Credit Report Loan App Harassment 😰😰 Solution Credit Report Loan App Real Or Fake #instantloanapp

Summary

The video script discusses concerns about a loan application named 'Credit Report Loan Application' with a 4.6 rating and over 50,000 downloads. It reassures viewers that the app is genuine and not a scam. The speaker advises against paying any fees to avoid falling for a scam and offers solutions for dealing with phone calls from the app. They suggest using call-blocking settings, not paying any money, and reporting the app if it turns out to be fraudulent. The speaker also recommends filing a cybercrime complaint and reporting the app on the Play Store to prevent others from falling victim to similar scams.

Takeaways

• 📱 The application discussed is a loan app with a rating of 4.6 and over 50,000 downloads.
• ⚠️ There are doubts about the authenticity of the loan application, but it is clarified that it is a recently launched app.
• 📞 The script advises against responding to phone calls from the app if a loan is not needed, as it could be a scam.
• 🚫 It is emphasized that no legitimate loan application would threaten to misuse personal information if a loan is not approved.
• 🔒 The script suggests using the 'Truecaller' app to block unwanted calls from the loan app.
• 📞 If calls persist, the script recommends adjusting the settings to block all calls, but cautions that this might block important calls as well.
• 💸 The script warns against paying any money to the app, as it could be a scam that promises to return the money and then blocks further communication.
• 📢 It is advised to inform close ones about the scam to prevent them from falling for it.
• 📝 The script suggests that after a certain period, the scammers might stop contacting the victim.
• 🚔 It recommends filing a cybercrime complaint if personal information like PAN card details were shared with the app.
• 📱 Finally, the script advises reporting the app on the Play Store and leaving a review to warn others about the scam.

Q & A

What is the rating of the credit report loan application mentioned in the script?

The rating of the credit report loan application is 4.6.

How many downloads does the application have according to the script?

The application has more than 50,000 downloads.

Is the loan application real or fake according to the speaker?

The speaker clarifies that the loan application is real and has recently been released.

What is the speaker's advice regarding the phone calls from the loan application?

The speaker suggests using the 'Truecaller' app to block the phone calls if they are not wanted.

What is the impact of these loan applications on one's credit score according to the script?

The script implies that these loan applications do not impact one's credit score.

What is the solution proposed for dealing with unwanted phone calls from the loan application?

The solution proposed is to apply settings in the 'Truecaller' app to automatically block such calls.

Why should one not pay any money to these loan applications?

The speaker advises not to pay any money as these applications are fraudulent and will not provide any legitimate service.

What is the recommended action if one has already paid money to the loan application?

The recommended action is to report the application and not to pay any more money.

Why is it important to report such loan applications as scams?

Reporting these applications helps in preventing future scams and ensures personal safety.

What is the suggested next step after blocking the calls and reporting the scam?

The next step is to leave a complaint on the cyber crime portal and report the application on the play store.

What is the final advice given by the speaker to avoid such scams in the future?

The final advice is to never pay any money to such applications and to be vigilant about financial scams.