20 Tiny Habits That Made Me Rich
Summary
TLDRThis video script outlines 20 small habits that have contributed to the speaker's journey to becoming a millionaire. Starting the day with gratitude, setting up automatic savings, and time batching are just a few of the strategies shared. The speaker emphasizes the importance of productivity, automated investments, and prioritizing crucial tasks. Additionally, they advocate for intentional social media use, learning to delegate, and maintaining a healthy lifestyle to boost wealth. The summary also includes the significance of tracking net worth and suggests starting with one habit at a time for gradual yet impactful financial growth.
Takeaways
- 😌 Starting the day with gratitude can set a positive tone and attract opportunities.
- 💰 Setting up automatic transfers to savings or investment accounts is a crucial habit for wealth accumulation.
- 🕒 Batching similar tasks together can minimize context switching and increase productivity.
- 🏦 Automating investments using dollar-cost averaging can reduce risk and improve market entry prices over time.
- 🐸 'Eating the frog' by tackling the most challenging task first can boost productivity and confidence.
- ✍️ Writing down financial goals can significantly increase the likelihood of achieving them.
- 📱 Using social media intentionally for networking and marketing rather than mindless scrolling.
- 🛍️ Learning to delegate tasks and value your time can help you focus on higher-priority activities.
- 🌞 Regular exposure to sunlight for at least 30 minutes daily contributes to overall health and well-being.
- 🔍 Regularly reviewing and understanding your spending habits can lead to more informed financial decisions.
- 📈 Maintaining a 'why I'm awesome' file to document achievements can be beneficial for salary negotiations.
- 🛒 Making a shopping list before grocery shopping helps in being intentional with purchases and saving money.
- 🧠 Automating daily routines to reduce decision fatigue allows for more mental energy to focus on important tasks.
- 📚 Listening to money-related audiobooks during chores can enrich your financial knowledge and mindset.
- 🤝 Having regular lunches with new people can expand your network and open up opportunities.
- 🥚 Following the 30-30 rule of eating 30g of protein within 30 minutes of waking up can boost metabolism and energy levels.
- 📞 Staying connected with loved ones through small gestures like texts or calls can positively impact mental health and social capital.
- 😊 Incorporating activities that bring joy into daily life is essential for emotional well-being and sustainable success.
- 📈 Using free time to develop new income streams or skills can lead to significant financial growth over time.
- 💼 Periodically checking your net worth helps monitor financial progress and maintain a clear financial picture.
Q & A
What is the first habit mentioned in the script for starting the day on a positive note?
-The first habit is to stay in bed for about 2 minutes after waking up, thinking about what you're grateful for and feeling the joy and gratitude in your body.
How does the speaker suggest setting up a habit for saving money?
-The speaker suggests setting up an automatic transfer into a savings or investment account for the future every single pay period, making it a non-negotiable part of one's financial routine.
What is the concept of 'batching your time' as mentioned in the script?
-'Batching your time' refers to grouping similar tasks together and doing them all at once, rather than spreading them out throughout the week, to minimize context switching and increase productivity.
What is the strategy called 'dollar cost averaging' and how is it used in the script?
-Dollar cost averaging is an investment strategy where a fixed amount of money is invested in the stock market at regular intervals, regardless of the market's performance. It helps in reducing the impact of market volatility and can improve the average entry price over time.
What does the term 'Eating the Frog' mean in the context of the script?
-'Eating the Frog' is a metaphor for tackling the most challenging or important task first thing in the morning, ensuring that it gets done and leading to a sense of accomplishment and productivity for the rest of the day.
According to the script, why is writing down financial goals important?
-Writing down financial goals is important because it increases the likelihood of achieving them by 42%, as found in a study mentioned in the script. It helps in maintaining focus and providing a clear direction for financial aspirations.
What is the speaker's advice on using social media?
-The speaker advises using social media intentionally, either for networking, meeting people who can open up opportunities, or for marketing and selling services. The key is to avoid aimless scrolling and instead use social media as a tool for professional growth.
Why is it important to delegate tasks according to the script?
-Delegating tasks is important because it allows you to focus on high-value activities that contribute more significantly to your financial goals. It also helps in valuing your time and ensuring that you are not overburdened with menial tasks.
What is the significance of getting outside and getting sunshine as a habit mentioned in the script?
-Getting outside and getting sunshine for at least 30 minutes a day is important for health as it boosts mood, creates vitamin D, and regulates hormone levels. Good health contributes to overall well-being and productivity, which in turn can help in achieving financial success.
