ELGENMAS Eps. 70 | PPN 12% | CARA BERTAHAN HIDUP RAKYAT MISKIN BAGAIMANA? | GENERASI EMAS BISA APA?

Summary

This transcript discusses the impact of a 12% increase in Value Added Tax (PPN) on the Indonesian population, particularly the lower-income groups and small businesses. It highlights the challenges faced by everyday citizens, including rising costs for basic goods, and emphasizes the importance of innovation and collaboration in overcoming these economic pressures. The narrative encourages the younger generation to embrace creativity, adapt to financial literacy, and contribute to local solutions. With government support and the adoption of digital tools, communities are urged to work together to reduce the economic strain and build a resilient future for Indonesia.

Takeaways

• 😀 The increase in the Value Added Tax (VAT) from 11% to 12% has a significant impact on the daily cost of living, especially for lower-income groups, small businesses, and the agricultural sector.
• 😀 Local solutions and innovations are emerging as communities adapt to the economic challenges, with young people being encouraged to be creative and enhance their skills for the future.
• 😀 The rise in VAT adds pressure to everyday expenses, leading people to adjust their spending habits, with certain essential goods like rice, sugar, and salt remaining VAT-free.
• 😀 The government's allocation of subsidies and social assistance, including energy subsidies, fuel subsidies, and direct cash transfers, aims to mitigate the impact of VAT hikes on the poor.
• 😀 There are targeted programs like microloans (KUR) and temporary tax exemptions for small businesses, which can help, but individuals are encouraged not to solely rely on government assistance.
• 😀 Financial literacy is essential for adapting to the changes, with educational programs for small business owners teaching them how to manage household budgets and business finances effectively.
• 😀 Digital tools like e-wallets are being increasingly used by small traders to access promotions and cashback, contributing to a more efficient financial system in local markets.
• 😀 Collaboration between communities and local organizations is vital for overcoming economic challenges, with examples like farmer cooperatives and digital platforms connecting producers directly with consumers.
• 😀 Developing local businesses through training programs on product creation and marketing, such as food processing or digital marketing, is helping to enhance local economic resilience.
• 😀 The younger generation is encouraged to embrace innovation, develop specialized skills, and actively engage in community-driven solutions, as they hold the key to shaping a brighter future for the nation.

Q & A

What is the main topic discussed in the transcript?

The transcript discusses the impact of the 12% increase in VAT (PPN) on small businesses, local communities, and the Indonesian economy. It also highlights the importance of innovation, collaboration, and adaptation, particularly for younger generations.

How does the increase in VAT affect small businesses and the general public?

The VAT increase from 11% to 12% leads to higher costs for basic goods, which burdens small businesses, especially those with low profit margins, such as traders and farmers. The increase creates financial pressure, particularly for households with low income, as the added VAT on daily necessities accumulates.

What strategies are recommended for small businesses to cope with the VAT increase?

Small businesses are encouraged to improve their financial literacy, utilize digital wallets for transactions, collaborate with local communities, and explore innovations in distribution systems, such as using digital platforms to connect directly with consumers.

How are digital platforms and innovations being utilized to help small businesses?

Digital platforms, such as e-wallets and applications like 'Panganku,' are being used to connect farmers directly with consumers, bypassing intermediaries and improving profit margins. Additionally, there are efforts to promote online markets and digital tools for local businesses, enhancing efficiency and market reach.

What are some government incentives to mitigate the effects of the VAT increase?

The government has allocated funds for mitigating the impact of the VAT increase, including energy subsidies, fuel subsidies for public transportation, social assistance programs like PKH and BPNT, and support for small businesses through programs like KUR (Credit for Micro and Small Enterprises) and temporary tax exemptions for certain UMKMs.

What role does education and training play in addressing the challenges of VAT increases?

Education and training are key to improving financial literacy, particularly for small business owners and the general public. Local communities, such as in Yogyakarta, have offered practical training in managing household finances and business capital, which helps businesses cope better with economic pressures.

How does the increase in VAT relate to broader economic policy goals?

The increase in VAT is part of a broader fiscal policy aimed at increasing state revenue to support national development projects. However, the policy's implementation needs to be carefully managed to avoid disproportionately burdening lower-income groups and small businesses.

What are some examples of successful collaboration in local communities to support small businesses?

Successful collaborations include farmers in Boyolali forming cooperatives, supported by local mosques, to sell produce directly to consumers. Similarly, community-based initiatives like training programs in cities such as Surabaya and Yogyakarta are helping businesses improve their skills and market access.

What challenges do small businesses face when dealing with the VAT increase, and how can they overcome them?

Small businesses face challenges in managing higher operational costs due to VAT, and the resulting price hikes may reduce consumer purchasing power. Overcoming these challenges involves improving operational efficiency, utilizing digital payment systems to attract customers, and innovating through community-based collaborations.

What is the role of the younger generation in adapting to these economic challenges?

The younger generation, referred to as 'generasi emas' (golden generation), plays a crucial role in adapting to and addressing economic challenges by being innovative, creative, and continuously improving their skills. They are encouraged to engage in entrepreneurship, enhance their digital skills, and contribute to national progress through active participation in solving economic issues.