15 DOENÇAS que DÃO DIREITO a Aposentadoria e Benefício do INSS e PASSAM na Perícia [Invalidez]
Summary
TLDRThis video explains the process of applying for disability retirement (*aposentadoria por invalidez*) through Brazil's INSS, highlighting which diseases may qualify individuals for the benefit. While there is no definitive list of diseases, certain conditions, like tuberculosis, leprosy, and mental disorders, may qualify without the need for 12 months of contributions. The video also provides tips on how to improve chances of success in the medical evaluation, emphasizing the importance of proper documentation. Additionally, the creator encourages viewers to understand their legal rights to avoid being misled and offers a guidebook for those new to legal concepts.
Takeaways
- 😀 The INSS provides retirement benefits for individuals who are permanently incapacitated due to illness, provided the condition is proven through medical examinations.
- 😀 Not all diseases qualify for disability retirement; only conditions that meet specific criteria, like permanent incapacity, are eligible.
- 😀 The disability retirement is now called 'retirement for permanent incapacity' and is granted to those who are unable to work or be re-skilled for another job.
- 😀 The benefit is ongoing as long as the individual remains incapacitated, and the person may be re-evaluated by the INSS every two years to determine the continuation of the benefit.
- 😀 Certain individuals are exempt from the periodic re-evaluations, such as those over 60 or over 55 with over 15 years of benefits, and individuals with HIV.
- 😀 The request for disability retirement must be made through the Meu INSS website or app, followed by a medical examination to assess eligibility.
- 😀 It is important to present all relevant medical documentation, such as test results and hospital records, to prove the condition and ongoing incapacity.
- 😀 There is no specific list of diseases that qualify for disability retirement, but there are conditions that exempt individuals from the minimum contribution period to the INSS.
- 😀 Some illnesses that do not require the 12-month contribution period for the INSS include active tuberculosis, leprosy, mental disorders, various types of cancer, blindness, and serious heart conditions.
- 😀 The critical factor in qualifying for disability retirement is the permanent incapacity caused by the illness, not the specific disease itself.
- 😀 Understanding one's rights is essential, as many people are unaware of their legal rights and are often misled or lose their benefits due to lack of knowledge.
Q & A
What is the main subject of the video?
-The video explains the process of applying for disability retirement benefits (known as 'aposentadoria por invalidez') from the Brazilian National Institute of Social Security (INSS) and the types of conditions that can qualify an individual for this benefit.
What is the difference between 'aposentadoria por invalidez' and 'aposentadoria por incapacidade permanente'?
-Both terms refer to the same benefit, but the official term now used is 'aposentadoria por incapacidade permanente', meaning retirement due to permanent disability, which is for individuals who can no longer work due to illness or injury.
How does the INSS determine if someone is eligible for disability retirement?
-Eligibility is determined through a medical evaluation (perícia médica) by the INSS, where the individual’s ability to work is assessed. If the individual is permanently unable to perform any work and cannot be rehabilitated for another profession, they may qualify for disability retirement.
What happens if someone recovers after receiving disability retirement?
-If the individual recovers and is able to work again, the benefit will be canceled. Additionally, the INSS performs periodic reviews (usually every two years) to confirm the ongoing disability.
What are some exceptions to the periodic re-evaluation for disability retirement?
-Individuals over the age of 60, or those over 55 with more than 15 years of disability retirement, as well as people with HIV, are exempt from periodic re-evaluation.
How can someone apply for disability retirement from the INSS?
-The application can be made through the INSS website or the 'Meu INSS' app. The applicant must undergo a medical examination and present necessary documentation such as medical records and test results.
Is it necessary to have made contributions to the INSS for every type of disease or injury?
-For some diseases, there is a required contribution period of at least 12 months. However, certain conditions, like tuberculosis or HIV, waive this requirement, allowing individuals to apply without meeting the 12-month contribution period.
What diseases are exempt from the contribution requirement for disability retirement?
-Conditions such as active tuberculosis, leprosy, mental illness, cancer, blindness, severe paralysis, Parkinson’s disease, kidney disease, and others are exempt from the 12-month contribution requirement.
Why is it important to organize medical documentation before the INSS evaluation?
-Organizing the medical documentation in chronological order helps demonstrate the onset and persistence of the disability. Older documents show when the condition started, while more recent documents confirm the ongoing issue.
How can someone improve their chances of passing the medical evaluation for disability retirement?
-It's recommended to visit a doctor prior to the evaluation to get an updated medical certificate detailing the illness, treatment history, and the impact on work ability. Proper documentation and clear medical statements increase the chances of passing the medical assessment.
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