Why should one review their spending and subscriptions regularly as suggested in the script?
-Reviewing spending and subscriptions regularly helps in building awareness about one's spending habits, which can naturally adjust spending behavior and prevent unnecessary expenses. It's a proactive approach to managing personal finances and moving towards financial goals.
What is the 'Why I'm Awesome' file and how does it benefit one's career?
-The 'Why I'm Awesome' file is a running list of personal and professional achievements, documented with concrete data and numbers. It serves as leverage for negotiating pay raises and serves as a reminder of one's value and accomplishments, boosting confidence and aiding in career advancement.
How does the habit of making a shopping list before grocery shopping help in achieving financial goals?
-Making a shopping list before grocery shopping helps in being intentional with purchases, preventing overspending, and ensuring that only necessary items are bought. This habit contributes to better financial management and is a step towards achieving financial goals.
What is the concept of 'decision fatigue' and how can automating life help in reducing it?
-Decision fatigue refers to the depletion of mental energy that results from making too many decisions throughout the day. Automating life by establishing routines and systems for meals, outfits, workouts, and schedules can reduce decision fatigue, allowing one to focus mental energy on more important tasks.
Why is it recommended to listen to money audiobooks while doing chores in the script?
-Listening to money audiobooks while doing chores is a way to enrich the mind and change one's perspective on wealth and money without spending extra time. It helps in acquiring new insights and strategies for financial success while utilizing time that would otherwise be spent on mundane tasks.
What is the significance of having lunch with at least one new person every month as a habit?
-Having lunch with at least one new person every month helps in expanding one's network, which is crucial for opening up new opportunities, partnerships, and increasing income potential. Networking is a key factor in professional and financial growth.
What is the '3030 rule' mentioned in the script and how does it contribute to health and wealth?
-The '3030 rule' refers to eating 30 grams of protein within 30 minutes of waking up. This habit is believed to jump-start metabolism and stabilize blood sugar, leading to increased energy levels throughout the day. Good health and energy are essential for productivity and achieving financial success.
Why is it important to maintain social connections and reach out to loved ones as a habit?
-Maintaining social connections and reaching out to loved ones is important for mental health and emotional well-being. Strong relationships contribute to social capital, which can provide support, opportunities, and a sense of belonging that enhances overall life satisfaction and success.
What is the significance of doing something that makes you happy every day as a habit?
-Doing something that makes you happy every day is a habit that contributes to emotional well-being and a balanced life. It helps in preventing burnout and maintaining the motivation and energy required to achieve long-term financial and personal goals.
How can using free time to build an extra income stream or learn a new skill benefit one's financial situation?
-Using free time to build an extra income stream or learn a new skill can lead to additional sources of income and career advancement. Over time, these efforts can accumulate and result in significant financial growth, potentially leading to greater financial security and independence.
Why is it recommended to check your net worth periodically as a habit?
-Checking your net worth periodically helps in monitoring financial progress and ensuring that you are moving in the right direction. It also forces one to be aware of assets and liabilities, which is a key aspect of financial management and wealth accumulation.
Outlines
💰 Building Wealth Through Small Habits
The speaker dispels myths about getting rich through extravagant routines or overnight success. Instead, they emphasize the importance of consistently practicing small habits. They share their personal journey to becoming a millionaire in their 30s and introduce 20 habits that contributed to their wealth. The first habit discussed is expressing gratitude upon waking, which sets a positive tone for the day and aligns with the frequency of attracting opportunities.
🏦 Automating Savings and Investments
The speaker highlights the importance of setting up automatic transfers to a savings or investment account during each pay period. This is a one-time setup that leads to significant savings over time without constant effort. They also discuss the benefits of dollar-cost averaging, a strategy that involves investing a fixed amount regularly, regardless of market conditions, to improve average entry prices and minimize investment risks.
🕒 Time Management and Productivity
Productivity and wise time management are key to wealth accumulation. The speaker suggests batching similar tasks together to reduce the cognitive load of task-switching and to streamline daily routines, such as meal prepping for the week in one go. This approach maximizes efficiency and allows for more time to focus on high-impact activities that contribute to financial success.
📈 Eating the Frog: Prioritizing Difficult Tasks
The concept of 'eating the frog' is introduced as a metaphor for tackling the most challenging and important tasks first thing in the morning. This habit helps overcome procrastination and boosts productivity and confidence throughout the day. The speaker advises focusing on high-impact activities that drive progress towards financial goals rather than getting lost in less important tasks.
