Can THIS RWA Altcoin Project Be Bigger Than Mantra OM? 👀

Summary

Clearpool is revolutionizing decentralized finance with under-collateralized lending, enabling credit-based loans rather than over-collateralized ones. Their success is amplified by Ozian, a new regulatory-compliant Ethereum layer 2 blockchain built for real-world asset projects. Ozian offers innovative features like yield-bearing stablecoins, a unified compliance layer, and a custodial wallet, aimed at attracting institutional investors. With strategic partnerships and a robust ecosystem, Clearpool is set for explosive growth, positioning itself as a major player in the blockchain space for 2025 and beyond.

Takeaways

• 😀 Clearpool offers a unique form of lending called under-collateralized lending, where loans are based on project strength rather than over-collateralization, making capital use more efficient.
• 😀 Traditional DeFi lending models require over-collateralization (e.g., deposit $10,000 to borrow $7,000), but Clearpool’s model allows for more flexible and efficient lending.
• 😀 Clearpool has already originated $650 million in loans and is just getting started, with a potential to grow far beyond the $4 billion valuation of other projects like Mantra.
• 😀 The Ozien blockchain, a regulatory-compliant Ethereum Layer 2 chain, is a major innovation, designed specifically for tokenizing real-world assets (RWAs) in a compliant manner.
• 😀 Ozien provides an easy-to-use platform for both retail and institutional investors to tokenize and borrow against real-world assets while complying with regulations.
• 😀 The Ozien blockchain is built on the Optimism network, benefiting from shared security and compatibility with other chains like Uniswap and Bas.
• 😀 Ozien's compliance layer allows projects to set specific preferences for regulatory compliance, ensuring that only eligible institutions or accredited investors participate in certain investments.
• 😀 Ozien features two unique stablecoins: USDX, a regulated 1:1 USD-backed stablecoin, and Oz USD, a yield-bearing rebase coin that offers automatic yield and fluctuating supply to maintain price stability.
• 😀 Oz USD’s yield-bearing feature is particularly attractive to traditional finance (TrFi) institutions, similar to a money market fund, making it a valuable addition to the crypto space.
• 😀 The Ozien wallet is custodial, designed to accommodate both Web 2 and Web 3 assets, allowing financial institutions to manage digital and traditional assets in one place, which is critical for gaining wider adoption.
• 😀 Clearpool and Ozien are creating a dynamic ecosystem that offers both decentralized finance benefits and institutional-grade security, with ongoing partnerships and integrations enhancing their growth potential.

Q & A

What makes Clearpool different from traditional DeFi lending platforms?

Clearpool focuses on under-collateralized lending, unlike traditional DeFi platforms which typically require over-collateralization. This approach allows borrowers to access capital based on their project's strength and ability to repay, rather than having to deposit more than they wish to borrow.

How much in loans has Clearpool originated so far, and what is their potential for growth?

Clearpool has already originated $650 million in loans, and with its innovative approach to credit-based lending, it has the potential for massive growth, potentially surpassing projects like Mantra, which has a market value of $4 billion.

What role does the Ozien blockchain play in Clearpool's growth?

Ozien is Clearpool's new Layer 2 blockchain built on Ethereum's Optimism network. It provides a regulatory-compliant infrastructure for Real-World Asset (RWA) projects, allowing institutions and accredited investors to engage in on-chain activities while meeting regulatory standards.

Why is compliance a critical feature for Ozien?

Compliance is essential for attracting institutional and traditional finance (trafi) firms to the blockchain. Without compliance, these firms would avoid tokenizing their assets or participating in blockchain lending due to regulatory risks. Ozien offers a unified compliance layer to cater to the regulatory needs of various jurisdictions.

What are the two stablecoins used in the Ozien ecosystem?

Ozien uses two stablecoins: USDX and Oz USD. USDX is a 1:1 stablecoin issued by Hex Trust, and Oz USD is a yield-bearing, rebase stablecoin that adjusts its supply to maintain its peg and provides yield to holders.

How does the Ozien wallet benefit traditional finance (trafi) users?

The Ozien wallet is custodial, which means it's managed by a trusted third-party, Hex Trust. This is important for trafi users, as it allows them to store both Web 2 and Web 3 assets in one wallet, simplifying asset management and encouraging adoption.

What is the significance of Ozien's partnership with Hex Trust?

Hex Trust's partnership with Clearpool to launch Ozien brings significant regulatory compliance, infrastructure, and geographic support. Hex Trust's reputation as a licensed custodian across multiple regions adds credibility to Ozien as a viable platform for institutional adoption.

What are the benefits of staking or locking up USDX in the Ozien platform?

By staking USDX, users can earn yield on their holdings. The longer the lock-up duration, the higher the Annual Percentage Rate (APR) for rewards. This allows users to passively earn returns while supporting the ecosystem.

What is the process to get started with Ozien's ecosystem?

To start using Ozien, users need to bridge stablecoins like USDT or USDC to the Ozien network, convert them into USDX, and then into Oz USD. From there, they can select their yield duration and start earning yield immediately.

What are some of the key partnerships and integrations supporting Ozien's growth?

Ozien has formed partnerships with various projects like LayerZero, Vel Drome, Athena, Solve Protocol, and Agora. These integrations are expected to expand Ozien's capabilities and enhance its value proposition for Real-World Asset (RWA) projects and traditional finance users.