TJÄNA PENGAR PÅ AKTIER - Mina 5 bästa tips och råd!

Summary

Marcus Lindblad from SparaCash.se shares his success in earning over SEK 40,000 on shares this year. He simplifies the two primary ways to profit from stocks: buying shares at a low price and selling at a higher one, and investing in dividend-paying companies. Marcus offers practical advice for beginners, emphasizing the importance of investing only what you can afford to lose, understanding the companies you invest in, and being patient for long-term gains. He also recommends starting with an investment savings account for tax benefits and focusing on profitable companies with a positive P/E ratio.

Takeaways

• 💼 The speaker, Marcus Lindblad, has earned over SEK 40,000 on shares this year, emphasizing that making money on stocks is achievable.
• 📈 There are two primary ways to make money on stocks: buying shares at a certain price and selling them for more, or buying shares that pay dividends.
• 💹 Marcus shares his personal experience with investing in Plejd, where he made a significant profit by buying shares at a low price and selling them as the company's value increased.
• 💰 Dividends are profits shared by companies with their shareholders, providing a direct income stream that is deposited into the investor's account.
• 🏦 Larger, stable companies are more likely to pay dividends, while smaller, growth-oriented companies may reinvest earnings instead of distributing them.
• 🚫 Marcus advises beginners to only invest money they can afford to lose, as the stock market can be volatile and investments should be held for at least 3-5 years.
• 🤔 It's important to invest in companies you understand, ensuring you have confidence in their business model and profitability.
• 🕒 Patience is key in stock market investing; frequent buying and selling can lead to losses, while a long-term approach can yield higher returns.
• 💼 Investing in an investment savings account (ISK account) offers tax benefits and reduces the administrative burden for investors.
• 📊 Marcus recommends buying shares in profitable companies, using the P/E ratio as a simple indicator of a company's profitability.
• 💪 The most crucial lesson for beginners is to start investing, even with a small amount, to gain experience and learn from the stock market's ups and downs.

Q & A

How much money has Marcus Lindblad made on shares this year according to the script?

Marcus Lindblad has made over SEK 40,000 on shares this year.

What are the two primary ways to make money on stocks as mentioned in the script?

The two primary ways to make money on stocks are: 1) buying shares at a certain price and selling them later at a higher price when the value increases, and 2) buying shares that pay dividends, which means earning money as the company shares its profits.

What is the significance of the term 'SparaCash' in the script?

SparaCash is a website run by Marcus Lindblad, aimed at beginners who want to learn how to save and invest in shares, funds, and more. It is designed to make the process of investing simple and easy to understand.

What is the strategy Marcus used when he first bought shares in Plejd?

Marcus used a strategy he calls a 'small security post' when he first bought shares in Plejd, which means he invested a small amount to force himself to read more about the company and not risk too much if the share price went down significantly.

How much did Marcus invest in Plejd over time?

Initially, Marcus invested SEK 5,000 in Plejd, then increased it to SEK 20,000, and finally invested a total of DKK 30,000 in Plejd.

What was the value of Marcus's shares in Plejd at the time of the script?

At the time of the script, the value of Marcus's shares in Plejd was SEK 95,000, which is an increase of just over SEK 65,000 from his initial investment.

What is the percentage increase of Marcus's investment in Plejd as mentioned in the script?

The percentage increase of Marcus's investment in Plejd is 216%.

Why did Marcus decide to buy more shares in Plejd according to the script?

Marcus decided to buy more shares in Plejd because the company was doing well over time, which indicated potential for further growth and profitability.

What is the importance of dividends in investing in stocks as explained in the script?

Dividends are important in investing in stocks because they represent a share of the company's profits that is distributed to shareholders. This provides a direct cash return on investment and can also increase the value of the shares if reinvested.

What advice does Marcus give for beginners who are considering investing in stocks?

