My honest advice to someone who wants financial freedom

Summary

在这段视频中，Ali分享了他对于如何实现财务自由的深刻见解。他首先强调了明确为何追求财务自由至关重要，因为金钱和财务自由都是心理和社会构建。Ali通过与一位名叫John的教师的对话，展示了如何设定具体目标，并逆向工程化实现这一目标的计划。他提出，许多人在没有足够知识的情况下盲目追求财务自由，而真正的关键在于学习如何赚钱。Ali推荐了一系列书籍和播客，包括《百万富翁快车道》和《一百万美金周末》，以帮助观众构建实现财务自由的知识基础。此外，他还建议利用零散时间学习，如通勤时听有声书，以及减少在电视和社交媒体上的时间浪费。Ali鼓励观众将创业视为一项技能，通过不断学习和实践来提升自己，最终实现财务自由的目标。

Takeaways

• 🤔 思考财务自由的真正意义：明确财务自由对你个人意味着什么，它将为你带来哪些现有没有的自由或好处。
• 🎯 确定目标金额：设定一个你认为达到财务自由所需的具体金钱目标，并意识到这个数字可能会随着时间的推移而变化。
• 🔄 理解财务自由是一个过程：财务自由不仅仅是一个数字，它关乎你的生活方式和内心感受，而不仅仅是现实。
• 📈 反向工程你的目标：从你的目标开始反向推算，确定为达到目标每年需要赚取的金额。
• 🚀 采取行动：如果你目前的生活和计划与财务自由的目标不符，那么需要改变计划或者重新设定目标。
• 📚 学习赚钱的技能：阅读书籍、听播客、观看视频，从已经成功的人那里学习如何建立和增长业务。
• 🏃 利用零散时间：利用通勤、健身或其他零散时间来吸收有关财务自由和创业的知识。
• 🛠️ 利用你的全职工作：在全职工作中寻找机会来规划和发展你的副业或创业计划。
• 🌱 培养良好的生活习惯：保持健康、维护人际关系、享受爱好，这些都是支持你财务自由之旅的重要因素。
• 🧘‍♂️ 享受旅程：将追求财务自由的过程视为一场游戏，享受每一个阶段，而不仅仅是终点。
• 👥 与志同道合的人为伍：与那些有相似目标和价值观的人相处，他们会激励你并帮助你保持动力。

Q & A

为什么追求财务自由时需要明确自己的动机？

追求财务自由需要明确动机，因为财务自由本身是一个心理和社会构建的概念，不同的人对财务自由有不同的期望和需求。明确动机有助于个人设定具体的目标，并反向工程出实现这些目标所需的财务计划。

Ali在视频中提到，他最初追求财务自由的动机是什么？

Ali最初追求财务自由的动机是能够作为医生减少工作时间，从全职变为兼职，从而有更多的时间追求个人兴趣和享受生活。

为什么Ali建议设定一个具体的财务自由目标金额？

设定一个具体的财务自由目标金额有助于个人有一个明确的目标去努力。虽然这个数字可能会随着时间的推移和个人情况的变化而调整，但一个具体的目标有助于规划和采取行动。

John设定的财务自由目标是在8年内银行存款达到100万英镑，这个目标合理吗？

John的目标是否合理取决于他的具体情况，包括他当前的收入、支出、生活方式和个人偏好。Ali指出，通过深入讨论，可能可以找到其他方式让John在没有100万英镑存款的情况下也感到财务自由。

Ali提到的'GPS'目标计划系统代表什么？

'GPS'目标计划系统代表'Goal, Plan, System'，即目标、计划和系统。这个框架帮助个人明确他们的目标（Goal），制定达成目标的计划（Plan），并建立一个系统（System）来坚持这个计划。

为什么Ali强调在追求财务自由的过程中需要阅读相关书籍和听取相关播客？

Ali强调阅读书籍和听取播客是因为获取相关知识是缩小当前位置与财务自由目标之间差距的关键步骤。没有足够的知识，个人将无法制定出有效的计划来实现财务自由。

Ali推荐了哪些书籍和播客来帮助追求财务自由？

Ali推荐了四本书籍：《The Millionaire Fast Lane》by MJ DeMarco，《Million Dollar Weekend》by Noah Kagan，《$100 Million Offers》by Alex Hormozi，《Secrets》by Russell Brunson。至于播客，他推荐了自己与Dan Priestley、Robin Weight、Nicholas Cole和Cody Sanchez的访谈。

为什么Ali建议在全职工作的同时开展副业？

Ali建议在全职工作的同时开展副业，因为这样可以利用在全职工作中的空闲时间来为自己的业务做计划和准备，从而逐步建立起实现财务自由的业务基础。

Ali如何描述追求财务自由的旅程？

Ali将追求财务自由的旅程比喻为玩视频游戏，其中旅途中的挑战和成就是游戏的一部分，而金钱是游戏的积分，可以用来兑换现实生活中的奖励和体验。

为什么Ali认为维护健康和人际关系对于追求财务自由是重要的？

Ali认为维护健康和人际关系对于追求财务自由是重要的，因为这些是生活中的重要组成部分，它们提供了追求财务自由过程中所需的能量和支持，而且它们本身也是生活目标和幸福感的来源。

Ali提到了哪些方法来更有效地利用时间，以帮助实现财务自由？

Ali提到了多种方法来更有效地利用时间，包括在通勤时听有声书或播客、早起阅读、利用工作日的空闲时间规划业务、减少看电视和社交媒体的时间，以及利用年假来专注于业务发展。

Outlines

00:00

😀 财务自由的渴望与个人目标

Ali在晚餐时遇到了一位30多岁的教师，对方表达了实现财务自由的愿望。Ali分享了自己从医科学生到全职企业家的转变过程，并提出了关于财务自由的深刻见解。他强调了明确为何追求财务自由的重要性，并建议深入思考财务自由对个人的真正意义。

05:00

💡 财务自由的定义与内心工作

Ali讨论了财务自由是一个感觉而非现实的观点，强调了确定实现财务自由所需具体金额的重要性。他通过与名叫John的教师的对话，展示了如何设定目标、计划和系统（GPS框架），并指出了John的财务目标与当前计划之间的差异。

10:02

🚀 目标、计划和行动的一致性

Ali通过GPS模型（目标、计划、系统）解释了如何对齐个人目标与行动计划。他指出，如果目标与计划不一致，人们需要做出选择：改变目标或改变计划。Ali还提出了关于创业和赚钱技能的看法，并通过个人经历强调了采取行动的重要性。

15:02

📚 知识的重要性与学习资源

Ali强调了知识在实现财务自由过程中的作用，指出John缺少实现财务目标的具体知识。他建议John阅读书籍和听播客来填补知识空白，并提供了具体的推荐书目和播客，以帮助John和其他有相同目标的人构建实现财务自由的路线图。

20:03

🎯 目标实现的策略与日常习惯

Ali讨论了如何利用日常生活中的空闲时间来朝着财务自由的目标前进。他建议有效利用时间，如在通勤时听有声书或播客，减少看电视和社交媒体的时间，并利用日常工作中的闲暇时刻来规划和推进副业。

