How To Build Wealth With $0 - The Easy Way

Graham Stephan
23 Aug 202115:48

Summary

TLDRThe video emphasizes the challenges faced by the financially disadvantaged in building wealth and offers unconventional advice for wealth accumulation. It suggests avoiding traditional financial tips and instead listening to successful individuals. The speaker recommends choosing careers with income potential beyond hourly wages, such as sales, and emphasizes the importance of investing early and consistently, even with small amounts. The video also encourages creating multiple income streams and provides a step-by-step guide to potentially reaching $500,000 in wealth within a decade, highlighting the importance of avoiding lifestyle inflation and investing additional income.

Takeaways

  • πŸ’Ό The video emphasizes the challenge of wealth-building for those without a financial safety net and suggests that traditional advice is often insufficient.
  • πŸ’° It highlights that only 30% of the poorest American families have savings accounts, indicating a significant portion of the population is financially vulnerable.
  • 🏦 The speaker argues against common financial misconceptions like avoiding credit cards or loans, and instead encourages learning from successful individuals.
  • πŸš€ The video suggests pursuing careers or businesses with income potential not capped by the number of hours worked, such as sales or entrepreneurship.
  • πŸ’Ή It stresses the importance of investing early and often, using the power of compound interest to grow wealth over time.
  • πŸ’² The speaker recommends opening a Roth IRA for tax-free growth and highlights the benefits of long-term investing for significant financial gains.
  • πŸ”„ The video encourages creating multiple income streams, citing IRS research that shows a correlation between the number of income streams and higher earnings.
  • 🏠 Real estate is presented as a powerful wealth-building tool, offering tax advantages and potential for both rental and capital gains income.
  • ⏰ The script advises against lifestyle inflation, which can erode savings, and instead suggests maintaining expenses while investing additional income from raises or side hustles.
  • πŸ”‘ The key to reaching financial goals is dedication, sacrifice, and strategic financial planning, which can potentially transform one's financial future within a decade.

Q & A

  • What is the main challenge faced by the poorest American families according to the script?

    -The main challenge is that just 30% of the poorest American families have a savings account, and many working Americans still can't afford basic necessities like food and rent.

  • What percentage of Americans are said to be living paycheck to paycheck in the script?

    -54% of Americans are said to be living paycheck to paycheck.

  • What is the average amount it would take for middle-class Americans to feel financially secure, as mentioned in the script?

    -The average amount it would take for middle-class Americans to feel financially secure is $500,000.

  • What is the advice given for someone starting from nothing to build wealth, according to the script?

    -The advice includes not following generic financial advice, being cautious about who you listen to, choosing a career or business not dependent on hours worked, and investing everything immediately.

  • Why are traditional jobs not recommended for building wealth quickly in the script?

    -Traditional jobs are not recommended because they often pay hourly and have a ceiling on income based on the number of hours one can work, which limits the potential for wealth accumulation.

  • What career is suggested as a stepping stone to making more money in the script?

    -Sales is suggested as a stepping stone to making more money because it can provide funding for other ventures and teaches important skills like time management and customer service.

  • What is the significance of investing early according to the script?

    -Investing early is significant because it allows the money more time to grow. For example, $1 invested at 20 with a 7% return will be worth $21 by 65, whereas waiting until 30 will only yield $10.68 by 65.

  • What is a Roth IRA and why is it recommended in the script?

    -A Roth IRA is a retirement account where contributions are made with after-tax dollars, and the profits are tax-free after the age of 59 and a half. It is recommended because it allows for tax-free growth and provides an additional avenue for investment.

  • How does the script suggest creating multiple sources of income can help build wealth?

    -The script suggests that the more income streams one has, the more income they tend to make. It cites a study where 65% of millionaires have three or more sources of income, indicating diversification is key to wealth building.

  • What is the importance of avoiding lifestyle inflation when trying to build wealth according to the script?

