O que é a conta PJ do Nubank? Entenda o que ela oferece | Nu Apresenta

Nubank

11 Aug 202303:49

Summary

TLDRThe video script introduces the Nubank PJ account, designed for formal businesses in Brazil. Launched in 2019, it offers a practical, transparent, and reliable solution for entrepreneurs. The account has no maintenance fees and includes a debit and credit card for business expenses. It also provides free Pix transactions and an assistant for managing payments and reminders. Entrepreneurs can create payment links, receive payments via boleto or Nubank Pay, and track sales through the app. The account is suitable for various business types and requires all partners or administrators to have a Nubank account. The script highlights the convenience and features that simplify business management.

Takeaways

🛠️ Mixing personal and business accounts is a common problem for entrepreneurs in Brazil.
📱 Nubank's PJ account helps solve business challenges with simple mobile app features.
💼 The PJ account was created in 2019 for formal businesses in Brazil, providing a practical and reliable account.
💳 It offers a business debit and credit card to manage all business expenses in one place.
🔄 The PJ account includes free Pix transactions for both receiving and making payments.
📅 The payment assistant feature reminds you of bills to pay, allows scheduling recurring Pix payments, automatic debits, and setting reminders.
🔗 Users can create payment links directly in the Nubank app for easy online sales without an e-commerce platform.
📧 You can also issue payment invoices or use the Nubank's payment solution for immediate credit transactions at the lowest market rate.
📊 The 'My Sales' section in the app helps manage all business payments and track customer payment statuses.
🧑‍💼 The PJ account is available for various types of businesses, including limited companies, individual real estate businesses, and law firms.

Q & A

What is the main issue discussed in the video script?
-The main issue discussed is the common problem of mixing personal and business accounts, especially for entrepreneurs in Brazil.
What is the solution presented in the script to the problem of mixing personal and business accounts?
-The solution presented is the Nubank PJ account, which is designed to help separate personal and business finances with ease.
When was the Nubank PJ account created?
-The Nubank PJ account was created in 2019.
Who is the Nubank PJ account designed for?
-It is designed for those with a formal business in Brazil, specifically for legal entities.
What are the features of the Nubank PJ account that make it practical for business owners?
-The Nubank PJ account offers no maintenance fees, a business debit and credit card, and free Pix transactions for both receiving and making payments.
How does the payment assistant feature of the Nubank PJ account help with business finances?
-The payment assistant reminds users of bills they need to pay, allows scheduling of recurring Pix payments, setting up automatic debit payments, and creating payment reminders.
What are the benefits of using the Nubank app for receiving payments?
-The app allows business owners to create direct payment links, receive payments online without needing an e-commerce platform, and issue bills of exchange or use Nubank Pay for credit payments.
What is Nubank Pay and how does it help with customer payments?
-Nubank Pay is a solution that allows sending credit payments in cash or installments to customers who also have a Nubank account, with the lowest market fee.
What is the 'Minhas Vendas' section in the Nubank app and how does it help business owners?
-The 'Minhas Vendas' section is an app feature that allows business owners to manage all payments made through the PJ account, track customer payments, and get assistance if needed.
What types of businesses can open a Nubank PJ account?
-Businesses such as limited companies, individual proprietorships, real estate businesses, and sole proprietorships of advocacy can open a Nubank PJ account.
What is required for businesses with multiple partners to open a Nubank PJ account?
-For businesses with multiple partners, all partners and administrators must have a personal Nubank account.

Outlines

00:00

🚀 Introduction to Nubank's PJ Account

The script introduces the common issue of mixing personal and business accounts, especially for entrepreneurs in Brazil. It highlights the solution provided by Nubank's PJ account, which was launched in 2019 for formal businesses or legal entities. The account aims to offer a practical, transparent, and reliable financial management tool for entrepreneurs to focus on their business growth. Key features include no maintenance fees, a business debit and credit card, and free transactions for both receiving and making payments.

📅 Nubank PJ Account's Payment Assistant

The script explains the payment assistant feature of Nubank's PJ account, which helps entrepreneurs organize their business payments. It reminds users of bills due for payment and those issued on their CNPJ. The feature also allows for scheduling recurring payments, setting up automatic debits, and creating payment reminders to ensure timely bill payments for the business.

💻 Facilitating Business Receipts with Nubank PJ

The script details how Nubank PJ account facilitates business receipts, enabling entrepreneurs to create direct payment links via the Nubank app. This feature allows for online payments without the need for an e-commerce platform. Additionally, the account supports receiving payments through issued bills of exchange or using Nubank Pay, which allows for sending credit or installment payment requests to clients who also have a Nubank account, with the lowest market fee for such transactions.

