Asking Harvard Students How They Make Money

Ashton Herndon
15 Oct 202311:14

Summary

TLDRВ видео-скрипте студенты Гарварда делятся своими финансами, от расходов на еду до крупных покупок, таких как ноутбуки и даже поездки. Они рассматривают способы заработка во время обучения, включая стажировки и частные занятия, и обсуждают, насколько деньги влияют на счастье. Восхищающие расходы и способы экономии демонстрируют разнообразие стилей жизни среди студентов этого престижного университета.

Takeaways

  • 🏫 В среднем стоимость обучения в Гарварде составляет ошеломляюще $83 000 в год.
  • 💼 Студенты Гарварда имеют доступ к различным возможностям заработка, включая стажировки и работу на кампусе.
  • 💰 Средняя зарплата выпускника Гарварда превышает шестизначное число в первом году работы.
  • 👩‍🎓 Некоторые студенты Гарварда зарабатывают десять раз больше средней зарплаты еще во время обучения.
  • 🤔 Студенты имеют разные взгляды на то, равняется ли деньги счастьем, существует мнение, что материальное благополучие не обеспечивает счастья.
  • 💡 Учащиеся рассказали о своих расходах на продукты питания и другие потребности, которые составляют большую часть их еженедельных расходов.
  • 💸 Студенты отмечают различные способы заработка, такие как частные уроки, работа на стажировках и участие в различных проектах.
  • 🎓 Некоторые студенты не работают вовсе, но имеют доступ к другим источникам дохода, таким как продажа бизнеса или наследство.
  • 🛍️ Студенты делятся историями о своих самых дорогостоящих покупках, которые включают в себя электронику, одежду и путешествия.
  • 📚 Студенты из Гарварда изучают различные предметы, от примененной математики до медицины и экономики.
  • 🌐 Студенты Гарварда проявляют разнообразие в своих интересах и целях, от финансовой карьеры на Уолл-Стрит до журналистики в области здравоохранения.

Q & A

  • Какой был самый большой покупкой, которую вы когда-либо совершили?

    -Ответы на это вопрос разнообразны, но некоторые упоминают покупку предметов для обучения, таких как ноутбуки или музыкальные инструменты, или более крупные покупки, такие как путешествия или дорогие вещи, например, обувь Jordan или бриллиантовый кольц.

  • Как много вы тратите в среднем каждую неделю?

    -Студенты описывают свои расходы от 40 долларов до 300-400 долларов в неделю, что показывает разнообразие стилей жизни и уровней расходов среди студентов.

  • Что является основным источником дохода для студентов колледжа?

    -Студенты упоминают различные способы заработка, включая работу на частные занятия, работу на кафедрах, стажировки и даже продажу бизнеса.

  • Каков средний доход студента в месяц?

    -Данные студентов показывают, что некоторые из них не работают и не имеют дохода, в то время как другие зарабатывают от 700 до 2000 долларов в месяц.

  • Чем вы занимались в прошлом летом и как это повлияло на ваш доход?

    -Студенты упоминают различные виды летней работы, от частных занятий и стажировок до продажи бизнеса, что дает представление о разнообразии летних возможностей для заработка.

  • Какие направления обучения вы выбрали в Гарварде и как это связано с вашими профессиональными целями?

    -Студенты описывают свои специализации, такие как нейрология, глобальное здоровье, экономика, прикладная математика и медицина, а также их профессиональные амбиции, связанные с этими областями.

  • Какие способы заработка студентам доступны на кампусе Гарварда?

    -Гарвард предлагает множество возможностей для работы студентов, включая студенческие агентства, которые нанимают студентов на различные должности на кампусе.

  • Чем вы считаете самый "блестящий" поступок студента в Гарварде?

    -Студенты делятся своими историями о роскошных поступках, таких как путешествия на частных самолетах, ежедневное обедение в ресторанах и покупка дорогих вещей.

  • Какие дешевые или экономные трюки вы используете для снижения расходов?

    -Студенты рассказывают о своих методах экономии, включая использование бесплатной еды, покупку дешевых продуктов и избегание дорогой еды на кампусе.

  • Что вы думаете о том, равенство ли удача счастью?

    -Студенты выражают различные точки зрения о том, связана ли удача с материальным благополучием и счастьем, соглашаясь, что материальные вещи не могут покупать любовь и что счастье зависит от окружающих людей.

