Halos 90 bilyong piso na sobrang pondo ng PhilHealth, saan ba mapupunta?! | Kapuso Mo, Jessica Soho

Summary

The Philippine Health Insurance Corporation (PhilHealth) faces controversy over its surplus funds, with the government proposing to redirect nearly 9 billion back to the National Budget for infrastructure. Critics argue this move undermines universal health care, especially for the poor who rely on PhilHealth for medical services. The script highlights the plight of a woman in Cebu who feared hospitalization due to financial constraints, despite needing urgent care. It also discusses the potential impact on benefits for members, including those with chronic illnesses, and the debate on whether the fund reallocation is legal and moral, considering the health sector's struggles during the pandemic and the need for improved healthcare infrastructure.

Takeaways

• 💼 The Philippine Health Insurance Corporation (PhilHealth) has a proposed budget surplus of 0.9 billion, which the government wants to reclaim and redirect from the National budget.
• 🚫 Some are protesting this move, arguing that the excess funds should be used to further improve healthcare services, especially for the needy.
• 🏥 A woman in Cebu City gave birth on the side of the road, fearing she couldn't afford hospital delivery costs, highlighting the issue of accessibility to healthcare for the poor.
• 📉 PhilHealth is responsible for the health coverage of millions of Filipinos, but there are concerns about the allocation of its surplus funds.
• 💹 The surplus funds of PhilHealth are significant, with almost 9 billion in excess, yet there are debates on whether it should be used for healthcare projects or returned to the government.
• 🏢 The Department of Finance has issued an order for PhilHealth to return its surplus funds to the National Treasury to fund other government programs, which has been met with criticism.
• 🤰 A case was highlighted where a mother, a PhilHealth member, faced high medical bills for her child's treatment, questioning the adequacy of the current benefits provided.
• 📈 There have been increases in the benefit packages for certain medical conditions, such as breast cancer and stroke, but there are calls for further expansion of coverage.
• 🏥 Private hospitals have expressed concerns about PhilHealth's proposal to return funds, as they are owed money from the discounts given to patients.
• 🏛️ The debate over the surplus funds involves moral and legal considerations, with some arguing that the money should be used to improve healthcare infrastructure and services.

Q & A

What is the current issue with PhilHealth's budget?

The government is proposing to return 0.9 billion pesos of PhilHealth's surplus funds to the National budget, which some argue should instead be used to further improve healthcare services, especially for the needy.

Why are some people protesting the return of PhilHealth's surplus funds?

They believe the surplus should be used to enhance healthcare services, particularly for those in need, rather than being returned to the government.

What is the situation of the woman who gave birth on the side of the road in Cebu City?

Despite an ambulance being present, the woman refused to go to the hospital due to fear of not having payment, highlighting the need for PhilHealth coverage to extend to such impoverished individuals.

How does PhilHealth aim to assist its members like Alvil?

PhilHealth is supposed to provide significant discounts on hospital bills for its members, which is crucial for those like Alvil who have seen an increase in their premium contributions but are facing high medical costs.

What are the benefits that PhilHealth members are entitled to?

PhilHealth members are entitled to discounts on hospital bills and certain medical services like dialysis for kidney disease patients, radiotherapy for cancer patients, and treatments for conditions such as stroke and newborn sepsis.

Why is there a call to increase PhilHealth's coverage or make hospital expenditures free for the poor?

The call is due to the hardship faced by the poor who cannot afford hospital bills, and it is suggested that increasing coverage or making certain expenditures free would be a better use of PhilHealth's surplus funds.

What is the Department of Finance's stance on the surplus funds of PhilHealth?

The Department of Finance has issued a circular order directing PhilHealth to return its surplus funds to the National Treasury to fund other government programs, arguing that the funds are not being utilized effectively.

What is the Philippine Medical Association's response to the proposed return of PhilHealth funds?

The Philippine Medical Association has filed a temporary restraining order against the return of funds, arguing that it is immoral and against the Universal Health Care Act of 2019.

What are the arguments for using PhilHealth's surplus funds for infrastructure projects?

Proponents argue that the funds should be used for infrastructure to support the broader economy and potentially create jobs, rather than being returned to PhilHealth where they might not be fully utilized.

How does the script highlight the plight of the healthcare sector during the COVID-19 pandemic and other health crises?

