Kategori Korban Kecelakaan yang Dapat Santunan Jasa Raharja dan Nominalnya

Kompas.com
25 Aug 202302:38

Summary

TLDRThe video discusses the entitlements of accident victims to insurance benefits from PT Jasa Raharja, a state-owned enterprise responsible for managing insurance for road users, including public transport passengers and pedestrians. It outlines two types of insurance: passenger accident insurance for public transport and liability insurance for third parties. The video highlights the legal framework governing these insurances, including laws from 1964. Additionally, it mentions the specific compensation amounts set by the Indonesian Ministry of Finance, ensuring that both passengers and road users are aware of their rights to insurance benefits following accidents.

Takeaways

  • 😀 Accident victims are entitled to receive compensation from PT Jasa Raharja.
  • 🚗 Jasa Raharja is a state-owned enterprise responsible for managing insurance for road users.
  • 👥 Various categories of accident victims qualify for insurance coverage from Jasa Raharja.
  • 🚌 Jasa Raharja offers two main types of insurance: accident insurance for public transport passengers and legal liability insurance for third parties.
  • 📜 Accident insurance for public transport is governed by Law No. 33 of 1964.
  • ⚖️ Legal liability insurance for third parties is based on Law No. 34 of 1964.
  • 💰 Compensation amounts for traffic accident victims are regulated by the Minister of Finance.
  • 📅 The compensation amounts are specified in Ministerial Decision No. 15/PMK.010/2017.
  • 🛣️ Road users involved in traffic accidents are also eligible for compensation.
  • 📑 Additional compensation guidelines are detailed in Ministerial Decision No. 16/PMK.010/2017.

Q & A

  • What is PT Jasa Raharja?

    -PT Jasa Raharja is a state-owned enterprise responsible for managing insurance for users of public roads, including passengers of public transport, private vehicle passengers, and pedestrians.

  • Who is eligible to receive insurance benefits from Jasa Raharja?

    -Various categories of accident victims are eligible to receive insurance benefits from Jasa Raharja, including passengers of public transport and pedestrians involved in accidents.

  • What types of insurance does Jasa Raharja provide?

    -Jasa Raharja provides two types of insurance: passenger accident insurance for public transport and legal liability insurance for third parties.

  • How is passenger accident insurance regulated?

    -Passenger accident insurance is regulated under Law Number 33 of 1964 concerning the Mandatory Accident Fund for Passengers.

  • What is the coverage of the passenger accident insurance?

    -This insurance covers passengers involved in accidents while using public transport vehicles.

  • What legislation governs the legal liability insurance provided by Jasa Raharja?

    -The legal liability insurance for third parties is implemented based on Law Number 34 of 1964 concerning the Road Traffic Accident Fund.

  • Who else can claim insurance benefits apart from passengers?

    -Road users who experience traffic accidents are also entitled to receive insurance benefits from Jasa Raharja.

  • How are the benefit amounts for accident victims determined?

    -The compensation amounts for traffic accident victims are regulated by the Minister of Finance of the Republic of Indonesia through specific decrees.

  • What are the specific decrees related to Jasa Raharja's insurance benefits?

    -The benefits for traffic accident victims are outlined in Minister of Finance Regulation Number 15/PMK.010/2017 and for road users in Number 16/PMK.010/2017.

  • Is there any support for individuals not using vehicles involved in accidents?

    -Yes, the support is also provided for individuals involved in accidents who are not passengers of any vehicle.

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Insurance BenefitsAccident VictimsJasa RaharjaPublic TransportLegal RegulationsFinancial AidRoad SafetyIndonesian LawInsurance CategoriesGovernment Programs
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