  • Какие философские выводы можно сделать о значении денег для счастья после такого обсуждения?

    -Обсуждение показывает, что尽管学生们承认金钱可以带来幸福和便利,他们普遍认为金钱本身并不等同于幸福,而是人们如何使用金钱和与谁共度时光才是幸福的关键因素。

Outlines

00:00

🎓哈佛大学学生的生活与经济状况

视频脚本的第一部分介绍了哈佛大学学生的经济生活。学生们分享了他们每周的开销,从40美元到300美元不等,主要花费在食物上。一些学生通过在校园内兼职或利用暑期实习来赚取收入,有的学生甚至在夏天能赚取高达20,000美元。此外,学生们还讨论了他们如何通过各种方式赚钱,包括在亚马逊实习赚取高达40,000美元的例子。视频还展示了学生们的消费习惯,从购买日常用品到奢侈品,以及他们对于金钱和幸福的看法。

05:01

💰哈佛大学学生的收入来源和消费观

第二部分深入探讨了学生们的收入来源和消费习惯。学生们提到了他们在夏天通过不同的工作赚取的收入,有的通过兼职,有的通过出售自己的业务。他们讨论了在哈佛校园内找到兼职工作的机会,以及如何通过各种途径,包括教学和实习,来赚取收入。此外,学生们还分享了他们最大的购买决策,从购买iPad和PlayStation到更昂贵的物品,如订婚戒指和旅行。视频还展示了学生们对于金钱是否等同于幸福的不同看法,有的认为金钱可以帮助实现幸福,而有的则认为幸福与金钱无关。

10:02

🤔金钱与幸福:哈佛大学学生的观点

第三部分聚焦于学生们对于金钱和幸福之间关系的看法。学生们普遍认为金钱并不等同于幸福,但他们也承认金钱在一定程度上可以帮助实现幸福。视频展示了学生们对于财务稳定性和基本需求满足后对生活的影响的看法。他们讨论了金钱在实现个人目标和提升生活质量方面的作用,同时强调了人际关系和个人满足感在幸福感中的重要性。视频以学生们对于金钱和幸福关系的深刻见解结束,反映了他们对于这一主题的成熟和深思熟虑的观点。

Mindmap

Keywords

💡Покупка

Покупка в контексте видео - это крупные траты, которые студенты делают. В видео студенты делятся о своих крупнейших покупках, таких как предметы для обучения, электроника и одежду. Это важно для понимания, как студенты расходуют свои деньги и какие вещи они считают стоящими таких трат.

💡Расходы

Расходы в видео описывают, сколько денег студенты тратят еженедельно. Расходы варьируются от $40 до $400, что демонстрирует различие в потребностях и стилях жизни студентов. Расходы являются ключевым понятием для понимания финансового положения студентов.

💡Стажировка

Стажировка в видео упоминается как способ заработка для студентов. Одним из студентов упоминается стажировка в Amazon, где он зарабатывает $40 тысяч. Это показывает, что стажировки могут быть значительным источником дохода для студентов, помогая им финансово обеспечиваться.

💡Студенческая работа

Студенческая работа в видео рассматривается как возможность заработка и получения опыта. Упоминается, что студенты могут работать на частичном времени в университете, что помогает им не только зарабатывать, но и наращивать профессиональные навыки.

💡Финансовая стабильность

Финансовая стабильность в видео связывается с обсуждением, насколько деньги важны для счастья. Некоторые студенты говорят, что финансовая стабильность дает им чувство безопасности и делает многие вещи проще, в то время как другие считают, что деньги не могут покупать счастье.

💡Счастье

В видео студенты обсуждают, равны ли деньги счастью. Некоторые утверждают, что деньги не могут покупать любовь и счастье, в то время как другие говорят, что хотя деньги не являются счастьем, они могут способствовать счастливой жизни, обеспечивая материальное благополучие.

💡Университет Гарвард

Университет Гарвард в видео представлен как один из лучших университетов мира с высокими стандартами образования и исследований. Однако он известен также и своими высокими расходами, которые составляют около $83 000 в год.

💡Студенческий бюджет

Студенческий бюджет в видео описывается как общая стоимость обучения, которая включает в себя не только стоимость обучения, но и проживание, питание и другие расходы. В Гарварде средний бюджет учащихся составляет $83 000 в год.