25:04

🤝 社交环境对目标实现的影响

Ali提到了社交环境对个人目标实现的影响，建议人们应该与那些有相似目标和追求的人为伍。他还分享了自己如何通过与志同道合的人交往来激励自己和他人实现财务自由，并强调了享受实现目标过程的重要性。

30:05

🌟 财务自由旅程的长期视角

Ali将追求财务自由的旅程比作玩视频游戏，强调了享受过程的重要性。他鼓励人们把财务自由看作一个长期而激动人心的旅程，并在这个过程中寻找乐趣。同时，他也提醒人们在追求财务自由的同时不要忽视健康和人际关系。

Keywords

💡财务自由

财务自由是指个人拥有足够的资产和收入，使其能够不再依赖工作收入维持生活，可以自由选择工作或休闲。在视频中，财务自由是主要话题，Ali提到了许多人追求这一目标，并且分享了他个人如何通过创业和投资实现财务自由的见解。

💡目标设定

目标设定是个人或组织确定并明确其想要达成的具体成果的过程。视频中，Ali强调了设定财务自由目标的重要性，并建议人们应该首先确定为何追求财务自由，以及实现这一目标需要的具体金额。

💡计划与执行

计划与执行涉及制定达成目标的策略并采取行动来实现这些策略。Ali在视频中讨论了人们常常有成为财务自由的目标，但缺乏实现这一目标的具体计划，或者即使有计划，也未能有效执行。

💡知识问题

知识问题是指个人在某一领域缺乏足够的知识和理解，从而无法制定有效的行动计划。在视频中，Ali指出很多人有财务自由的愿望，但并没有阅读相关书籍或听取相关播客来解决他们的知识问题，这是阻碍他们实现目标的一个关键因素。

💡内在工作

内在工作涉及个人内心的反思和成长，包括价值观、信念和心理状态的调整。Ali提到，即使有些人拥有巨额财富，但如果没有做好内在工作，他们仍然可能感到不自由。这说明了实现财务自由不仅仅是外在的财富积累，还包括内在心理状态的转变。

💡被动收入

被动收入是指不需要持续工作就能定期获得的收入，如租金、投资收益等。在视频中，Ali提到了被动收入对于实现财务自由的重要性，并举例说明了他自己如何通过建立YouTube频道和企业来创造被动收入。

💡资源利用

资源利用是指个人或组织对其可用资源的有效使用，以达到特定目标。Ali在视频中提到了如何利用现有的资源，如时间、知识和技能，来推进个人的财务自由计划。他建议利用通勤时间听有声书或播客，以及利用工作日的空闲时间规划业务。

💡生活方式成本

生活方式成本是指维持个人或家庭所选择的生活方式所需的费用。视频中，Ali讨论了不同生活方式成本对财务自由目标的影响，指出如果一个人的生活方式成本较低，那么他们可能只需要较少的收入就能感到财务自由。

💡身份转变

身份转变是指个人在社会角色、自我认知或行为模式上的变化。Ali在视频中提到，随着人们开始赚取更多的被动收入，他们的身份也会随之改变，他们会学习新技能，成为能够赚取更多金钱的不同类型的人。

💡投资

投资是指为了获得未来的财务回报而投入资金的行为。在视频中，Ali提到了投资作为实现财务自由的一种手段，并推荐了Trading 212这个投资平台，强调了投资于股票和股份可以是一种无佣金的方式。

