CARA INVESTASI SAHAM SYARIAH UNTUK PEMULA - PERSYARATAN BELI SAHAM

EXTRA CASH INDONESIA

30 Apr 202110:31

Summary

TLDRThis video script offers a beginner's guide to investing in Shariah-compliant stocks, dispelling myths about the high capital required for stock investments. It introduces two types of Shariah stocks, provides examples of companies listed on the Jakarta Islamic Index, and suggests low initial deposit brokers for starting investment. The script also covers the registration process with brokers, necessary documents, and emphasizes the importance of researching company performance before investing. It concludes by encouraging diversification of investments and exploring additional income-generating opportunities through the provided links.

Takeaways

📈 Investing in Shariah-compliant stocks is an alternative to saving money and can provide returns through dividends and capital gains.
💡 The perception that stock investments require a large amount of money and are only for the wealthy is a myth; you can start with a modest capital.
🏦 There are two types of Shariah-compliant stocks: those issued by companies that are Shariah from the start, and those that meet Shariah criteria despite not being registered as Shariah companies.
📋 The Jakarta Islamic Index (JII) lists Shariah-compliant companies, and the script suggests looking at their performance over the past five years, including revenue, profit, and market capitalization.
🔍 Before investing, research the company's performance and ensure it has a proven track record of consistent profitability.
📝 To start investing, you need to register with a securities company or broker, ensuring they are licensed by the Financial Services Authority (OJK) and registered with the Indonesia Stock Exchange.
💼 Some brokers offer low initial deposit requirements, such as IndoPremier Securities with no minimum deposit and Profindo International Securities with a minimum of 100,000 Rupiah.
📑 Opening a securities account generally requires documents like a copy of your ID card, tax identification number, and a minimum of two 6,000 Rupiah stamps.
🏦 A Rekening Deposito (RD) is needed for facilitating stock transactions, and different banks offer different minimum balance requirements for RDs.
🌐 The script encourages viewers to subscribe and like the channel for more tips on earning additional income and to check the links in the description for more resources.
💡 Diversification is key in investing; it's suggested not to put all your money into stocks but also consider savings, Shariah deposits, and business capital.

Q & A

What is the main topic discussed in this video script?
-The main topic discussed in this video script is how to invest in Sharia-compliant stocks for beginners.
Why might someone be hesitant about investing in stocks?
-Some people might be hesitant about investing in stocks due to fear of involvement in companies that might engage in activities against their religious beliefs, such as those that involve riba (usury).
What are the two types of Sharia-compliant stocks mentioned in the script?
-The two types of Sharia-compliant stocks mentioned are stocks based on Sharia (where the company is a Sharia company from the start) and stocks that comply with Sharia principles (where the company is not registered as a Sharia company but meets certain criteria).
What is the Jakarta Islamic Index (JYJ) and why is it significant in this context?
-The Jakarta Islamic Index (JYJ) is a list of Sharia-compliant stocks. It is significant because it provides examples of companies that are considered halal investments.
What are some of the benefits of investing in Sharia-compliant stocks?
-Investing in Sharia-compliant stocks offers financial benefits such as potential dividends and capital gains from the increase in stock prices, as well as peace of mind knowing that the investment aligns with religious principles.
How much capital is needed to start investing in stocks according to the script?
-According to the script, one can start investing in stocks with a small amount of capital, even just a few hundred thousand rupiahs.
What are the steps to register with a securities company or broker for stock investment?
-The steps include researching and choosing a broker with a low initial deposit requirement, ensuring the broker is licensed by the Financial Services Authority (OJK), and registered with the Indonesia Stock Exchange. Then, one needs to provide necessary documents such as a copy of their ID, tax ID, and bank book cover, along with a minimum of two 6,000 rupiah stamps.
What are some of the brokers mentioned in the script that offer low initial deposits for stock accounts?
-Some brokers mentioned in the script with low initial deposits include IndoPremier Securities, which offers account opening without an initial deposit, Profindo International Securities with a minimum deposit of 100,000 rupiah, and RHB Securities Indonesia, which also requires a 100,000 rupiah initial deposit.
What is the role of a 'Rekening Deposito' (RD) in stock investment?
-A 'Rekening Deposito' (RD) is used to facilitate the transaction of buying and selling stocks. It is a special account for capital market transactions, separate from regular savings accounts.
What advice does the script give regarding diversification of investments?
-The script advises diversifying investments, suggesting that while some money can be invested in stocks, it is also wise to have some in savings, some in Sharia deposits, and some as business capital.
How can viewers find more information about additional ways to earn extra money mentioned in the script?
-Viewers can visit the channel, click on the various links provided in the description, and subscribe to the channel for more information on additional ways to earn extra money.

Outlines

00:00

📈 Introduction to Shariah Stock Investment for Beginners

This paragraph introduces the topic of investing in Shariah-compliant stocks for beginners. The speaker discusses the process of registration and purchasing of shares, provides examples of companies that are considered Shariah-compliant, and mentions the benefits of investing in stocks, such as receiving dividends and potential capital gains from the increase in share prices. The speaker also dispels the myth that stock investment requires a large amount of money and is only for the wealthy, highlighting that with a small initial capital, one can start investing in stocks. Additionally, the paragraph includes a call to action for viewers to subscribe and like the channel, and mentions a link in the description for tips on monetizing on YouTube and additional resources for supplementary income and savings.