💡Фригал

Фригал в видео используется для описания стиля жизни студентов, которые экономят на расходах. Некоторые студенты упоминают, что они стараются тратить как можно меньше, что демонстрирует разнообразие подходов к управлению финансовыми ресурсами среди студентов.

💡Бизнес и инвестиции

В видео упоминается, что некоторые студенты имеют свои бизнесы или инвестиции, которые являются источниками дохода. Например, один студент упоминает о продаже своего бизнеса за $25 000.

💡Философия

Философия в видео проявляется в обсуждении отношений между деньгами и счастьем. Студенты делятся своими взглядами о том, насколько важны деньги для достижения счастья и жизни, что подчеркивает глубину их мышления о значении материального благополучия.

Highlights

A student interning at Amazon is making 40 Grand.

Harvard University is known for being very expensive, with an average cost of attendance around $83,000 a year.

Despite high costs, Harvard students are not phased, with some making six figures in their first year after graduation.

Students share their diverse fields of study, from neuroscience to applied math and government.

Some students have high career aspirations, like following in their parents' footsteps to Wall Street.

Students reveal their weekly spending habits, with amounts ranging from $40 to $400.

Food is the most common expense among students, with some spending up to $20 at a time for meals.

A student mentions spending on home goods and laundry detergent, indicating the cost of maintaining a living space.

Students discuss part-time jobs and gigs they undertake during the summer for income.

One student made $20K in the summer through various income streams.

Students share their views on the cheapest things they've done, such as walking far for cheaper food.

A student mentions eating off free samples and relying on eggs as a main food source due to budget constraints.

The philosophical question of whether money equals happiness is explored, with most students disagreeing.

Students suggest that financial stability contributes to happiness but is not the sole determinant.

The transcript includes discussions on the bougiest things seen at Harvard, such as private jet travel and designer clothes.

A student sold a business before coming to Harvard, reflecting entrepreneurial spirit among students.

The transcript captures the frugality and financial diversity among Harvard students.

Transcripts

play00:00

what is the biggest purchase you've ever

play00:01

made how much would you say you spend

play00:02

every single week what is the number one

play00:04

way you make money as a college student

play00:05

how much would you say you make every

play00:06

single month 40 Grand doing an

play00:08

internship at Amazon already granded

play00:09

Amazon

play00:11

[Music]

