually buy

some apple or some JP Morgan and these

are both companies that'd be really

comfortable holding for a very long time

probably forever so if you've been

keeping track this brings our total

cumulative portfolio size at this point

in the video up to two hundred and

eleven thousand dollars which is

absolutely crazy to say but let's

actually go on to my next biggest

account actually it's my largest

brokerage account and that's going to be

my fidelity account so in my fidelity

brokerage account this is my largest

count at 272 thousand dollars at the

time of this recording and if we

actually look at my Holdings and my

positions I'm going to show you that

apple is one of my biggest gainers 302

shares and you can see that when I

bought this the cost basis was only

68.46 and I've even dollar cost averaged

into this over quite some time so the

total gain and loss in this particular

holding in my fidelity account is plus

18 000 or 89 in terms of some of the

other names I own in my fidelity account

ADV is a huge one Google

gold again Exxon Mobil and JPMorgan as

well for those sweet sweet dividends I

also own a lot of Kraft Heinz for

dividends as well and Vu is my last

biggest holding with sixty four thousand

dollars in that ETF in terms of my

biggest losers in this account Google is

definitely one of the biggest ones at

minus ten thousand I believe the cost

basis that I bought Google at was a

hundred and twenty dollars per share I'm

still definitely just comfortable owning

Google for the very long term one ticker

symbol that I added recently was gold so

this is actually a gold mining

Corporation Called Barrick Gold Corp and

the reason that I added it is that if

the FED pod causes hikes or the US

dollar weekends we should see an

increase in the price of gold and this

is something just to kind of hedge

against all the volatility of this year

if we add up all the dividends in this

account just from all the dividend

payers that I own like Abby and JP

Morgan I'm earning about 500 a month in

dividends which is really great and so

if you pair that with some really good

appreciation of a stock for example JP

Morgan is up 20 19.76 since I bought it

it's a really really great thing I don't

check on this stuff quite that often and

I think I would probably be better

served if I rotated out of some

individual names and just into ETFs like

vo or spy or schd and the reason being

is that I realize that sometimes they

are a little bit of a distraction I find

myself checking them all the time and

even though I'm not really touching them

I'm still kind of emotionally on that

roller coaster looking at what their

prices are day to day I do feel like the

big names that I own in this portfolio

though are probably going to be fine for

the Long Haul so let me know what you

think of this portfolio so far and if

you've been keeping track that means

that should bring our total portfolio

size as of the this point in the video

up to 483 thousand dollars but now let's

talk about my angel Investments so an

angel investment is basically when an

individual investor gets to invest in an

early stage company typically a startup

that hasn't gone public yet now the way

you usually get access to an angel

investment is that you usually have to

know somebody so you have to know like

the founder that works at that startup

that gives you that allocation or you

invest through a fund the check sizes

for an angel investment are usually

pretty small between 1 and 5K or

sometimes even 5 to 20K and in general

you just have to kind of spray and pray

because even the best angel investors

their success rate on Angel Investments

is like one in 20 actually become

successful I'm not sure I'm allowed to

say how much I've invested into each

individual Angel investment however I

will say that the cumulative that I've

invested is about fifty seven thousand

dollars Angel Investing is super high

risk high potential reward but I would

say most of them fail so with a lot of

these Angel Investments I'm just

pretending that this money doesn't exist

these are the four Angel Investments I

have prize Pool Road Runner VC Space

Place and carrot prize pool is a

prizelink savings account Roadrunner is

actually a rolling fund and it was

started by ask sebi the YouTuber as well

as Nate O'Brien and what they do is is

they actually pool a bunch of investor

funds known as limited partners and then

they take those funds and invest them in

other startups so kind of by proxy I am

invested in more than just these four

Angel Investments but Roadrunner kind of

takes care of the investing on my behalf

into those startups the third Angel

investment I have is called Space Place

it was started by a friend of mine from

high school and they're trying to make

Hospitality properties shoppable lastly

we have carrot and I don't know if you

guys have heard of carrot but it's the

credit card for creators and I use that

credit card myself so I was able to