📝 Writing Down Financial Goals
According to the speaker, writing down financial goals significantly increases the likelihood of achieving them, as supported by a study that found a 42% increase in goal achievement through this practice. The speaker shares their personal experience of setting and writing down financial goals, such as debt repayment and business revenue targets, which they successfully achieved.
🤳 Intentional Social Media Use
The speaker warns against aimlessly scrolling on social media and instead encourages its intentional use for networking, marketing, and business opportunities. They share personal strategies for limiting time on social media platforms, such as setting time limits through apps or timers, to prevent wasted hours and maintain focus on financial goals.
🛍️ Delegating Tasks to Value Time
The speaker advocates for delegating tasks to free up time for more important activities. They argue that valuing one's time and outsourcing tasks, even without a large budget, can lead to significant savings and allow for focusing on high-value work. Examples include using grocery delivery services or task outsourcing platforms to save time for more productive endeavors.
☀️ The Importance of Daily Sunshine
Health is equated to wealth in this section, with the speaker emphasizing the importance of getting at least 30 minutes of sunlight daily. Sun exposure is linked to mood enhancement, vitamin D production, and hormone regulation, all of which contribute to overall well-being and the energy required to pursue financial goals.
💳 Reviewing and Managing Expenses
The speaker stresses the importance of regularly reviewing spending habits through credit card and bank statements. They argue that awareness of spending can naturally adjust consumption patterns and prevent financial surprises. The speaker encourages canceling unused subscriptions and making small adjustments to spending to build wealth.
📁 Creating a 'Why I'm Awesome' File
The speaker introduces the concept of a 'Why I'm Awesome' file, a record of personal and professional achievements that serves as leverage for salary negotiations and raises. They emphasize the importance of documenting accomplishments with concrete data and using this file to advocate for one's value and deserved compensation.
🛒 Making a Grocery Shopping List
The habit of making a shopping list before grocery shopping is highlighted as a way to save money and be intentional with purchases. The speaker shares personal strategies to avoid overspending and ensure that only necessary items are bought, contributing to better financial management.
🔄 Automating Life to Reduce Decision Fatigue
The speaker discusses the concept of decision fatigue and its impact on productivity. They suggest automating routines and decisions where possible, such as meals, outfits, workouts, and financial investments, to conserve mental energy for more important tasks and goals.
📚 Listening to Money Audiobooks During Chores
The speaker recommends listening to money-related audiobooks during chores to enrich the mind and change one's financial mindset. They share a list of recommended audiobooks that have significantly impacted their perspective on wealth and possibilities.
🤝 Having Lunch with New People Monthly
Networking is emphasized as a key to expanding income and opportunities. The speaker suggests having lunch with at least one new person each month to build connections that could lead to job opportunities, business partnerships, or other lucrative outcomes.
🥚 The 30/30 Rule for Morning Protein Intake
The speaker introduces the 30/30 rule, which involves consuming 30 grams of protein within 30 minutes of waking up, to jump-start metabolism and stabilize blood sugar levels. This habit is said to provide sustained energy throughout the day and support overall health and productivity.
📞 Staying Connected Through Quick Outreach
The importance of maintaining social connections for mental health and well-being is discussed. The speaker encourages making brief, impromptu calls or sending texts and voice notes to loved ones to foster strong relationships, which can also contribute to social capital and support networks.
🎉 Prioritizing Daily Happiness for Well-being
The speaker argues against the idea of constant hustle and emphasizes the importance of making joy a priority for emotional well-being. They suggest incorporating small activities that bring happiness into daily life, as this contributes to a balanced and sustainable approach to achieving wealth and success.
📈 Utilizing Free Time for Skill Building
The speaker encourages using free time to develop new income-generating skills or build an additional income stream, such as learning a new language or starting a side business. They highlight the importance of investing time in personal growth and financial development over passive activities like watching TV.
💰 Periodically Checking Net Worth
The final habit discussed is the periodic review of one's net worth, which includes assets and liabilities. The speaker recommends this practice as a way to monitor financial progress and ensure that one is moving in the right direction towards wealth accumulation. Tracking net worth also involves staying informed about personal finances.
Mindmap
Keywords
💡Gratitude
💡Automatic Transfer
💡Productivity
💡Dollar Cost Averaging
💡Eating the Frog
💡Goal Setting
💡Social Media Intentionality
💡Delegation
💡Sunshine
💡Subscription Cancellation
💡Why I'm Awesome File
Highlights
The importance of cultivating small, consistent habits for long-term wealth accumulation rather than seeking overnight success.
Starting the day with gratitude to attract opportunities and set a positive tone for the day.
