💳 Cartões Bradesco com Anuidade Grátis? Veja Como Conseguir Mastercard Black e Visa Infinite!

Summary

This video provides a detailed overview of Bradesco's campaign offering four credit card options with waived annual fees for the first year. It explains the eligibility criteria, focusing on clients who don’t have Bradesco credit cards or canceled theirs more than six months ago. The video highlights the spending and investment targets required for each card type (Visa Signature, Visa Infinite, Amex Gold, and MasterCard Black) to waive fees, and compares benefits like reward points, VIP lounge access, and other perks. The presenter also shares a personal preference for the Visa Infinite card due to its superior benefits.

Takeaways

• 💳 Bradesco offers four credit card options (Visa, Amex, MasterCard) with the possibility of an annual fee waiver.
• ⏳ The promotion is valid for new cardholders or those who canceled their Bradesco cards more than 6 months ago.
• 📅 Cards must be applied for by December 31, 2024, to participate in this promotion.
• 💰 For the Bradesco Visa Signature and Amex Gold Card, spend R$2,000 within 90 days or invest R$50,000 to waive the first-year fee.
• 💼 For the Bradesco Visa Infinite and MasterCard Black, spend R$3,000 within 90 days or invest R$50,000 for the first-year fee waiver.
• 📆 To keep the annual fee waived after the first year, spend R$24,000 annually for the Visa Signature and Amex Gold or R$36,000 annually for Visa Infinite and MasterCard Black.
• 🛫 Bradesco MasterCard Black offers unlimited VIP lounge access at Guarulhos Airport and 2 free visits through LoungeKey.
• ✈️ Bradesco Visa Infinite provides 4 free VIP lounge visits annually via DragonPass, with better lounge access than LoungeKey.
• 🎯 The cardholder can request an additional card with an annual fee waiver if done during the initial card application.
• 👍 The video creator personally prefers the Bradesco Visa Infinite due to higher points accumulation, better VIP lounge access, and more desirable Visa benefits.

Q & A

Who is eligible to participate in this Bradesco credit card promotion?

The promotion is open to customers who do not currently hold a Bradesco credit card or who canceled their Bradesco credit card more than six months ago.

What is the deadline to apply for the cards in this promotion?

The campaign is valid for cards requested until December 31, 2024.

Which credit cards are included in this promotion?

The promotion includes four cards: Bradesco Visa Signature, Bradesco Visa Infinite, Bradesco Amex Gold Card, and Bradesco MasterCard Black.

What are the spending requirements for first-year annual fee waivers for these cards?

For Bradesco Visa Signature and Amex Gold, spend R$ 2,000 in the first 90 days or invest R$ 50,000 in Bradesco. For Bradesco Visa Infinite and MasterCard Black, spend R$ 3,000 in 90 days or invest R$ 50,000.

How do the spending requirements differ for maintaining the fee waiver after the first year?

To maintain the fee waiver from the second year onwards, you must spend R$ 2,000 monthly for Visa Signature and Amex Gold or R$ 3,000 monthly for Visa Infinite and MasterCard Black.

What is the reward points system for the Bradesco MasterCard Black and Visa Infinite cards?

The Bradesco MasterCard Black card earns 1.8 points per dollar spent, while the Visa Infinite card earns 2 points per dollar spent. Both cards' points are valid for 24 months.

What are the VIP lounge access benefits for these cards?

The MasterCard Black offers two free accesses via LoungeKey and unlimited access at MasterCard Black lounges in Guarulhos Airport. The Visa Infinite offers four free accesses per year via DragonPass.

Can you request additional cards under this promotion with the same benefits?

Yes, but only if the additional card is requested at the same time as the main card. If requested later, you will have to pay the additional card’s annual fee.

What are the foreign exchange spread rates for these cards?

Both the Bradesco MasterCard Black and Visa Infinite cards have a 5.3% foreign exchange spread, making them less ideal for international purchases.

Which card does the speaker personally recommend, and why?

The speaker recommends the Bradesco Visa Infinite card due to its higher points rate, better VIP lounge access (through DragonPass), and personal preference for Visa’s benefits over MasterCard’s.