play00:13

what Harvard University one of the top

play00:17

schools in the world with the best

play00:18

research facilities business programs

play00:19

and medical schools but what Harvard's

play00:21

famously known for more than anything

play00:23

this place is really [ __ ] expensive

play00:25

after taking everything into

play00:26

consideration the average cost of

play00:28

attendance here comes out to a whopping

play00:29

$83 $3,000 a year and even though a

play00:31

Year's tuition is almost double what the

play00:33

average American makes for most Harvard

play00:35

students this price tag doesn't pH them

play00:37

at all I mean considering two of the

play00:38

world's richest people have a Harvard

play00:40

background I think it's safe to say that

play00:41

making money isn't necessarily an issue

play00:43

for the students here the average salary

play00:44

for a Harvard graduate comes out to over

play00:46

six figures in the first year and for a

play00:48

good handful of students they're making

play00:49

10 times that while they're still in

play00:50

college so today we're back on the

play00:52

Harvard Yard to ask a ton of different

play00:53

students exactly how they make their

play00:55

money from trust fun babies to broke

play00:57

college students to even a couple

play00:58

College millionaires out there there

play01:00

we're checking all the boxes today baby

play01:02

so you know we're going to skip all the

play01:03

ice breakers here I have a very serious

play01:05

question right off the bat but you got

play01:06

to be honest with me

play01:08

okay what's your favorite color

play01:10

honestly black purple purple blue blue

play01:14

wait actually yellow yellow yellow oh

play01:16

little turn around here oh see I told

play01:18

you he look like a purple guy huh you

play01:20

gave off purple from a mile away I was

play01:22

telling him earlier no it's a black all

play01:24

day every day so now you feel warmed up

play01:27

now you feel good yes yes yes yes all

play01:30

right let's do it then so first question

play01:32

what is your name where you from and

play01:33

what are you studying at Harvard my name

play01:34

is David Anderson Jasmine Teran Lee

play01:37

Maria faal Williams H Tristan Doby nater

play01:40

El I'm from East Lancing Michigan sco

play01:42

Arizona Long Island New York Atlanta

play01:44

Georgia fton County for those of you who

play01:46

know Pittsburgh Pennsylvania Bon Florida

play01:49

Boston Texas Miami Florida and I'm

play01:51

studying neuroscience and Global Health

play01:52

economics applied math applied math

play01:54

applied math studing Applied Mathematics

play01:56

neuroscience and religion government

play01:58

econ media medicine and health at the

play01:59

medical school I'm kind of in the

play02:01

government department and also doing

play02:03

East Asian studies so Japan and China

play02:07

ooh okay very diverse over here and what

play02:10

do you plan on doing with that major I

play02:11

mean to be honest like high goals like

play02:13

my mom worked on Wall Street so I'd like

play02:14

to follow in her footsteps get into a

play02:16

big Finance job in Wall Street that's my

play02:18

biggest goal I was wanting to go work on

play02:20

Capitol Hill for a little while but now

play02:22

I'm starting to like look towards some

play02:23

private Equity or Finance some private

play02:25

sector stuff maybe some multilaterals

play02:26

and either sticking to research or just

play02:28

going to medical school in a couple

play02:29

years app to med school next year I also

play02:31

want to go to medical school and I want

play02:33

to be a health correspondent but

play02:35

specifically a journalist I want to do

play02:37

journalism and opinion writing as a

play02:38

physician so hopefully the next step

play02:40

after this is medical school low key I

play02:42

have no idea as long as I'm making those

play02:44

bands you know what I'm saying I'm not

play02:46

really sure yet it really depends I mean

play02:48

it depends if I go into applied math in

play02:50

econ or applied math in computer science

play02:52

there are a bunch of different projects

play02:53

that I would like to do in my lifetime a

play02:55

bunch of different countries that I

play02:56

would like to visit I'm not really sure

play02:57

what I want to do there yet but you know

play02:59

got to get to New York you know what I'm

play03:00

saying Hell yeah next Wolf of Wall

play03:03

Street right here dude Jordan Belford in

play03:05

the making bro y just wait now getting

play03:07

into the more nitty-gritty here on

play03:09

average if you had to give an estimate

play03:10

how much would you say you spend every

play03:11

single week M every single week um I

play03:15

would say I spend $100 a week $80 $80 50

play03:20

70 around 50 to 75 bucks a week maybe

play03:23

around like

play03:25

$40 $40 dang that is very frugal I'm not

play03:28

a big spender I try to spend as little

play03:30

as possible I'm kind of frugal I'm

play03:32

really on that um grad student sort of

play03:35

budget maybe like

play03:37

150ish 150

play03:41

2250 a week I would say 200 minimum what

play03:44

are we talking Max like 300 400 that's

play03:48

not bad at all actually it's very frugal

play03:50

out here I love it and what would you

play03:51

say you like spend the most on probably

play03:53

at this particular Point food food food

play03:55

literally everything is just on food I'm

play03:57

hungry all the [ __ ] time I mean I

play03:59

mean the dining hall sometimes here gets

play04:01

boring it's like the same food tasty

play04:02

Burgers open till 12:00 at night so you

play04:04

got to spend 20 bucks there go to CVS

play04:06

you get some groceries it's mostly just

play04:08

groceries and then like food mostly just

play04:10

like sweet treats drinks coffee it's a

play04:13

big one dinner straight food yeah only

play04:15

food snacks hey man being a Harvard

play04:17

athlete it does it to you it depends on

play04:19

like what I order on Amazon like if I

play04:21

need specific things this past month for

play04:23