Highlights

追求财务自由是一个社会和心理构建的目标，其具体含义因人而异。

在追求财务自由前，重要的是要明确你希望通过财务自由实现什么。

作者通过个人经历，从医生转变为全职企业家，分享了实现财务自由的心得。

设定一个具体的财务目标，如每月需要的被动收入数额，是实现财务自由的第一步。

通过逆向工程，从目标财务自由状态反推需要达到的年收入目标。

识别并选择可行的路径，从当前状态过渡到财务自由的目标状态。

面对目标与当前计划之间的差异，选择改变目标或改变计划。

财务自由的实现需要内在工作和个人成长，而不仅仅是金钱的累积。

通过阅读书籍和听取播客，可以填补从当前状态到财务自由目标之间的知识空白。

推荐了四本书籍和几个播客，帮助读者构建财务自由的路线图。

强调了在追求财务自由的过程中，保持健康、维护人际关系和享受生活的重要性。

利用日常工作中的空闲时间来规划和发展副业。

与志同道合的人为伍，他们可以激励你向财务自由的目标前进。

享受追求财务自由的旅程，就像玩视频游戏一样，过程和结果同样重要。

财务自由的旅程是长期的，需要耐心和持续的努力。

确保你的计划和系统是合理的，能够帮助你坚持并实现财务自由的目标。

Transcripts

okay so the other day I was sitting

across from someone over dinner and this

is a dude who was in his 30s and he was

working as a school teacher and he

mentioned to me that he wanted to become

financially free he'd been following my

stuff for a few years and knew that I

talked about this sort of stuff and knew

that I flex about how much money I have

and how big my businesses and all this

sort of stuff every now and then and he

wanted advice on how to become

financially free and I had a lot of

things you know we talked about a lot of

things over over the dinner and then

afterwards it just kind of got me

thinking I get this question a lot when

whenever I'm giving talks and stuff

people will come up to me afterwards to

have a chat and a lot of them will have

this goal of Financial Freedom and so I

thought I would just do a bit of a hot

to hot shall we say got my little cup of

tea um if you're watching this and you

have the goal for Financial Freedom this

would be my honest advice now just in

case you happen to be new to the channel

then hi my name is Ali and I used to be

a doctor I had a day job working in the

UK's National Health Service earning

about £40,000 $50,000 a year and after

doing that for 2 years I decided to take

a little bit of a break from medicine to

focus full-time on my YouTube channel

and my business and I've actually been

documenting the Journey of starting off

as a medical student through to Junior

doctor through to full-time entrepreneur

through to author I've also written a

book I've been documenting that on this

YouTube channel for the last 7 years so

you can literally see like track the

progress from when I was a cute little

medical student with a gap between his

front teeth uh making almost no money to

now kind of having a team of like 20

people and running my own business and

I'm now in a position where I would

consider myself to be more or less

financially free and so so I feel like

there's potentially some useful things

that I can offer to someone who wants to

be in that position okay so Point number

one is that we should really think about

why do you want Financial Freedom what

does Financial Freedom get you that you

do not already have because money is

just a psychological and social

construct Financial Freedom is also a

psychological and social construct What

specifically do you want that Financial

Freedom would buy now in my case in the

early stages of my journey when I had a

day job there was something very

specific I wanted want I wanted the

ability to go part-time the happiest

doctors I knew were the ones who worked

3 days a week rather than 6 days a week

and so I thought hey to maximize my

chances of happiness and fulfillment

which is the thing I think we all want

at the end of the day you know I quite

enjoy being a doctor but I can see

myself not enjoying it if I had to do it

full-time so I just wanted to have a way

of making an extra few th000 a month few

th000 a month because that would buy my

freedom to be able to work three days a

week and not have to worry about like I

really should take that extra shift

because like uh the mortgage payments

are a bit high today and cost of living

crisis and all all of this sort of stuff

to me Financial Freedom meant buying my

free time I felt like if I wasn't

financially free then I would be almost

by definition financially chained to

something and that something happened to

be my day job this is the position that

most of us are in we happen to be

financially chained to the thing that we

do for work now for most of us that

thing is one job for a single employer

now this is not necessarily a terrible

thing there are plenty of people that I

know who love their lives and and are

very happy and very fulfilled while also

being proverbially financially chained

to a single employer various people in

my team are in many ways financially

changed to me as an employer but various

people in my team seem to really enjoy

their jobs because the job comes with

freedom and flexibility to an extent and

they can work from anywhere and they do

work that they think is Meaningful um

and it's just you know Good Vibes

similarly a lot of people I know who

work at startups uh not the incredibly

high growth really stressful kind but

you know small company bit of a

lifestyle business also really enjoy

their jobs and have a lot of happiness

and fulfillment even though technically

they are financially chained to an

employer so the reason I'm saying all of

this stuff is because when it comes to

this desire for Financial Freedom we

really want to understand why what are

we going for here is it that you want to

be able to go parttime in your job is it

that you want to be able to quit your

job altogether is it that you want the

lifestyle that you think rich people

have is it that you want a private jet

is it that you want a yacht is it that

you want a house with the mortgage paid

off so that you don't have to worry

about paying the mortgage is is it that

I don't know you want to be able to take

your family on four holidays a year and

ideally fly business CL like whatever

the thing is everyone has different

motivations for Financial Freedom and so

it's worth figuring out what those

motivations are and the reason it's

worth figuring out what those

motivations are is because Financial

Freedom runs the entire gamut someone

can be financially free with $2,000 a

month if for example you live in

Pakistan uh which is where I'm from and

you're making I don't know 3 or 4K a

month USD you're going to feel pretty

financially free if you're living in New

York City or in pal Alto or in central

London and you're making 3 to 4K a month

you're going to feel like you're

somewhat on the poverty line it just

sort of depends right similarly if your

lifestyle costs if the sort of things

that you would do if you had all the

money in the world don't cost a lot of

money again you will feel financially

free with a much lower amount of money

if however the sorts of things you want

to do if you had all the money in the

world require blowing large amounts of

cash on Ys and dum Peron is that an

expensive drink Dum Peron Crystal I've

heard of Crystal whatever the like vosy

whatever whatever these rappers buy if

that is your idea of a good time you're

going to need more money to feel feel

financially free the thing to take away

from this is that Financial Freedom is a

feeling rather than a reality and we

want to figure out what are the boxes

that we would take that would give us

that feeling and then once we have

figured out those boxes we can reverse

engineer how much money do we need to

feel financially free it's not the only

part of the equation there's also a good

amount of inner work I know people who

have tens of millions in the bank who

don't feel financially free at that

point clearly it's not about the money

it's about the inner work but when I was

sitting across from this chap over

dinner let's call him John and he said

his goal was to be financially free and

I was like okay and in my mind we're

going through all all of this

psychological stuff was going through my

mind to be like are you sure that's the

goal like why is that the goal like

what's the real motive what are you

hoping Financial Freedom will buy that

you don't currently have etc etc etc but

like it was pretty obvious in John's

case that he had a job that he sort of

enjoyed but didn't enjoy all the time he

has kids and he would like ideally to be

able to do what he wants to be able to

spend more time with the kids to be able

to go on holiday and not feel as if he's

tied to a job that requires him to be at

a particular location at a particular

time every every single day which is

fair enough and so I asked John the next

question which is and this is the advice

that I would give if someone's looking

looking for Financial Freedom after you

figured out why you actually care about

it what is the dollar amount that right

now you think you need to feel

financially free I guarantee that number

will change as you get closer to it but

that's okay we'll just pick a number for

now because it's useful to have a goal

to aim towards and then in the process

of working towards that goal we're going

to shift the goal posts and that's

actually totally okay in fact I would

say pause the video now and have a think

what is the amount of money you need in

income before expenses and all that

stuff how much money do you need coming

in every month to feel financially

free worth having think about what is

that number right now for me I would

have said oh man if I could have 5K a

month coming in in passive income I

would feel really financially free cool

so that's 60k a Year by the way once

you've gotten to a point where you've

made all this money and achieved the

Financial Freedom then you're going to

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and let's get back to it my friend