The script emphasizes the struggles of the healthcare sector, particularly with the surge in COVID-19 cases, leptospirosis, and dengue, where many citizens cannot afford hospitalization or medication, underscoring the need for better allocation of funds.

What is the public's call to action regarding the management of PhilHealth's funds?

The public is calling on President Bongbong Marcos and Secretary Recto to halt the return of surplus funds and ensure that they are used to address the healthcare sector's needs, especially in light of the ongoing health crises.

Outlines

00:00

🏥 PhilHealth Funding Controversy

The script addresses the issue of the Philippine Health Insurance Corporation (PhilHealth) requesting an additional 0.9 billion from the government, which some argue could be better spent on improving healthcare services, particularly for the poor. It tells the story of a woman in Cebu City who gave birth on the side of the road due to fear of not being able to afford hospital bills. The script highlights the challenges faced by PhilHealth members, such as increased premium contributions and the struggle to receive benefits, especially for those with serious illnesses like stroke or cancer. It also mentions the potential for the excess funds to be redirected to infrastructure projects, raising questions about the legality and morality of such a move, and the impact on healthcare access for those in need.

05:02

💼 Department of Finance's Directive on PhilHealth Funds

This paragraph discusses the Department of Finance's directive for PhilHealth to return its surplus funds to the National Treasury to fund other government programs. It includes reactions from various stakeholders, including the Philippine Medical Association, which filed a temporary restraining order against the move, arguing it violates the Universal Health Care Act of 2019. The script also features an interview with Finance Secretary Ralph Recto, who explains the rationale behind the directive, emphasizing the need for efficient cash management and the importance of not increasing the national debt. The conversation touches on the government's responsibility to allocate funds where they are most needed, including health, education, and infrastructure, while also considering the financial health of the nation.

10:04

💉 The Impact on Health Services and Frontliners

The script delves into the potential consequences of reallocating PhilHealth's funds, with a focus on the impact on health services and frontliners. It mentions that despite the surplus, private hospitals are owed significant amounts for services provided, and there are concerns about the ability of the health sector to cope with ongoing challenges, such as the COVID-19 pandemic and other diseases. The discussion includes the government's efforts to support frontliners and the need for infrastructure in healthcare. The script also highlights the government's perspective on the efficient use of funds, with a focus on not increasing the national debt and ensuring the sustainability of healthcare services.

15:29

🛑 Public Discourse and the Future of PhilHealth

The final paragraph emphasizes the importance of public discourse on the management of PhilHealth funds, particularly in light of the ongoing legal challenges and the moral implications of reallocating funds away from healthcare. It calls for a focus on the health and welfare of the most vulnerable, especially in the context of the COVID-19 pandemic and other health crises. The script concludes with a call to action for viewers to stay informed and engaged on the issue, encouraging them to subscribe to the GMA Public Affairs YouTube channel for updates.

Keywords

💡PhilHealth

PhilHealth refers to the Philippine Health Insurance Corporation, a government agency that provides health insurance coverage to Filipino citizens. In the video, it is discussed as having a surplus of funds, which has led to a debate over whether this money should be returned to the government or used to improve health services. The script mentions concerns about the potential misuse of these funds and the need for them to be directed towards health projects and assistance for those in need.

💡Universal Health Care Act of 2019

The Universal Health Care Act of 2019 is a Philippine law that aims to provide comprehensive health care services to all Filipinos through PhilHealth. The video discusses how the surplus funds of PhilHealth are being debated in the context of this act, with some arguing that the funds should be used to enhance the benefits and services covered by the act, such as providing more comprehensive coverage for treatments like dialysis and cancer therapies.

💡Surplus Funds

Surplus Funds in the context of the video refer to the excess money that PhilHealth has accumulated beyond its operational needs. The script highlights a controversy where there is a debate on whether these surplus funds should be returned to the national treasury or utilized to expand health coverage and benefits for members, especially the poor and underserved.

💡Health Coverage

Health Coverage is the extent of medical services and treatments that are paid for by an insurance scheme, such as PhilHealth. The video emphasizes the importance of adequate health coverage, especially for those who cannot afford medical expenses. It discusses how increased coverage can reduce the financial burden on patients and their families, as illustrated by the story of a woman who feared not being able to pay for hospital delivery.