📊 My Sales Area for Business Management

The script introduces the 'My Sales' area within the Nubank app, designed for entrepreneurs to manage all payments made through various payment methods of their PJ account. This area allows business owners to track whether clients have made payments or if there are any pending issues that require assistance.

👤 Human Support and Eligibility for Nubank PJ Account

The script mentions the availability of human support for the Nubank PJ account, provided seven days a week. It also outlines who can have a Nubank PJ account, targeting entrepreneurs with limited liability companies, individual real estate businesses, and sole proprietorship law firms. Companies with more than one partner can also open a PJ account, provided all partners and administrators have a Nubank account. The script ends with an invitation to share the video with entrepreneurial friends and a sign-off.

Mindmap

Keywords

💡Conta PJ do Nubank

The 'Conta PJ do Nubank' is a specific type of business account designed for formal businesses in Brazil, introduced in 2019. It is central to the video's theme as it offers a practical, transparent, and reliable solution for entrepreneurs to manage their business finances. The script mentions that this account facilitates routine tasks and business management, emphasizing its importance in the context of the video.

💡Empreendedor

The term 'Empreendedor' refers to an entrepreneur, which is a key demographic for the Conta PJ do Nubank as highlighted in the video. Entrepreneurs are individuals who start and run their own businesses, and the video script discusses how the Nubank account can assist them in overcoming common financial management challenges.

💡Tarifa de manutenção

In the context of the video, 'Tarifa de manutenção' translates to 'maintenance fee'. The script emphasizes that the Conta PJ do Nubank does not have a maintenance fee, which is a significant benefit for business owners as it reduces their operational costs.

💡Cartão empresarial

The 'Cartão empresarial' is a business card offered with the Conta PJ do Nubank. It is used for both debit and credit transactions, allowing business owners to consolidate all business-related expenses and purchases in one place, which is a key feature discussed in the video to simplify business financial management.

💡Pix

Pix is a real-time payment system in Brazil that allows for quick and easy transactions. The video script mentions that the Pix with Conta PJ do Nubank is free for both receiving and making payments, showcasing its utility in streamlining business financial transactions.

💡Assistente de pagamento

The 'Assistente de pagamento' or 'payment assistant' is a feature of the Conta PJ do Nubank that helps business owners organize their accounts payable and other company payments. The script describes how it reminds users of due bills and allows for scheduling recurring payments, which is crucial for managing cash flow and avoiding late fees.

💡Links de pagamento

The term 'Links de pagamento' refers to 'payment links', which are a feature of the Nubank app allowing for direct payments. The video script explains that business owners can create these links through the app, enabling online sales without the need for an e-commerce platform.

💡Boleto de cobrança

A 'Boleto de cobrança' is a bill of exchange used in Brazil for collecting payments. The video script mentions that business owners can issue a boleto through the Conta PJ do Nubank, providing a traditional method for receiving payments from customers.

💡Nu Pagamento

Nu Pagamento is a payment solution offered by Nubank, allowing businesses to send credit card charges for immediate payment or installment plans. The script highlights that this feature is beneficial for entrepreneurs who want to offer their customers flexible payment options.

💡Minhas Vendas

The 'Minhas Vendas' or 'My Sales' section in the Nubank app is a dashboard where business owners can manage and track all payments made through various payment methods linked to their Conta PJ. The script describes how this feature helps in monitoring customer payments and addressing any doubts or assistance needed.

💡Atendimento humano

The term 'Atendimento humano' translates to 'human customer service', which the video script mentions is available seven days a week for the Conta PJ do Nubank. This service is important for entrepreneurs as it provides personalized support and assistance in managing their business finances.

Highlights

The transcript discusses the common problem of mixing personal and business accounts, especially in Brazil.

Introduction of Nubank's Conta PJ, designed to solve the issue of account mixing for entrepreneurs.

Conta PJ was created in 2019 for formal businesses in Brazil, specifically for people jurídicas.

The account aims to be practical, transparent, and reliable, focusing on the business itself.

No maintenance fee for Conta PJ, offering a business debit and credit card.

Pix transactions with Conta PJ are free for both receiving and making payments.

The payment assistant feature helps organize supplier accounts and other business payments.

Reminders for payments and scheduling recurring Pix payments are available.

Ability to create direct payment links through Nubank's app for online sales.

Receiving payments can be done through various methods such as direct app payments, boleto, or Nubank Pay.

Nubank Pay allows sending credit or installment payments to clients who also have a Nubank account.

Instant receipt of payments with the lowest market fee.

Area 'Minhas Vendas' in the app for managing all payments made through Conta PJ.

Human support for Conta PJ is available seven days a week.

Eligibility for Conta PJ includes entrepreneurs with limited companies, individual businesses, real estate, and sole proprietorship law firms.

Companies with more than one partner can also open a Conta PJ if all partners and administrators have a Nubank account.

Encouragement to share the video with entrepreneurial friends.