instance I spent a lot on sort of like

play04:25

HomeGoods so bed sheets laundry

play04:27

detergent these sorts of things that you

play04:28

need to make your life keep going you

play04:30

know like going out with friends on the

play04:32

weekend Saturday nights with a friend

play04:33

group is a big one I like to go out on

play04:35

the weekend so either like some trips

play04:38

with my friends to Cape Cod or nearby

play04:40

can't get too into the details we're on

play04:41

the team bro I would say mainly on just

play04:43

like outings and not really like food or

play04:46

drinks o that is very unique I love that

play04:49

everyone else has said food today so I'm

play04:50

so happy you said that and building off

play04:52

of that how much would you say you make

play04:53

every single month I make $ z a

play04:56

month0 z of income all time I don't work

play05:01

right now I don't have a job or I I swim

play05:03

like zero zero dollars all right I don't

play05:07

I don't have a job $ z a week or a month

play05:09

or whatever during the summer yeah but

play05:10

not right now how much did you make

play05:11

during the summer well I've got a couple

play05:13

of different income streams at this

play05:15

particular Point probably about 12200

play05:17

$1,300 $11,000 $800 or500 depending on

play05:22

how much I worked I would say like $700

play05:25

a week 700 a week okay I was kind of on

play05:28

that gig economy grind I mean it's not a

play05:31

lot but like in my Summers I was making

play05:32

about 20K total comp I did work before I

play05:34

came here I had a business that I sold

play05:37

right before I came here and offloaded

play05:38

so how much did you sell it for the

play05:40

business evaluation I think it was

play05:41

25,000 oo okay okay I have not worked a

play05:45

single day in my life hey that's okay

play05:48

that's okay you still ended up at

play05:49

Harvard that's more than me so and now

play05:51

the question that everyone's been

play05:52

waiting for here what is the number one

play05:54

way you make money as a college student

play05:55

right now I am not making money but I

play05:59

know a lot of people get part-time jobs

play06:00

around campus and I know there's a lot

play06:01

of opportunities for that Harvard does

play06:03

really really well at like offering us

play06:05

jobs there's like Harvard student

play06:06

agencies which is just a big

play06:08

organization that really just employs

play06:10

students here and funny story I'm

play06:11

actually uh delivering mail for the

play06:13

Harvard here in my undergrad I worked

play06:16

part-time I was a patient care

play06:18

technician so I worked in a hospital

play06:19

setting and I worked like 20 hours a

play06:22

week right now I'm like a TF for a class

play06:24

and we work like 10 hours a week I

play06:26

tutored like private tutoring I teach

play06:28

here I just came from I teaching Awards

play06:30

I was teaching like bio chem Anatomy

play06:32

things like that wow look at you a

play06:35

Harvard teacher awesome I would say all

play06:37

of that but yeah I mean like it depends

play06:40

on what you want like if you're looking

play06:41

for like summer internships I feel like

play06:42

the best way is definitely to like fill

play06:44

out your resum and stuff like that you

play06:46

could work summer internships and get

play06:48

paid by the college if even if it's

play06:50

unpaid internship one of our boys says

play06:51

he's making like 40 Grand next summer

play06:53

doing an internship at Amazon so you can

play06:55

kind of like if you got the stack resume

play06:57

you can definitely get a job here 40

play06:58

Grand at Amazon what and I have a couple

play07:01

rapid fire questions for you here you

play07:03

ready yeah you sure yes all right let's

play07:05

get right into it first question what is

play07:07

the biggest purchase you've ever made

play07:08

Jesus uh probably like stuff for my dorm

play07:10

room my flute my iPad I just got for the

play07:13

school the PlayStation I bought with my

play07:14

own money probably my Mac a trip to

play07:16

sorini a flight to China how much are we

play07:19

talking like I would say like around

play07:20

$3,000 something like that woo equipment

play07:22

for the business I started cost me$

play07:25

1,200 bucks I spent like $400 on

play07:27

Jordan's once woo engagement ring 15K

play07:31

ooh did you pop the question uh yeah oo

play07:34

how'd it go it was more like what took

play07:36

you so long I don't pay for my stuff I

play07:38

don't know I'm 19 for contact so my

play07:40

parents covered mostly everything so

play07:43

you're 19 in a master's yeah holy [ __ ]

play07:46

good for you what is the bougiest thing

play07:48

you've seen a student do here the

play07:49

bougiest thing there's some people here

play07:51

that travel a lot like on private jets

play07:53

I've heard private jets I had a close

play07:55

friend who took his girlfriend to Paris

play07:57

uh just for spring break wow W Riz from

play08:00

that guy probably just the international

play08:02

students living their daily lives it

play08:04

just gives rich and expensive their

play08:06

outfits are beautiful there was this one

play08:07

kid I met who never like you have to

play08:09

have the all-inclusive dining but he

play08:11

never went to the dining hall and he ate

play08:12

out every single day for 4 years you

play08:14

walk out of your dorm you kind of expect

play08:16

to see people wearing like designer

play08:18

clothes and then like [ __ ] you don't see

play08:20

on the street one of our teammates bro

play08:22

is a styling he was wearing like Gucci

play08:24

slips I've seen a lot of uh Gucci belts

play08:28

there's this thing before school

play08:29

freshman orientation program where you

play08:30

go and like camp for a week and it's

play08:32

like dirty muddy and there was this one

play08:33

kid I heard a story he only wors like

play08:35

Gucci shorts and he's like well these

play08:36

are the only shorts I have and we're

play08:37

told to bring shorts so like holy [ __ ]