    -Lifestyle inflation occurs when one increases their spending as their income increases, which can prevent wealth accumulation. The script emphasizes maintaining the same expenses and investing the additional income to continue building wealth.

Outlines

00:00

πŸ’° Building Wealth from Scratch

The paragraph discusses the challenges faced by the poorest American families in building wealth, with only 30% having a savings account and many living paycheck to paycheck. It highlights the importance of financial security, suggesting that $500,000 is the average amount needed to feel secure. The speaker introduces their own recommendations for wealth-building, emphasizing the need to go against conventional advice and listen to successful individuals. The paragraph concludes with a call to action for viewers to like the video if they are interested in more content on this topic.

05:00

πŸš€ Prioritizing Income Over Hours Worked

This section emphasizes the importance of choosing a career or business not tied to the number of hours worked, as this allows for greater income potential. The speaker suggests that traditional jobs often lead to a plateau in income, while result-based jobs can lead to significant financial growth. The paragraph also touches on the benefits of sales as a career, the potential for career-switching to increase income, and the value of investing early and consistently. The speaker stresses the importance of investing in a Roth IRA and the tax advantages it offers, particularly for those starting with little money.

10:02

🌱 Cultivating Multiple Income Streams

The paragraph focuses on the strategy of creating multiple sources of income to build wealth effectively. It cites IRS research indicating that more income streams correlate with higher earnings. The speaker lists common income sources for millionaires, such as job income, dividend income, capital gains, interest income, rental income, and side hustles. The importance of diversifying income sources is underscored, with real estate and side hustles highlighted as particularly effective methods for generating additional income.

15:03

⏳ Time as the Great Equalizer

This section discusses the concept of time as a universal resource and the importance of using it wisely to build wealth. It provides a detailed plan for reaching a financial goal of $500,000, starting from scratch. The plan includes living on an average salary, minimizing non-essential expenses, saving and investing a significant portion of income, finding side hustles, and strategically changing jobs to increase income. The paragraph concludes with a warning against lifestyle inflation, which can erode savings, and encourages viewers to invest the difference when income increases.

🎯 Achieving Financial Goals Through Discipline

The final paragraph reiterates the importance of dedication, sacrifice, and pushing beyond comfort zones to achieve financial goals. It outlines a realistic path to accumulate wealth over a decade, emphasizing the potential to set up a secure financial future through consistent effort and smart investment strategies. The speaker encourages viewers to engage with the content by liking the video and subscribing for more, and also invites them to follow on Instagram for daily updates.

Mindmap

Keywords

πŸ’‘Wealth building

Wealth building refers to the process of accumulating assets over time to achieve financial stability and independence. In the video, the speaker emphasizes the importance of wealth building from scratch, suggesting that it's not just about saving money but also about making strategic financial decisions and investments. The video provides advice on how to start with no initial capital, highlighting the need for careful planning and smart financial habits.

πŸ’‘Financial security

Financial security is the state of being financially stable and not being exposed to high levels of financial risks. The video mentions that on average, $500,000 is the amount that would make Americans feel financially secure. This concept is central to the discussion as the speaker provides strategies to reach this level of financial comfort through saving, investing, and creating multiple income streams.

πŸ’‘Living paycheck to paycheck

This phrase describes a situation where an individual's income is just enough to cover their expenses and they have little to no savings. The video script points out that 54% of Americans are living paycheck to paycheck, which is a precarious financial situation that leaves them vulnerable to financial shocks. The speaker advises against this lifestyle and encourages building savings and wealth.

πŸ’‘Inflation

Inflation is the rate at which the general level of prices for goods and services is rising, and subsequently, the purchasing power of currency is falling. The video script mentions that inflation is said to be crushing the middle class, indicating that the increasing cost of living is eroding the value of money and making it harder for people to maintain their standard of living.

πŸ’‘Investing

Investing involves putting money into financial instruments or projects with the expectation of generating an income or profit. The video underscores the importance of investing as a means to grow wealth, suggesting that it's crucial to start investing as early as possible to take advantage of compound interest. The speaker also recommends investing in a Roth IRA and dividend stocks as part of a wealth-building strategy.