Automating savings transfers to create a habit of saving without constant decision-making.
The psychological benefits of batching similar tasks to minimize context switching and increase productivity.
Implementing dollar-cost averaging as an investment strategy to mitigate market volatility and improve returns.
The concept of 'eating the frog' to tackle the most challenging tasks early and boost productivity.
The significance of writing down financial goals to increase the likelihood of achieving them.
Using social media intentionally for networking and marketing rather than aimless scrolling.
Learning to delegate tasks to free up time for more important activities and value your time effectively.
The health benefits of daily sunlight exposure and its impact on mood and overall well-being.
Regularly reviewing and managing spending habits to build financial awareness and control.
Creating a 'why I'm awesome' file to document achievements and leverage them for salary negotiations.
The impact of making a shopping list on intentional spending and avoiding overspending.
Automating daily routines to reduce decision fatigue and conserve mental energy for important tasks.
Utilizing time spent on chores to listen to money-related audiobooks for mental enrichment.
Networking by having monthly lunches with new people to expand opportunities and gain insights.
The 30/30 rule for starting the day with protein to boost metabolism and maintain energy levels.
The value of maintaining social connections through small gestures for emotional well-being and support.
Incorporating activities that bring joy into daily life for a balanced approach to wealth accumulation.
Using free time to develop new income streams or skills instead of passive consumption.
Periodically checking net worth to monitor financial progress and maintain intentional wealth growth.
Transcripts
a lot of people think that getting rich
is about doing some crazy 5 a.m.
millionaire morning routine or taking a
huge risk and hitting it big overnight
but after becoming a millionaire in my
30s I realized it's actually none of
that it's really just the tiny small
habits that you do consistently over
time that is what actually makes you
rich so these are the 20 tiny habits
that made the biggest difference for me
all right so one of the first things
that I do is as soon as I wake up I stay
in bed for about 2 minutes just thinking
about what I'm grateful for I always try
to think of at least three things and I
make it a point to really feel the joy
and the Gratitude in my body this starts
my day on a really good note and it
really primes you to attract
opportunities take advantage of them and
just make the most of the day cu the
thing is you can't attract money if you
aren't matching the frequency of money
like if you're thinking all day about
everything that you don't have all the
scarcity how can you actually attract
money into your life if that's your Vibe
so it might sound a little woooo but
gratitude has made a huge difference for
me all right the next tiny habit is to
set up an automatic transfer into your
savings account or some sort of
investment account for the future every
single pay period this doesn't even have
to be a tiny habit because you just have
to do it once and it's going to happen
automatically like go into your bank
account or log into your paycheck portal
wherever you manage your direct deposit
and set a transfer for 5% um $20 10% 20%
something into a savings account that's
out of sight and and Out Of Reach look I
know saving money can be hard so really
the only way to get around it is to hack
your own psychology automate it so that
it happens and it's
non-negotiable sometimes getting rich
can literally be as simple as just
setting one automatic transfer and
completely forgetting about it then a
couple weeks later you're going to log
into your bank account and see that
you've accumulated thousands and
thousands of dollars and you're going to
feel so good about yourself if you want
to get rich don't leave saving money for
the future and investing to chance make
it a non-negotiable all right the next
tiny habit has to do with being
productive and managing your time wisely
obviously if you want to get rich you
need to be productive you need to do
more than the average person that
doesn't necessarily mean hustling and
burning the midnight oil it's about
being smart with your time so this habit
is about batching your time whenever
you're planning your day or your week
try to do like tasks all at once instead
of spreading them out throughout the
week this minimizes something called
Contact switching which is where you
have to switch your brain from doing one
type of task to another and then you
also have to set out all of your
equipment and do all the transitions
related to switching tasks so one
example how I do this is meal prep
instead of scrambling to figure out what
we're eating for dinner every single
week night I actually just meal prep do
all my grocery shopping in a 2 to three
hour period on the weekend and that
makes making dinner throughout the week
really easy all it means is just kind of
putting pieces together and maybe
throwing something in a frying pan but
everything's chopped up ready to go and
meals have been planned another example
of how I batch my time to be efficient
is if I ever need to go out or just look
nice and have makeup and and hair done I
actually try to do everything on that
one day so if I'm going out to dinner
with a friend I try to shoot videos on
that day take any Zoom meetings where I
have to look good and do anything where
I have to look presentable all on the
same day so that the other days I don't
have to do my makeup and I can wear
sweatpants all right this next habit is
related to automating your savings but
this time it's actually about automating
your Investments and specifically it's
doing a strategy called dollar cost