💡National Budget

The National Budget refers to the government's financial plan detailing its revenue and expenditure for a fiscal year. In the video, there is a discussion about redirecting PhilHealth's surplus funds back to the national budget for other government projects, which has sparked controversy. Critics argue that this could detract from the intended purpose of the funds, which is to improve health care services.

💡Infrastructure Projects

Infrastructure Projects are public works and construction initiatives aimed at improving a country's basic physical systems. The video script mentions the possibility of using PhilHealth's surplus funds for infrastructure, which has been criticized by some as a misuse of funds intended for health care. The debate centers on the proper allocation of resources to ensure the health and well-being of citizens.

💡Premium Contributions

Premium Contributions are the payments made by members or employers to PhilHealth to maintain health insurance coverage. The video discusses an increase in these contributions and how they are used to fund the health coverage of members. It also touches on the financial strain this can put on members, especially those with low incomes.

💡Medical Services

Medical Services encompass the health care treatments and procedures provided by medical professionals. The video emphasizes the need for PhilHealth to cover essential medical services, such as dialysis for kidney disease patients and radiotherapy for cancer patients. It highlights the importance of these services in improving the quality of life and survival rates of those with chronic and critical illnesses.

💡Temporary Restraining Order (TRO)

A Temporary Restraining Order (TRO) is a legal measure that temporarily stops a certain action from being taken. In the context of the video, the Philippine Medical Association has filed a TRO to halt the return of PhilHealth's surplus funds to the national treasury, arguing that this would be against the Universal Health Care Act and detrimental to the health sector.

💡Department of Finance

The Department of Finance is a government agency responsible for financial and fiscal policies. In the video, the Department of Finance is involved in the decision to return PhilHealth's surplus funds to the national treasury. The script includes an interview with the Finance Secretary, who defends this decision as a proper management of funds and a way to avoid increasing the national debt.

💡Health Sector

The Health Sector refers to the organizations, institutions, and professionals involved in providing health care services. The video discusses the challenges faced by the health sector, particularly during the COVID-19 pandemic and other health crises. It highlights the importance of adequate funding for the sector to ensure the provision of essential health services to the public.

Highlights

PhilHealth is facing a surplus of funds, with the government seeking to return 0.9 billion to the National budget.

Some protest the move, arguing the funds should be used to further improve healthcare services, especially for the needy.

A woman in Cebu City gives birth on the side of the road, fearing she cannot afford hospital delivery costs.

PhilHealth is mandated to provide universal health coverage, but there are concerns about the adequacy of its funding.

The surplus funds of PhilHealth are being considered for redirection to other government agencies for infrastructure projects.

The legality and morality of using PhilHealth funds for non-healthcare purposes are questioned.

Alvil, a PhilHealth member, faces high medical bills for her child's treatment, highlighting the financial burden on patients.

PhilHealth has increased premium contributions, affecting members like Alvil who now pay more but receive limited benefits.

There are calls to expand PhilHealth coverage for the poor, rather than reducing funds for healthcare.

PhilHealth's benefits have increased for certain conditions, but there are concerns about the sustainability of these benefits.

The Department of Finance has issued an order for PhilHealth to return excess funds to the National Treasury.

The Philippine Medical Association criticizes the fund transfer, claiming it violates the Universal Health Care Act of 2019.

The government defends the fund reallocation as a better management of resources, prioritizing essential services.

Private hospitals express concern over PhilHealth's debt and the potential impact of fund reallocation on their operations.

The public is urged to consider the broader implications of fund allocation on healthcare and other sectors.

The case is brought before the Supreme Court to decide on the appropriate use of PhilHealth's surplus funds.

The discussion highlights the moral and practical dilemmas in managing public health funds in the Philippines.

Transcripts

May bagong issue ngayon ang Phil health

may sobra kasi itong pondo na aabot ng 0

billion ang gusto ng gobyerno maibalik

ang pera sa National budget Pero

ipinoprotesta ito ng Ilan dahil Bakit

hindi na lang daw gamitin ang sobrang

pera para pagbutihin pa ang pagbibigay

ng serbisyong

pangkalusugan lalo na para sa mga

nangangailangan sa gilid na ng kalsada

sa Cebu City naabutan ka makailan ng

panganganak ang babaeng ito ayon sa mga

saksi kahit may umantabay namang

ambulansya ang babae hindi pa rin sumama

tumanggi rin siyang magpadala sa ospital

sa takot na wala siya may pambayad

paabot ligtas kaya niyang

[Musika]