πŸ’‘Multiple income streams

Multiple income streams refer to having more than one source of income. The video highlights that most millionaires have three or more sources of income, which diversifies their earnings and reduces reliance on a single job. The speaker encourages viewers to create additional income streams through side hustles, rental income, or other business ventures to accelerate wealth accumulation.

πŸ’‘Lifestyle inflation

Lifestyle inflation occurs when an individual's spending increases in response to increased income, rather than saving or investing the additional earnings. The video warns against lifestyle inflation, explaining that it can prevent individuals from reaching their financial goals, even with higher earnings. The speaker advises keeping expenses consistent and investing the additional income to combat lifestyle inflation.

πŸ’‘Roth IRA

A Roth IRA is a type of retirement savings account in the United States that allows individuals to save after-tax dollars, with tax-free growth and tax-free withdrawals in retirement. The video script recommends opening a Roth IRA as a strategy for wealth building, emphasizing the benefits of tax-free growth and the potential for significant savings over time.

πŸ’‘Side hustle

A side hustle is an additional job or business venture outside of one's primary employment, often done in one's spare time. The video encourages viewers to consider a side hustle as a way to create an additional income stream, which can be used to save and invest more money. The speaker sees this as an underutilized opportunity to leverage one's time and diversify income.

πŸ’‘Compound interest

Compound interest is the interest on a loan or deposit calculated based on both the initial principal and the accumulated interest from previous periods. The video script uses the concept of compound interest to illustrate the power of investing early and consistently, showing how a small initial investment can grow significantly over time due to the compounding effect.

πŸ’‘Discretionary spending

Discretionary spending refers to expenditures on non-essential items or services. The video script advises cutting back on discretionary spending to free up more money for saving and investing. The speaker suggests that by reducing non-essential expenses, individuals can allocate more funds towards wealth-building activities, such as investing in stocks or real estate.

Highlights

Wealthy individuals often have easier access to new income opportunities, whereas those with no financial safety net face greater challenges.

Only 30% of the poorest American families have a savings account, indicating a significant financial vulnerability.

Millions of Americans struggle to afford basic necessities like food and rent, highlighting the severity of financial instability.

54% of individuals report living paycheck to paycheck, suggesting a precarious financial situation for many.

Inflation is adversely affecting the middle class, with an average of $500,000 needed for financial security.

A unique solution is proposed for building wealth from scratch, diverging from common financial advice.

The importance of choosing a career or business not tied to hourly wages is emphasized for wealth accumulation.

Sales is highlighted as an underrated career choice that can lead to significant financial gains.

Switching careers strategically can lead to higher income and is recommended for wealth building.

Investing immediately and consistently, even with small amounts, is crucial for long-term wealth growth.

Opening a Roth IRA and contributing to it is suggested for tax-free profits and long-term growth.

The concept of 'lifestyle inflation' is introduced as a barrier to saving and investing effectively.

Creating multiple income streams is shown to be a common trait among millionaires, emphasizing diversification.

Real estate investment is presented as a powerful tool for wealth building with numerous tax advantages.

Side hustles and second jobs are encouraged as underutilized income sources to accelerate wealth accumulation.

A step-by-step plan is outlined to grow wealth from $0 to $500,000 in 10 years, even with an average income.

The video concludes with a call to action for viewers to apply the strategies discussed for transformative financial results.