05:00

💼 Steps to Purchase Stocks and Broker Information

The second paragraph outlines the steps required to purchase stocks, emphasizing the need to register with a securities company or broker. It provides examples of brokers with low initial deposit requirements, such as IndoPremier Sekuritas, Profindo International Securities, and RHB Sekuritas Indonesia, detailing their initial deposit amounts and additional services like margin facilities. The paragraph also explains the general requirements for opening a securities account, including copies of identity documents, bank statements, and the need for stamps. Furthermore, it touches on the importance of researching the performance of companies before investing and the benefits of diversifying investments across different financial instruments like savings, Shariah deposits, and stocks.

10:03

🚀 Exploring Additional Income Opportunities and Channel Promotion

In the final paragraph, the speaker invites viewers to explore other methods of earning additional income by visiting their channel and clicking on the various links provided in the description. The speaker also encourages viewers to subscribe to the channel for more content. This paragraph serves as a conclusion to the video, summarizing the episode's focus on finding supplementary income sources and promoting the channel's offerings.

Mindmap

Keywords

💡Investment

Investment refers to the act of committing money or capital to an endeavor with the expectation of obtaining a profit. In the context of the video, it is about investing in Sharia-compliant stocks for beginners, which is the central theme of the video. The script mentions that investing in stocks is an alternative to letting money sit idle, which can be eroded by inflation.

💡Sharia-compliant stocks

Sharia-compliant stocks, also known as Halal stocks, are shares in companies that operate in accordance with Islamic law, avoiding interest-based transactions and other activities prohibited by Sharia. The video discusses the benefits of investing in such stocks, emphasizing that they can provide both financial returns and peace of mind due to their ethical alignment with religious principles.

💡Inflation

Inflation is the rate at which the general level of prices for goods and services is rising, and subsequently, the purchasing power of currency is falling. The script uses inflation as a reason why simply saving money may not be the best option, as the value of idle money can decrease over time, making investment a more attractive alternative.

💡Dividends

Dividends are payments made by a corporation to its shareholders, usually as a distribution of profits. The video script explains that by investing in stocks, one can receive dividends regularly, which is a form of passive income derived from being a part-owner of the company.

💡Capital gains

Capital gains refer to the increase in value of an asset, such as stocks, over time. The script mentions that if the price of the stock increases significantly from the time of purchase, investors can sell their shares and profit from the difference in price, which is a form of capital gains.

💡Broker

A broker is an individual or firm that arranges transactions between a buyer and a seller. In the context of the video, a broker refers to a securities company that facilitates the buying and selling of stocks. The script provides examples of brokers with low initial deposit requirements, which is important for beginners who want to start investing with a small amount of capital.

💡Initial deposit

The initial deposit is the amount of money required to open an account or to start a particular investment. The video script discusses different brokers that have varying initial deposit requirements, with some offering accounts with no minimum deposit, making it more accessible for beginners to start investing.

💡Margin

Margin in stock trading refers to the practice of borrowing money from a broker to purchase securities. The script mentions RHB Securities as an example of a broker that offers margin facilities, allowing investors to trade with more capital than they have in their account, although it also cautions about the associated risks and costs.

💡Jakarta Islamic Index (JII)

The Jakarta Islamic Index (JII) is a stock market index that tracks the performance of Sharia-compliant companies listed on the Indonesia Stock Exchange. The video script uses JII as an example to show a list of Halal stocks, indicating companies that are considered to be operating in accordance with Islamic principles.

💡Financial Authority (OJK)

The Otoritas Jasa Keuangan, or Financial Services Authority in English, is the regulatory body overseeing the financial services sector in Indonesia, including the capital market. The script mentions that brokers must be licensed by the OJK and registered with the Indonesia Stock Exchange to operate legally.

💡Diversification

Diversification is a risk management strategy that involves spreading investments across various financial instruments, industries, or other categories to reduce the overall risk. The video script advises viewers to diversify their investments, not putting all their money into stocks alone, to mitigate potential risks and ensure a more stable financial portfolio.

Highlights

Introduction to investing in Shariah-compliant stocks for beginners.

Explanation on how to register and buy stocks.

Examples of companies that qualify as Shariah-compliant.

The importance of a small initial capital for investing.

Misconceptions about investing requiring large amounts of money.

Introduction to Shariah-compliant stocks and their benefits.

Two types of Shariah-compliant stocks recognized in the Indonesian capital market.

Criteria for a company to be considered Shariah-compliant.

List of Shariah-compliant stocks based on the Jakarta Islamic Index (JII).

How to find brokers with low initial deposit requirements.

Examples of brokers with low initial deposit requirements.

Document requirements for opening a securities account.

The process of opening a securities account with a broker.

Different types of bank accounts that facilitate stock transactions.

Advice on researching company performance before investing.

Importance of diversifying investments beyond just stocks.

Encouragement to subscribe for more ways to earn additional income.