mailulusot dapat ng Phil health coverage

ang mga katulad niyang mahihirap na kung

sakaling magpapa siya makakakuha siya ng

benefit Sa panganganak mula sa Phil

health lalo pa't napaulat na ang Phil

health na siyang nangangasiwa sa

Universe health coverage ng mga Pilipino

sobra-sobra pa lang ngayon ang

pondo aabot ng halos 9 billion ang sobra

sa pera nito pero imbes na ang pondo ng

Phil health ilaan direkta sa mga

proyektong pangkalusugan ibabalik pala

ito sa gobyerno para mailaan sa ibang

mga ahensya ang laki pa ng bayarin Bakit

siya ilalaan sa infrastructure Bakit sa

Phil health kukunin

napakahirap na mahirap talaga walang

maasahan ang pagbalik ng extrang pondo

ng Phil health sa gobyerno legal ba o

nararapat lalo pa't marami tayong mga

kababayan nangangailangan ng tulong sa

kanilang

kalusugan isa sa mga umaasa sa

makukuhang benepisyo sa Phil health si

alvil na Kamakailan lang naconfine ang

anak na si albea matapos itong madulas

masakit daw po B to nakangiwi na po yung

face niya nag City scan po siya nakita

po yung 24 cc na dugo sa brain kinin po

agad ng mga gamot umasa si alvil na

malaki ang makukuha niyang discount

dahil Phil health member siya lalo't ang

premium contribution ng mga katulad

niyang miyembro ni tulang Pebrero

nagkaroon ng increase nakasaad kasi siya

sa batas by 2025 dapat po na iincrease

natin to 5% kada buwan nagbabayad si

alvil ng premium pay na Php500 na

kinakaltas sa kanyang sweldo at Php500

na sagot naman ng kanyang employer pero

si alvil halos atakihin sa puso 398 na

yyung running bill namin ang kinaltas po

sa bill 76,000 po napaupo na lang ako

Ito lang po ba talaga yung kayang ibigay

ng Phil health ang gastusin ni alvil

madadagdagan pa dahil sa kakailanganin

niyang laboratory tests yung

conventional angiogram medyo may

kamahalan Hindi rin namin alam Saan

kukunin kasi hindi po ako nakabalik sa

trabaho simula nung naospital yung anak

ko kaya nung nabalitaan ni alvil na May

sobrang pondo ang Phil health napatanong

siya nandito ako nag-struggle sa ospital

ang laki pa ng bayarin ba Hindi po nila

i-prioritize

yung mga pasyente

sa Phil health o Philippine health

insurance corporation nakadepende ang 50

milyong mga Pilipino para sa kanilang

health insurance maliban sa diskwento sa

hospital bill ang ilang qualified

members entitled sa ilang medical

services gaya ng dialysis para sa mga

may sakit sa bato at radiotherapy para

sa mga May cancer may benefit claims din

para sa mga pasyenteng na stroke may

newborn sepsis at num niya i-expand po

natin siya from php8,000 na coverage to

around 90,000 already ischemic stroke is

from 28,000 to around 76,000 Iyung

pag-aakyat natin ng benepisyo ng breast

cancer from 100,000 to 1.4 malaking

bagay ang mga ito Pero para sa mga kapos

o talagang walang-wala mas mainam raw

sana kung lalakihan pa ang coverage o

hindi kaya mailibre ng tuluyan ang

gastusin sa ospital lalo ang pondo ng ph

health sobra-sobra pala aside from the

90 billion po ang there still a

remaining 500 bilon po sa PH heal nasa

batas naman din na kami ay dapat

magkaroon ng tinatawag na reserve fund

Dahil sobra sa pondo ang PH health ang

Department of Finance nagpalabas ng

circular order na naguutos sa PH health

na ibalik ang sobra nilang pondo sa

National treasury to fund The un program

appropriations

Congress deter that there is another Ato

a sa pamagitan ng

pagk sa mga natulog at nagam na per ng

go

con Saang prama

magagamit baka meron kayong

magandang sagot

palus for

unacceptable plano kasing gastusin ang

malaking bahagi ng pondo para sa

infrastructure projects ng gobyerno

Naniniwala po kayo na legal po ito Opo

hindi ko gagawin kung hindi ito ilal How

about morally morally yung pagbigay ng 6

libong trabaho potentially at yung