Transcripts

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what's up Graham it's guys here now

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here's the thing if you're already

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wealthy it's easy to find new ways to

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make money but if you have nothing to

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fall back on it's not exactly looking so

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good it was recently found that just 30%

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of the poorest American families have a

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savings account millions of working

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Americans still can't afford food and

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rent 54% say they're living paycheck to

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paycheck inflation is said to be

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crushing the middle class and on average

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$500,000 is the amount it would take to

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make them feel financially secure

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fortunately though there is a solution

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for anyone who wants to build up their

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wealth starting from nothing and it does

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not involve the same cookie cutter

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advice listed in every single article

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like sh 15% of your income invest in a

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401k live below your means don't go to

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Coachella and make sure to get your free

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stock Down Below in the description

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because it's worth all the way up to

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$1,000 even though I admit it's still

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good advice and it's probably way better

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than what the majority of people are

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doing but in terms of effectively and

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realistically building your wealth

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starting from nothing regardless of your

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education and background these are my

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own recommendations that I have learned

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firsthand because there are some

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step-by-step rules that anyone can

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follow that work incredibly well and

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don't cost you a single penny besides of

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course one like on the video it helps

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out my channel tremendously and it also

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gives me a good indication if this is

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something you want to hear more of so if

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it is let me know by hitting the like

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button and I can do more like this in

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the future so thank you guys so much and

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now with that said let's begin all right

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so my first piece of advice before we go

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into these step-by-step specifics is

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just this be careful who you listen to

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there's a lot of people out there who

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are totally broke but who love to give

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Financial advice at any chance they

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could get these are the kinds people who

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tell you that only poor people get loans

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that credit cards are bad that you have

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to go to college to be successful and

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that you shouldn't start a business

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because it's too risky don't get me

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wrong usually the people who tell you

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these things have really good intentions

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and they believe it themselves but the

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fact is if you really want to build your

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wealth you have to go against the grain

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and do what most people are not doing

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and that includes listening to people

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who are where you want to be those are

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the people who have done what you want

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to do and chances are that is the advice

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you should be listening to the second if

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we're being honest and realistic here if

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you want to build your wealth starting

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without any money you're going to have

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to actually go and make some money

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someone had to say it and most likely if

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your goal is to build up your wealth as

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fast as possible you're not going to be

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doing that through a traditional job

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unless that job pays you some exorbitant

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amount of money or you're really good at

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poker so instead my recommendation is

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this pick a career or a business that's

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not dependent on how many hours you work

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if you ignore the rest of the video but

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you just focus on one point let it be

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this because it's important anytime you

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work a career that pays you hourly most

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of the time you will Plateau rather

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quickly there's just so many hours you

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could work in a day before eventually

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you Max yourself out and when you reach

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that point you've hit a ceiling but by

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working any job that pays based on

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results your income has the potential to

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skyrockets because now hours no longer

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make a difference personally I think

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sales is one of the most underrated

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careers out there it's usually a

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stepping stone to making more money

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it'll teach you everything you need to

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know about time management and customer

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service and it could provide the funding

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for almost anything you want to do later

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on now if you're not the type who wants

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to go into sales and you want something

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a little bit more stable and consistent

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but you still want to make more money

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just consider this employees that stay

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in their companies longer than 2 years

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get paid an average of 50% less so in

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the interim consider switching careers

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leveraging your skills and using that as

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a way to make more money especially now

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when so many businesses are experiencing

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a shortage of talent and are willing to

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pay anything they can to find the right

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person but overall I would say that most

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people you hear about who built up a

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crazy amount of wealth rather quickly

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starting from nothing did so by starting

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a business they saw an unfulfilled Niche

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and they created a solution to a problem

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or they saw an existing business doing

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well but they found a way to do it even

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better learning how to do this is not

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expensive either and pretty much

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everything you need to know is already

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on YouTube for free and learning how to

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be self-sufficient enough to find your

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own answers is going to be an important

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part to building your wealth long term

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but now that we have some of that

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self-help jargon out of the way here's

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some of the best step-by-step steps that

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you could use to build your wealth

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starting from nothing and that would be

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third get in the habit of investing

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everything immediately like just get

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this the average 25 to 34 4y- old

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Millennial spends over $2,000 a year at

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coffee shops and 41% admit to spending

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more money on coffee than they do on

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their own retirement and that's got to

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stop right now that's because the more

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time you allow for your money to grow

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the more money you will have you know

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someone should turn that into a t-shirt