play08:40

yeah that's that's a different level

play08:41

there what is the cheapest thing you've

play08:43

ever done the cheapest thing I've done

play08:45

oh man I've like walked really far for

play08:47

food that's like like cheaper hop around

play08:49

like different places for free just

play08:51

because I have friends everywhere I mean

play08:52

I love pain change at the fast food

play08:54

place I'm part of like a group chat that

play08:56

just tells us where like free food is

play08:58

and so if ever I'm hungry I'll just

play08:59

check the group chat and just go even if

play09:01

I'm not part of the event not supposed

play09:02

to be there I'll just go get a couple

play09:04

plates and you know I like to just eat

play09:05

off free samples I buy eggs and that's

play09:08

like my main source of food right now

play09:10

eggs for breakfast eggs for lunch eggs

play09:14

eggs eggs man hey Lifesaver over here

play09:16

and I have one final question it's a

play09:18

little philosophical do you think that

play09:19

money equals happiness absolutely not no

play09:22

no no no I'm currently taking a class

play09:24

literally called Happiness and we talk

play09:26

about how money doesn't involve bringing

play09:28

in happiness so I completely disagree at

play09:30

least material things can't like love

play09:32

you back so it's the people that you

play09:34

surround yourself with that really make

play09:35

you happy I think that money is not like

play09:37

necessary in order to guarantee

play09:38

happiness but it does make a lot of

play09:40

things easier I don't think that money

play09:41

equals happiness but I do think that

play09:43

money helps a lot in achieving happiness

play09:45

for a lot of people money does lead to

play09:48

the things that can cause happiness a

play09:49

necessary means to the end yeah oh see

play09:52

I'm catching on here like if you have

play09:54

money yes you can buy things that'll

play09:56

make you happy you can even make other

play09:57

people happy but that doesn't mean mean

play09:59

that if you don't have money you're not

play10:00

happy I mean if you're unhappy it won't

play10:02

like make you happy but if you're a

play10:04

happy person it can make you happier sh

play10:06

some people say it doesn't bro but like

play10:08

it you'd be hard pressed to find someone

play10:09

living in like the Hampton that's really

play10:11

upset you know what I'm saying I think

play10:13

Financial stability is really important

play10:14

to feel happy when your basic needs are

play10:16

secured I think after a certain

play10:17

threshold happiness is what you make it

play10:19

I don't think that like you can really

play10:20

be happy if every single day you're

play10:22

worrying about where your next meal is

play10:23

going to come from so I think a better

play10:25

question than does money equal happiness

play10:27

might be how much money do you think

play10:29

need in order to be happy Oh I like that

play10:31

flipping the script on me here you heard

play10:33

it here first folks Harvard approved

play10:35

money does not equal happiness wow I

play10:38

mean the Deep philosophical advice is

play10:40

kind of expected here but seeing just

play10:41

how Frugal these kids are that's some

play10:43

really impressive [ __ ] and I mean

play10:45

considering I gave away all my money

play10:46

last week I need to take some notes and

play10:49

if you want to see me go broke you can

play10:51

check out that video and a bunch of

play10:52

other Harvard videos right here and if

play10:54

you want to join the family of over

play10:55

11,000 subscribers now you can click

play10:58

right here so until then I'm going to

play10:59

try and make back some money here and I

play11:00

will see you guys next week I

play11:04

got I got oh and I have a podcast a

play11:08

podcast [ __ ] it what's the name under

play11:10

the microscope under ooh I like that

Rate This

5.0 / 5 (0 votes)

Related Tags
Студенты Гарвардафинансовые привычкистуденческая жизньзаработок студентоврасходысчастьеденьгигарвардфинансыстуденческий опыт
Do you need a summary in English?