averaging so I know that investing in
the stock market can be scary that's why
most people never get around to doing it
so the only way to get around this is to
automate your Investments by dripping
your money into the stock market over
time so the way I do this is every month
a portion of my income goes straight
into the stock market I buy the same
dollar amount of the same index funds
every single month and this strategy has
two benefits one it's non-negotiable so
investing happens no matter what it's
not a question of if I'm going to invest
when I'm going to invest it's just I'm
going to invest it just happens and the
second benefit of dollar cost averaging
is that you end up improving your
average entry price into the stock
market over time because think about it
if you dollar cost average the same
$1,000 into the market every single
month so when the market is high your
$1,000 is going to buy you less shares
because the prices per share are is more
expensive now when the market is low
because all the stocks are on a discount
your $1,000 is going to buy you even
more so dollar cost averaging is an
automated way for you to buy a lot when
things are cheap and buy less when
things are expensive which is which is
what you should be doing and what this
does it really improves your returns
over time and it also minimizes the risk
of putting all your money in at once and
then everything crashing all right tiny
habit number five is something that I
call eating the Frog so you know how
it's so easy to procrastinate the thing
that you know that you have to do but
you're like afraid to do because it's so
important to you maybe it's that high
stakes phone call you have to make or
the 500 Words you need to write for the
book you want to write one day or the
video you have to record you know that
big kind of hairy task on your to-do
list that will make a big difference for
you but you're scared to do so human
nature is or at least if you're anything
like me you'll leave that to the very
end of the day after you've done
everything else including all the like
busy procrastination tasks like cleaning
your kitchen and checking your email but
eating the frog is when you sit down and
first thing you do in the morning is
that big hairy task then you get out of
the way and that makes you feel so good
and so accomplished for the rest of the
day that you're going to be like super
productive
and it'll really boost your confidence a
big problem I see with people is that
they have a hard time moving forward on
their goals and making things happen
because they let all the other
non-important things fill up their time
and they never get around to actually
doing the things that would move the
needle so there's really no way around
it if you want to make a lot of money
you have to learn how to use your time
wisely and get done so eating the
Frog really helps with that all right
tiny habit number six is to write down
your goals specifically financial goals
one study found that you are 42% more
likely to achieve your goals if you
write them down on a regular basis so
all you have to do is write them down
for a 42% Edge towards achieving your
goals I'd say that's pretty good so
freaking write your goals down ever
since starting my financial Journey I've
always known what is the financial goal
that I am working towards in the
beginning was to get out of debt so I
always kept track of that writing down
the goal to pay off my student loans pay
off my credit cards Etc and after that I
set a goal to make $100,000 in my
business the next time I've set a goal
to have $100,000 in Investments I've
always written down my financial goals
and it's no surprise that I've hit every
single one of them okay the next tiny
habit is to use social media
intentionally now there's nothing wrong
with social media but you have to use it
intentionally if you use it to network
with people to meet people who will open
up opportunities maybe job and business
opportunities or if you use it to Market
and sell your services The Way
businesses do then social media can be
very powerful the only thing is most
people tend to Doom scroll and just
waste hours and hours and use social
media as a procrastination tool instead
of working on their goals that's where
social media can be dangerous the one
tiny habit that really helps me use
social media wisely is to just limit my
time you can use the iPhone screen time
app which will basically send you a
notification and shut you down after
you've spent a certain amount of time on
each of these platforms or set an actual
timer like allow yourself to scroll in
Instagram mindlessly for 20 minutes but
set that timer because if you don't it's
so easy to look up like 3 hours later
and you be like oh my God where did the
time go so find ways to set time limits
and use social media intentionally okay
the next tiny habit is to learn to
delegate in other words learn to not do
everything yourself it might seem heroic
if you're able to do everything yourself
and be some sort of Superwoman Superman
who doesn't need help from anyone ever
but that mentality is really like
outdated I would say if you really want
to accomplish big things make big money
you need to learn how to rely on other
people for help and to value your time
you don't need to have a huge budget to
pay for an executive assistant or
anything crazy like that it could be as
simple as refusing to go spend three
hours out of your Saturday to go buy
groceries instead you can order
Groceries on instacart and yes you have
to pay a fee maybe 10 $15 more but isn't
your time worth at least $15 to save 3
hours another example of this is it's so
easy to find people on task rabbit to do
all kinds of things they'll pick up your
dry cleaning for you so that you don't
have to sit in traffic for $30 you can
get someone to build your Ikea furniture
so that in that time you can work on