Marcus advises beginners to: 1) only invest money they can afford to lose, 2) buy shares in companies they understand, 3) be patient and avoid frequent trading, 4) consider investing in an investment savings account (ISK) for tax benefits, and 5) buy shares in profitable companies.

What is the main takeaway from Marcus's investment experience that he wants to share with beginners?

The main takeaway is to start investing and not be afraid to do so. Marcus encourages beginners to start small, learn from the experience, and gradually build their investment knowledge and portfolio.

Outlines

00:00

💹 Stock Market Earnings and Strategies

Marcus Lindblad, from SparaCash.se, shares his success in earning over SEK 40,000 on shares this year and aims to simplify the concept of making money on stocks. He outlines two primary ways to profit from stocks: buying shares at a certain price and selling them when their value increases, and investing in dividend-paying shares, which provide a direct income from company profits. Marcus demonstrates his own stock trades, including a significant investment in Plejd, a company that has shown substantial growth, resulting in a 216% increase in his investment value. He emphasizes the importance of understanding the risks involved and the potential for shares to lose value if the company performs poorly in the future.

05:02

💰 Understanding Dividend Stocks and Investment Tips

The second paragraph delves into dividend stocks, explaining that larger, stable companies often share their profits with shareholders. Marcus contrasts this with growth companies like Plejd, which reinvest earnings to fuel further expansion. He discusses the benefits of receiving dividend payments directly into one's investment account, which can be reinvested or used otherwise. Marcus also shares his personal experience with dividend stocks, using Castellum as an example, where he has received increasing dividend payments over the years. He concludes with investment tips, advising beginners to only invest money they can afford to lose, to invest in understandable companies, and to be patient, as frequent trading can lead to losses. He also recommends investing in an investment savings account (ISK) for tax benefits and to focus on profitable companies with a positive P/E ratio.

10:03

🚀 Getting Started with Stock Investments

In the final paragraph, Marcus encourages viewers to start investing, emphasizing that the most important step is to begin. He shares his personal journey, which began six years prior and has led to a lifestyle where he can teach others about investing. He advises starting small, with as little as SEK 100, and to use platforms like Avanza or Nordnet, which offer brokerage-free trading. Marcus invites viewers to open an account, watch more of his videos, and visit SparaCash.se for extensive educational resources. He concludes by urging viewers to take the first step in investing and to ask questions, promising to respond promptly, and wishes them luck in their investment endeavors.

Keywords

💡Stocks

Stocks, also known as shares, represent ownership interests in a company. They are a fundamental concept in the video as the speaker discusses making money through stock investments. The video explains that one can profit from stocks by buying them at a certain price and selling them later at a higher price, as illustrated by the speaker's investment in Plejd shares.

💡Dividend

A dividend is a portion of a company's profits paid out to shareholders. In the context of the video, the speaker mentions that making money from stocks can also come in the form of dividends, where companies share their profits with shareholders. The speaker gives an example of receiving dividends from Castellum, highlighting how it can be a source of income from stock investments.

💡Investment

Investment refers to the allocation of resources with the expectation of generating an income or profit. The video's central theme revolves around investing in stocks, with the speaker sharing his personal experiences and tips on how to invest wisely. The speaker's investment in Plejd and the subsequent profit exemplify the investment concept discussed.

💡Profit

Profit is the financial gain realized when the amount earned from an activity exceeds the amount spent on it. The video emphasizes the importance of profit as a measure of a company's success and as a reason for stock price increases. The speaker's profit from his Plejd shares and the dividends from Castellum are direct outcomes of the companies' profitability.

💡P/E Ratio

The Price-to-Earnings (P/E) ratio is a valuation ratio of a company's current share price compared to its per-share earnings. It is mentioned in the video as a tool for investors to evaluate whether a company is making a profit. A positive P/E ratio indicates profitability, which is a key factor the speaker advises beginners to consider when choosing stocks.

💡Market Fluctuation

Market fluctuation refers to the constant changes in the prices of securities in the financial markets. The video acknowledges the volatile nature of the stock market, advising beginners to only invest money they can afford to lose due to these fluctuations. The speaker's cautionary advice is based on the understanding that stock prices can rise and fall significantly.