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now here's the thing to me it doesn't

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exactly matter how much money you're

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investing right now but instead how well

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you maintain and sustain those habits

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once you actually do start making a lot

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of money for example keep in mind that

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$1 invested at the age of 20 years old

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at a 7% return is going to be worth $21

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by the age of 65 but if you wait and

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invest that very same $1 at the age of

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30 instead you'll only have

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$10.68 at the age of 65 and if you wait

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even longer at 40 years old you'll only

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have

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$548 that means your money is worth

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twice as much invested today as it is 10

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years from now when I first learned

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about that concept when I was 18 years

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old it changed everything all of a

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sudden that rewired my brain to see

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every expense is taking away from what

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it could be in the future and so I made

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the choice to consistently invest

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everything even though in the short term

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I cut out all of my discretionary

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spending then in addition to that you

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should also open up a Roth IRA as soon

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as possible and contribute to it this is

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a retirement account that you can invest

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money into and then all of the profit

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you make is completely taxfree after the

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age of 59 and a half which means if you

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invested that $1 at 20 years old and now

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it's worth $21 at the age of 65 you're

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not going to pay any tax by the time you

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cash out leaving you with a lot more

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money left over for Lamborghinis and

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Yachts now for anyone who wants to build

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their wealth from nothing this is

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especially good for two reasons first

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you're probably not making a lot of

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money right now so you're already in a

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really low tax bracket and that means

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you'll have more money left over with to

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go and invest and second the sooner you

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start the longer your money is going to

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have a chance to grow which gives you

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more money in the long term it's as

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simple as that now in terms of how much

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you should be saving the realistic

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answer is as much as you possibly can

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even though some financial advisers say

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you got to save 10% of your income

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someone has to say it but that's just

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not enough just consider this if you

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invest 10 % of your income starting at

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the age of 20 years old it'll take you

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about 51 years of doing that to

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accumulate enough money for your

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Investments to replace your income if

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you bump that up to 30% it'll take you

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28 years and if you manage to save 50%

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of your income you could literally

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retire in 17 years while your

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Investments earn enough to sustain your

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lifestyle indefinitely that's why

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getting in the habit of saving as much

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money as possible as soon as possible is

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going to help you build your wealth as

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fast as possible even if you're not

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making a lot of money up front just

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start because it's going to be a lot

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easier iier to maintain once you do

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actually start making more money then

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once you've done all of that here's the

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secret sauce number four create multiple

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sources of income now this one is so

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important that the IRS actually

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published their research on high income

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tax returns to study the distribution of

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economic well-being or in other words

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they wanted to know why some people made

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more money than others and what they

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found is that generally the more income

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streams you have the more income you

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tend to make so when you see that 65% of

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millionaires have three or more sources

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of income I would take that into

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consider consideration and do your best

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to diversify as much as you can now if

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you're curious which income streams are

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the most common for millionaires

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mentioned in the study the main income

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Source was derived from a job or earned

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income from a paycheck this is where

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almost everybody starts off and it's the

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equivalent of you working a normal 9

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to-5 job or being paid a salary or

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working on commission as the main source

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of income for most people this is the

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cash cow that makes everything else

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possible and funds the remaining income

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sources like number two dividend income

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this is probably the easiest second

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income source that pretty much everyone

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watching could start literally right now

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and it's as simple as this go to any

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free stock trading brokerage like public

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Down Below in the description because

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they will give you a free stock worth

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all the way up to $1,000 when you use

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the code Graham then go and buy any

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dividend stock out there and Bam you're

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done depending on what you buy dividends

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could range anywhere from 6% if you're

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investing in apple to 7.6% if you're

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buying AT&T generally the higher the

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dividend the more risk you take but you

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could even throw it in something like a

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broad Index Fund like vfix which pays

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you 1.3% a year year the third closely

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related to that is capital gains this is

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what happens when you sell an investment

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for profit and the amount of money you

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make is what's called your capital gain

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and even better if you hold that

