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Summary

The script explains 'dividend-paying stocks' as regular shares where companies distribute profits to shareholders, typically annually, but sometimes quarterly or monthly. It uses an example of David's Painting AB with a 10 kr dividend per share and a 10% direct yield. It also discusses foreign withholding tax on dividends from companies outside Sweden, which can vary by country, and how Nordnet helps reclaim this tax in capital insurance policies. The script guides viewers to find key data like dividend and direct yield on Nordnet's platform and suggests further reading on Nordnet Academy for more information on stocks and investment.

Takeaways

• 📈 A dividend stock is a regular stock that offers a 'dividend', which is a share of the company's profit paid to shareholders.
• 💰 As a shareholder, you receive a dividend without any additional action, simply by owning the stock, with the money being deposited into your account.
• 🗓 Dividends are typically paid annually, but can also be distributed quarterly or monthly, depending on the company's decision.
• 🌰 The script provides an example of David's Painting AB, where a dividend per share of 10 kr is given, meaning for each share owned, you receive 10 kr.
• 🧮 The 'direct yield' is calculated by dividing the share price by the dividend per share, and in the example, David's Painting AB has a direct yield of 10%.
• 🔍 The direct yield percentage can be used to compare with other companies to see how much return you get for owning the shares.
• 🌍 If you purchase shares in a company with a tax domicile outside of Sweden, you may be subject to 'foreign source tax' on the dividend.
• 💶 In the second example, the script mentions a dividend of 100 euros with a source tax of 15 euros, where the source tax is usually 15% but can vary by country.
• 📊 Nordnet provides a useful table in their FAQ that shows the source tax rates for different countries.
• 🛡 Nordnet also assists in reclaiming source tax if you hold shares in a capital insurance policy with them, simplifying the process compared to contacting the tax authority.
• 📚 More information about capital insurance and account types can be found in articles on Nordnet Academy.
• 🔍 On Nordnet's platform, you can find key data about a company, including the determined dividend per share and calculated direct yield, by navigating to the 'Overview' or 'About the Company' sections on the instrument page.

Q & A

What is a dividend stock?

A dividend stock is a regular stock where the company decides to share its profits with shareholders in the form of a 'dividend', which is a payment made to the stockholder without any additional action required on their part.

How often are dividends typically paid out?

Dividends are usually paid out once per year, but they can also be distributed quarterly or monthly depending on the company's policy.

What is the example given in the script to illustrate dividend payment?

The script uses the example of David's Painting AB, which has a dividend per share of 10 kr. If you own 1 share, you receive a 10 kr dividend.

What is 'direct yield' and how is it calculated?

Direct yield is the return on investment received directly from the dividend. It is calculated by dividing the share price by the dividend per share. For David's Painting AB, the direct yield is 10%.

Why is direct yield important for investors interested in dividend stocks?

Direct yield is important as it allows investors to compare different companies and understand how much return they are getting for owning the shares.

What is foreign source tax and how does it relate to dividend stocks?

Foreign source tax, also known as 'utländsk källskatt', is a tax paid on dividends from companies with a tax domicile outside of Sweden. It can vary significantly between different countries.

How much is the typical source tax on dividends from foreign companies?

The typical source tax is 15%, but it can differ between countries. There is a table in the FAQ section that provides specific rates for different countries.

How can investors reclaim the source tax on their dividends?

Investors can reclaim the source tax through a capital insurance policy with Nordnet, which helps automate the process and makes it easier than contacting the tax authority.

What resources does Nordnet offer to help investors understand dividend stocks better?

Nordnet offers articles and information on dividend stocks, capital insurance, and account types on Nordnet Academy, which investors can refer to for more information.

How can investors find key data about a company's dividend on Nordnet's platform?

Investors can find key data such as the determined dividend per share and the calculated direct yield by navigating to the 'Key Data' section on the 'About the Company' page of a stock's instrument page on Nordnet's platform.

What additional resources are available on Nordnet Academy for investors interested in stocks and other investment topics?

Nordnet Academy provides a range of articles on stocks, investment strategies, and other financial topics to help investors expand their knowledge and make informed decisions.