pagtago ng ekonomiya Palagay ko moral na

moral yon ang hakbang na ito binatikos

ng Philippine medical Association pati

na ng anim na dating secretaries ng

Department Of Health labag daw kasi ito

sa universal health care Act of 2019

immoral yung transfer ng ah Fil health

fun pag nanakaw po yun eh alin sunod ho

sa batas any pondo ng ph health kung

sumobra po kayo gagamitin lang niyo sa

dalawang bagay palakihin po yung

benepisyo ng bawat pasyente Ninakawan ka

na niloko ka pa at ang feeling ko

ginagago nila ang Pilipino dapat

magkaroon na ng tr kung hindi luhaan ang

bawat Pilipino agad nag-file ang

Philippine medical Association ng

temporary restraining order o tro sa

korte suprema nakipag-ugnayan kami sa

Department of Finance si Finance

secretary Ralph Recto nagpaunlak ng

interview secretary Recto una sa lahat

pakipaliwanag nga po Bakit kailangang

Ibalik sa National budget or sa treasury

yung sobrang pondo ng Phil health

Inutusan kami ng kongreso nasa Gel

appropriations Act of 2024 repasuhin

ninyo tignan ninyo yung mga natutulog na

pera na nandiyan sa goc na hindi

napapakinabangan at kung may sobra

Gamitin natin pagpopondo ng UN program

fund ng budget sa dami ng

pangangailangan ng 115 million Filipinos

mula sa kalusugan sa edukasyon

siguraduhin natin yung cash natin yung

cash management natin na gagamit natin

ng maayos sa Sana maisip din nila ang

trabaho ng Department of Finance ang

ginagastos natin sa isang araw php1.4

billion a day ang nakokolekta natin sa

buwis tax and non-tax Revenue 11.8

billion a day ang inuutang natin araw

araw ah 4 billion a day hindi ko nais

dagdagan ang utang ng ating bansa hindi

ko nais dagdagan ang buis na sasaluhin

ng mamamayang Pilipino So kung may

natutulog na pera diyan at pwedeng

pakinabangan kaso si natinang tama Bakit

hindi siya ay unconstitutional siya

illegal ang pondo ng universal health

care kung sumobra hindi pwedeng kunin ng

gobyerno yung universal health care ako

ang principal author ni actually

sa isue sabihin m na natin kontrabida

kung kontrabida pero ginagawa ko yung

tungkulin ko may basis ho ba yung

sinisigaw ng mga kontra ho dito sa

pagbalik ng pera na pera namin yan wala

tayong binawas diyan hindi natin kinuha

dito yung members contribution ang

binalik sa treasury ay yyung mga

subsidiya na galing sa National

Government na hindi nagastos ng Phil Yes

I'm sure ang sasabihin ng mga tao eh

pondo rin naman ng gobyerno yon Why make

a this

galing din naman sa taxes yan k subsidy

yan or contribution from field health po

ba sabi ko nga 115 million tayo at

trabaho namin sa dof hanapan ng pondong

yan na hindi Dadagdagan ang utang ng

Pilipinas kung may sobrang pondo yung

Phil health dagdagan ng benepisyo oo

hindi mo pwedeng iwas o dagdagan na lang

para yung babayaran o yung kakaltasan sa

hospital bills sa mga maospital na mga

nangangailangan Cor mas malaki yung

makukuha nilang discount Hindi ho daw ba

pwedeng ganon na lang ginagawa ngayon

yun nabawasan ba yung ah benefit package

ng feel health hindi nadagdagan 30%

across the board Libre ba ang mammogram

Kaya maraming may breast cancer eh kasi

hindi maka-afford yung mahihirap eh

magkano colonoscopy 30,000 isang silip

Hindi naman libre para sa lahat pero may

pondong affiliate na nandiyan na na

sobra ba hindi ginamit Hindi mo ba

pwedeng pag may sobrang pondo dito k

sobra yung pamalengke mo O di Itabi mo

muna para dagdagan mo yung mga kailangan

mo kailangan mo pala ng grocery mga

ganyan Hong thinking O tama e big bigla

yung anak mo nagkasakit yung pang

grocery mo gagamitin mo sa sa sakit kw

nagtabi ka para sa sakit eh wala namang

Sakit yung anak mo kailangan mong dagdag

na pagkain ilalagay mo sa pagkain muna

Okay so parang ganun yung ginagawa ninyo

that's part of it nung naisa publiko ang