Lawrence yo has a great blog moreo

that.com amazing stuff and he has a

great article about this he talks about

how as you become the sort of person who

is able to make 5K a month in passive

income your identity changes you learn

new skills and literally become a new

person and so by the time you're get

into 3 4 4 and a2k a month the sort of

person you are is no longer content with

just the 5K a month and so the goal

becomes 10K a month or 20K or 50k or

100K or a million a month or you know

whatever the thing might be and again

it's less about the money and more about

what sort of person you are on route to

becoming on on route to being able to

earn that sort of money so that was a

bit of a tangent but the point is let's

pick a number and let's then figure out

what we need to get there so in the case

of John I didn't want to overstep too

much too much by turning this into a

whole like business coaching session

with John and so like you know what he

said when I asked him what his number is

he said oh man if I could have a million

pounds in the bank in the next 8 years

then I'd feel really financially free

and when he said that a million in the

bank by age 45 I was like there's

there's more exploration that needs to

be done here we need to untangle the

reasons why like why is a million a

special number for for a lot of people a

million is a really nice round number

because it's like oh it's a million

feels like a lot of money all of this

kind of thing and it absolutely is a lot

of money but I suspect with a little bit

more back and forth conversations if

John and I were having a private

coaching session we could have got that

number down down cuz we could have found

ways for John to feel financially free

even without a million in the bank and

so there was a bunch of a bunch of

things I was thinking on that front but

let's just go with that let's say that

your goal for Financial Freedom is I

want a million in the bank in the next 8

years okay fine so then we want to

reverse engineer that so how much money

do we have to make each year Well

million divided by 8 is 125,000 now in

order to have a million in the bank that

that 125,000 presumably needs to be in

savings and so like you actually need to

be making let's say 250,000 a year in in

order to pay off all your taxes and all

your expenses and stuff or maybe should

we say 200,000 in order to be left with

125,000 in savings so reverse

engineering from this John needed

£200,000 a year in income in order to

get to his goal of millionaire in the

next 8 years okay cool we've established

that we need 200k this is what is called

a goal and it's useful to have a goal

right like uh Warren Buffett has a great

phrase I think it's from Warren Buffett

which is you can do anything but you

can't do everything so there's like a

zillion things that you can do right now

yeah you've literally got infinite life

possibilities but if you have a clear

goal then that narrows down your list of

possibilities to assuming you want to go

for the goal to things that would help

you get to the goal now I have a kind of

conceptual framework for this that I

call GPS goal plan and system by the way

uh this is the sort of stuff I'm

teaching in my upcoming productivity

course in my productivity lab which is a

new community for aspiring and ambitious

entrepreneurs creators and professionals

that'll be linked down below if you want

to check it out productivity.com anyway

GPS stands for goal plan system I.E what

is the goal cool what is the plan of how

we're going to get to the goal and then

what is the system for how we're going

to stick to the plan now in this case

let's say the goal was £200,000 in

income every year again we can quibble

all we like about the why behind the

goal should we really have the goal of

millionaire in the next 8 years does it

really matter who really cares etc etc

we can quibble about that all be like

but let's let's just take it as a given

because there's so much quibbling that

can be done with financial goals I I

love quibbling with people about their

financial goals but like we'll put that

off to the side so let's say say we do

have that goal of £200,000 a year that's

the goal okay cool then we think what is

the plan what is the plan that you are

currently following and what is the plan

that you need to follow to get to that

goal Everyone is always following a plan

whether they are conscious of it or not

in John's case his goal was 200,000 a

year but the plan he was following was

being a teacher teaching in a secondary

school in London and earning I suspect

somewhere between 50 and 70k maybe

slightly less than that so let's say

he's earning 50k just for the sake of

argument Jon's plan is getting is is on

track to earning 50k a year in income

Jon's goal is 200k a year in income okay

cool we have established very clearly

that there is a discrepancy between the

goal that John has and the plan that Jon

is following to get there so in your

case what is the goal that you have and

what is the plan that you're currently

following and no plan is also a plan for

example in my case if my goal was to get

six pack abs and the plan that I was

currently following was eating burgers

every day and never going to the gym and

doing 500 step today clearly that plan

is not going to get me to the goal of

sixpack ABS so when we notice in this

GPS model when we notice that there is a

discrepancy between the goal that we say

we want and the plan that we are

currently following to get to that goal

at that point we have to make a choice

do you want to change the goal or do you

want to change the plan because you

can't have a goal I mean you can but

like you are just setting yourself up

for for unhappiness and misery if you

clearly have a goal that you really want

but the plan that you're following is

not actually going to get you there so

like let's try and align these things

I'm all about living an aligned life you

know aligning our the things that we're

doing right now with like where we want

to go in the future something something

I talk about in in my book Feelgood

productivity which is about how to do

more of what matters to you without

burning out and in a way that's actually

fun and sustainable and meaningful you

can check it out link down below so

there's a discrepancy right between the

goal and plan now I asked John this I

said John it seems like we've got a

discrepancy mate like between the goal

that you say you want and the plan that

you currently are following I.E being an

re teacher in a school in London so

which one would you like to change would

you like to change the goal or would you

like to change the plan the answer is

not obvious here if for example John

really really really liked being an RA

teacher and loved his life and loved the

fact that he has half of the year off on

school holidays where he can spend time

with his family and do things in the

house etc etc great John might decide

you know what I actually really want to

continue being an AR teacher and

therefore I'm totally okay with changing

the goal my goal is not going to be a

financial goal my goal is going to be a

fulfillment goal I'm not going to worry

about getting a million in the next 8

years instead I'm going to worry I'm

going to focus on taking care of my

health and making sure I can show up

with full presence for my family my for

my wife and kids and etc etc that is

totally fine if you find yourself

wanting to change your goal I think that

is amazing because there is nothing more

sad than working towards a goal and only

finding out when you're close to it or

getting there that actually the goal

itself was not what you actually wanted

you wanted something else which is why

I'm very bullish like whenever I kind of

have these sorts of conversations with

people and it results in them changing

the goal I feel very happy because I've

just saved you a ridiculously large

amount of time and effort and pain

because in one Fell Swoop you've decided

to change the goal that you're working

towards the goals that we work towards

the goals that we choose to work towards

are literally the thing that dictates

our entire life right because when you

set a goal or set an intention that

generally hopefully informs the actions

that you're taking to work towards it

and those actions are what actually

gives you your day-to-day experience of

life it's not actually hitting the goal

like whether or not your company is

valued at 100K or a million or a billion

these arbitrary numbers are not going to

change your life the actions that you're

actually taking day-to-day are the thing

that changes your life and so if one

person has a goal of hitting a billion

dollar valuation for their startup and

that causes them to burn the Midnight

Oil and completely torpedo their health

and their relationships to get there

that person is going to be miserable

compared to the person who for example

had the goal of being able to make

enough money to support their family and

then the things that they were doing

dayto day were kind of taking care of

the physical health taking care of the

mental health taking care of the

emotional health taking looking after

their family showing up for their family

and friends doing Hobbies having fun

that person would be way happier than

the person who set the goal and then

destroyed their life in order to get

there so it's totally okay to change the

goal if you want it's totally okay to

not have have the goal of Financial

Freedom or to lower the numbers again

for me the goal Financial Freedom meant

3 to 5K a month if I had 3 to 5K a month

i' get passive income I've been over the

moon I really feel financially free to

me the whole obsession with 10K a month

100K a month million a month all that

stuff only started coming further down

the line I wouldn't say it's an

obsession for me but like there seems to