your side hustle or learn a new skill
instead there are so many ways to just
value your time more it doesn't take
that much money this is one area where
I've definitely had to grow because I
grew up being very individualistic and
independent but you learn how to
delegate and get other people to help
you and that would be such a a game
changer okay this next tiny habit is
simply just to get outside and get some
sunshine every single day at least 30
minutes because health is wealth so if
you go outside you get the Sun that
creates vitamin D there are real
scientifically proven benefits to
actually getting real life sun exposure
it boosts your mood it creates Vitamin D
it regulates your hormone levels it's
just good all around and if you're like
miserable and sick and depressed you're
not really going to get far in life so
Sunshine is one free very easy way to
take care of your health and again
health is well all right tiny habit
number 10 is to go through all of your
spending both on your credit cards and
bank statements and go through and
cancel any subscriptions and just see
what's going on and now I'm not even
asking you to make changes or cut back
on your spending just look simply the
awareness of what you've swiped your
credit card on is already going to
adjust your spending naturally but the
problem is when you go months and months
and you never look at what's going going
on in your credit card and you're just
shocked at the balance every time
because you never built any awareness
about your spending habits and I know
it's so tempting to take that head in
the sand approach and to avoid because
you'd rather not know what's going on
but if you want to get rich you got to
know what's going on with your money
right and really build awareness about
your spending it's actually really
empowering and you have to know what's
going on with your money CU if you don't
who will so I always go through all of
my spending every single month and I
cancel any subscriptions that I'm not
using and just make tiny little
adjustments and it makes such a
difference you don't get rich by being
careless with your money so taking care
of your money first begins with knowing
what's going on with it all right the
next tiny have it is to create something
called a why I'm awesome file this is a
running list of both your personal
achievements and your professional
achievements mainly this is really
important for professional achievements
because what this does is it gives you
leverage for negotiating your pay and
asking for a race sometimes we're just
so busy with the day-to-day that we
actually forget to look back and see
everything that we've accomplished so
whenever you finish a big project at
work or you bring in a bunch of new
clients make sure you document it with
cold hard data you want to have numbers
don't use vague language always use
concrete numbers like increase Revenue
by
30% um brought in 12 new clients that
increase sales by 3 million whatever
whatever it is make sure you quantify
and keep that running list and then once
a quar
twice a year at least once a year look
through your why I'm awesome file and
then ask your boss for a meeting and
explain all of these things and make
sure you ask for more money because hey
if you don't ask you don't get and
people aren't just going to hand you
raises it's really up to you to own your
value and to make sure you're getting
what you deserve and it's a lot easier
to do that when you are keeping this why
I'm awesome file I keep mine in my
Google Drive and I absolutely love it
whenever I'm feeling down and need a
little confidence boost I just read
through this Google drive folder all
right the next tiny habit is to make a
shopping list before you go grocery
shopping and this tiny habit is about
more than just saving money on groceries
it's also about being intentional like
you won't overspend if you plan ahead
and are really intentional about what
you really really need otherwise your
money is just going to leak to all kinds
of things that you didn't really need
and that's not really Behavior that's
going to get you rich as important as it
is to make a lot of money you also have
to develop the skill of keeping the
money that you make and not spending
more than you need to so whenever I go
to the grocery store I already know what
meals I want to make for that week and I
also make sure to not go to the grocery
store hungry that is a very very bad
idea definitely don't go to Costco when
you're hungry cuz Costco is a very
dangerous place when you're hungry it's
just a tiny little habit but it makes a
really big difference sometimes your
grocery bill is going to be like 50%
less when you actually go with a list
all right the next tiny habit is to
automate your life and El limit decision
fatigue wherever you can so what I mean
by decision fatigue is like you wake up
in the morning you're like oh what am I
going to eat for breakfast should I have
cream in my coffee or no cream um what
should I wear today should I go to the
gym today or should I go to yoga class
what should I work on today should I
work on this or that and then by the end
of the night you're like you barely have
energy to decide what to eat for dinner
because our brain power is limited like
we wake up in the morning with a limited
amount of brain juice we want to save
that brain juice for our most important
work the stuff that's going to move the
needle get us that raise at your job the
thing that's going to make you the most
money in your business that one big
project the things that really matter
and move the needle so save your brain
juice for that and try to automate the
rest like I actually drink the exact
same smoothie every single morning for
breakfast and I have the same black
coffee I don't have to think about that
I also pretty much wear the same uniform
every day it's a T-shirt and jeans or a