sobrang budget ng Phil health umalma na

agad ang private hospitals Association

of the Philippines Bakit naman daw

magbabalik ang Phil health ng pondo

gayong may utang pa sila sa mga

pribadong ospital mula sa inabonohan

nilang diskwento sa hospitalization ng

ilang mga pasyente ang estimate namin

mga around 4 to 6 billion pa yun pala

meron pa silang ganon kalaking pera

tapos parang hirap na hirap silang

magbayad sa amin bakit ganon we have

started paying all those malaki na po

ang porsyento na nabayadan natin pero

yung mga taga health sector

understandably ang sabi nga ng mga bata

ngayon ang bias nila Syempre for the

health sector din eh nakita naman yes

magandang tanong yan Oo Eh nakita naman

daw ho natin ang nangyari nung pandemic

na napaka challenge ng ating health

sector ang daming

pangangailangan Bakit hindi na lang daw

po ibalik lang din sa health sector yung

extrang pondo well yan ang unang ginawa

natin we paay 20 7 billion to the

frontliners nung pandemic dagdagan Dapat

natin yung imprastruktura kahit may feel

heal ka kung walang ospital magagastos

mo ba yung pH health isa sa mga programa

ng ph health ang tinatawag na konsulta

package naglalayon itong magbigay ng

libreng konsulta at gamot sa Barangay

ito ang inaasahan ni Danilo para sa

maintenance medicine ng kanyang ina na

may high blood E wala ho akong trabaho

kasi ngayon e pero sa mga nakalipas na

linggo mahirapan na raw makahingi nito

sa kanilang health center sa Barangay

Malanday sa valenzuela Wala raw gamot ko

anam e bast sinabi mo pag wala wala the

lgu is now procuring for our own

constituents na ibibigay natin sila o na

limited capacity pero hindi naman

nagkakaroon ng kawalan kakulangan meron

siguro pero sinasabi rin po yun

secretary ha na pag binalik sa National

Government yan eh kukurakutin lang pag

pupunta na naman sa anti-flood projects

mga G ba hindi na lang m ipagawa ng

health centers gagawin din natin yun eh

so in your defense you're saying

secretary This is better management of

the funds pinag-aralan natin tama naman

dapat nagpa-publish

para makasagip ka ng tao samantala

balikan natin ang babae sa Cebu na

tumangging magpadala sa ospital at

piniling manganak sa gilid na lang ng

kalsada dahil sa wala siyang perang

pampa nse may mga rumesponde naman daw

na medical workers at volunteers pero

tumanggi pa rin ang babae ang Ginang na

piniling manganak sa kalsada at ang

iniluwal niyang

sanggol parong

[Musika]

namatay nakakalunos kasing isipin lagi

na nangungutang ang mga tao pag

na-hospital ang iba nagtitiis ang iba

nagpapakamatay na lang that is a basic

human right Dapat ipaglaban natin ito

yun nga lang bago pa maisumite ang

temporary restraining order nakapag

remit na pala ng 20 at 10 billion sa

National treasury samantalang ang

nalalabi pang ph0 billion nakatakdang

Ibalik sa susunod na taon Nakikiusap ako

sa inyo President Bongbong Marcos

secretary Recto po tigilan niyo na yung

pagta-traydor

na marami paang sobrang pondo ang

gobyerno o ang mga ahensya nito katulad

ng Phil health gayong saksi tayo kung

gaano naghirap ang sektor ng kalusugan

sa nagdaang covid-19 pandemic at nitong

pagdami na naman ng mga kaso ng

leptospirosis at dengue marami tayong

mga kababayan hindi kayang magbayad sa

ospital o bumili ng gamot man lang sa

kabilang banda naman may ibang mga

pangangailangan na kay ka ilangan ding

tustusan ng gobyerno nasa korte suprema

ngayon ang pagpapasya kung saan ba dapat

mapunta ang sobrang pondo ng Phil health

gayun man Mabuti rin na ang isyung ito

napag-uusapan ngayon ng publiko morally

unacceptable yung paglago ng ekonomiya

Palagay ko moral na moral yun lalo ang

nakasalalay rito kalusugan at kapakanan

lalo na ng mga higit na nangangailangan

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