be a lot of stuff on the internet about

like hey you know get your first 10K get

your first 100K you got to be at least a

millionaire by 20 or at least a

decamillionaire by 30 and all this sort

of stuff I think all of this stuff sort

of misses the point yes there is value

in Financial Freedom yes there's value

in not having to worry about paying the

bills but these arbitrary numbers are

just arbitrary and if you can lower the

bar for the goal if your goal is easier

to hit then you more likely to hit it

and maybe in many ways you're more

likely to enjoy the journey to getting

there so coming back zooming out a bit

we've established a discrepancy between

the goal 200k a year and the plan which

is currently getting them to 50K a year

do you want to change the goal or do you

want to change the plan which is it in

John's case he said hm no I want to

change the plan because I want that goal

so then it's like okay cool now we come

to the interesting

stuff and so I asked joh okay so what is

your plan what's your plan for making

200k a year and he was like okay well I

guess I could invest in real estate I

was like okay how is investing in real

estate going to get you to 200k a year

cuz we cuz you're earning 50 right now

you have very little free time and you

want to use that free time to invest in

real estate and that's going to make you

an extra 150k a year for the next 8

years reliably and he was like H like I

could tell he he hadn't really thought

this through he was just plucking real

estate because it's it's a thing that

people have heard about oh in invest in

property and you'll get rich it's like

and I was like do you do you have like

millions or tens of millions sitting

around waiting to be deployed in real

estate as an investment he was like no

obviously not I was like okay so real

estate as an investment to get you to an

extra 150k a year probably not the way

to go probably and he was like okay yeah

you're right but what else could we do

what are some other plans to get to the

goal now I really like a um model from

Alex hosi about this he was the first

person I heard to talk about this which

is once you have set yourself a goal and

you have figured out where you currently

are so you've got the goal which is over

there and you've got where you currently

are which is over here once you figured

that out you just need to figure out

what are all of the different plans or

paths that take you from A to B now if

you don't know what those plans are or

what those paths are you have a

knowledge problem if you do know what

those paths are but you're not executing

on them you have an execution problem

crucially in John's case he did not have

an execution problem he actually had a

knowledge problem he could not tell me

what are some viable paths to get from

50k to 200k he just did not have the

knowledge and I think this is an

underrated aspect of this whole like

making money Financial Freedom

entrepreneurship type space a lot of

people say things like you don't need to

learn anything you just need to execute

you just need to take action and I I

agree to an extent there's this thing in

all this stuff which is the law of equal

and opposite advice which is that one

piece of advice that works for one

person the absolute complete opposite

advice could be the thing that works for

someone else so some some people are in

the mode of consuming too much

information and never taking action but

some people don't consume enough

information to even know what actions to

take in the first place and this is the

position that John was in so in your

case you're watching this hopefully

because you're someone who wants

Financial Freedom or you're just

interested in seeing huh wonder what's

going to say about the topic what but

imagine your goal and and and imagine

the plan that you're currently following

could you tell me what are 10 different

options for you to get to that goal what

are 10 different viable options for you

to get to that goal from where you

currently are to getting to the goal if

the answer is yes then you pick one of

of them and you pick the one that has

the best chance of success and you test

it out but if the answer is no if you

can't name at least 10 different parts

that will get you there you have a

knowledge problem you don't know enough

to know what you don't know you don't

know enough to be able to chart the map

forward this was John's case he was like

okay I could do real estate investment

okay we've established that doesn't work

he was like okay uh I guess I could

start some sort of business I was like

oh okay interesting what sort of

business would you like to start and my

cuz my eyes lit up when he said start

some sort of business because generally

a business is often like starting and

growing your own business is often a way

better way of getting rich than working

for someone else there are very few jobs

that will get you to Financial Freedom

provided the goal is high enough in

terms of monetary values uh monetary

value but there are plenty of businesses

that can get you to Financial Freedom so

starting and growing your own business I

think is a very reasonable default for

if you want to be financially free you

lean towards starting and growing your

own business sure I was like okay what

sort of businesses do we start here and

he was like okay I I guess I could start

a Tutoring company this is absolute

classic any every smart person I know

who has been to University lands on the

idea of I could start a Tutoring company

because they realize oh I could teach

kids who are studying for their exams I

could teach University students I could

Mentor people in getting into University

it's like a thing that we're all very

familiar with but I think personally

starting a teering company is a bad

business for various reasons generally

it's it's it's it's hard to make a lot

of money when you're selling to

Consumers it's not impossible but it is

hot whereas very easy to make a lot of

money when you're selling to businesses

but most normal people don't think about

selling to businesses cuz that's just

kind of weird like what what do you mean

selling to businesses like what and

we're all so familiar with thinking like

consumers because we are consumers we

are normal people and so we think about

selling stuff to normal people like

ourselves but okay like let's say

tutoring agency I was like okay cool

let's say you start a Tutoring company

how might that make you an extra 150k a

year in your spare time and he was like

well I guess I could open a tutoring

center and I guess I could charge £10 an

hour per student and so I was like okay

that's like an extra basically 15K a

month cool so how many students would

you need to get an extra £15,000 a month

I kind of did the maths and it's like

okay damn I would need 1,500 students a

month paying an hour assuming they were

doing 1 hour a month in order to get

that money I was like okay cool what if

they were doing like four what if we

doing an hour a week now it's like okay

cool now I need like 500 students who

are paying me £10 to do an hour a week

500 students is a lot of students how

are you going to find 500 students how

are you going to stick them in a center

is it going to be Zoom is it going to be

real life and it's like we start to get

into all these things how are you going

to facilitate them how are you going to

you know these are kids that we're

talking about so we're going to have to

think about freaking hiring X number of

teachers for every one kid and suddenly

we eat into our margins and all of a

sudden this becomes a real total

freaking nightmare of a business to run

if you're trying to do it in your spare

time cuz this guy had a job so we're

like okay starting a tutoring business

maybe not the thing what else could you

do to make that 150k and then he threw

out a few other idea he was like oh I

suppose you know um I I know a lot about

like safeguarding which is this thing

that schools have to do if like a child

says something that like impes there's

some sort of child safety concern then

the person who's in charge of

safeguarding has to report it and log it

and stuff and he was like you know Ali

you've got online courses could I teach

an online course about safeguarding and

I was like thankfully I didn't have to

say anything cuz the guy sitting next to

me was like bro no one's going to buy an

online course about safeguarding like no

one cares and I was like yeah pretty

spot on no one cares uh other than

people who are literally in that job

title in schools but they already have

their training so like would be again

really hard to make that business work

and then it was black like clearly he

just didn't know what are the options

like how do you even theoretically make

200k a year or make 10K a month or 15K a

month from a business he just had

absolutely no freaking idea this is very

normal this is something I see a lot in

people that I speak to which is that

there is this like broad goal of I want

to be financially free I want to make

money and stuff and then they have

absolutely no idea what the map or the

terrain even looks like to get there you

know for John I suspect the only

exposure he had to entrepreneurship was

watching like Dragon's Den uh on TV when

he was younger or maybe watching The

Apprentice on on TV when he was he was

he was younger Dragon Den is like the UK

version of shock tank if you're familiar

with shock tank these are like

entertainment shows rather than actually

business education type shows he

probably would have would have said okay

well I guess I need to do an NBA maybe

oh but I can't afford an NBA NBAs are so

expensive blah blah blah blah blah blah

there's clearly a knowledge issue here

there's a knowledge issue because he

does not know what are the possible

paths to get from where he is to where

