PROFIL KOPERASI BMI : Model BMI Syariah Menuju Peradaban Baru Koperasi Indonesia

Summary

The video highlights the efforts of Koperasi Syariah Benteng Micro Indonesia (BMI) in fostering a cooperative-driven economy in Indonesia, particularly in Tangerang. Rooted in the vision of Indonesia's founding father Bung Hatta, the cooperative focuses on building self-sustaining economic models that empower communities. BMI has achieved significant milestones, including the development of housing programs and financial services, contributing to local economic growth. The cooperative is also expanding into various sectors like finance, education, and health, aiming to create a more equitable and just economy. With support from local government and a clear vision for the future, BMI is positioning itself as a leader in Indonesia's cooperative movement.

Takeaways

• 😀 The BMI operation aims to build a new paradigm for cooperatives in Indonesia, focusing on collective efforts and distancing from individualism.
• 😀 The Benteng Micro Indonesia cooperative was recognized for its achievements in creating a housing grant program and advocating for the concept of 'ready-to-move' homes.
• 😀 The cooperative was awarded two prestigious recognitions for its role in pioneering housing grants and promoting the spirit of Bung Hatta's economic vision from 1946.
• 😀 The initiative was influenced by the Grameen Bank model, developed by Professor Muhammad Younus from Bangladesh, with a focus on microfinance for small businesses.
• 😀 The cooperative system in Indonesia adapted the Grameen Bank's model into a financial service called LPPOM-KM, introduced in Tangerang and later expanded across the country.
• 😀 In 2013, the cooperative officially became a legal entity, transforming into a Sharia financial cooperative under the name QPMC, later rebranded as Benteng Micro Indonesia in 2015.
• 😀 The government of Tangerang recognizes and appreciates the contributions of Benteng Micro Indonesia to local economic development and community empowerment.
• 😀 The cooperative has helped build 186 affordable housing units in Tangerang, highlighting its commitment to supporting the local community.
• 😀 The core principles of Benteng Micro Indonesia focus on independence, character building, and dignity in the provision of financial services in line with Islamic law.
• 😀 The organization seeks to expand its cooperative system into various sectors including consumer goods, finance, and manufacturing, with the aim of empowering local businesses and achieving economic equality.

Q & A

What is the main goal of BMI in the context of cooperatives?

The main goal of BMI (Benteng Micro Indonesia) is to build a new paradigm for cooperatives in Indonesia, promoting a collective economic model based on cooperation and mutual assistance, distancing from individualism.

What are the key achievements of BMI as mentioned in the script?

BMI has been recognized for its pioneering efforts in two areas: implementing a program for ready-to-occupy houses and introducing the cooperative model for housing, which aligns with Bung Hatta's vision expressed in the 1946 Yogyakarta Economic Conference.

What is the role of Koperasi Syariah Benteng Micro Indonesia?

Koperasi Syariah Benteng Micro Indonesia works with a system of savings, loans, and financing, supporting members’ economic independence through services aligned with Islamic principles, including zakat, infak, and wakaf.

How did BMI’s model of financial services evolve?

BMI initially followed the Grameen Bank model, which was introduced by Professor Mansyur MS in Indonesia, and later transformed into a legal cooperative entity, evolving into Koperasi Simpan Pinjam dan Pembiayaan Syariah Benteng Micro Indonesia in 2015.

What is the significance of the recognition given by the Museum Rekor Dunia Indonesia?

The recognition from the Museum Rekor Dunia Indonesia was awarded to BMI for its innovative housing programs, specifically the ready-to-occupy houses and the cooperative-driven approach to providing housing, aligning with Bung Hatta's cooperative vision.

What is the impact of BMI on the local community in Tangerang?

BMI has contributed to the local community in Tangerang by building 186 housing units, offering financial services, and supporting economic development through cooperative principles, benefiting the people in the region.

What are the principles that guide BMI’s cooperative model?

BMI’s cooperative model is guided by principles of mutual assistance, charity (sedekah), financing, saving, and investment, all of which adhere to Islamic Sharia principles. This model focuses on creating sustainable economic development and empowerment.

How does BMI view the future of cooperatives in Indonesia?

BMI envisions cooperatives as a driving force for economic growth and equity in Indonesia, with a focus on creating self-sufficient, professional, and dignified cooperatives that will play a leading role in the national economy.

What types of cooperatives are being developed by BMI in various sectors?

BMI is developing cooperatives in multiple sectors, including consumer services (Koperasi Konsumen Benteng Muamalah Indonesia), financial services (Koperasi Syariah Benteng Micro Indonesia), and manufacturing (Koperasi Benteng Manufaktur Indonesia), all with the aim of fostering equitable economic growth.

How does BMI plan to expand its cooperative initiatives?

BMI plans to expand by establishing secondary cooperatives under the holding company, such as Koperasi Sekunder Benteng Madani Indonesia, with a goal to create a network of cooperatives in various sectors, all working together to promote shared prosperity.