💡Beginner

A beginner is a person new to a particular activity or field. The video is targeted at stock market beginners, aiming to simplify the process of investing in stocks and providing guidance. The speaker shares tips tailored to those new to investing, emphasizing the importance of starting small and learning the basics.

💡Investment Savings Account (ISK account)

An Investment Savings Account (ISK account) is a type of account in Sweden that offers tax benefits for investments. The speaker recommends using an ISK account for investing in stocks, as it provides tax advantages and simplifies the investment process. The benefits of an ISK account are presented as part of the speaker's advice for efficient stock market investments.

💡Patience

Patience in the context of the video refers to the investor's ability to hold onto their investments for an extended period without being swayed by short-term market movements. The speaker stresses the importance of patience as a key virtue for successful long-term investing, suggesting that frequent trading can lead to losses and that a more patient approach can yield better results.

💡Diversification

Diversification is the strategy of spreading investments across various financial instruments, industries, and other categories to reduce risk. While not explicitly mentioned in the video, the concept is implied when the speaker talks about having both dividend shares and growth shares, suggesting that a mix of different types of stocks can be a prudent investment strategy.

💡Brokerage

A brokerage is a business that facilitates the buying and selling of securities such as stocks. The video mentions brokerages in the context of investing platforms like Avanza and Nordnet, which allow users to invest in stocks without incurring brokerage fees. The speaker's reference to these platforms underscores the accessibility of stock market investments for beginners.

Highlights

Earned over SEK 40,000 on shares this year, demonstrating the potential of stock market investments.

Two primary ways to make money on stocks: capital gains and dividends.

Capital gains are made when the price of shares increases over time.

Dividend stocks pay out a portion of company profits to shareholders.

Marcus Lindblad, founder of SparaCash.se, shares his personal stock trading experiences.

Invested in Plejd, a company that has shown significant growth, leading to a 216% increase in shares' value.

The importance of understanding the company you invest in to avoid potential losses.

Dividend stocks offer a steady stream of income directly into your investment account.

Castellum, a real estate company, as an example of a dividend stock that increased its dividend payout.

Combining dividend and growth stocks in a portfolio can provide both income and capital appreciation.

Tip for beginners: Only invest money you can afford to lose due to market volatility.

Advice to invest in companies you understand to make informed decisions.

Emphasizes the virtue of patience in stock market investments for long-term gains.

Recommends investing in an Investment Savings Account (ISK) for tax benefits.

Urges investors to buy shares in profitable companies to ensure sustainability and growth.

Encourages beginners to start investing with small amounts to learn the market.

Provides resources and a community through SparaCash.se for learning and support in stock investments.

Transcripts

You looked right!

I have already earned over SEK 40,000 on shares this year

It is not that difficult to make money on stocks.

I tried to tell this in my previous videos

But I think that in this video

so we should simplify

We go through the only two ways you can make money on stocks. I will also show you mine

stock trades that I made money on

So you can see

Exactly how it works

When making money on stocks

A small bonus is that in the end I will give you my best tips for when to buy shares.

So that you can make as much money as possible.

If you did not know, my name is Marcus Lindblad

I run SparaCash.se

SparaCash is for you who are a beginner who wants to learn how to save in shares, funds and much more!

I want to make it simple and easy for you who are a beginner.

Pick up a good cup of coffee because now we start the video. And thank you so much to you who have invited me for a coffee.

Briefly explained, there is

Two ways you can make money on stocks.

The first way is when buying stocks

How to buy the shares for a certain price

Over time, the price of your shares can go up

And then you sell them for a more expensive price

and then you have made money on your shares.

The second way

Which you can make money on stocks through

It is that you buy

Shares that pay a dividend

This means that companies share their profits as they do

Thus, you earn

Money through it

And then you get this money

directly to your account in which you own the shares

and then you have made money.