he wants to be great and so the next

thing I asked John was okay John you

know it seems like this goal of

Financial Freedom is really important to

you right he was like yeah it's really

important to me I was like you know how

long have you been thinking about this

he was like oh I've been thinking about

it for years you know I tried to start a

tutoring business back in the day but

then it didn't work and I didn't have

time I was like oh so so you have tried

to start a business but it just didn't

work and he was like yeah it just didn't

work and then I was like okay cool so

like you know we we've established that

like you know maybe we want to do some

sort of business to get there and he was

like yeah and then I asked the question

I asked John just T of curiosity how

many books have you read about making

money and he was like uh none and I was

like how many books have you read about

starting and growing a business he was

like none and then I was like okay no

that's all good how how many podcasts

Have you listened to that are about

making money or starting a business and

he was like oh I don't really listen to

podcasts okay that's fair enough so let

me get the straight John you have a goal

of Financial Freedom and you want this

thing for some reason which is to make a

million in the next 8 years which

requires you to make 200k a year which

would put you in the top 0.1% of earners

in the UK or something like that you

have this goal that you say is really

important to you because it it will buy

you Financial Freedom to spend more time

with your family and be able to do what

you want but you have never once read a

book or listened to a podcast or watched

a video about anyone teaching you how to

get to that goal what's up with that and

he was like like I've never I've

never thought of that and I was like

yeah it's all good man like most people

don't think of this thing because we

don't view making money as a skill the

example I said to him was like you know

I went to med school in case you didn't

know and in order to get into med school

you have to jump through a bunch of

Hoops you have to have done chemistry

and biology and maths and like at gcsc

or a level and past through exams with

flying colors and blah blah blah blah

blah blah you have an interview you have

work experience the only people they let

into med school are people who already

have that groundwork that Foundation

because they know if you just rocked up

to med school without any of that they'd

have to spend freaking years teaching

you the absolute Basics before you can

even get started with the medicine thing

so if you were trying to train to be a

doctor you wouldn't dream of never

reading a book about it or never

watching videos about it or never

attending a class about it you would

just think like obviously in order to

learn the skill of being a doctor I have

to go to med school and I need all this

groundw and then I have to put in a lot

of work to get the knowledge and then

once I've got the knowledge I can then

apply it by trying to practice on

patience it's kind of the same thing

with entrepreneurship entrepreneurship

and making money is a skill if you want

to ear 200k a year it's a skill I for

the record have the skill of being able

to earn 200k a year I can almost

guarantee that as long as I retained my

mental faculties if I were to lose

everything overnight I would be able to

make 200k a year within within a year

because I've got the skills cuz the

skills of making money are a very

specific type of thing the skills of

Entrepreneurship but most people don't

think like that they don't realize this

thing is a skill and it is a thing that

you have to learn you wouldn't dream of

trying to be a surgeon without learning

stuff and then applying it

similarly this thing of I want to be

financially free I want to start a

business I want to make Milli ions but

I've never once read a book or listened

to a podcast or watched a video about it

it's a bit sus um and so I said this to

John and I was like yeah what do you

think of that and he was like yeah um

that's a good point so where do you

recommend I start and I was like oh glad

you asked uh where should I start and I

gave John a reading list and I was like

hey I can hey man I can I can give you a

reading list you know if you just read

these four books and listen to these few

podcasts I guarantee you'll just

massively get a firmware update in your

mind like you know how your iPhone

updates itself every now and then or

whatever it's like it's like that it

will give you a firmware update which

will then allow you to at least see the

map cuz right now you have a goal and

you have your current starting point but

you have no idea what the roots are to

getting there and reading these books or

and or listening to these podcasts will

fill it fill in the blanks it will give

you more of a sense of what's the map

and then once you know what the map is

at that point you can decide okay is

this a thing that I seriously want to

pursue or is this a thing that I don't

want to Pur which is fair enough but

right now we just had no idea what the

map even was and then other people

around me on the table cuz this was like

a birthday party everyone else was like

paid attention to be like ooh you know

can I have that reading list as well

because everyone was sort of listening

in send me into this conversation to see

like huh this guy wants to get rich I

kind of want to get rich like what's

what's going on here and so these are

the four books they're link down down

below in the video description and I

actually have videos about two of them

in case you want to watch the videos but

you should read the books as well do not

be one of those people that's like oh I

don't need to read a book I don't

believe in reading books I'm just going

to watch the video no you're trying to

be financially free for God's sake like

you're trying to enter the top 1% if not

more like you have to read the books

it's just really freaking dumb if you

don't read the books anyway um those

four books are number one the

millionaire fast lane by MJ DeMarco

video envelope number two million doll

weekend by Noah Kagan number three $100

million offers by Alex hosi and number

four Secrets by Russell Brunson that is

my personal recommended reading list for

people who want to get started with

entrepreneurship I think those books are

all amazing I recommended these four

books well three of them because million

dollar weekend only came out recently to

a friend of mine N9 months ago this

friend wanted to quit his job in

management consulting he's working in

London and he wanted to make money on

the internet and so he and I had a

coffee I was like great how much money

do you want to be making he was like 10K

a month I was like great have you read

any books about business he was like no

what should I read I was like read these

three books millionaire fast lane $100

million offers incom Secrets this was

before million doll weekend came out

that would is now added to my list of

recommendations and he read those books

and he took action and after he read

even just the first one after he read

the millionaire fast lane he said to me

I think this in real life but yeah he

basically said to me I can never have a

job ever again now that I've read this

book because I now realize what I was

missing if there is just one book on

that list that I would recommend for

everyone it's a fast lane it's long you

can listen to it on Audible if you want

it it just gives you a real sense of

what's the map of how to get rich how to

become financially free but now this

friend who read those books and took

action on them N9 months later is making

$35,000 a month from a software business

$35,000 a month within 9 months from a

software business these results are

atypical this friend is very smart his

friend takes action he read he did the

things that I I Tau him to do cuz he was

like okay Olie knows his I'm just

going to do the things that Oli tells me

to do and he just executed now he make

35 month freaking insane he's able to

quit his job completely able making

$35,000 a month in within 9 months cuz

he took

action just saying so we've got these

four books there are also three podcasts

that I would recommend all of them are

actually incidentally interviews that

I've done because I've interviewed

entrepreneurs and business coaches and

stuff and I ask the sort of questions

that people always ask me about how to

make money and those are my two

interviews with Dan Priestley and my one

interview with Robin weight and I would

add to that list if you're looking for

more podcasts my interview with Nicholas

Cole and my interview with Cody Sanchez

I will link all of those on the Deep

dive YouTube channel down below it's

very easy if you have not yet read those

four books and listen to these 3 to five

podcast episodes and you are trying to

make money on the internet and you don't

know where to start and you're trying to

be financially free you're just like

like just do that it's such an easy

First Step I'm not asking you to take

action million dollar weekend actually

by noan his first step is to take action

I'm not asking you to take action I'm

just saying just read the stuff just

consume the information it will give you

a map think of it like studying for a

test in school if you Vibe with my

channel you're probably pretty you know

somewhat studious and just like

genuinely think of this as like you know

Ali this guy who I kind of follow the

YouTube channel of who's who's gotten

Rich from doing this stuff has given me

like recommended reading and recommended

watching and I'm just going to read and

watch and take notes if you just did

that I guarantee you're going to have a

massive massive massive firmware update

in your brain that will hugely help you

on the journey to Financial Freedom if

