CARA INVESTASI REKSADANA SYARIAH DI BIBIT UNTUK PEMULA - APA BEDANYA REKSA DANA DAN SAHAM?

Summary

In this episode, the host explains how anyone can earn money while sleeping through investments, even with as little as Rp10,000. The focus is on mutual funds (Reksadana), including their benefits, drawbacks, and how to get started online. The host walks viewers through the process of signing up, purchasing, and selling Reksadana through the Bibit app, with tips on choosing Sharia-compliant funds. The video also discusses the advantages of Reksadana for beginners, such as professional management and low risks, while emphasizing the importance of diversifying income sources for financial stability.

Takeaways

• 😀 You can earn money while sleeping by investing, even with as little as IDR 10,000.
• 😀 Investing in mutual funds (Reksadana) is accessible for beginners and doesn't require a lot of money to start.
• 😀 Mutual funds are collections of various investment products like stocks, bonds, and deposits, managed by professional managers.
• 😀 Unlike stocks, mutual funds offer diversified investments, reducing the risk of losing money due to the poor performance of individual companies.
• 😀 Islamic mutual funds (Reksadana Syariah) avoid investing in businesses that violate Islamic principles and are supervised by a Shariah board.
• 😀 Mutual funds are ideal for beginners because the investments are managed by experts, so you don’t need to have extensive knowledge of the market.
• 😀 The risks of mutual funds are lower compared to direct stock investments, as they involve a diverse set of assets.
• 😀 Investments in mutual funds can be withdrawn anytime, but it's better to hold them for longer periods to experience more significant returns.
• 😀 Online platforms like Bibit make the process of investing in mutual funds easy, with registration and transactions fully online.
• 😀 You can start investing in mutual funds with just IDR 10,000 and have the option to set up automatic monthly investments.
• 😀 When investing through platforms like Bibit, you don't have to pay transaction fees, and you can choose between conventional or Islamic funds.

Q & A

What is the main topic of the video?

The main topic of the video is how to make money passively through investments, specifically focusing on Reksadana (mutual funds) and how to get started with small amounts of money.

What is Reksadana, and how is it different from stocks?

Reksadana is a pooled investment product managed by professionals, consisting of various assets like stocks, bonds, and deposits. The main difference from stocks is that with stocks, you invest in a specific company, whereas Reksadana is a diversified package of multiple investments.

How much money do you need to start investing in Reksadana?

You can start investing in Reksadana with as little as IDR 10,000, making it accessible for beginners.

What are the benefits of investing in Reksadana?

The benefits of Reksadana include being beginner-friendly, having lower risk due to diversification, and being easily manageable by professional managers. Additionally, it offers more potential returns compared to saving money in a regular bank account or deposit.

What is the main advantage of Sharia-compliant Reksadana?

The main advantage of Sharia-compliant Reksadana is that your money will not be invested in businesses that violate Islamic principles. Additionally, it is monitored by a Sharia supervisory board to ensure compliance with these principles.

What are the disadvantages of investing in Reksadana?

Some disadvantages of Reksadana include lower returns compared to stocks, the fact that it can take up to 7 working days to withdraw money, and the inherent risk of loss, as it still depends on the performance of the underlying investments.

Can you sell Reksadana anytime, and how long does it take to get the money?

Yes, you can sell Reksadana at any time. However, due to verification processes, it can take up to 7 working days for the funds to be transferred to your account.

What is Bibit, and why is it recommended in the video?

Bibit is an online investment platform that allows users to invest in Reksadana. It is recommended because it offers an easy-to-use interface, zero transaction fees, and quick registration and verification processes.

What should you do to invest through Bibit?

To invest through Bibit, download the app, register by filling in personal details like income and risk preferences, and use a referral code for cashback. After verifying your information, you can start investing in Reksadana with a small amount like IDR 10,000.

What features make Bibit user-friendly for beginners?

Bibit is user-friendly due to its simple registration process, robo-advisor feature that suggests suitable investments based on your profile, and the availability of educational resources to help new investors understand the investment process.