Apakah gaji hasil kerja dari bank, termasuk Riba? - Ustadz Adi Hidayat

Summary

In this video, a speaker discusses the concept of halal and haram in relation to working in conventional banks and the concept of riba (usury). He advises viewers to seek clarity when uncertain about certain actions, and if something remains unclear, to avoid it. Regarding working in conventional banks, the speaker highlights that earning income from riba is haram, but in cases of necessity, such as financial hardship, it may be permissible temporarily. The speaker encourages individuals to seek work in Islamic banks or other alternative employment opportunities while gradually distancing themselves from any questionable sources of income.

Takeaways

• 😀 Riba (interest) from conventional banks is considered haram (forbidden) in Islam.
• 😀 If your income is derived from sources involving riba, it might not be permissible for zakat purposes.
• 😀 In situations of doubt about halal or haram, it is advised to seek clarity and ensure certainty.
• 😀 If you're unsure about the halal status of your income, it’s better to avoid it if possible.
• 😀 Working in a conventional bank that involves riba is considered problematic in Islamic law.
• 😀 It’s encouraged to seek a job in a sharia-compliant bank (or other permissible industries) to avoid riba.
• 😀 If forced by necessity to work in a conventional bank, it's permissible temporarily, but it should be a temporary solution.
• 😀 Gradually transition to a halal source of income and avoid reliance on riba-based income.
• 😀 Purify your income by ensuring that any zakat given comes from halal sources.
• 😀 Always seek alternatives if your current job or income source is doubtful in terms of halal or haram.

Q & A

Is it permissible to work in a conventional bank that involves riba (interest) in Islamic law?

Working in a conventional bank where riba is involved is generally considered haram (forbidden). However, if a person is in a life-threatening situation and has no other choice, the situation may be temporarily excused. It is encouraged to seek work in an alternative halal (lawful) environment, such as a shariah-compliant bank.

How should a person purify their income if they work in a conventional bank?

If a person works in a conventional bank and is concerned about the involvement of riba, they can purify their income by paying zakat on it. Zakat is an obligation that helps cleanse one's wealth, but it does not make haram income lawful.

What should someone do if they are unsure whether their work or income is halal or haram?

When in doubt about the permissibility of something, the best approach is to seek clarity. If something remains unclear, it is recommended to avoid it. As the saying goes, 'Halal is clear, haram is clear, and between them are doubtful matters.'

What is the advice for someone working in a conventional bank while seeking a way out?

The advice is to gradually reduce involvement in the conventional bank, seek alternative work, and transition to a halal work environment, such as a shariah-compliant bank. It is important to avoid staying in a doubtful or haram situation for long periods.

How many rakats should be performed for Nafilah prayers and when is the best time to perform them?

The number of rakats for Nafilah (voluntary) prayers depends on personal preference and the time available. It is recommended to perform them after the obligatory prayers, though the timing may vary depending on individual circumstances.

Is there a specific time for Nafilah prayers that is recommended?

Nafilah prayers can be performed at various times, but it is best to perform them during the quieter hours, such as after the Fard (obligatory) prayers or in the middle of the night for those who prefer to pray tahajjud.

What does it mean to avoid doubtful matters according to Islamic teachings?

Avoiding doubtful matters means steering clear of actions or situations where it is unclear whether they are halal or haram. The principle is to leave such matters and choose what is clear and certain, in line with Islamic teachings that emphasize clarity in halal and haram matters.

How does one ensure they are following Islamic law in their profession?

To ensure compliance with Islamic law in one's profession, it is important to avoid engaging in activities that involve haram practices like riba. If uncertainty arises, it is best to seek advice from knowledgeable scholars and make efforts to transition to lawful work, such as a shariah-compliant role.

What is the principle of 'halal is clear, haram is clear' and how does it apply to daily life?

The principle of 'halal is clear, haram is clear' means that halal (permissible) and haram (forbidden) actions are well defined in Islamic law. The space in between, which involves doubtful matters, should be avoided, as it can lead to confusion or unintentional wrongdoing.

What should someone do if they continue to struggle with working in an environment that may involve riba?

If someone continues to struggle with working in an environment that may involve riba, they should seriously consider finding alternative employment in a halal setting. This may involve seeking work in a shariah-compliant bank or another type of halal business to avoid perpetuating involvement in doubtful or haram income.