you refuse to do those then you're not

going to make it whatever that's fine so

those are that's the recommended reading

and recommended listening it's just easy

ground work easy ground workor that you

can do to fill in the map again the law

of equal and opposite advice if you are

the sort of person who has already read

loads and loads of stuff about starting

a business including those things and

you have not taken action this advice

does not apply to you you need to just

freaking take action so read million

doll weekend and take action based on

what no Kagan tells you in that book but

if you're like John and you just don't

have the right information in your head

you need to read these books and listen

to these podcasts to then get the right

information in your head to become to at

least know what the map is to become

financially free and then John said man

I'm going to read these books oh but I

don't have time to read how do I how do

I have the time to read I've got a job

and I've got kids I was like okay in F

John I don't have kids so like but you

know so take whatever I say with a pinch

of salt but John come on if you got all

these un audible could you find half an

hour in your day to listen to audiobooks

and he was like oh yeah I was like why

don't you do that and he was like oh I

just I don't know just I've never really

listened to an audiobook I was like what

do you do on your commute to school when

you kind of walk SL take the train to

school every morning to teach oh and he

was like oh um I just listen to music I

was like good cool how long is your

commute he was like oh yeah half an hour

each way great so we have an hour a day

of commuting time which instead of

listening to music you could listen to

the audio books or the podcasts would

that work and he was like yeah like

great fantastic um it's not that hard

everyone has time in the in their life

to be able to listen to audiobooks I

agree if you have super busy life etc

etc you might not be able to find the

time to read even then I think everyone

can find half an hour before bed or wake

up half an hour earlier to read in the

morning cuz books are gamechanging but

you can always find time to listen to

audio books while doing the dishes while

doing the laundry while going about your

day while at the gym while commuting to

work in your lunch break there's always

time to listen to audiobooks if this is

the sort of thing you care about there's

always time and this is literally the

easy stuff all I'm saying is asking you

to do is to consume some information

it's worth recognizing that the vast

vast vast majority of people in the

world are not financially free I gave a

talk at the London School of Economics

the other day and also another one at

the how-to Academy both talks had about

300 people in them and I asked a

question at the start who here would

consider themselves financially free and

like one person in the audience put his

hand up and that guy was a guy called

Matt who I knew who was sort of my guest

at the event and he's built and sold

businesses for tens of millions then I

asked the audience like how many people

aspire to be financially free and every

single hand went up of 300 people 299

were not financially the vast vast

majority of people in the world are not

financially free if you would like to be

financially free your goal is something

extraordinary it's something atypical

it's like the vast majority of people in

the world who play football are not

professional football players who do it

for a living if you're trying to be

financially free you're you're you're in

that in that category

where you're trying to go for something

that's actually that very few people

have and if you won't even consume the

freaking information because you can't

find an hour in your day to listen to

some AUD bugs like you're not going to

make it it's just not going to happen

and that's okay but if if if it's not

your goal but if it is your goal and

it's not going to happen then like come

on um you know our business does about

half a million well yeah about half a

million dollars a month is we're trying

to get to a million a month we're trying

to get a 10 million a year basically and

so every day I consume literally hours

of audio in terms of videos and podcasts

and audio books usually at Double speed

from people who are making more money

than I am people who are further ahead

in the entrepreneurship game the sort of

YouTube channels I watch Sam ovens Ravi

abuvala Alex hosi Leila hosi Russell

Brunson Dan Martell I'm listening to a

book called uh Blue Ocean strategy at

the moment which is like a strategy

Business book uh reading a book at the

moment called Ready fire aim which is a

business book when people get into my

car and like audible autop plays or

podcast Auto plays or video Auto plays

and it's like at Double speed and it's

like a business video I still do to the

day they're Sil should be fun guess you

practice on small stuff people are

amazed like who hey how do you retain

all that information or like how do you

even understand what they're saying and

like how do you retain it and like why

are you listening to this stuff I'm like

I mean I can see why you've questioned

why I'm listening to this stuff but like

I have a goal of getting our business to

10 million a year and I think I know

what the plan is to get there and so I

am executing on that plan but at the

same time I think it's always useful to

consume information from people around

from people who have gotten there and

seeing what they say and you know I

started off listing to things at one

time speed then I moved it to 1.1 then

1.2 then 1.3 and over time you can

actually train your own listening speed

so now me having an hour of time to

listen to audiobooks actually helps me

consume 2 hours of audiobooks instead

which is just useful if I'm trying to

exploratory explore a particular area

and I'm just trying to fill in the map

there's reading for exploration and

reading for exploitation this is more

like reading for exploration if I'm

reading for exploitation if I'm like if

I found the one book like $100 million

offers and I'm taking action on it then

I will slow down and take notes and do

the follow the thing and do it properly

but what I'm asking asking for John and

for you is to just read for exploration

it doesn't matter if you do it first it

doesn't matter if you do it while doing

other things you're just trying to

roughly fill in the map that's the whole

idea it's like if you're playing tennis

at a particular level if you want to get

to the next level you need to either

hire a coach who will take you to the

next level or play with people who are

better than you because yeah that's how

you get to the next level similarly with

business if you're currently making zero

money you need to read content from

people who are helping you get to 10K a

month once you're making 10K a month you

then switch to 100K month content once

you've done that you switch to a million

month content you know all that kind of

thing and at a certain point you know

they stop being books and stuff written

about things so you start having to go

to masterminds and events and talk to

people and get coaches and stuff it's

like everything in life there are levels

to every game that we're trying to play

the game of becoming financially free

via making money through a business is a

game that has levels and if you're

currently at level zero read the stuff

that I'm recommending to get you to

level one that's what I would say to

John that's that's what I would say to

you if you're still with me in this in

this video there are a few other things

that I would say to someone who's in

this in this list that I would say to

John I didn't say the stuff to John but

I would if John happens to be watching

this video um another major thing is

sort your life out like if you want to

an entrepreneur think of yourself as an

athlete an athlete it's it's not just

about what they do on the field it's

also a lot about what they do off the

field athletes don't just show up and

then be like oh you know I can just

destroy my body in the rest of the time

to be successful as an entrepreneur you

also want to have the rest of your life

together you don't want to sacrifice

your life for the sake of your business

so you want to take care of your health

you want to take care of your

relationships you want to make sure

you've got some Hobbies you've got to

make sure you've got some time for

relaxation the health thing often comes

first my friend s Bloom has a phrase

which is that there is no such thing as

a loser who wakes up at 5:00 a.m. and

works out if you're currently not taking

care of your health make it a priority

it's not that hard to wake up an extra

half an hour early and go for a run or

to wake up an extra hour early and do a

workout the energy that that gives to

your life is energy that you can then

apply to your day job and to your

business and to your friends and family

and just generally it's very very good

for you if you have energy rather than

if you're like a bit of a slob the other

thing I would say is stop wasting your

time watching TV and stop wasting your

time scrolling on social media

especially if you have a day job and

you're trying to be an entrepreneur yeah

you're like an athlete would you want to

waste that time watching TV or would you

want to waste that time scrolling social

media when you could be investing that

time into reading books about business

or working on your business this is

there's going to be people in the

comments being like this guy toxic

productivity hustle culture yeah fine

toxic productivity hustle culture if

your goal is to have a healthy balanced

life where you get time to watch TV and

scroll social media in the evenings

amazing that's fantastic but if your

goal is to be financially free and the

