Pandangan Saya Soal Uang Berubah

Summary

In this video, the speaker reflects on life lessons learned over 40 years, with a focus on the importance of reading books, particularly non-fiction, as a way to understand others' minds. The speaker shares insights from the book *Die with Zero* by Bill Perkins, which challenges traditional views on money, retirement, and investment. Key takeaways include prioritizing experiences over savings, making the most of youthful energy, and using time wisely. The speaker also emphasizes the value of learning English and investing in personal development for long-term opportunities.

Takeaways

• 😀 The most resonating life lesson from the speaker's 40 lessons was that reading books, especially non-fiction, is the best way to understand other people's minds.
• 😀 Bill Perkins' book *Die with Zero* challenges traditional beliefs about money, retirement, and saving by advocating for spending money wisely during your lifetime, rather than hoarding it for the end.
• 😀 The first lesson from *Die with Zero* is that the goal of life isn't to save as much money as possible, but to enjoy it while you can.
• 😀 The book encourages people to use their time while they are still productive and healthy, as experiences are best enjoyed when young and energetic.
• 😀 It’s important to invest in experiences rather than material goods—investing in experiences brings more lasting memories and fulfillment.
• 😀 Learning English is highlighted as one of the most valuable investments, as it opens doors to global opportunities and knowledge.
• 😀 Elsa Speak, an AI-powered English-learning app, is recommended as a great tool for improving English speaking skills with personalized lessons and real-time pronunciation feedback.
• 😀 The book advocates for dividing your life into 'time buckets,' where each period of life (e.g., 20-30, 30-40) has specific goals and experiences to aim for.
• 😀 One controversial idea from the book is to give away inheritance while still alive, so it can be used meaningfully by family or charity before you pass away.
• 😀 Investing in your skills, like learning a language, when you’re young can give you decades to enjoy the benefits, such as international networking and career opportunities.

Q & A

What is the key takeaway from the speaker's lesson about reading books?

The speaker emphasizes that reading non-fiction books is one of the best ways to understand other people's minds, as books provide condensed knowledge from years of research and experience. This insight resonated most with the audience.

What is the core argument of the book 'Die with Zero' by Bill Perkins?

The book argues that life should not be about saving as much money as possible for the future. Instead, the goal is to enjoy life and spend money wisely to maximize experiences, with the idea that you should die with zero money left.

How did the speaker's view on retirement change after reading 'Die with Zero'?

The speaker's perspective on retirement shifted, as the book challenged the idea of saving for retirement until death. The argument suggests that instead of hoarding money for retirement, you should enjoy life while you're healthy and able.

What does Bill Perkins suggest about spending money and time in your younger years?

Bill Perkins advocates for spending money and using time wisely while you're still young and healthy. He believes that many people postpone their happiness and experiences until they retire, but by then it might be too late to fully enjoy life.

How does the speaker feel about spending money on experiences versus material goods?

The speaker prefers to spend money on experiences that create lasting memories, such as engaging with others or visiting art exhibitions, rather than purchasing material goods like books.

Why does the speaker emphasize learning English?

The speaker believes that learning English opens doors to a vast array of opportunities, including international work, networking, and access to a larger pool of knowledge, especially through English-language books and content.

How does Elsa Speak help with learning English?

Elsa Speak is an AI-based application that provides real-time pronunciation feedback, allowing users to practice speaking English through real-life simulations and roleplays, making it an effective tool for improving English communication skills.

What role does investing in personal skills, like English, play in long-term success?

Investing in skills like English can lead to long-term benefits, such as increased self-confidence, greater job opportunities, and the ability to engage with a global network of people, which can be invaluable for both career and personal growth.

What is the 'time bucket' concept introduced in 'Die with Zero'?

The 'time bucket' concept involves dividing your life into distinct periods (e.g., ages 20-30, 30-40, etc.) and focusing on specific goals or experiences during each phase. This helps to plan your life and ensure you make the most of each stage, such as traveling while you're young or spending time with family as you grow older.

Why does the speaker find the idea of giving an inheritance while still alive controversial?

The speaker finds the idea of giving an inheritance while still alive controversial because it challenges traditional thinking about saving money for the future. The book suggests that giving money to loved ones or charities while they still need it can be more meaningful than waiting until after death.