actually invest in that round as well so

if we are counting Angel Investments as

part of my portfolio that brings our

total portfolio size to 540 000 okay

let's talk about cryptocurrency now if

you've been following the channel for

quite a while you know that about a year

and a half ago I was dabbling in a lot

of nfts and at some point my nft

portfolio was up well over a hundred

thousand dollars but I'm not gonna lie

guys a lot lot of my nfts have basically

gone to zero because that entire Market

has crashed now there are a select few

nft projects that have survived but my

favorite nft project was called the

boyoku dragons and each of those jpegs

for example were going for about 25 to

30 000 a piece and even though I bought

them early now they're only selling for

about a thousand dollars a piece now

luckily I did sell some of those while I

was still profitable so I actually have

a full log of all the nfts I bought in

2022 and you can actually see if we sum

up my profit and loss column that I'm

down about eighteen thousand eight

hundred dollars on nfts overall now I

still have a couple nfts still worth

between 10 and 15 000 so I'd like to

think I'm slightly Break Even or

slightly losing on nfts when in

actuality many other people have lost a

bunch of money but still at one point I

was up a ton and now it's just basically

worth nothing now a huge lesson for me

is like if you're ever up like 2x 3x 5x

on an investment and you're thinking

about whether or not you should cash out

or not I would just say Take the Money

and Run I'm a little embarrassed by how

much I was up yet I didn't cash out and

now I'm definitely shooting myself in

the foot but I think that many people

are probably in my position all right

looking at the crypto in my coinbase

account I have a balance of 45 000 and

in terms of what I actually own of this

forty five thousand dollars you can see

that I own almost nine thousand dollars

worth of bitcoin and about four thousand

dollars worth of ethereum now you can

see that I have thirty two thousand

dollars in cash here and the reason is

is that I'm dollar cost averaging every

Monday into Bitcoin out of all the

cryptos I think Bitcoin and ethereum are

the ones that are gonna stay around for

a very long time so I'm just trying to

invest in the safe ones and not really

pay attention to any of the altcoins

that brings my total Investment

Portfolio size to 584 000 and that

amount can fluctuate on any given day

quite a bit in total My overall

Investment Portfolio is down about 20 to

25 000 as of right now which is about

five percent which doesn't sound all

that bad but considering where it was at

the all-time high I'm actually down

quite a bit now a lot of that has to do

with my big Holdings and palantir Tesla

and Google as of right now but again

since I'm holding for such a long period

of time I'm hoping that those stocks

recover now my investment philosophy

moving forward is that the market does

go up over time especially if I'm just

invested in like ETFs and index funds so

historically that's what it's done for

individual names I think that the solid

companies will still appreciate in value

especially if my time Horizon is 10 or

20 years I do want to continue dollar

cost averaging into the market and also

keeping some of my cash on the sidelines

especially as the risk-free rate nears

five percent that actually might just be

a good option for my cash one type of

investment that I'd like to get into

this year or maybe even next year is

real estate it seems to be one of the

best asset classes to help you score tax

deductions and it's not really

correlated with the market which I like

now speaking of some of the cash that I

do have I keep a lot of my cash in a

high yield savings account so in my case

I use wealthfront's 3.8 percent cash

account which is FDIC insured now the

reason I personally have some cash on

the sidelines is in case of a Black Swan

Market event so maybe if like the market

tanks 30 to 50 or if there's some

distressed real estate property that I

might see this year that I can scoop up

with the cash that I have I think that

could be a pretty good play I think the

conventional wisdom is that you don't

want to have too much cash lying around

which sometimes I can agree with but I'm

on the more risk-averse side and I

definitely feel a lot more comfortable

when I have more cash in my bank account

okay so that's everything I invest in I

hope that you enjoyed I'm trying to be

as transparent as possible here and a

huge reason as to why this portfolio

size was so large was because my income

really grew in 2021 and 2022 because of

social media and you guys watching I was

thinking of doing a video about how much

I made in 2022 so if you are interested

in seeing that make sure to drop me a

comment and also subscribe to the

channel we're almost at a million

subscribers alright I'll see you guys in

the next video and watch out for Kevin

he's out there