plan that you're following requires you

to watch TV for a couple of hours a

night and scroll social media for 2

hours a day you're not going to make it

and so like we either change the goal or

change the plan if you're one of these

people who cry toxic productivity at the

thought that I'm telling people to stop

wasting the time watching TV and like

scrolling social media your goal is

probably not Financial Freedom and

that's okay I'm not trying to tell you

what goal you should have what I'm

saying is that if you do in fact have

the goal of becoming financially free

and wanting to make a lot of money in

the case of John wanting to make a

million over the next 8 years that's

actually quite a big goal and

extraordinary goals require

extraordinary inputs watching TV for a

few hours and scrolling social media for

a few hours every day is not one of

those things especially if you say that

you don't have time to read or listen to

podcasts you know go go for a walk

instead get the steps in and do and

while listening to an audiobook that

will help you level up your business

like that is the thing that I would say

if someone genuinely wants to be

financially free that would be my honest

advice how much time are you actually

wasting in your life that are doing

things that are not taking you to any of

your goals if your goal happens to be to

watch all of every film Disney has ever

made three times over great amazing

you've got a goal and you're sticking to

the plan but if the goal is not that

then don't waste your time watching TV

that would be my my my humble two cents

on that front I would also say use your

day job to your advantage there is no

law of physics that says you're not

allowed to work on your side hustle

while you have a day job don't tell

anyone in my team that I hope they're

not watching this video but back when I

was a doctor there were always times

Quiet Moments in the day in those Quiet

Moments other people would be scrolling

social media and watching YouTube videos

in those Quiet Moments I would be on

notion planning out my next video or I

would have my little notebook with me

sort of sketching out what like the

architecture of our database was going

to look like or like I would have my

iPad with me and i' would be thinking

okay cool how do I want to design my

thumbnail for my next video that sort of

thing back when I was in medical school

and built my first business again in

between lectures rather than just like

screwing around and in the evenings

sometimes rather than going clubbing I

would be coding away and building the

products and stuff while also trying to

maintain a social life and trying to be

broadly healthy I didn't really manage

on the health front but I managed to

maintain the social life cuz for me I

realized I don't I'm not really a party

kind of guy to me it's more fun sitting

in the library with my friends while I'm

coding away and we're all working than

it is to go to a nightclub so it's like

you can always use the moments in the

day in your day job to be able to make

progress on the side hustle you know in

your lunch breaks instead of scrolling

Instagram you can read a book on Kindle

on the Kindle app on your phone you know

all that kind of stuff there are always

ways to use your day job to your

advantage everyone has days off everyone

has annual leave you can use your annual

leave to your advantage as well like

again everyone always it's like oh yeah

how do you do this with a full-time

job it's like a full-time job is not in

fact a full-time job a full-time job has

lots of periods of downtime you can use

those periods of downtime and use those

to your advantage surround yourself with

other people doing similar things this

whole thing that you are the average of

The Five People You spend the most time

with is 100% true that's absolutely true

so John if you're watching this or

whoever you are who are the five people

you spend the most time with and do they

average you up or do or do they average

you down as it relates to your goals I'm

not saying you must cut out all your

friends out of your life I'm saying it's

worth finding ways to surround yourself

with people who are trying to do the

same thing one of the interesting things

that I've noticed over the years is that

anyone who spends a lot of time with me

ends up getting rich it just sort of

happens uh like anyone who's ever lived

with me has ended up starting their own

thing on the side for some of them the

thing has grown and then they've decided

that actually I don't want to don't want

to take this all the way but for some of

them the thing has grown and they've

decided to take it all the way and now

they another you're financially free for

a lot of friends of mine who talk to me

about this stuff they are starting

businesses and growing those businesses

there being around me and people like me

and know non- grandio way helps Nodge

you in the direction of you know the

stuff you want to do you know I'm mates

with Chris Williamson he's an absolutely

jacked podcaster he lives in Austin if I

lived in Austin and hung out with Chris

every day I would be jacked because I

would just take the gym more seriously

if I hung out with people who were

really into yoga I'd be more flexible if

I hung out with people who were really

into Jiu-Jitsu I'd probably have solid

Jiu-Jitsu I hang around with people who

want to make a lot of money and my team

uh and so it just sort of happens so

surround yourself with people who are

doing the same thing how do you find

those people again if you can't figure

that out you're not going to make it

it's not that hard you've got the

internet like you can find groups of

people that meet up you can host dinners

host entrepreneur dinners for people who

are on the same level who are also

trying to get to 10K a month whatever

the thing might be but it's not just

about physical people it's also about

the content diet that you consume if

100% of the content you were to consume

like for at least an hour a day was all

about entrepreneurship and how to make

money you would end up learning the

ropes of Entrepreneurship and how to

Makey money pretty much by osmosis

obviously there's no substitute for real

life interactions with real people but

like the content Diet also plays a big

role in this and the final thing I would

say is that if you're serious about this

Financial Freedom thing you're embarking

on a very long journey it takes a while

to get there and when you get there

you'll realize that actually the journey

was What mattered in the first place so

what I would say is along the journey

try and have fun make the process feel

good don't neglect your health and your

relationships because those are more

important things than Financial Freedom

but the journey to Financial Freedom is

absolutely exhilarating it's like

playing a video game got playing Horizon

forbidden West it's like a it's like a

video game I don't like the goal is not

to complete the game the goal is to have

fun along the way just like you know

Alan watt says the goal of a musical

symphony is not the climax the goal is

to enjoy the symphony to enjoy the time

the goal of a dance is not the finale

the goal of the dance is to enjoy the

dance similarly the goal of Financial

Freedom if you've got to the end of this

video is not in fact Financial Freedom

it's choosing a goal that you feel is

worthwhile and working towards it while

enjoying the journey so I would say if

you are watching this then whatever

stage of life you're at you actually

have the ability to become financially

free if you want it if you don't want it

that's a different question but if you

want it the information is there and you

can take action on the information you

can make it happen I would just say

along the way recognize that you want to

enjoy the journey it's like playing a

video game where the video where the

points of the video game are is real

money that you can cash in for like cool

holidays and like a nice apartment and

like experiences and stuff it's just

really really cool it's an absolutely

exhilarating journey and I love being on

that Journey I'm continuing on that

Journey why do I have the goal of

getting our business from 5 million to

10 million cuz why not it's the next

level of the video game why do I play

Horizon forbidden West on very hard

difficulty rather than on story mode or

on medium because it's a bit more of a

challenge and it's a bit more fun I

don't play on Ultra hard because that to

me is too much but right now for me very

hard difficulty is like you know it's

good it's good sweet spot but once I get

really good at very hard now I'm going

to stop playing games on Ultra hard it's

like it's the same stuff at the end of

the day I know entrepreneurs who are

making hundreds of millions a year and

the thing that they're doing every day

is pretty much the same as what I'm

doing every day are you sitting on a

laptop most of the time thinking about

vision and having meetings with their

team

the work always stays the same it's just

that the levels the the level of the

video game and the level of difficulty

changes which is kind of fun it's part

of video game it's an exhilarating

Journey that you can be part of if you

have it as a goal then just make sure

that the plan you're following and the

system you're using to stick to that

plan is a sensible one that is the

advice that I would give someone who

wants to be financially free if you're

interested in learning more there'll be

stuff in productivity lab link down

below and I've also linked all of the

stuff the books the podcast the

resources the videos I've made on the

topic this playlist over here is in

order the videos and podcasts that I

recommend on your journey to Financial

Freedom so thank you so much much for

watching have a great day and see you in

the next video bye-bye