DÍVIDA DE MAIS DE 800 MIL REAIS QUITADA COM 42 MIL? Como ela fez isso? Passo a passo pra você copiar

Summary

In this video, Simone shares her inspiring journey of overcoming a massive debt of over 800,000 reais, managing to settle it with just 42,000 reais. She explains how she navigated the complex process of negotiation with banks, learning new financial strategies through an online training program called 'Jornada'. Simone's transformation highlights the importance of mindset and knowledge in tackling financial challenges. The video also promotes the 'Jornada' program, emphasizing its potential to change people's financial habits and improve their financial health.

Takeaways

• 😀 Simone had a debt of over 800,000 reais and managed to pay it off with only 42,000 reais through smart negotiation and strategies.
• 😀 The speaker offers an online training program with a focus on financial education, helping people overcome debt and improve their financial situations.
• 😀 Despite initially paying installments for years, Simone struggled with high interest rates and found her debt growing instead of shrinking.
• 😀 Simone's turning point came when she realized the importance of mindset change and learning financial knowledge through the training program.
• 😀 The training program, called 'Jornada,' taught Simone key concepts like financial management, negotiation, and the rights of debtors.
• 😀 Simone faced emotional struggles, feeling like a criminal due to her debt, but the journey helped her break free from that mindset.
• 😀 Learning how to negotiate with banks and understanding the rules of debt management were crucial to Simone's success in reducing her debt.
• 😀 Simone successfully negotiated with the banks by documenting all communications and seeking help from the central bank, which led to significant discounts on her debt.
• 😀 Simone emphasizes that overcoming debt is a long and emotional process that requires perseverance, preparation, and emotional resilience.
• 😀 The speaker encourages viewers to join the 'Jornada' program to learn essential skills for financial independence and investing, with testimonials from past students like Simone.

Q & A

What was Simone's initial debt amount?

Simone initially had a debt of over 800,000 reais.

How much did Simone end up paying to settle her debt?

Simone managed to settle her debt with 42,000 reais.

Did Simone's debt amount include interest?

Yes, the 800,000 reais debt amount included interest over the years, making the total much higher than the original value.

What method did Simone use to reduce her debt?

Simone used strategic negotiations with the banks, including registering all communication and escalating the issue to the Central Bank.

How long did Simone struggle with her debt before finding a solution?

Simone struggled with her debt for about 10 years before finding a solution.

What key factor helped Simone change her approach to managing her debt?

The key factor was the 'Jornada' training program, which changed Simone's mindset and taught her financial management and negotiation skills.

What specific lesson from the 'Jornada' training helped Simone the most?

The lesson on financial planning and understanding her rights as a debtor was pivotal. It helped her stop seeing herself as a criminal and instead focus on solving her debt.

How did Simone approach the banks during her debt negotiations?

Simone approached the banks by being assertive, recording all interactions, and escalating the issue to the Central Bank when the banks were not cooperating.

What role did the 'Jornada' play in Simone's debt recovery?

The 'Jornada' training provided Simone with the tools to understand her financial situation, how to negotiate with banks, and how to manage her money effectively.

How did Simone manage to reduce her living costs while increasing her income?

Simone drastically reduced her living expenses and increased her income by working through the strategies learned in the 'Jornada' program.