Building A Monster Dividend Portfolio In Singapore At Age41! Revealing My Dividend Portfolio In 2025

Summary

In this video, the creator shares an in-depth look into their dividend portfolio, showcasing various stocks and REITs they’ve invested in for passive income. The video covers a diverse range of companies, including Bowit Singapore, Capital Land Investment, and Fraser Cenmo Trust, offering insights into both successful and underperforming investments. Through transparency and personal experience, the creator highlights lessons learned from market ups and downs, emphasizing the importance of patience and diversification in the journey to building a steady dividend income for retirement. The portfolio's total projected dividend income for the year is over $31,000.

Takeaways

• 😀 The speaker is sharing their personal journey of building a passive income portfolio through dividends, with a focus on education and inspiration rather than specific buy or sell recommendations.
• 😀 Bowit Singapore is a long-term holding, and the speaker remains optimistic about its potential to break out from its $15 share price peak, with a projected dividend income of $3,520 for the year.
• 😀 Capitaland Investment is a recent addition to the portfolio, chosen for its exposure to China and its role as a sponsor for many local REITs, with an expected dividend income of $2,400 for the year.
• 😀 Capitaland Escort Trust has been a disappointing performer, with a 7% dividend yield but recent cuts to dividends. The speaker holds onto it as their primary exposure to travel-related properties.
• 😀 Deli Limited is experiencing difficulties due to rising cocoa prices, which have negatively impacted profitability. Despite a dividend cut, the speaker holds on in hopes of a price recovery, with a projected dividend of $2,160 for the year.
• 😀 Fraser Cenoy Trust has shown significant recovery, and the speaker increased their position in it. Expected dividend income from this holding is $2,843 for the year.
• 😀 IFAS Cor, which the speaker began investing in 2024, has experienced a decline in profit guidance. Despite this, the speaker remains optimistic due to its sticky B2B segment, with an expected dividend of $678 for the year.
• 😀 Kimi is a resilient company in the coffee shop sector, but its growth potential has been limited post-COVID. The speaker is awaiting the next growth phase, with an expected dividend of $1,000 for the year.
• 😀 Maple Tree Industrial Trust is facing challenges in its US data centers, which are affecting its share price and dividend growth. The speaker projects $6,035 in dividend income for the year from this holding.
• 😀 Maple Tree Pan Asia Commercial Trust (MPACT) is a distressed asset in the portfolio due to issues at the Festival Walk mall. The speaker forecasts a conservative dividend of $1,770 for the year and acknowledges the risks of holding onto the asset.
• 😀 The speaker's portfolio consists of a mix of stable dividend-paying stocks and higher-risk growth opportunities, including BYD and Malaysia Smelting Corporation, with the total projected dividend income for the year being $31,101, or about $2,500 per month.

Q & A

What is the primary focus of the portfolio shared in the video?

The primary focus of the portfolio is building passive income through dividends, specifically for retirement. The video emphasizes educational purposes rather than providing buy or sell recommendations.

Why is Bowit Singapore a part of the portfolio?

Bowit Singapore has been part of the portfolio for several years, with the investor being optimistic about its potential due to its successful contracts during the pandemic. The company currently has a dividend yield of around 5%, and the investor expects it to break past its $15 share price peak.

What is the reason behind the investor's decision to add Capital Land Investment to their portfolio?

The investor added Capital Land Investment for exposure to China, as the company has properties there. They are optimistic that if China’s economy improves and local REITs recover, Capital Land Investment could be undervalued.

What led to the investor's disappointment with Capitaland Escort Trust?

The investor had high hopes for Capitaland Escort Trust as an investment linked to post-pandemic travel. However, the company’s share price has been declining, causing regret compared to the growth seen by other companies like Booking.com.

What is the main issue affecting Deli Limited's performance?

Deli Limited has been struggling due to the high cost of cocoa, which has increased its cost of goods sold, impacting profitability. This, in combination with the company recently cutting its dividends, has negatively affected its performance.

Why is the investor still holding onto Deli Limited despite the challenges?

The investor is holding onto Deli Limited in hopes that cocoa prices will normalize and that the company will recover. They are also considering the possibility that the company is still maintaining its market share in Indonesia.

What is the projected dividend income from Fraser Centrepoint Trust?

The investor has projected earning $2,843 from Fraser Centrepoint Trust, based on a dividend payout of 12.1 cents per share for the year.

What led to the investor's disappointment with IFAS Corporation?

The disappointment with IFAS Corporation arose when the company lowered its profit guidance for its Hong Kong unit, resulting in a 12% drop in share price. The investor is tracking the company closely but remains optimistic about its B2B segment.

What are the current challenges faced by Maple Tree Industrial Trust?

Maple Tree Industrial Trust is facing challenges with its U.S. data centers, which are seeing reduced profitability. The overall sentiment is affected by this, and the company’s growth prospects are uncertain, especially with the potential for increased non-renewals.

Why did the investor cut losses on Maple Tree Pan Asia Commercial Trust (MPACT)?

The investor decided to cut losses on MPACT due to ongoing issues with Festival Walk in Hong Kong, which was underperforming. Despite some reports predicting recovery, the investor remained cautious due to the continued challenges.