お金の増やし方、守り方、会社員卒業しよう！（まっさんのエンジョイバイナリーVol.917）

Summary

In this video, the speaker discusses the importance of understanding how to grow and protect wealth in today's economic environment. They emphasize that saving money alone is not enough, given the declining value of the Japanese yen and potential inflation risks. The speaker also advocates for diversifying investments, including high-risk, high-return assets like stocks and ETFs, while protecting assets with investments in gold. Furthermore, the speaker encourages viewers to break free from traditional corporate life, urging them to pursue their passions and become entrepreneurs to lead a more fulfilling, human-centered life.

Takeaways

• 😀 Cash savings alone will not increase wealth due to inflation. The value of Japanese yen is consistently declining (around 1-2% per year).
• 📉 Saving without investing can lead to financial loss as inflation diminishes the purchasing power of money over time.
• 💸 Diversifying into investments like stocks, real estate, or precious metals is crucial to protect wealth from inflation.
• ⚠️ There is a historical risk of savings being frozen or heavily taxed in times of economic crisis, as seen in post-WWII Japan.
• 🛡️ Gold is a solid defensive investment because its value doesn't decline like currency. It is a safe store of wealth.
• 🏦 Gold can be easily bought and sold without the complications of real estate and is a more flexible investment for wealth protection.
• 💰 Long-term investment in promising stocks is often more profitable than daily trading or short-term investments.
• 🛑 Avoid becoming too attached to the notion of saving large amounts in cash. It may be safer to invest and protect your wealth rather than hoard cash.
• 🚫 Life as a company employee often involves wasting valuable time on tasks that don’t bring personal fulfillment or happiness.
• 🌟 Pursuing passion projects and entrepreneurship, rather than staying in corporate life, is essential for a more meaningful and financially rewarding life.
• 🏃‍♂️ Money will follow once you start pursuing what you truly love and take the leap to create something of your own, rather than staying trapped in a corporate job.

Q & A

What is the primary focus of the video script?

The primary focus of the video is on how to increase and protect wealth, and it also discusses why people should consider quitting their jobs to pursue a more human-centered life.

Why does the speaker emphasize not keeping money in savings accounts?

The speaker emphasizes that keeping money in savings accounts is not beneficial because of the decreasing value of the Japanese yen, with inflation causing it to lose about 1-2% of its value per year.

How does the value of the Japanese yen change over time according to the speaker?

The speaker explains that the value of the Japanese yen declines by about 1-2% each year, and over 10 years, this could result in a significant reduction of wealth, with the yen losing about 18.3% of its value in a decade.

What are the potential risks to Japan’s economy discussed in the video?

The speaker highlights risks such as hyperinflation, the impact of global tensions (e.g., U.S. pressure on Iran), and Japan's fiscal deficits, all of which could lead to a sharp decrease in the value of the yen.

What historical event does the speaker mention as an example of how the Japanese yen's value can plummet?

The speaker mentions the post-World War II period, specifically referencing the hyperinflation and devaluation of the yen during the aftermath of the war.

What does the speaker suggest people do to protect their assets?

The speaker advises using a combination of aggressive and defensive investments, such as investing in high-risk, high-return options like FX, binary options, and ETFs, as well as protective assets like gold.

Why is investing in gold considered a 'defensive' strategy?

Gold is considered a defensive investment because its value doesn't decrease over time like currency, and it provides a safe store of value, especially when currencies like the yen are losing value.

What does the speaker mean by 'aggressive investments'?

Aggressive investments refer to high-risk, high-reward financial products such as foreign exchange (FX), binary options, and commodities, where the potential for rapid growth exists, but the risk of loss is equally high.

How does the speaker suggest investing in stocks for long-term growth?

The speaker suggests purchasing stocks of promising companies and holding them long-term, as many wealthy Japanese individuals have become successful by following this 'buy and hold' strategy.

Why does the speaker advocate for quitting a job to pursue a more human-centered life?

The speaker argues that working a corporate job is a waste of valuable time, especially when many individuals are not passionate about their work. Instead, pursuing one's own passions and starting a business can lead to greater fulfillment and success.