🚨BIG CHANGES: Professor G Updates for 2025 (what I’m buying) 📈💰

Summary

In this video, the speaker shares updates on both his personal life and investment strategy for 2025. He announces his engagement and discusses how his professional life, including YouTube growth and his role as a professor, has been thriving. Focusing on 'balance' for the year, he makes the decision to resign from one university position to focus on his businesses and research. In terms of investing, he provides insight into his diversified portfolio, emphasizing long-term strategies, dollar-cost averaging, and taking advantage of market volatility, while continuing to invest in stable assets and exploring speculative opportunities in sectors like AI.

Takeaways

• 😀 Proposed to my fiancée in December, and she said yes! A huge personal milestone.
• 😀 Decided to resign from one of my university teaching positions to focus more on YouTube and coaching businesses.
• 😀 My word for 2025 is 'balance,' which led me to make some professional cuts to achieve a better work-life balance.
• 😀 Invested in and helped open a Jiu-Jitsu gym in Riverside, California, to create a community and focus on personal fitness.
• 😀 My portfolio includes: 3% in high-yield savings, 3% in business cash, 12% in crypto, 23% in real estate, 18% in growth stocks, 18% in dividend ETFs, and 23% in the S&P 500.
• 😀 Plan to cut crypto holdings by half in 2025 and reinvest those profits into a 3-ETF portfolio (S&P 500, VOO, QQQ).
• 😀 2025 market has been volatile with rising bond yields and some uncertainty around inflation and interest rates.
• 😀 Rising bond yields make treasury bonds more attractive than stocks, causing some downward pressure on stock prices.
• 😀 Dollar-cost averaging (DCA) strategy continues, with investments into S&P 500, QQQ, and Berkshire Hathaway, despite some dips in the market.
• 😀 I believe in Palantir's AI potential and am continuing to invest in it, despite its high PE ratio and current volatility.
• 😀 This is a great time for long-term investors to buy at lower stock prices, setting up for potential gains as prices rise in the future.

Q & A

Why did the speaker choose 'balance' as their word for 2025?

The speaker chose 'balance' as their word for 2025 because they realized their plate was too full with various commitments. They wanted to prioritize finding a better equilibrium between personal, professional, and financial aspects of their life.

What significant personal milestone did the speaker recently experience?

The speaker recently got engaged, as they asked the love of their life to marry them at the end of December, and she said yes.

What professional change did the speaker make in 2024?

In 2024, the speaker resigned from one of the universities they were working with to focus more on their YouTube channel and private coaching business. This decision was influenced by a misalignment between their values and the direction the university was taking.

How did the speaker's YouTube and coaching business influence their career choices?

The growth of the speaker's YouTube channel and coaching business allowed them to reach and impact more people than they could as a professor, leading them to decide to invest more time into those areas instead of traditional academia.

What new business venture did the speaker get involved in?

The speaker became an investor in and helped open a Jiu-Jitsu gym called Mission Jiu-Jitsu in Riverside, California. This venture aligns with their personal interest in fitness and community building.

What is the speaker's strategy for balancing personal and professional life?

The speaker aims to find balance by focusing on what they enjoy and value, such as prioritizing family life, cutting down on commitments, and investing time in ventures like their Jiu-Jitsu gym, while continuing to grow their businesses.

How has the stock market started in 2025 according to the speaker?

The stock market in 2025 has started somewhat negatively, with stocks like the S&P 500, Microsoft, and others seeing downward movement, making investors uncertain about where to place their money.

What factors are contributing to the current market conditions as mentioned by the speaker?

The current market conditions are influenced by rising bond yields, stronger-than-expected economic reports, and political factors like potential tariffs and concerns about inflation. These have made bonds more attractive, putting pressure on stocks.

What is the speaker's outlook for long-term investors in the current market?

The speaker believes that the current market dip presents a great opportunity for long-term investors to buy when prices are lower. Over time, they expect the market to recover and reward those who consistently invest in quality assets.

What specific ETFs and stocks is the speaker focusing on in 2025?

The speaker is focusing on dollar-cost averaging into a diversified three-fund portfolio consisting of SCD, VU, and QQQ. Additionally, they are investing in Berkshire Hathaway and Palantir, the latter being a more speculative, AI-focused stock.