T-shirt and sweatpants now not to
compare myself to Steve Jobs but Steve
Jobs actually did this he would we the
same black shirt every single day have
you ever seen him wear anything but the
same black shirt and jeans and that's
because he wanted to save all of his
creative brain juice to build apple and
it's no wonder that apple is one of the
most incredible companies to have ever
existed so the areas where it'll make
the biggest difference for you to
eliminate decision fatigue is your
finances make a decision now of what
you're going to invest how you're going
to invest and when and then automate it
it's the dollar cost averaging that we
talked about earlier eliminate decision
fatigue on what you eat have a system
for your meals it's going to be a
protein and a vegetable and this is the
list of proteins this is the list of
vegetables that's it um automate your
outfits like these are what you wear on
Mondays this is what you wear on
Tuesdays automate your workouts like you
do the same weightlifting on this day
and that day you don't have like 20
different Boutique Fitness classes to
choose from just pick the same few
things to keep doing over and over and
also automate your schedule like what
time you wake up what time you go to
work what your routine is try to
routinize is that even a word try to
routinize as many things in your life so
you can save the brain juice for things
that really matter all right this next
tiny habit is one of my favorites is to
listen to a money audiobook whenever
you're doing chores so you spend a lot
of time doing dishes walking your dog
cleaning little things around the house
driving to work so use that time to
enrich your mind I'm pretty much always
listening to an audiobook and a lot of
the time it is about money like this is
probably the one thing that has made the
biggest difference for me because what's
that quote by Einstein you can't solve
problems from the same level from which
that problem was created so if you're
trying to break through to another level
of wealth and money you're going to need
to change your brain you're going to
have to become a different person and
the only way to do that is by getting
new inputs through things like
audiobooks I've read so many money audio
books by now but these are 10 that have
made the biggest difference for me I
highly recommend them they'll absolutely
transform your mindset and what you see
as possible for yourself and the best
thing is you don't have to spend any
extra time doing it because you can
listen to it while you're just doing
dishes all right tiny habit number 15 is
to have lunch with at least one new
person every single month I got this
idea from the book Never Eat Alone by
Keith farazi it's a really great book
about how to network so if you really
want to expand your income and make a
lot of money you're going to need to
expand your network because again we're
none of us is a lone wolf it's always
some somebody that will open the door to
a new job opportunity it's someone that
gives you that business idea or can be a
very very lucrative business partnership
everything we accomplish all the money
that we make if you really think about
it and what it comes down to is other
people it's about knowing the right
people um meeting the right mentors
having the right people on your team
getting a recommendation from someone
for an amazing job opportunity a lot of
doors open for you when you know the
right people so people who have really
amazing powerful networks definitely
didn't get there by accident they
invested time into meeting new people
and nurturing those relationships so one
really easy way to do this is to just go
out to eat with one new person because
we all have to eat anyway right so I
might as well arrange a quick lunch or a
dinner with somebody new and that'll
really open up your world in a lot of
ways for example the other week my
boyfriend threw a conversation with
someone at a party and then an
introduction that person made for him he
was able to double his income in a
matter of weeks so don't underestimate
what one key introduction might do for
you all right this next tiny habit again
because health is wealth is something
called the 3030 rule I didn't come up
with this my friend Justin who's a
health and nutrition coach taught me
this but he advises to eat 30 gram of
protein within 30 minutes of waking up
this might apply more to women than men
but it's super important to jump start
your metabolism and stabilize your blood
sugar first thing in the morning
otherwise the rest of your day your
hormones go crazy and your metabolism
slows down down and you also lose energy
so before I started doing this I would
like crash at 3:00 p.m. and have to just
lay on the couch or drink a bunch of
coffee to keep going but ever since I
started eating 30 grams of protein
within 30 minutes of waking up mostly
with a really delicious protein smoothie
I have had so much energy and haven't
needed coffee in the midafternoon so
again like when you're healthy you have
energy to do things to accomplish things
that will make you more money and just
make you a really successful person so
the 3030 rule 30 g of protein within 30
minutes of waking up try it all right
this next tiny habit is one that I love
it's very near and dear to my heart it's
basically to send a text a voice note or
phone call to a friend or a family
member or someone that you care about
and this doesn't have to be some long
2hour catchup that you put on the
calendar it could actually just be an
impromptu phone call that you make to
your best friend while on a walk maybe
you haven't talked to your mom or dad in
a while send them a little voice note
these little things make a big
difference first in your mental health
cuz feeling connected to your loved ones
makes a huge difference in your
emotional well-being and that obviously
spills over into productivity and being