Coffee break!

Nice

So we start with way number 1. And that is that you make money

when the price of

The shares are going up

And in my first video

called 'Aktier för nybörjare' (stocks for beginners)

I showed you how to buy shares

And I bought some shares in the company called Plejd

"And now the purchase of the shares went through and I now have 1 share in Plejd"

And then it was like that

That I June 8, 2020

Bought shares for

Just over DKK 5,000 in Plejd.

What I did then was that I bought into Plejd with a small security post as I call it.

What it simply means to me

I force myself to read more about the company

Then I will not lose a profit if the share goes up very much.

But I also do not go in too heavy if it is the case that I have missed some detail on the road

which means that the share may fall very much. It might not hurt as much!

But if we wind up the band a little, then I bought a little more shares

Closer to SEK 15,000

In total, I then invested SEK 20,000 in Plejd

As time went on

so it went better for the company Plejd and thus I decided

To buy a little more shares in Plejd.

Then I bought for SEK 10,000 more

So invested a total of DKK 30,000 in Plejd.

If you look at the value today of my shares

As I have invested in care

So today they are worth SEK 95,000

Which means an increase of just over

65000 kr

On my SEK 30,000 that I have invested in Plejd.

In percentage terms, this means an increase of 216%

right now

So if I were to sell my shares

Then I would have made a profit

At SEK 65,000 today

And this is not something that is normal for a stock to increase so much in one year

I was simply lucky

And I should thank myself for that ...

You need to know

If the company is doing poorly in the future or they may go bankrupt

Then come mine

Shares may theoretically be worth 0

And then I did not make any money

You have not made money until

Sold or taken home his profit

And for you who are a beginner who may not really

Understand why the price of these shares

In Plejd has gone up so much

Then I'll try to explain it now

The simple explanation for why the price of the shares in Plejd has gone up so much

It's simply that company

Has shown

That they can make more money than they have done before

And what happens

That to other individuals like you and me or

Banks and other companies

They believe that Plejd's shares are

Attractive and they also want to invest in this company

If it is the case that they continue to do just as well in the future

And what you do then is that

to raise the price

As one is willing to pay

For ordinary shares

And what happens is that the price of the shares goes up

Which makes my investment worth more than it was before

Put number 2 that you can make money on stocks

I made a video about dividend stocks

As you can see here and in that video, I go through some basics about why a company pays dividends

How to make money on it

But simply put, it's about

Companies - usually slightly larger companies

share a piece of the profit that they make

They thank us shareholders for what we want

Be part of the company

But also then to

Those who own a piece of the company like you and me

Or those who have founded the company should get

A small part of the profit simply

Eat a small piece of the cake

Not all companies share the profits

Plaid that I talked about earlier

They do not share their profits

Because they think

The money they earn

Will stay in the company

And should not be distributed to

Because they consider the company

Will use this money in a better way

But larger companies such as banks and real estate companies

Who gets a stable

Cash flow as it is called

they make a lot of money every month or every year and so on

They are generous and want to share with us

Like Thank you for investing in their business

But what I like about dividend stocks

You get a little

Money that thus pure cash into the account

And the money they drop into the same account that you own your shares on

So you have few shares in a dividend share

on, for example, an Investment Savings Account

Then the money will fall into the same account that you own the shares in

And then it's free for you

Take out this money and do whatever you want with it

Or buy

More shares

So you get a higher dividend next time

Or whatever you want

Buy a Snickers or whatever

For example, Castellum

Last year I received SEK 3,600 in dividends from Castellum

And now I have bought a little more shares

Castellum

Partly for this dividend money

But even so, Castellum has raised the dividend this year

Which means I'm getting a higher dividend so this year I'll get it

4000 kr

in share dividend from Castellum

But do you then have to choose either or?

No you do not have to! It is just as well to have both a dividend share and a growth share.

If you think the price will go up on the shares instead.

I have both.

That it goes well for you too.

And you think I'll give you my best tips for making money on stocks.

