Cari Cuan Modal HP: Apa yang REALISTIS di 2026

Summary

In this video, Adi Johari shares his experience of over 15 years of earning money online, addressing common misconceptions about quick ways to get rich. He explains the dangers of a 'scarcity mindset' and the addiction to quick dopamine hits from social media, which often lead to misguided decisions. Adi highlights that true wealth is about building valuable skills and understanding long-term investment strategies, not looking for shortcuts. He encourages viewers to focus on personal growth, learning from failure, and staying consistent, while offering practical advice on how to start making money with just a smartphone.

Takeaways

• 😀 People often fall for get-rich-quick schemes because they are desperate, not because they are lazy. Scarcity mindset reduces critical thinking.
• 😀 Scarcity mindset can lower cognitive function by up to 13 IQ points, making it harder to think clearly and make rational decisions.
• 😀 Many people are misled by the idea of becoming wealthy for status, not financial security, which is often amplified by social media.
• 😀 Dopamine-driven behaviors, such as scrolling through TikTok or Instagram, create a false sense of motivation without actually taking action.
• 😀 Real wealth-building requires building skills, offering value, and receiving compensation—it's not about finding the 'right' shortcut.
• 😀 The reality of earning money with just a smartphone is that it’s limited—app-based money-making, like surveys or games, offers very low returns.
• 😀 Investments, when done with knowledge, can be a way to grow money, but they require a stable income and a solid understanding of risk.
• 😀 People with a scarcity mindset are often vulnerable to investment scams or get-rich-quick promises because they don’t do proper research.
• 😀 Trading, dropshipping, and other online business models may seem feasible on a smartphone but are complex, require substantial effort, and have low profit margins.
• 😀 Building a sustainable online business requires starting small, learning, and practicing skills before scaling to higher levels of success.

Q & A

Why do many people continue to fall for shortcuts and quick money-making schemes?

People often fall for shortcuts due to a 'scarcity mindset' when they are under financial stress. This mindset limits their capacity for long-term thinking, focusing only on immediate needs, like seeking fast food when hungry, rather than healthy, long-term solutions.

What is the 'scarcity mindset' and how does it affect decision-making?

The 'scarcity mindset' is when a person, due to financial pressure, focuses on urgent, short-term solutions rather than long-term gains. This mindset can impair critical thinking and lead people to make hasty, ill-informed decisions, often chasing one quick-money idea after another without real success.

What does research from Princeton University suggest about scarcity mindset?

Princeton University’s research suggests that being in a state of scarcity can reduce cognitive capacity by up to 13 IQ points. This mental drain makes it harder for individuals to think clearly or make well-informed decisions.

How does social media contribute to people’s misunderstanding of what it means to be rich?

Social media glorifies luxury and status symbols like fancy cars and vacations, which leads people to equate wealth with visible lifestyle rather than financial security. This creates a fear of missing out (FOMO) and encourages superficial, dopamine-driven actions without real substance or value.

How does the pursuit of 'cheap dopamine' affect people's productivity?

The pursuit of 'cheap dopamine' through scrolling social media and watching motivational videos can create a false sense of progress or success. This leads to excitement without action, trapping people in a cycle of procrastination without ever executing plans or building real value.

Why is it unrealistic to think that one can make substantial income quickly from just using a smartphone?

While there are apps that offer ways to make money via smartphones, such as micro-tasks or surveys, the income is generally very low and not sustainable in the long term. Realistic online income requires building skills, creating value, and working consistently.

What are the most realistic ways to make money with only a smartphone?

Realistic ways include becoming a content creator (e.g., YouTube, TikTok, Instagram), selling digital products (like templates or eBooks), or doing freelance work like writing or customer service. However, scaling these efforts typically requires more than just a smartphone.

Why is it crucial to focus on building skills instead of just searching for the 'right' money-making method?

Finding the 'right' method often leads to frustration because it overlooks the fact that sustainable income comes from having valuable skills. People who succeed consistently build skills, offer value to others, and refine their processes over time.

What is the most common reason why people fail in their online money-making ventures?

The most common reason for failure is impatience. Many people want to jump directly to earning money without first focusing on skill development or providing value. Success requires persistence through the early stages of learning and growth, not instant results.

How can someone know if they're on the right track in their online money-making journey?

To gauge progress, ask yourself: 1) Have I mastered the necessary skills? 2) Am I consistently applying them? 3) Have I been working at this for at least 6 months? Regular self-assessment and patience are key to overcoming the obstacles in the early stages.