Vad är en globalfond? | Nordnet Academy
Summary
TLDRThe video script explores the concept of a global fund, distinguishing between global index funds and actively managed global funds. It explains that global index funds typically consist of 70% U.S. investments, focusing on developed economies and excluding emerging markets like China and India. In contrast, actively managed funds can include emerging markets and have a higher fee. To achieve a more global portfolio, viewers are advised to consider investing in a combination of global index funds and emerging market funds, such as those following the MSCI All Country World Index.
Takeaways
- 🌍 A global fund is more complex than just a stock fund with stocks from around the world.
- 🗺️ Global index funds, especially those following the MSCI World Index, include only 23 developed countries, excluding emerging markets like China and India.
- 🇺🇸 Global index funds typically have 70% of their investments in the USA, making them heavily weighted towards the US market.
- 📈 Actively managed global funds can choose their own country allocations and are not as heavily weighted towards the USA.
- 🏛️ 70% USA investment means 70% of the capital is on the American stock market, but this includes many international companies listed in the USA.
- 📉 Global index funds have lower fees compared to actively managed global funds, which usually have higher fees.
- 🧩 If you want a more globally inclusive index fund, consider those following the MSCI All Country World Index.
- 🌟 Another approach to achieve global exposure is to combine a global index fund with an emerging markets index fund.
- 🌐 This combination provides a more comprehensive global portfolio, including both developed and emerging markets.
- 👍 The script explains the differences between global index funds and actively managed global funds, and how to make a global fund truly global.
Q & A
What is a global fund?
-A global fund is an investment fund that holds stocks from all around the world, often tracking a global index like the MSCI World Index.
How many countries are typically included in a global index fund?
-Most global index funds include around 23 developed countries, as per the MSCI World Index.
Do global index funds include emerging markets like China and India?
-No, global index funds usually do not include emerging markets such as China and India, focusing instead on developed economies.
What is the difference between a global index fund and an actively managed global fund?
-A global index fund tracks a specific index, often with a heavy allocation to the U.S. market, whereas an actively managed global fund can choose countries independently and may not have such a high allocation to the U.S.
What percentage of a global index fund is typically invested in the U.S. market?
-A global index fund might have around 70% of its capital invested in the U.S. market, but this includes companies from all over the world listed on American exchanges.
Can an actively managed global fund include emerging markets?
-Yes, some actively managed global funds may choose to include emerging markets like China and India, depending on the fund's strategy.
How do fees compare between global index funds and actively managed global funds?
-Global index funds usually have lower fees compared to actively managed global funds, which often have higher fees due to the active management involved.
Is there an index that includes both developed and emerging markets?
-Yes, the MSCI All Country World Index includes both developed and emerging markets, providing a more comprehensive global exposure.
What is a strategy to create a more global portfolio without emerging markets in the index?
-One can invest in a global index fund that includes only developed economies and then supplement it with a separate emerging markets index fund.
How can investors ensure they are making informed decisions when choosing a global fund?
-Investors should read the fund's documentation and understand its composition, strategy, and fees before investing.
What is the MSCI World Index, and what does it represent?
-The MSCI World Index is a free float-adjusted market capitalization weighted index that is designed to measure the equity market performance of developed markets, representing approximately 85% of the free float-adjusted market capitalization in each developed country.
Outlines
🌐 Understanding Global Funds
This paragraph introduces the concept of a global fund, explaining that it's more than just a stock fund with shares from around the world. It clarifies that a global index fund, especially one that tracks the MSCI World Index, includes shares from 23 developed countries, excluding emerging markets like China and India. The paragraph also touches on the distinction between global index funds and actively managed global funds, noting that the former typically has a higher percentage of U.S. investments.
Mindmap
Keywords
💡Global fund
💡MSCI World Index
💡Developed countries
💡Emerging markets
💡Frontier markets
💡Index funds
💡Actively managed funds
💡Allocation
💡Expense ratio
💡MSCI All Country World Index
💡Portfolio
Highlights
A global fund is not just a stock fund with stocks from around the world, it's more complex.
Global index funds, especially those tracking the MSCI World Index, invest in 23 developed countries.
Emerging markets like China and India are not included in the MSCI World Index.
Global index funds are typically funds of developed economies.