able to do things that make a lot of
money in your life you rarely see a
successful wealthy person who is
absolutely miserable and has no friends
and family in their life it's just
you're going to be too depressed to
really do anything that's just that's
not how it works let's not be so fixated
on just dollars and cents in your bank
account there is also something called
social capital the stronger your
relationships are the more people you
have to rely on in times of need the
more people you can talk to for
opportunities sometimes sometimes you
can just rely on relationships instead
of paying people to do things you can
just have your friend help you out
social capital is a real thing and this
social capital can be built throughout
the little pockets of your day sending
that little text sending a little voice
note and just minimal efforts like that
all right tiny habit number 18 is to do
something that makes you happy every
single day it doesn't have to be a long
thing it could just be a 10-minute walk
on the beach at Sunset it could be a
really brief cuddle with your dog on the
couch it could also be watching Netflix
I love watching my Netflix show almost
every week night I've been watching just
a short 30 minute 50-minute episode of
Emily in Paris or sex in the city or
just you know it's my little Indulgence
most week nights when I do have the time
or it could just be something simple
like cuddling Jupiter now maybe you
think people who are rich like are
working all the time and it's hustle
culture 24/7 but that really doesn't
work it's not sustainable because to
really be effective and accomplish big
things you need to take care of yourself
you need to make Joy a priority and have
good emotional well-being so doing
little things that make you happy and
give you pleasure go a really long way
don't think that you need to be some
sort of 24/7 Hustler who never does
anything fun or takes a break it's a
marathon not a Sprint so it's all about
balance this next tiny habit is to use
your weekends and your week nights your
free time to to build an extra income
stream or learn a new income generating
skill rather than Doom scrolling social
media or spending all of your free time
watching Netflix you know nothing wrong
with Netflix but spending all of your
time only watching Netflix now that's
where it becomes problematic in that
time you could learn a new language
which could potentially get you a
promotion at work or you could use that
time to build a side hustle like
starting a YouTube channel or starting
some sort of Shopify shop you know use
the little extra pockets of time to
build something of your own most of us
don't have unlimited time to just build
new income streams but in the pockets of
your time it all adds up 1 hour there
two hours there throughout the week that
could be 5 hours a week and over time
that's 25 hours a month and although I
can't do the math off the top of my head
over the course of a year that that
could be hundreds of hours that goes
towards building a brand new income
stream that could even maybe take over
your full-time job that's actually what
happened to me I was still working my
main job while building my YouTube
channel on the side until one day my
YouTube channel was enough to support me
and I didn't have to do anything else
all right and for my last and final 20th
tiny habit that made me rich is to check
your net worth once in a while as a
refresher net worth is your assets the
total of all your savings and accounts
and Investments minus your liabilities
which is the total of all of your debts
and everything you owe and it's good to
just keep track of this first of all
it's good to know just where you stand
right now and to check that over time
that number is going more and more
positive that you're at least moving in
the right direction most people don't
just get rich by accident it has to be
something intentional that you monitor
over time and make sure that you're at
least making progress so keeping track
of your net worth always knowing where
you stand and where you'd like it to be
and the next time you look at it is a
really good tiny little habit that will
make such a big difference the other
kind of side benefit of tracking your
net worth is it forces you to be on top
of everything that you own and
everything that you owe and that again
and just being on top of your finances
is again one really key part of becoming
rich so that's it for my 20 tiny habits
I hope you liked them think of this as
just a menu of options you definitely
don't have to do all of these I don't
necessarily do all of these all at once
all the time it's just things over the
last few years that have helped me so
what I recommend is just pick one of
these 20 tiny habits to start and once
that habit gets really installed and
ingrained and becomes an automated part
of you then think about adding on more
you do not have to do everything at once
you can always start small that doesn't
mean that you're thinking small but
you'll be shocked at how doing small
consistent things over a period of time
will make a difference one day you're
going to look back at all the progress
that you've made all the money and
income that you've uplevel and you'll be
so amazed and proud of yourself all
right that's it for this video thank you
so much for watching as always and I
will see you next week same time same
place
[Music]
Посмотреть больше похожих видео
1 month of content in 1 hour | Updated guide to content batching & planning + free content calendar!
5 Habits That Will Fix 87% Of Your Problems
Three 30-Day Challenges That Will Actually Change Your Finances
100 Rules of Money | The Rules of Wealth by Richard Templar | Slight Finance - PART 1
to the person with Multiple Passions and a loooooong To-Do List (how to get things done)
4 ONE-MINUTE Habits That Save Me 20+ Hours a Week - Time Management For Busy People
5.0 / 5 (0 votes)