Investasi OBLIGASI FR (Fixed Rate) Dari Nol📈| Beli di Bibit!

Summary

The video script discusses the appeal of investing in Fixed Rate (FR) government bonds as a secure and profitable option amidst uncertain economic conditions. It highlights the benefits of FR bonds, such as higher returns compared to bank deposits, liquidity, and being backed by the Indonesian government. The script explains the concept of FR bonds, how to buy and sell them on the Bibit platform, and who they are suitable for. It also compares FR bonds to bank deposits, emphasizing their advantages, such as higher coupon rates and potential capital gains. The presenter shares a step-by-step guide on purchasing and selling FR bonds on Bibit, noting its user-friendly interface and low transaction costs.

Takeaways

• 😀 Investing in Fixed Rate (FR) Bonds can offer certainty and reasonable returns, with the potential for passive income every six months.
• 🏦 FR Bonds are traditionally for wealthy individuals and priority bank customers, but now they can be purchased starting from 1 million, thanks to support from the video.
• 📈 The speaker predicts that the US interest rates have peaked and are likely to remain flat or decrease, which could impact Indonesian bond prices.
• 💼 FR Bonds are forward-looking investments, and their prices may increase if interest rates are expected to fall, as they are government-issued debt instruments.
• 🔑 FR Bonds offer a higher health factor, meaning they provide returns from two sources: fixed coupons paid every six months and potential capital gains or losses due to market fluctuations.
• 🔢 The actual return from FR Bonds is calculated using the yield to maturity (YTM), which remains constant and certain until the bond's maturity.
• 💹 FR Bonds are highly liquid and can be sold at any time before maturity, making them flexible for investors.
• 💰 There is no maximum purchase limit for FR Bonds, and they are 100% guaranteed by the Indonesian government, unlike bank deposits which have limits.
• 📅 FR Bonds offer coupon payments every six months, unlike retail and deposits which may offer monthly payouts.
• 📊 The video provides a comparison between FR Bonds and Bank BUMN deposits, highlighting that FR Bonds can offer higher coupons and potential capital gains without a purchase limit.
• 🛍️ The process of buying and selling FR Bonds on the 'bibit' app is explained, emphasizing its user-friendly interface and low transaction costs.

Q & A

What is the main topic discussed in the video script?

The main topic discussed in the video script is the investment opportunity in Fixed Rate (FR) government bonds, their benefits, and how they can be a good investment option in 2023.

What is the appeal of FR bonds in the current economic climate?

The appeal of FR bonds in the current economic climate is that they offer certainty and a reasonable return, with the potential for capital gains, and are backed by the Indonesian government.

What is the minimum purchase amount for FR bonds mentioned in the script?

The minimum purchase amount for FR bonds mentioned in the script is 1 million Indonesian Rupiah.

How often are the coupon payments made for FR bonds?

The coupon payments for FR bonds are made every six months.

What is the significance of the US Federal Reserve's interest rate changes on FR bonds?

The US Federal Reserve's interest rate changes can influence the Bank of Indonesia's interest rates, which in turn can affect the prices of FR bonds. When interest rates fall, bond prices typically rise.

What are the four main reasons why FR bonds are considered attractive investments?

The four main reasons are: 1) They offer higher health (likely referring to higher returns), 2) They are highly liquid and can be sold at any time, 3) There is no maximum purchase limit and they are 100% guaranteed by the state, 4) The coupons are paid every six months, which is suitable for those who do not need monthly passive income.

How does the liquidity of FR bonds benefit investors?

The liquidity of FR bonds benefits investors because they can be sold at any time before maturity, allowing for flexibility in investment strategies.

What is the potential downside of holding FR bonds until maturity?

The potential downside of holding FR bonds until maturity is that if interest rates fall, the market price of the bond may rise, and selling before maturity could result in a loss if the selling price is lower than the original purchase price.

How does the guarantee from the government affect the risk profile of FR bonds?

The guarantee from the government makes FR bonds a low-risk investment option, as they are 100% backed by the state, which reduces the risk of default.

What is the process of buying and selling FR bonds on the Bibit platform as described in the script?

The process involves having the Bibit app, clicking on the FR logo, choosing the amount to buy, and entering the transaction details. After purchasing, the FR bonds are held in the portfolio and can be sold at any time by entering the amount to sell and the desired selling price.

What are the additional costs associated with buying and selling FR bonds on the Bibit platform?

The additional costs include a transaction fee and a stamp duty fee for transactions over 10 million Indonesian Rupiah. However, there are no buying fees or other additional fees mentioned for the platform.