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investment for longer than a year it's

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going to be taxed at long-term capital

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gains rates which is a lot lower than

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the taxes you pay from actively working

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and if you make under $40,000 a year the

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long-term capital gains tax rate you

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will pay is 0% now fourth another income

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Source could be interest income this is

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what happens when you keep your money in

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a high yield savings account or pretty

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much any bank account that pays you

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interest interest at the end of the year

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they will issue you a $199 interest form

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that you report to the IRS as another

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source of income now fifth once you

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start earning enough money you could

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also Branch out to this one and that

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would be rental income now personally

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this is my favorite from the entire list

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and it's where I placed most of my focus

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throughout the last 10 years in terms of

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buying properties fixing them up and

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then renting them out for cash flow for

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most people who want to invest their

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money and build wealth real estate has

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so many tax advantages that make it very

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unique and profitable for anyone who

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wants to spend their time learning how

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to do this for example if the property

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go goes up in value over time that could

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be long-term capital gains if you sell

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it if you rent your property out for a

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profit that would be rental income and

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then you could reinvest your profits

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back into the stock market to make even

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more money I've also seen so many

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articles out there that claim that 90%

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of millionaires are invested in real

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estate and even though I can't find any

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studies to back this up I would not be

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surprised if quite a few millionaires

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hold some of their wealth in real estate

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as a way to hedge inflation or as a

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place to live and then finally number

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six we have the income that you make

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from working a second job or a side

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Hustle I seriously think this is

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probably one of the most underutilized

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income sources that people are not

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taking advantage of and that stops today

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working on any sort of side business

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that has the potential to grow

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completely independent from your main

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source of income is not only a good way

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to make more money but also diversify in

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case something happens to your main job

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and you have nothing left to fall back

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on I just want you to think about this

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and ask yourself the question what do

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you do between the hours of 600 p.m. and

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midnight every single night that is 6

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hours a day or almost an entire full

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work day every single day that most

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people don't utilize it all this is the

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perfect chance to leverage your time

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make more money and use the resource

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that all of us have the exact same

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amount of and that would be time and

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finally since $500,000 is the amount

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that would make most Americans feel

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financially secure let's break down

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exactly what you'll need to reach that

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goal and how long it'll realistically

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take if you start from nothing first for

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purposes of this calculation I will

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assume that you at least have the

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average annual salary of $31,000 a year

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and I understand that some people

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watching this will have to build up to

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that which if that's the case you're

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best off figuring out exactly what you

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want to do and make a plan to build up

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to a consistent paycheck and if you're

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making at least that or more than that

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well perfect we can go on to the second

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step in that would be minimize all of

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your costs at all costs like it said

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that the average American spends

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$118,000 a year on non-essential items

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and this is something that nearly

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everybody could begin cutting back on

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immediately this means living with

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parents if you have that choice

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available to you or living with

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roommates or moving further away if you

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don't mind a longer commute or anything

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you can right now to reduce your housing

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cost First from there make sure to cook

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food at home avoid eating out drive a

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good reliable used car that's decent on

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gas and otherwise only buy things that

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you absolutely need by doing this you're

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going to have more money left over which

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then brings us on to number third I'll

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assume that with a $31,000 income living

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frugally and cutting back in

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discretionary spending you should be

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able to save about $200 a month or

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$2,400 a year if that's the case open up

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a Roth th and invest all of that into a

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broad market index fund that tracks the

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entire market like VT saxs now you get

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tax-free profits long-term growth a bit

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of a dividend and you'll see some

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consistent savings and if you're able to

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save even more than that then smash like

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button for the YouTube algorithm now

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fourth I think this is the fun part but

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find a side hustle or part-time work

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that you could do after normal hours

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maybe this could be working as a

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restaurant server starting a side

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business or doing anything for a few

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hours a night just to earn a little

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extra money even assuming an extra $35 a

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night four nights a week that's an extra

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$560 a month that you could use towards

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investing in a Roth IRA and then once

