MXRF11 ou BANCO DO BRASIL: QUAL paga mais DIVIDENDOS? (RESULTADO INCRÍVEL)

Summary

In this video, a detailed comparison is made between Banco do Brasil and MXRF11, two popular assets for generating passive income. The script analyzes their performance over the past 2, 5, and 10 years, focusing on dividend payouts and capital appreciation. MXRF11, a real estate investment fund, excels in delivering higher and more consistent dividend yields, while Banco do Brasil shows strong capital growth alongside its dividends. The video offers insights into the strengths of each asset, helping viewers decide which might better align with their investment goals for long-term growth or steady income.

Takeaways

• 😀 Banco do Brasil (BBAS3) and MXRF11 are two popular investment options in Brazil, known for their consistent and predictable dividend payouts.
• 😀 Banco do Brasil provides a clear dividend calendar, ensuring investors know exactly when dividends will be paid.
• 😀 MXRF11, a real estate investment fund (FII), distributes dividends monthly, offering a regular cash flow for investors.
• 😀 From 2014 to 2024, Banco do Brasil's dividends grew at a compounded annual rate of 10.6%, providing consistent income growth.
• 😀 Over a 2-year period, reinvested dividends from Banco do Brasil resulted in a portfolio value of R$ 16,229.44, with a monthly income of R$ 121.21.
• 😀 MXRF11 outperformed Banco do Brasil in dividend accumulation over a 2-year period, with total dividends reaching R$ 2,845.97 and a portfolio value of R$ 11,771.76.
• 😀 While MXRF11 leads in terms of monthly dividends, Banco do Brasil's stock price growth results in higher capital appreciation over a 5-year period.
• 😀 Over 10 years, MXRF11's reinvested dividends resulted in a portfolio value of R$ 18,540, surpassing Banco do Brasil’s R$ 32,372.26 in total portfolio value.
• 😀 The simulation of future investments in both assets, assuming R$ 10,000 invested in each, showed MXRF11 delivering higher monthly income (R$ 691.20) compared to Banco do Brasil (R$ 570.65).
• 😀 The key takeaway is that MXRF11 is a strong choice for dividend-focused investors seeking regular income, while Banco do Brasil is better suited for those looking for capital appreciation with solid dividends.

Q & A

What is the main focus of the video script?

The main focus of the video script is comparing two investment options—Banco do Brasil (BBAS3) and MXRF11 (a real estate investment fund)—in terms of dividends, passive income, and overall performance over different time periods (2, 5, and 10 years).

Why are Banco do Brasil and MXRF11 popular in passive income portfolios?

Both Banco do Brasil and MXRF11 are popular in passive income portfolios because they consistently deliver strong and predictable dividends. Banco do Brasil offers reliable dividends with an official calendar, while MXRF11 provides monthly payouts, making them attractive to investors seeking steady income.

How does Banco do Brasil ensure predictability in its dividend payouts?

Banco do Brasil ensures predictability by providing an official dividend calendar. This calendar includes specific dates for dividend announcements and payments, giving investors clear expectations of when they will receive dividends.

What is the compound annual growth rate (CAGR) of Banco do Brasil's dividends from 2014 to 2023?

Banco do Brasil's dividend CAGR from 2014 to 2023 is 10.6%, showing consistent growth in its dividend payouts over the past decade.

How does MXRF11's performance compare to Banco do Brasil in terms of dividends?

MXRF11 outperforms Banco do Brasil in terms of dividend payouts, with a CAGR of 13.75% over the past 5 years. MXRF11 also pays monthly dividends, which provides a higher and more frequent income stream compared to Banco do Brasil's quarterly payouts.

What was the result of a R$1,000 investment in Banco do Brasil over the past 2 years?

A R$1,000 investment in Banco do Brasil over the past 2 years, with dividends reinvested, resulted in a portfolio worth R$16,229.44, with an average monthly dividend income of R$121.21 in 2024.

How did MXRF11 perform over the same 2-year period compared to Banco do Brasil?

Over the same 2-year period, MXRF11 outperformed Banco do Brasil in terms of dividends, generating R$2,845.97 in dividends and growing the portfolio to R$11,771.76. The monthly dividend income was R$151.73, surpassing Banco do Brasil's.

What is the importance of buying at the right price according to the video?

The video emphasizes that buying assets at the right price is crucial. This can significantly impact overall returns, as the price paid for an asset influences both dividend yields and capital appreciation. The comparison highlights that Banco do Brasil performed better when its price was lower.

How did MXRF11 perform over a 10-year period compared to Banco do Brasil?

Over a 10-year period, MXRF11 generated nearly double the dividends compared to Banco do Brasil. With a R$1,000 initial investment, MXRF11 produced R$18,540 in dividends, whereas Banco do Brasil generated R$11,532.56. However, Banco do Brasil outperformed MXRF11 in terms of asset appreciation.

What is the projected return for an investor who reinvests R$10,000 into Banco do Brasil and MXRF11 for 20 years, according to the Tesouro IPCA 2045 simulation?

The Tesouro IPCA 2045 simulation projects a return of R$64,932.29 after 20 years, adjusted for inflation. If this amount is reinvested into Banco do Brasil, it would result in an average monthly dividend income of R$70.65. If reinvested into MXRF11, the monthly income would be significantly higher at R$691.20.