The difference between a global index fund and an actively managed global fund is that the latter can choose countries on its own.
Global index funds are usually 70% invested in the US, but this includes many companies from around the world listed on US exchanges.
Actively managed global funds can have a lower percentage invested in the US, like 40-50%.
Global index funds tend to have lower fees compared to actively managed global funds.
To include emerging markets like China and India, one can invest in global funds tracking the MSCI All Country World Index.
Another way to have a more global portfolio is to combine a global index fund with an emerging markets index fund.
It's important to read and understand the fund's composition before investing.
Global funds can provide exposure to a wide range of developed economies.
Active management allows for more flexibility in choosing countries and stocks.
The MSCI World Index is a common benchmark for global index funds.
Frontier markets are not yet included in global index funds.
Investors have the option to choose between index and actively managed funds based on their preferences.
Combining different types of funds can create a more diversified and global portfolio.
Understanding the differences between global index funds and actively managed funds is crucial for informed investing.
Transcripts
Vad är en globalfond?
Jättebra fråga.
Kan tyckas väldigt enkelt.
Det är väl bara en aktiefond
med aktier från hela världen?
Men riktigt så enkelt är det inte.
Men här reder vi ut det.
Så låt oss börja.
Globalt låter som hela världen.
Men speciellt om det är en global indexfond,
och speciellt om den följer det stora indexet
MSCI World Index
så är det faktiskt dessa länder man får.
De är blått.
Och det går ganska snabbt att
de i blått är inte alla länder,
utan det är faktiskt 23 länder
som ingår i de flesta globala indexfonder.
Gemensamt för de blå länderna,
det är att de är utvecklade länder.
Så tillväxtmarknader som Kina och Indien
ingår inte.
Eller frontier marknader,
de som ännu inte har blivit tillväxtmarknader.
Så egentligen
brukar globala indexfonder vara
utvecklade ekonomier-fonder.
Så kan man tänka.
Men alla fonder är ju inte indexfonder.
Så hur skiljer sig en global indexfond
och en aktivt förvaltad globalfond?
Till att börja med,
globala indexfonder brukar vara
70% USA.
Det är typ en USA fond
med krydda från lite andra delar av världen.
Så är det faktiskt.
En aktivt förvaltad globalfond
kan välja länder själv.
Så det behöver inte vara jättemycket USA.
Det brukar vara mycket USA,
men det behöver absolut inte vara
i de här nivåerna.
Det kanske är 40%, 50%.
En sak att bara nämna,
när vi säger 70% USA
då menar vi att det är 70% av kapitalet
som är investerat
på den amerikanska börsen.
Men man ska också nämna
att på den amerikanska börsen
så finns det flera bolag
från hela världen
som bara är listade i USA.
Så det betyder inte att 70%
är exponering mot bara USA
utan det är 70 % av innehaven
som är noterade i USA.
Och så går vi vidare till att
de här har ju inte
tillväxtmarknader i sina index,
utan Kina och Indien ingår inte.
Det kan de däremot göra i
aktivt förvaltade globalfonder.
Det beror på.
Vissa gör det, vissa gör det inte.
Så det gäller att läsa på
innan man investerar.
Och så brukar det vara så att
globala indexfonder har en lägre avgift.
Aktivt förvaltade globalfonder
brukar ha en högre avgift
Men om man vill ha en indexfond där
där t.ex Kina och Indien också ingår,
inte bara de utvecklade ekonomierna,
då kan man investera i globalfonder som
som följer indexet
MSCI All Country World Index.
Det är den ena metoden.
Man kan också göra det
ännu enklare för sig.
Den andra metoden:
Man investerar i en global indexfond,
och det här kommer bara vara utvecklade ekonomier.
Här ingår Kina inte.
Här ingår Indien inte.
Och sen kan man krydda det här med
en tillväxtmarknadsfond, som är också index.
Ja, nu ingår Kina,
nu ingår Indien,
och plötsligt får man
en mer global portfölj
genom att kombinera en global indexfond
med en tillväxtmarknadsfond.
Nu har vi lärt oss vad en globalfond är,
hur man kan få den att bli mer global
och skillnaden är mellan
index och aktivt förvaltade globalfonder.
Lycka till!
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