Simulasi Transaksi Akad Jual Beli Tanah Berbasis Syariah (akad mudrabahah) oleh Kelompok 2

Summary

In this transcript, a conversation unfolds between Pak Alif, Tiara, and various parties involved in a property sale. Tiara, acting as the seller, discusses the purchase of land with Pak Alif, ensuring all documents, including certificates and legalities, are in order. Throughout the discussion, the importance of fairness, transparency, and adherence to Islamic principles in business is emphasized. Pricing, payment plans, and additional costs such as notary fees and taxes are negotiated, and a written agreement is prepared. The process is completed with both parties ensuring all terms are clear and agreed upon, marking the success of the transaction.

Takeaways

• 😀 The script begins with a phone call where Tiara confirms with Pak Alif that he is interested in purchasing land, discussing the details of the transaction.
• 😀 Tiara sets up a meeting with Pak Alif to discuss the land purchase further, providing details on the office location.
• 😀 During the meeting, Tiara introduces Ibu Rezki, a notary, and Ibu Jara, a witness from her side, ensuring the legality of the transaction.
• 😀 Pak Alif asks for further details about the land's condition and location, confirming that it is ready for development and has no legal issues.
• 😀 Tiara presents the land's price, which is initially set at R00 million, and a negotiation follows, resulting in a revised offer of R75 million after discussing potential profits and market conditions.
• 😀 The transaction is planned to be conducted under Islamic finance principles (Murabaha), with a clear margin on profit set at R25 million.
• 😀 Both parties agree that all necessary documents, including the land's certificate, will be checked to ensure transparency and security for the deal.
• 😀 The script details the payment structure, which includes a down payment and two installments, with agreed timelines for each.
• 😀 The parties discuss additional fees, including notary costs and taxes, and agree on a fair distribution of these costs between the buyer and the seller.
• 😀 The final section covers the signing of the contract, ensuring all terms are clear, and both parties acknowledge the fairness and legality of the agreement, focusing on honesty and transparency.

Q & A

What is the purpose of the phone call between Tiara and Pak Alif?

The purpose of the phone call is for Tiara to discuss the purchase of land with Pak Alif, specifically to set a meeting time to continue their earlier discussions about the land sale.

What role does Ibu Rezki play in the transaction?

Ibu Rezki is a notary who ensures that the sale and purchase of the land adhere to the legal and syariah principles, providing security and legitimacy to the transaction.

What is the size and location of the land in question?

The land is 500 m² in size, and although it is located on the outskirts of the city, it is considered strategic due to good road access and the presence of nearby residential areas.

Why is the land considered a good investment?

The land is seen as a good investment because of its strategic location, potential for development, and its place in an area that is expected to grow and offer future opportunities.

How does Tiara justify the land price of R75 million?

Tiara justifies the price of R75 million by referencing a market analysis and the potential for future development in the area, which she believes makes the price reasonable.

What is the agreed-upon price after negotiation?

After negotiation, the price is settled at R75 million, with a margin of profit for Tiara of R25 million.

What are the key terms of the sale agreed upon by both parties?

The key terms include the agreed price of R75 million, a 30-day payment term after signing the contract, and the clarity on the documents and status of the land. Additionally, both parties agree on sharing notary fees and the buyer covering the tax costs.

What is the payment arrangement for the land?

The payment arrangement consists of an initial down payment of R2.5 million, followed by two installments of R7.5 million each, to be paid over the next two months.

How will the notary and tax fees be handled?

The notary fees, ranging between 1% and 2% of the land price, will be shared between both parties, while the buyer, Pak Alif, will bear the costs of the tax related to the transfer of rights (5% of the transaction price).

What assurances are provided regarding the documents and the land's status?

Pak Alif is assured that the land's documents, including the land certificate, are clear, legal, and properly prepared. He is given the opportunity to review the documents before finalizing the transaction.