These tips You should think about before buying shares.

So you make the right choice.

Tip number one to 1 for you who are a beginner

Who may not have bought shares yet.

Only invest money that you can afford to be without.

The stock market fluctuates a lot, it goes up a lot and it goes down a lot.

Money that you invest, you should be able to afford to be without for at least 3-5 years.

Let's say you have

Just started working on something and then you have set aside some money

let your salary say SEK 1,000

Do not invest all that money

Maybe starts with SEK 100 or SEK 200 that you can afford to be without

And test a little with them just to feel and learn a little how it works

This way you avoid

To go in too heavy and burn yourself

And then maybe you lose a lot of money and you think it's hard

And then you simply will not continue to invest ...

Start with a small amount

And do not sell without Let it lie!

Then you will learn how it swings up and down

Tip number two

Only buy shares in companies that you understand

Think of it as lending money

if you had lent money to a friend

Which you trust

Yes but then Can you trust this buddy will pay back the money to you

But if you would instead lend money to a stranger on the street that you have never met before

How sure are you that you will get your money back?

It's a bit like investing in shares

Invest in companies that you know how to make money

So that you can get a little more feel, Yes so you can understand a little

This company will use yours

Money the right way

Very many beginners buy companies or buy shares in companies like

they have no idea how they make money and if they even make any money!

Some companies make a loss

And people are just wondering

the stock should go up or down

But do you know what the company does and how they make money

So you will make much better investments

Number 3 be patient

To be patient

This is how you will earn

Terrible much more

Money on the stock market

I remember when I was a beginner

so I keep buying and selling and keep going back and forth like that and followed the stock market every minute

From 9 a.m. to 5:30 p.m.

Do not do it

Invest, log out

Do something else that is fun like

Rather want to redo the days

Do not sit and check every day all the time.

so much you will not learn from a stock market day.

Have patience. The less you do and shop and buy and sell

So you will make a lot more money

This is usually when you go in and try to make quick money on stocks

In short term

as one usually loses money.

Have patience

Log out a little

So you will earn much more

Tip No. 4

Buy shares in an ISK account.

From the beginning

When you start investing

So you get to choose which account you want to invest in

And then there is the investment savings account

Endowment insurance, equity fund account

By having your shares and funds for that matter in an investment savings account

then you get a low tax

And you do not have to keep declaring your business

You get tax-free dividends and you can just enjoy life and chill and have a good time

And the last tip

Buy a company

Who makes a profit!

If you are a beginner

Do not go on buying lots of companies that you have no idea what they are doing

And then they go with a loss

For What do companies that make a loss do?

Well they are doing something wrong!

Because it is not sustainable to run companies that do not make money

Or who does not make a profit in any case

Then you need to be very confident in your investment

Start by buying for-profit companies

You can only check the P / E ratio

If the P / E ratio is above zero, that is positive - then the company is making a profit.

If they are at a negative P / E ratio, they are at a loss.

Avoid them in the first place.

until you have learned a little more

Then you can consider buying other companies.

The most important lesson when you want to start investing in stocks.

It's just getting started!

Dare to invest Do not be afraid to invest.

Start with as little as just SEK 100

Buy a Swedish company that you are aware of that is listed on the Stockholm Stock Exchange

At Avanza you can do it completely without brokerage and also at Nordnet.

It's perfect for you who might want to get started and learn investing!

I'm incredibly glad I did.

I started just over 6 years ago.

And yes I could never believe I can live on this right now.

I do not live on my stock portfolio

But working on this

To teach beginners like you

About this with investments and stocks and mutual funds.

So start today

Open an account via the link in my description

And watch my other videos and check out SparaCash.se

There is an incredible amount of info that you can learn

And you will thank yourself in the future if you take this now

Good luck with your investments and if you have any questions, ask it down here

In the comments field, I will respond to it as soon as possible.

Thank you very much for watching the video. Have a good one!

Hello!

That I have to do a little more research