Beginilah Cara Bayar Zakat Tijarah (Zakat Perdagangan atau Perniagaan) | KH Zahro Wardi

Summary

This video explains the rules and procedures for zakat tijarah, a type of business zakat. It covers the items that need to be calculated for zakat, such as trade goods and circulating capital, and outlines that zakat tijarah is paid annually at the end of the business year, not during Ramadan. The speaker differentiates zakat tijarah from zakat on gold, explaining the use of the nisab value of 85 grams of gold. The zakat amount is 2.5% of the business assets, and the zakat is distributed to the eight Qur'anic categories of recipients. The session concludes with a reminder for proper zakat distribution.

Takeaways

• 😀 Zakat Tijarah is a part of Zakat Mal, specifically related to business transactions.
• 😀 Zakat Tijarah applies to entrepreneurs who engage in trade or business to earn profit through transactions.
• 😀 Zakat Tijarah should be calculated at the end of each business year, not together with Zakat Fitrah.
• 😀 Only the goods intended for resale and the money used to support the business should be included in the zakat calculation, not the assets like vehicles or infrastructure.
• 😀 Zakat Tijarah is different from Zakat Emas (gold), though both have the same Nisab threshold. Zakat Tijarah only considers the value at the end of the year.
• 😀 The calculation for Zakat Tijarah should include both cash and goods in stock, but only their value at the end of the year is considered, regardless of fluctuations throughout the year.
• 😀 The Nisab threshold for Zakat Tijarah is considered to be equivalent to 85 grams of gold or its cash value.
• 😀 Zakat Tijarah is calculated at 2.5% of the total value of business assets at the end of the year.
• 😀 Entrepreneurs must calculate and pay Zakat Tijarah at the end of their business year, which may differ from the Islamic calendar (e.g., Muharram to Muharram).
• 😀 Zakat funds should be distributed according to the 8 categories outlined in the Quran, with an emphasis on supporting the poor, needy, and other eligible groups in society.

Q & A

What is Zakat Tijarah?

Zakat Tijarah is a type of zakat that applies to business or trade activities. It is part of Zakat Mal and involves the obligation to give zakat on the profits earned from commercial transactions, such as buying, selling, and renting goods or services.

How does Zakat Tijarah differ from Zakat Fitrah?

Zakat Fitrah is an obligatory charity given during Ramadan, aimed at purifying individuals from sins, while Zakat Tijarah is given based on the income from business activities and is due once a year, at the end of the trading year.

What should be calculated when determining the amount for Zakat Tijarah?

When calculating Zakat Tijarah, the assets that should be considered include both the capital (money) and the goods that are being traded. Items like business assets, transportation vehicles, or display units are not included in the calculation.

When should Zakat Tijarah be paid?

Zakat Tijarah should be paid at the end of each business year, which is determined based on the start of the business activities, not necessarily coinciding with the time of Zakat Fitrah. It is calculated annually.

Does the value of assets fluctuate throughout the year affect the obligation to pay Zakat Tijarah?

No, even if the value of assets fluctuates during the year, Zakat Tijarah is calculated based on the value of assets at the end of the year. The business owner should pay Zakat if the value of assets meets the nisab (minimum threshold).

What is the nisab for Zakat Tijarah?

The nisab for Zakat Tijarah is equivalent to the value of 85 grams of gold. If the total value of business assets at the end of the year reaches this amount, the business owner is required to pay Zakat.

How much Zakat is due when a business reaches the nisab?

The Zakat due on business assets that meet the nisab is 2.5% of the total value of the assets. For example, if the total value of the assets is 100 million, the Zakat due would be 2.5 million.

Where should Zakat Tijarah be distributed?

Zakat Tijarah should be distributed to the eight categories of beneficiaries mentioned in the Quran, similar to Zakat Fitrah. These categories include the poor, the needy, and those working in the cause of Allah, among others.

Can a person with fluctuating business assets still be obligated to pay Zakat Tijarah?

Yes, even if a business experiences fluctuations in its assets, the obligation to pay Zakat Tijarah is based on the value at the end of the year. If it meets the nisab, the business owner is required to pay the Zakat.

What is the significance of the business cycle for Zakat Tijarah?

The business cycle is important because Zakat Tijarah is calculated annually, based on the assets at the end of the business year. This ensures that businesses are only required to pay Zakat after completing a full trading year.