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you have enough Sal saved up we can move

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on to number five and that would be

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switch jobs like I mentioned earlier

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workers who switch jobs every 2 to 3

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years wind up making significantly more

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money than those who stay within the

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same company and even switching jobs

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once sees an average pay raise of 15%

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and if you're able to increase a $31,000

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a year career by 15% that's an extra

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$390 a month that you could save when

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you combine all of that together with a

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side hustle that even makes $35 a night

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four nights a week that's $950 a month

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in savings and if you literally just

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maintain that you could reach your

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$500,000 Target in 18 years at an 8%

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return and after 30 years you'll have

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$1.5 million which is basically your

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entire retirement and that's all

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assuming you do nothing else except for

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that but number six realistically you're

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not just going to stop there there's

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nothing that says you can't switch jobs

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every 2 to three years to end up making

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significantly more so by year three or

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four you should be able to leverage that

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$31,000 career into something that earns

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$46,500 a year and if you choose to

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further save that difference that's an

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extra $10,000 a year that you could

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invest apply that to the existing $950 a

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month that you were already saving under

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this example and now that gives you

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$1,750 a month that you could use

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towards building your wealth and doing

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that would allow you to reach more than

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$500,000 in 13 years that also doesn't

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include your side hustle income

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increasing at all of which would more

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than likely take the time frame below 10

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years just by being able to save an

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extra $580 a month but one of the most

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difficult parts to maintain throughout

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all of this is what's known as lifestyle

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inflation this is what happens when

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you're making $40,000 a year you're

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saving some money there's no complaints

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but then you start making $60,000 a year

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so you reward yourself with maybe a

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slightly nicer apartment or a slightly

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newer car or you start eating out a

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little bit more often not a huge

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difference here nothing crazy but then

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you start making $90,000 a year and all

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of a sudden your current place isn't as

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nice as it once was so you upgrade your

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apartment to a higher floor and you get

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an even nicer car but then a year later

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you're making $150,000 a year and your

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apartment seems to a bit mess so you go

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and upgrade to a house your car isn't as

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nice parked next to all the other BMWs

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and Mercedes so you get something nicer

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now you can actually start to travel but

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the funny thing that happens with so

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many people is that they wind up saving

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the exact same dollar amount earning

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$150,000 a year as they were when they

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were making $40,000 a year despite now

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making four times more that is what we

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call lifestyle inflation in fact a

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recent study even found that 44% of

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Millennials earning above $100,000 were

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living paycheck to paycheck and without

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going through all of their expenses line

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by line I can pretty much guarantee

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that's mainly because of Lifestyle

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inflation the only way to overcome this

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is that if you make more money keep your

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expenses the exact same don't change a

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single thing and invest the difference

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immediately or it could do what I do

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which is just work so much that you

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don't even have time to spend your money

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there you go big brain but all in all by

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doing this it's entirely possible to

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grow your wealth from0 to $500,000 in 10

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years even without a crazy high income

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now I understand that even by reducing

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your expenses living below your means

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switching companies investing the

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difference and doing everything else

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listed here it's easier said than done

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but it is entirely possible if you're

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dedicated to increasing your income

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sacrificing short-term discretionary

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spending for the sake of investing more

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pushing yourself outside your comfort

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zone and making it a goal you have to

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achieve this is something absolutely

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doable over the next 10 years with a

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decade's worth of sacrifice you have the

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potential to set yourself up for the

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rest of your life and it all begins

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right here as soon as you smash the like

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button for the YouTube algorithm so with

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that said you guys thank thank you so

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much for watching I really appreciate it

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as always make sure to subscribe and hit

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the notification Bell also feel free to

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add me on Instagram my posts are pretty

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much daily so if you want to be a part

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of it there feel free to add me there as

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my second channel the gram Stefan show I

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post there every single day I'm not

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posting here so if you want to see a

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brand new video for me every single day

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make sure to add yourself to that thank

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you so much for watching and until next

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time

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